Centsational Women Investing

Francesca Torre (Centsational Women CEO and Founder). Inspired by voices like Oprah Winfrey, Martin Lewis, Ramit Sethi, Mel Robbins, Warren Buffett, Ray Dalio, Charlie Munger, Bill Ackman, Ray Dalio, Benjamin Graham, Peter Lynch, Brené Brown, Morgan H
  • 5.0 (4)
  • Investing
  • Updated Biweekly

Welcome to Women Investing: Investing Made Simple for European Women the money podcast for women who live anywhere in the European Continent and want to invest but have no idea where to start.  Whether you’re in the EU, the UK, Switzerland, or anywhere else in Europe you’re in the right place. We welcome everyone who calls Europe home, including expats and Americans living here!  Investing is only for rich men in suits… right? LOL. Nope. Not here. Whether you:   - Don’t know what a portfolio is - Feel intimidated by the word “investing” and by the whole process - Or secretly worry you’re “just not a money person”… You’re in the right place. I’m Francesca Torre and every Monday and Thursday, I break down personal finance, money mindset, and beginner investing in plain English with zero shame, spreadsheets, or stress. I didn’t grow up knowing any of this. Even during my early years as an investment banker, I was terrified to invest my own €1,000 despite managing millions for clients. But that’s when I started. Slowly, awkwardly, imperfectly. Now? I built a 7-figures portfolio and as the founder of Centsational Women (#1 Investing Academy for Women in Europe) I’ve helped hundreds of European women grow their money with confidence no finance degree (or spreadsheets) required. If you’ve ever thought:   “I’m too behind…” “I’m bad with numbers…” “Investing isn’t for someone like me…” Press play — and get ready to prove yourself wrong. We’ll prove you wrong (and you’ll thank us later). 🎧 Ready to take the first step?Join my free investing workshop, made for women in Europe who are ready to stop Googling and start growing. 👉 👉 Click HERE to save your spot instantly  Legal disclaimer Content on this podcast is for educational purposes only and not financial advice. The content hereby broadcast does not include any personalized investment advice nor any recommendation. Likewise, the content is not aimed at the remote promotion or distribution of financial products or investment services. Views expressed are personal opinions. Investing involves risks. Perform your own research. Please refer to our Terms & Conditions on our website. 

  1. 2d ago

    229. Espresso & the Economy: A Good Market Is Hiding How Bad Your Portfolio Really Is

    Send us Fan Mail You check your banking app. Markets are up this week, and so is your number. You feel fine. Maybe even a little proud of yourself. But fine, in a good market, doesn't tell you what you think it tells you. A rising market can hide a badly built portfolio for years. Nothing looks wrong, because almost everything looks fine when the tide is coming in. The real test only shows up later, when the tide goes out, and by then it's expensive to learn the truth. In this episode, we explain why that feeling of "fine" can be exactly the moment your portfolio is quietly failing you, and why a good market is the easiest place in the world to miss it. There's a trap a lot of "safe" portfolios fall into without anyone noticing, until the one week it really matters. She names it, and gives you one simple thing you can check today, before the market checks it for you. In this episode, you'll learn: Why a good year in the markets tells you almost nothing about whether your portfolio is actually well built.The trap that quietly catches a lot of "safe" portfolios, and why it stays invisible until the market turns.Why "I feel fine about my money" is the wrong test, and what that feeling actually hides.One simple check you can run today, in five minutes, before the next downturn forces the question on you.Why two portfolios can look identical in a good year and be built completely differently underneath.If this episode made you want real answers about what you're actually holding, instead of just hoping it's fine, come join our free Investing Workshop.  Support the show 🎓 Ready to take the first real step? Join our free Investing Workshop — a structured 90-min, warm introduction to investing designed specifically for women. Register here: FREE Investing Workshop  🎙 If you're ready to go deeper, book a free 1:1 call with our team: here.  About the show Centsational Women Investing is the podcast helping women across Europe master investing, build passive income, and create real financial freedom — without the jargon, the judgment, or the finance-bro energy. Each week we make personal finance, somatic work and financial literacy simple, blending practical investment strategies with the money mindset and somatic work that helps you actually follow through. Whether you're learning how to start investing for the first time, planning for retirement, building wealth alongside your career, or working toward full financial independence, this is your space to feel calm, clear, and powerful with money. Topics we cover: investing for women · how to start investing · passive income · financial freedom · financial literacy · money mindset · wealth building · wealth management · financial independence · retirement planning · financial confidence · overcoming financial anxiety · i...

