Our Family Invests Podcast

Our Family Invests

Real estate investor and former Maui firefighter Mike Neubauer and top-producing Maui realtor Caroline Neubauer talk with guests who've actually built the life they teach, not the ones who just talk about it. Every conversation runs through one of four pillars: Wealth, Growth, Mindset, and Family, because money without the rest of it isn't the win most people think it is. No theory. No hype. Just what worked, and what it cost to get there. Build intentionally. Let it Compound. New episodes every Tuesday.

  1. Oct 20

    The Real Numbers Behind Converting a House Into an Assisted Living Facility | Our Family Invests

    Isabelle Guarino runs the Residential Assisted Living Academy, the company her father Gene started, and she's turned converting single family homes into senior housing into a real, repeatable business. In this episode, she opens the books on one of her own properties: a six-bedroom home converted into a 10-bed residential assisted living facility, generating $60,000 a month in revenue against $40,000 in operating costs and a $10,000 mortgage, for a real $10,000 a month in profit. She walks through exactly where that money comes from and where it goes. Isabelle explains what the team behind one of these homes actually looks like, why undercapitalization is the mistake that kills most new operators, and how SBA 7(a) and 504 loans can lower the capital required to get started, especially for medical professionals. She also shares what families should actually look for when evaluating care for a loved one: caregiver ratios, call response times, and the questions most people are too rushed or too scared to ask. Highlights: How a six-bedroom home became a 10-bed facility generating $10,000 a month in profitWhy undercapitalization, not bad real estate, is the most common reason new operators failWhat a licensed administrator does and why it's the most important hire in the businessHow SBA financing can reduce the capital required to get startedWhat families should ask when evaluating a care facility for a loved oneWant more free tools and articles on wealth, growth, mindset, and family? Head to OurFamilyInvests.com.Build intentionally. Let it compound.

    The Real Numbers Behind Converting a House Into an Assisted Living Facility | Our Family Invests
  2. Oct 7

    How Paul Moore Was Able To Give His Way Out of $2.5M In Debt | Our Family Invests

    Paul Moore sold his first company in his early thirties and thought that made him an investor. It didn't. A decade of speculating cost him everything, sliding from $1.5 million in savings to $2.5 million in debt. Facing bankruptcy, Paul and his wife did the opposite of what everyone expected. They committed to giving away a painful, set amount every week, starting January 1st, 2008, in the worst months of the financial crisis. Thirteen months later they were completely debt free, house included. From there Paul rebuilt into Wellings Capital, a private equity firm managing over $500 million across 1,100+ investors. He's a recovering "Shiny Object Chaser" turned "The Boring Investor," and he explains why his firm turned down 1,136 of 1,137 deals it reviewed last year. What You'll Learn: Why speculating and investing aren't the same thingThe decision Paul made instead of declaring bankruptcyHow a real estate structuring move helped pay off $2.5 million in debt during the 2008 crisisWhy "circle of competence" and saying no are a real edgeHow preferred equity and JV equity protect investor principalPaul didn't get out of debt by finding a better deal. He got out by deciding what actually mattered before the money came back. Connect with Paul Moore: Website: https://www.wellingscapital.com Instagram: https://www.instagram.com/paulmooreinvest/ Want more free tools and articles on wealth, growth, mindset, and family? Head to https://www.OurFamilyInvests.com. Build intentionally. Let it compound. #paulmoore

    How Paul Moore Was Able To Give His Way Out of $2.5M In Debt | Our Family Invests
  3. Sep 22

    I Wasn't Who I Said I Was, with Stephen Scoggins | Our Family Invests

    Stephen Scoggins built and exited multiple companies, one approaching nine figures, and hosts the BUILD podcast with over 48 million views. But this episode isn't about that climb. It's about what happened after he got everything he thought he wanted and felt nothing. Stephen opens up about the season after his exit, when a comment from his son Tyler at a taco shop cracked open just how absent he'd been while being present. He walks through the Five Constraints that quietly derail founders and families (arrogance, ignorance, impatience, fear, insecurity), why his dyslexia became an operational advantage instead of a source of shame, and the jet boat moment in New Zealand that gave his upcoming book its title. Fair warning: figuring out you're not who you said you are is a lot less fun with a life jacket on. What you'll learn: Why Stephen calls his homeless-to-nine-figures story the least useful part of his journeyThe five internal constraints that quietly sabotage founders and familiesHow to build a daily rhythm that protects presence without relying on willpowerWhy dyslexia became one of Stephen's sharpest operational toolsWhat a stranger on a jet boat in New Zealand told him that reshaped his next chapterSubscribe to The Weekly Compass, our free weekly newsletter with short practical tips for building wealth, aligning your family, and living intentionally: https://OurFamilyInvests.com/newsletter

    I Wasn't Who I Said I Was, with Stephen Scoggins | Our Family Invests
  4. Sep 15

    The Debt Fund Strategy Behind Whitney Elkins-Hutten's $800M Portfolio | Our Family Invests

    Whitney Elkins-Hutten is a partner in over $800 million of real estate and her team just crossed $560 million in loans originated through their debt fund. She breaks down the risk-tiering system she uses to sort a portfolio into cash, debt, and equity, so market volatility doesn't take her by surprise. She explains why she's valuing cash flow more than ever, how uninterrupted compounding at 9% can quietly outperform a "perfectly executed" real estate deal, and a tax mechanic on debt funds that almost nobody talks about. She also names the specific red flags to watch for in private credit right now: leverage stacking, high loan-to-value funds, and operators who cherry pick their best loans out from under investors. And apparently an $800M portfolio still leaves room for high-altitude half marathons, which might explain the discipline. How to sort a portfolio into risk tiers before the market forces you toWhy uninterrupted compounding can beat a "perfect" equity deal over timeThe tax structure that lets debt fund income offset passive lossesRed flags in private credit and debt fund dealsWhat her $560M debt fund targets and how it's structuredWhy she's leaning into cash flow over growth right nowConnect with Whitney Elkins-Hutten: passiveinvestingwithwhitney.com, ashwealth.com, or her book Money for Tomorrow, available on Amazon. Subscribe to The Weekly Compass, our free weekly newsletter with short practical tips for building wealth, aligning your family, and living intentionally: https://OurFamilyInvests.com/newsletter

    The Debt Fund Strategy Behind Whitney Elkins-Hutten's $800M Portfolio | Our Family Invests
5
out of 5
24 Ratings

About

Real estate investor and former Maui firefighter Mike Neubauer and top-producing Maui realtor Caroline Neubauer talk with guests who've actually built the life they teach, not the ones who just talk about it. Every conversation runs through one of four pillars: Wealth, Growth, Mindset, and Family, because money without the rest of it isn't the win most people think it is. No theory. No hype. Just what worked, and what it cost to get there. Build intentionally. Let it Compound. New episodes every Tuesday.

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