Leaders In Payments

Greg Myers

Hear directly from C-level executives in payments/fintech about industry trends, successful strategies, products, services, and what the future holds for the payments/fintech industry. We cover the entire industry from merchant acquiring, payment processing, ISOs, payfacs, fraud, security, issuing, b2b, fintech, to start-ups, if it goes on in payments we will be talking about it.

  1. 3d ago

    Women Leaders in Payments: The Future is Human with Jaime Hawkins, Ingenico | Episode 511

    Checkout is getting faster, smarter, and more invisible, but the stakes feel more human than ever. We talk with Jaime Hawkins, Managing Director, North America at Ingenico, about what it takes to build technology that quietly works in the background while people stay front and center. From her roots in industrial engineering to years of client-facing operations, Jaime explains how process thinking and data analytics shaped her into a different kind of commercial leader and why one mentor’s blunt advice changed the direction of her career. We also dig into what is actually powering modern commerce: not only sleek payment terminals, but platforms and open API integrations that help partners reduce complexity and build tailored point of sale experiences. Jaime shares why payments are “no longer just about taking a payment” and how merchants can turn everyday interactions into actionable intelligence, from understanding customer behavior to improving store performance and delivering personalization like loyalty snapshots and targeted offers. Trust is the thread running through everything. As embedded payments, digital wallets, automation, and even digital assets evolve, Jaime argues that innovation must move hand in hand with security and confidence or commerce starts to crack. Looking forward, we explore the shift from physical hardware to digital interactions driven by biometrics, AI, IoT, and conversational commerce, and what merchants risk losing as the checkout moment gets thinner and thinner.

  2. 5d ago

    Women Leaders in Payments: The Future is Human with Ann Berkmeier, Dash Solutions | Episode 510

    Payments are getting smoother on the surface, but the real story is what happens underneath when something changes, breaks, or needs to scale fast. That’s why our conversation with Ann Berkmeier, Chief Administrative Officer at Dash Solutions, centers on a simple idea with big consequences: companies don’t scale by accident, they scale by design. From her early work in large-scale banking migrations to leading global transformation programs and now operating at the intersection of people, AI enablement, and strategy, Ann shares how to bring clarity to complexity without losing momentum. We talk about what “the future is human” looks like in the payments industry as automation accelerates. Faster and more seamless transactions are great, but experience is what leaders must keep front and center: simple, secure, reliable, and valuable for everyone involved. Ann also breaks down the trust equation in fintech and payments technology, including why the 1% of moments when payments do not go as planned is where accountability, communication, and ownership become the real differentiators. AI is the turning point, but not in the usual “do more tasks faster” way. Ann makes the case that the biggest impact of AI in payments is the opportunity to step back and redesign the company around what’s now possible. We get practical about implementation too, including building AI as a team capability, rolling out tools thoughtfully, and prioritizing initiatives where they create better client, partner, and employee experiences. We also cover mentorship, leadership principles, and direct advice for the next generation of women entering payments and fintech.

  3. Jul 24

    Women Leaders in Payments: The Future is Human with Garima Chaudhary, Thetaray | Episode 509

    AI is racing into payments, but the uncomfortable truth is that speed without trust turns into risk fast. We sit down with Garima Chaudhary, VP of Financial Crime and Compliance AI at ThetaRay, to unpack what it really takes to modernize AML and sanctions compliance while keeping humans accountable for outcomes. Garima shares her career journey from engineering and operational risk into the high-stakes world of financial crime, where “follow the money” reveals both how economies grow and how criminal networks adapt.  We get specific about why legacy rules-based transaction monitoring creates overwhelming false positives, and how behavioral AI can spot anomalies across customer segments and peer groups, improving detection without punishing legitimate people and small businesses with blunt, one-size-fits-all rules. Along the way, we talk about the human cost of financial crime and why compliance decisions can either protect vulnerable communities or unintentionally lock them out of the financial system. The theme “the future is human” shows up everywhere: explainable AI, human-in-the-loop review, and the governance and documentation needed to defend decisions to auditors and regulators. Garima also looks ahead to agentic payments, where AI agents buy and move money on our behalf, forcing a rethink of identity, delegated authority, and what “normal behavior” even means in fraud and AML models. If you care about fintech, payments innovation, and building compliant products that scale, this conversation will sharpen your thinking.

  4. Jul 22

    Women Leaders in Payments: The Future is Human with Kim Molinaro, Fiserv | Episode 508

    Payments are not just transactions anymore. They are software experiences, API connections, and full business operating systems, and that shift changes what leadership looks like across fintech. We sit down with Kim Molinaro, Head of ISV at Fiserv, to trace her path from fashion-focused marketing and early sales roles into 24 years in payment processing and partner growth, and to unpack what makes the ISV channel such a powerful engine for scale. We get specific about embedded payments: why modern merchants rarely want a standalone terminal, how software platforms bake payments into the product, and how ISV partnerships can reach thousands of businesses at once while lowering churn. Kim also shares how ecosystems like Clover reflect a broader move toward bundled commerce: payments plus banking tools, lending, apps, and value-added services that keep businesses running in one place. Then we go straight at the big tension in the industry: automation and AI. Kim explains what “the future is human” means to her as a leader, including where AI tools like copilots help teams move faster and where human thinking still has to stay in the driver’s seat. We talk about trust, transparency, accountability, and the emerging impact of agentic AI that can find and buy on behalf of people, raising new questions about authorization and confidence in what machines choose. If you care about fintech leadership, embedded finance, ISV strategy, and building trust in modern payments, this conversation will give you practical ideas you can use right away.