  2. 6d ago

    228. The Ask: She Got 20% More and Thought She'd Won. He Asked for 50%

    Send us Fan Mail She was thrilled with her 20% raise. Then a male colleague mentioned, almost in passing, that he wouldn't take a job for less than 50%. That's the moment everything cracked open and it's where this episode starts. Being excellent at your job and being paid for it are two completely different skills. The world only ever trained you in one of them. In this episode, we unpack why competence and compensation come apart for women specifically — the conditioning, the fear of "upsetting the bear," the years of being praised for being easy instead of being paid what you're worth. In this episode: Why women are socialized to feel "lucky" instead of underpaidThe real reason companies discourage you from discussing salariesWhy the same ask lands as "ambitious" for a man and "demanding" for a womanThe line that reframes everything: the ask and the invest are the same actBecause a bigger salary is just a bigger number that evaporates by the end of the month, unless you also learn to hold, direct, and grow it. Listen now! Support the show 🎓 Ready to take the first real step? Join our free Investing Workshop — a structured 90-min, warm introduction to investing designed specifically for women. Register here: FREE Investing Workshop  🎙 If you're ready to go deeper, book a free 1:1 call with our team: here.  About the show Centsational Women Investing is the podcast helping women across Europe master investing, build passive income, and create real financial freedom — without the jargon, the judgment, or the finance-bro energy. Each week we make personal finance, somatic work and financial literacy simple, blending practical investment strategies with the money mindset and somatic work that helps you actually follow through. Whether you're learning how to start investing for the first time, planning for retirement, building wealth alongside your career, or working toward full financial independence, this is your space to feel calm, clear, and powerful with money. Topics we cover: investing for women · how to start investing · passive income · financial freedom · financial literacy · money mindset · wealth building · wealth management · financial independence · retirement planning · financial confidence · overcoming financial anxiety · i...

  3. Jul 27

    227. Espresso & the Economy: What Is "Good Debt" — and Why Rich Women Use It on Purpose

    Send us Fan Mail Most of us were handed one flat rule about money as children: debt is bad. Debt is danger. Debt is the thing that ruins people. And for a lot of women, it's wrapped in something heavier than logic — shame, and the quiet belief that owing money means you failed. So we build our whole financial identity around avoiding it. It feels responsible. But in this Espresso, Francesca gently makes the case that running from debt entirely isn't sophistication — it's fear wearing a nice coat. And it's costing you more than you think. Debt, on its own, is neither good nor bad. It's a tool — and everything depends on what you do with it.  In this episode: Why "I don't like owing anyone anything," said like a badge of honour, may be one of the most expensive sentences a woman can carryThe difference between good and bad debtWhy the loudest voices shouting "it's all going to crash" usually understand debt the least and how to hear them without being shakenReady to go deeper? If this cracked something open — that "nobody ever actually taught me this" feeling — that's exactly what our programs help you with! Book a call to hear more. Support the show 🎓 Ready to take the first real step? Join our free Investing Workshop — a structured 90-min, warm introduction to investing designed specifically for women. Register here: FREE Investing Workshop  🎙 If you're ready to go deeper, book a free 1:1 call with our team: here.  About the show Centsational Women Investing is the podcast helping women across Europe master investing, build passive income, and create real financial freedom — without the jargon, the judgment, or the finance-bro energy. Each week we make personal finance, somatic work and financial literacy simple, blending practical investment strategies with the money mindset and somatic work that helps you actually follow through. Whether you're learning how to start investing for the first time, planning for retirement, building wealth alongside your career, or working toward full financial independence, this is your space to feel calm, clear, and powerful with money. Topics we cover: investing for women · how to start investing · passive income · financial freedom · financial literacy · money mindset · wealth building · wealth management · financial independence · retirement planning · financial confidence · overcoming financial anxiety · i...

