Lykken on Lending

David Lykken
  • 4.7 (21)
  • INVESTING
  • UPDATED WEEKLY

Created by mortgage professionals for mortgage professionals, Lykken on Lending is a weekly 60-minute podcast hosted by mortgage veteran, David Lykken, and co-hosted by Marc Helm. Joining the program each week is Adam DeSanctis with his weekly MBA Mortgage Minute, Les Parker with his Macro Market Update, Matt Graham with a weekly Market Update, David Kittle with Originations Update, Alice Alvey providing a Legislative Update, Allen Pollack with his weekly Tech Update. The weekly updates are followed by the Hot Topic segment, which is an in-depth discussion about one of the hottest topics related to the mortgage industry. The program can be heard live each Monday at noon central or downloaded as a podcast. Each week thousands of industry professionals have found this to be an effective way to stay up on all that is happening in the mortgage industry. This broadcast is provided to the mortgage industry as a public service compliment of Transformational Mortgage Solutions. We invite you to join us to listen and learn.

  1. Volatile Markets, Steady Strategy: Why Mortgage Success Still Comes Down to Execution - 03/31/2025 Weekly Mortgage Update Commentary

    1D AGO

    Volatile Markets, Steady Strategy: Why Mortgage Success Still Comes Down to Execution - 03/31/2025 Weekly Mortgage Update Commentary

    In today’s unpredictable mortgage environment, it’s easy to get caught up in headlines about inflation, oil prices, and rate volatility—but this episode delivers a much-needed reality check. Industry veterans share why market swings are nothing new and reinforce that long-term success isn’t driven by trying to predict rates, but by consistent execution. The conversation highlights a critical shift in mindset: focus on what you can control—your communication, your customer relationships, and your business strategy. From smarter portfolio management to more meaningful borrower engagement, the message is clear—those who stay disciplined and proactive will outperform, regardless of what the market throws their way.

    14 min
  2. Scam Calls and Consumer Trust: Why the Mortgage Industry Should Pay Attention - Marc's Rant by Marc Helm

    1D AGO

    Scam Calls and Consumer Trust: Why the Mortgage Industry Should Pay Attention - Marc's Rant by Marc Helm

    This podcast segment discusses the growing surge in scam calls and fraudulent outreach, highlighting the impact on consumer trust and why mortgage professionals must be more intentional in how they communicate with borrowers. ------------------------------------------------------------------------------------------------------Marc Helm, CEO, and AuthorMarc Helm serves as a Principal Partner at Transformational Mortgage Solutions, bringing over 46 years of extensive experience in the financial services and mortgage banking industry. Currently serving as the President and CEO of both ReverseAmerica Advisors, Inc. and Mortgage Consultants of America (MCA), Marc has established a proven track record of leadership and accomplishments, both within and beyond the mortgage banking sector. In his notable role as the former President and Chief Executive Officer of Reverse Mortgage Solutions, Inc. (RMS), Marc played a pivotal role in steering RMS to become one of the largest Ginnie Mae Securitizers, originators, and servicers/sub servicers in the reverse mortgage industry. His influence has reached various key positions in the industry, including serving as Chairman of the Mortgage Bankers Association (MBA) Loan Administration Committee and Chairman of the MBA Technology Committee. Recognizing his expertise, he has been honored with memberships in prestigious advisory boards such as the Fidelity (LPS) Information Systems Mortgage Servicing Advisory Board and the National Reverse Mortgage Lender Association’s (NRMLA) Board of Directors. Marc's commitment to community involvement and philanthropy is evident in his roles as a Board Member of the American Heart Association (AHA), his past chairmanship of the AHA's "Open Your Heart Campaign" for the Paul "Bear" Bryant National Coach of The Year Award, and his service on the boards of additional organizations such as The Helm Foundation. His dedicated support extends to various causes, including initiatives for children, veterans, military service organizations, and the welfare of homeless mothers and children. Marc's dedication to philanthropy is complemented by his prior involvement in various committees and campaigns, such as his role as the Former Chairman for the Houston Area Special Olympics Campaign and Former Chairman of the Houston Area United Way Campaign. Beyond his professional achievements and community engagement, Marc Helm is a family man, celebrating 49 years of marriage to Sallie Fortner Helm. Together, they have two children, Thomas Charles Helm and Dr. Jean Ann Helm Allen, and five grandchildren. Holding a BS Degree (Summa Cum Laude) and an MS Degree from Troy University, Marc showcases his commitment to education and continuous learning. Currently pursuing a PHD in Organizational Psychology, Marc Helm's multifaceted expertise, leadership roles, and philanthropic contributions make him an invaluable Principal Partner at Transformational Mortgage Solutions and reinforces his active role as a Co-Host of the “Lykken on Lending” Podcast.