  5. Jul 20

    Women Leaders in Payments: The Future is Human with Kristin Reischel, Rapyd | Episode 507

    Payments look like pure software until you move countries, get hit with fraud, or watch a “guaranteed” settlement date slip. That’s where the real story starts, and it’s why I loved talking with Kristin Reischel, Senior Director of Solutions and Partner Marketing at Rapyd, for our Women Leaders in Payments Month series sponsored by Payroc. Kristin shares a refreshingly honest career path: Boulder, Colorado roots, a fine art degree, a pivot into computer science, then early years at IBM where every hour was billable and accountability was immediate. From there, she follows what energizes her most, working closer to customers, shaping stories, and eventually landing in payment product marketing. We talk about what product marketing means in fintech and how it connects product teams, partners, and real business needs, from local payment methods to faster money movement. Our theme is “the future is human,” and Kristin makes it real. Automation, AI, and embedded payments keep expanding, but trust is still built by people who test systems, respond when things break, and make judgment calls when fraud and risk show up. She also unpacks the cultural side of global payments, comparing credit habits in the US with the UK’s banking realities, Germany’s cash preference, and the mobile payments leadership seen across Africa and parts of Southeast Asia. We close with what she’s watching next: stablecoins, crypto adoption on familiar card rails, and the convergence of AI with agentic commerce and microtransactions. If you care about the future of payments, fintech trust, and practical leadership lessons, this conversation delivers.

  6. Jul 17

    Women Leaders in Payments: The Future is Human with Clarice Leaman, dLocal | Episode 506

    Payments don’t fail as an abstract metric. They fail for a freelancer waiting to get paid, a small business trying to accept the locally normal method, or a customer who gets told “we don’t support how you pay.” That’s why our conversation with Clarice Lehman, Alternative Payments Operations Lead at DLocal, keeps landing on one theme: the future of payments has to stay human, even as the industry gets more automated, embedded, and AI-driven.  We start with Clarice’s journey from Uruguay to fintech, including a pivotal dinner-party moment that redirected her MBA path to MIT, followed by consulting at BCG, and a return to DLocal to lead strategy and operations across alternative payment methods. We unpack what “APMs” really include (instant payments, wallets, cash-based options, BNPL operations, card-present initiatives, and crypto operations) and why delivering a consistent cross-border payments experience is hard when every market’s infrastructure looks different underneath.  Then we get practical about leadership and trust: why smarter systems can’t mean more exclusion, what transparency should look like when AI makes decisions, and why reliability and accountability are non-negotiable when downtime or a wrong decline hits. Clarice also shares the trend she’s most excited about: AI-driven credit and underwriting using alternative data, and how that can expand access to capital for consumers and SMBs that traditional credit bureaus overlook.  If you care about emerging markets, payments strategy, fintech leadership, and building products that actually include people, this one is for you.

  7. Jul 15

    Women Leaders in Payments: The Future is Human with Kimling Lam, Fortis | Episode 505

    Payments are getting smarter and more automated, but the real question is simpler: are we making life easier for the humans behind every transaction? For Women Leaders in Payments Month, we’re joined by Kimling Lam, Chief Marketing Officer at Fortis, to talk about what “the future is human” actually looks like inside fintech, embedded payments, and modern go-to-market teams. Special thanks to Payroc for sponsoring this year’s series and supporting the advancement of women across the payments industry.  Kimling shares her career journey from Wellesley and broadcast journalism to TV news reporting, software sales, and leadership roles across major payments brands before stepping into her current CMO role. Along the way, we dig into how strong storytelling becomes a growth advantage in fintech marketing, why CEO sponsorship and networks can change a career trajectory, and what it really takes to turn ambiguity into strategy that drives pipeline and revenue.  We also explore the practical impact of generative AI and large language models on marketing workflows. Kimling explains why marketers are shifting from writing everything manually to orchestrating faster, more scalable work streams while protecting brand voice and applying human judgment. From there, we zoom out to B2B payments and accounts receivable, including the pain of “swivel chair accounting,” the importance of human-centered design, and why trust in payments feels invisible until something breaks.  If you care about customer experience, embedded finance, women in fintech leadership, and where AI helps or hurts, you’ll get a lot from this conversation.

Ratings & Reviews

5
out of 5
15 Ratings

About

Hear directly from C-level executives in payments/fintech about industry trends, successful strategies, products, services, and what the future holds for the payments/fintech industry. We cover the entire industry from merchant acquiring, payment processing, ISOs, payfacs, fraud, security, issuing, b2b, fintech, to start-ups, if it goes on in payments we will be talking about it.

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