  4. Jul 23

    226. The Centsational Aperitivo: The Money That Buys You the Right to Walk Away

    Send us Fan Mail Your grandmother's generation had a name for it and they kept it a secret, tucked in a drawer. In this episode of the Centsational Aperitivo, we're pouring a slightly spicier glass and talking about something almost no one teaches women directly: the money that is entirely yours. It goes by many names running away money, freedom money, peace-of-mind money. But it has almost nothing to do with running away. It's not about a dramatic exit or a relationship gone wrong. You can be happy in your marriage, your home, your job and still need it. Because when you know you're staying by choice rather than by financial necessity, everything about how you show up changes. You're no longer dependent. You're interdependent. You're free. We get honest about why so many smart, capable, loving women have exactly zero of it and why that's not a personal failing but the result of conversations that never happened, especially the ones that feel almost impossible to have when everything is fine. We talk about the woman who stepped back from her career to raise children and quietly lost her sense of financial self-worth. We talk about the boss who thought he could decide whether attending a family funeral would cost you your job. And we talk about what it actually feels like to reach a point where someone else gets to decide where you live, what you keep, and what your future looks like. This one is tender, a little fierce, and deeply practical. By the end, you'll understand why the moment everything is perfect is precisely the moment this message matters most. What you'll take away: Why "running away money" is really about staying and how it quietly transforms the power balance in any relationship, romantic or professionalThe conversation to have early, before it ever feels needed, and why it becomes almost impossible to raise laterHow to value and structure your financial independence even if you've stepped back from paid work to care for your familyWhy freedom isn't just about the amount in the account; it's about who has access, and on whose permissionIf you've ever felt that quiet flicker of "but what if" even inside a life you love this episode is your invitation to build real ground beneath your feet. Support the show 🎓 Ready to take the first real step? Join our free Investing Workshop — a structured 90-min, warm introduction to investing designed specifically for women. Register here: FREE Investing Workshop  🎙 If you're ready to go deeper, book a free 1:1 call with our team: here.  About the show Centsational Women Investing is the podcast helping women across Europe master investing, build passive income, and create real financial freedom — without the jargon, the judgment, or the finance-bro energy. Each week we make personal finance, somatic work and financial literacy simple, blending practical investment strategies with the money mindset and somatic work that helps you actually follow through. Whether you're learning how to start investing for the first time, planning for retirement, building wealth alongside your career, or working toward full financial independence, this is your space to feel calm, clear, and powerful with money. Topics we cover: investing for women · how to start investing · passive income · financial freedom · financial literacy · money mindset · wealth building · wealth management · financial independence · retirement planning · financial confidence · overcoming financial anxiety · i...

  5. Jul 20

    225. Espresso & the Economy: The Ex Who Only Texts When You've Moved On

    Send us Fan Mail There's a moment almost every woman knows. It's late, you're on your phone, and a stock — a sector, a "theme" — keeps coming up. The chart is going up and up, someone you know apparently made a lot, and something in your chest does a little flip. Everyone's getting this except me. I'm late. I should do something. In this episode of Centsational Women Investing, we sit with that flip — and why it has quietly cost smart, capable women more money than any market crash ever has. Because the hard part of investing is rarely knowing what to buy. It's knowing what to leave alone, especially when it's rising, and especially when leaving it alone makes you feel like you're missing out. This is an episode about the most underrated skill in all of investing: the discipline of the elegant no. We look at why a rising price feels like proof when it almost never is, why the opportunities everyone is talking about right now — artificial intelligence, data centres in space — can be exactly the ones a grounded investor chooses not to touch, and how to tell the difference between what's simply available to buy and what's genuinely good to own. What you'll take away from this episode: Why "it's going up" is not a reason — and the behavioural trap (recency bias) that turns recent performance into a false sense of quality in almost every investor's mind. Why the things everyone is chasing behave a lot like the ex who only texts the moment he hears you've moved on — hot because they're wanted, not because anything real has changed. A simple radar for spotting "record growth" that's really just money moving in a circle — so you can read a financial headline and sense when the numbers are moving from one pocket to another and calling it a raise. The difference between available and good, and why the strongest portfolios are built as much from what you have the discipline not to buy as from what you choose to own. And the physical reason information alone never makes a calm investor and what actually does. You'll also leave with one plain-language question you can ask yourself before you buy anything. Simple enough to answer in the supermarket queue, powerful enough to change how you invest. Support the show 🎓 Ready to take the first real step? Join our free Investing Workshop — a structured 90-min, warm introduction to investing designed specifically for women. Register here: FREE Investing Workshop  🎙 If you're ready to go deeper, book a free 1:1 call with our team: here.  About the show Centsational Women Investing is the podcast helping women across Europe master investing, build passive income, and create real financial freedom — without the jargon, the judgment, or the finance-bro energy. Each week we make personal finance, somatic work and financial literacy simple, blending practical investment strategies with the money mindset and somatic work that helps you actually follow through. Whether you're learning how to start investing for the first time, planning for retirement, building wealth alongside your career, or working toward full financial independence, this is your space to feel calm, clear, and powerful with money. Topics we cover: investing for women · how to start investing · passive income · financial freedom · financial literacy · money mindset · wealth building · wealth management · financial independence · retirement planning · financial confidence · overcoming financial anxiety · i...

  6. Jul 16

    224. Money & Martinis: The Birkin Test: Would You Buy It If No One Could See It?

    Send us Fan Mail In this episode, we pour the martinis and ask the one question that quietly separates a real investment from an expensive way to feel important: would you buy this thing if you could never show it to anyone or tell anyone about it? In this episode: The question that reveals whether you're buying the object or buying your own statusBought status vs. earned status — and why one disappears while the other can never be taken from youWhat the Birkin "14% a year" claim leaves out (and who's really making that math work)The moment status is a smart tool, and the moment it's just money that could have worked harder elsewhereWhy the real luxury isn't the object — it's being the woman who understands her money so completely she can hold the bag and the freedomIf you saw a little of yourself in this, come join our free Investing Workshop — where we walk you through how investing actually works for women in Europe, without the "the problem must be me" feeling. Pour the martini, bring yourself, and we'll see you there. Support the show 🎓 Ready to take the first real step? Join our free Investing Workshop — a structured 90-min, warm introduction to investing designed specifically for women. Register here: FREE Investing Workshop  🎙 If you're ready to go deeper, book a free 1:1 call with our team: here.  About the show Centsational Women Investing is the podcast helping women across Europe master investing, build passive income, and create real financial freedom — without the jargon, the judgment, or the finance-bro energy. Each week we make personal finance, somatic work and financial literacy simple, blending practical investment strategies with the money mindset and somatic work that helps you actually follow through. Whether you're learning how to start investing for the first time, planning for retirement, building wealth alongside your career, or working toward full financial independence, this is your space to feel calm, clear, and powerful with money. Topics we cover: investing for women · how to start investing · passive income · financial freedom · financial literacy · money mindset · wealth building · wealth management · financial independence · retirement planning · financial confidence · overcoming financial anxiety · i...

  7. Jul 13

    223. Espresso & the Economy: Robots, Electricity, and the End of the Rule That Built the Global Economy

    Send us Fan Mail For 40 years, the entire global economy has run on one simple rule. A humanoid robot working full shifts on a factory floor just started to break it and almost nobody is explaining what it means. In this Espresso & the Economy, we unpack one of the deepest currents moving markets right now. In about eight minutes, you'll get: The single rule that has run global trade for 40 years and why it's cracking nowThe strange new question the whole world is starting to ask instead (yes, it involves robots)Why the market keeps rewarding the same big, efficient companies and what it actually means for you and your moneyReady to turn understanding into an actual plan you can hold?  Listen now! Support the show 🎓 Ready to take the first real step? Join our free Investing Workshop — a structured 90-min, warm introduction to investing designed specifically for women. Register here: FREE Investing Workshop  🎙 If you're ready to go deeper, book a free 1:1 call with our team: here.  About the show Centsational Women Investing is the podcast helping women across Europe master investing, build passive income, and create real financial freedom — without the jargon, the judgment, or the finance-bro energy. Each week we make personal finance, somatic work and financial literacy simple, blending practical investment strategies with the money mindset and somatic work that helps you actually follow through. Whether you're learning how to start investing for the first time, planning for retirement, building wealth alongside your career, or working toward full financial independence, this is your space to feel calm, clear, and powerful with money. Topics we cover: investing for women · how to start investing · passive income · financial freedom · financial literacy · money mindset · wealth building · wealth management · financial independence · retirement planning · financial confidence · overcoming financial anxiety · i...

  8. Jul 9

    222. The Ask: You Teach People How to Treat You — Including Your Boss

    Send us Fan Mail Somewhere in a sunlit café in Paris, the four of us leaned in to talk about the one thing most women would rather avoid entirely: asking for more money. Because here's the truth we kept coming back to — you teach people how to treat you. Including your boss. We cover: Why your voice goes tight and your breath goes shallow the moment you have to ask The hidden belief underneath the fear Why the first "no" is a test and the mindset shift that turns a rejection into leverage (yes, there's a diamond-earrings story)What to do when your value isn't seen This is the first in our new series on asking for more at work, in money, and in life. Asking for the raise is one thing. Turning it into lasting freedom is another. If you want to see, step by step, how to make your money actually work for you — without the overwhelm — book a call with our team. The link is below. Support the show 🎓 Ready to take the first real step? Join our free Investing Workshop — a structured 90-min, warm introduction to investing designed specifically for women. Register here: FREE Investing Workshop  🎙 If you're ready to go deeper, book a free 1:1 call with our team: here.  About the show Centsational Women Investing is the podcast helping women across Europe master investing, build passive income, and create real financial freedom — without the jargon, the judgment, or the finance-bro energy. Each week we make personal finance, somatic work and financial literacy simple, blending practical investment strategies with the money mindset and somatic work that helps you actually follow through. Whether you're learning how to start investing for the first time, planning for retirement, building wealth alongside your career, or working toward full financial independence, this is your space to feel calm, clear, and powerful with money. Topics we cover: investing for women · how to start investing · passive income · financial freedom · financial literacy · money mindset · wealth building · wealth management · financial independence · retirement planning · financial confidence · overcoming financial anxiety · i...

See All (229)

Trailer

5
out of 5
4 Ratings

About

Welcome to Women Investing: Investing Made Simple for European Women the money podcast for women who live anywhere in the European Continent and want to invest but have no idea where to start.  Whether you’re in the EU, the UK, Switzerland, or anywhere else in Europe you’re in the right place. We welcome everyone who calls Europe home, including expats and Americans living here!  Investing is only for rich men in suits… right? LOL. Nope. Not here. Whether you:   - Don’t know what a portfolio is - Feel intimidated by the word “investing” and by the whole process - Or secretly worry you’re “just not a money person”… You’re in the right place. I’m Francesca Torre and every Monday and Thursday, I break down personal finance, money mindset, and beginner investing in plain English with zero shame, spreadsheets, or stress. I didn’t grow up knowing any of this. Even during my early years as an investment banker, I was terrified to invest my own €1,000 despite managing millions for clients. But that’s when I started. Slowly, awkwardly, imperfectly. Now? I built a 7-figures portfolio and as the founder of Centsational Women (#1 Investing Academy for Women in Europe) I’ve helped hundreds of European women grow their money with confidence no finance degree (or spreadsheets) required. If you’ve ever thought:   “I’m too behind…” “I’m bad with numbers…” “Investing isn’t for someone like me…” Press play — and get ready to prove yourself wrong. We’ll prove you wrong (and you’ll thank us later). 🎧 Ready to take the first step?Join my free investing workshop, made for women in Europe who are ready to stop Googling and start growing. 👉 👉 Click HERE to save your spot instantly  Legal disclaimer Content on this podcast is for educational purposes only and not financial advice. The content hereby broadcast does not include any personalized investment advice nor any recommendation. Likewise, the content is not aimed at the remote promotion or distribution of financial products or investment services. Views expressed are personal opinions. Investing involves risks. Perform your own research. Please refer to our Terms & Conditions on our website. 

Information

  • Creator
    Francesca Torre (Centsational Women CEO and Founder). Inspired by voices like Oprah Winfrey, Martin Lewis, Ramit Sethi, Mel Robbins, Warren Buffett, Ray Dalio, Charlie Munger, Bill Ackman, Ray Dalio, Benjamin Graham, Peter Lynch, Brené Brown, Morgan H
  • Years Active
    2023 - 2026
  • Episodes
    229
  • Rating
    Clean
  • Copyright
    © 2026 Centsational Women Investing
  • Show Website
    Centsational Women Investing

You Might Also Like