    5 min
  3. AI, Data Risk, and "Vibe Coding": The Mortgage Industry’s Next Compliance Challenge - Tech Update by Allen Pollack

    1D AGO

    AI, Data Risk, and "Vibe Coding": The Mortgage Industry’s Next Compliance Challenge - Tech Update by Allen Pollack

    This podcast segment explores how emerging AI tools and “vibe coding” are creating new data security and compliance risks for mortgage lenders, especially around borrower information and vendor access. ----------------------------------------------------- Allen Pollack, Tech Consultant Allen Pollack, a Mortgage & Financial Services Technology Advisor, is a subject matter expert in the mortgage origination process along with software product management and software development. In today’s financial services push to all things Digital, Allen has been helping lenders and financial services solution providers align their digital transformation and technology strategies by removing the human element of risk, and automating processes that drive efficiencies and margins into profits. Over the course of his career, Allen has co-created and developed technology business models that have birthed highly successful, innovative solutions and companies. Allen co-founded and served as CTO of New York Loan Exchange (NYLX), a loan product eligibility and pricing engine (PPE) that made an immediate impact on the industry, scaling the company quickly and forming partnerships with multiple mortgage and financial lending companies. In 2012, Allen was a co-founder of a merger between NYLX and Aklero Risk Analytics that created LoanLogics, A Mortgage Loan Quality and Performance Analytics company. Allen served as CTO where he continued to bring new and innovative product solutions to the market that made a significant impact to mortgage lenders that reduced risk, scaled business channels, and grew profits in a very competitive and highly regulated market. Allen is also is mortgage and finance technology contributor on a weekly live industry podcast, Lykken on Lending, and is launching a new podcast soon to be released, TechStack Radio, dedicated to technology and innovation in Financial Services.

    10 min
  4. HMDA Reform in Focus: Why the Mortgage Industry Is Pushing for Change - Legislative Update by Alice Alvey

    2D AGO

    HMDA Reform in Focus: Why the Mortgage Industry Is Pushing for Change - Legislative Update by Alice Alvey

    This podcast segment explains why the mortgage industry is advocating for HMDA reform to reduce compliance burdens, clarify regulatory expectations, and minimize costly reporting risks. ------------------------------------------------------------------ Alice Alvey, Master CMB Vice President Partner Education and Training at Union Home Mortgage She handles development of their World Class Training program designed to support UHM partners and organizational effectiveness. Prior to UHM, Alice served as Senior Vice President at Indecomm leading the Indecomm-Mortgage U division, Internal QA and Compliance and SaaS technologies. Indecomm acquired Mortgage U in 2013, where Alice was President/Co-founder, providing training and consulting since 1996. Prior to MU she served as SVP of Operations at a national bank overseeing operations for wholesale, retail and correspondent from underwriting through servicing, and compliance. She has been in the trenches of mortgage lending operations from application through servicing for over 30 years. Her authoring work in training content, policies and procedures and the FHA/VA Practical guides illustrates her ability to bridge regulatory requirements with day-to-day operations. Alice has been a weekly contributor to the Lykken on Lending show since its beginning in April 2009 and has made her weekly contributions to 450+ episodes!

    5 min
  5. Bond Market Sell-Off: Inflation Fears, Fed Signals, and Oil Drive Rates Higher - Market Update by Matt Graham

    2D AGO

    Bond Market Sell-Off: Inflation Fears, Fed Signals, and Oil Drive Rates Higher - Market Update by Matt Graham

    This podcast segment breaks down how rising inflation signals, hawkish Fed messaging, and surging oil prices triggered a sharp bond market sell-off that pushed mortgage rates higher. ----------------------------------------------------- Matt began as an originator in 2002. He fell in love with the idea of following MBS in real-time but felt that existing products were only scratching the surface. Thus was born MBS Live in 2007, the first-of-its-kind platform with real-time market data/analysis, and live chat with analysts, traders, and originators around the country. He is currently the Founder and CEO of MBSLive! He's been covering bond/mortgage markets, writing commentary, alerts, and chatting with the live community every business hour of every business day ever since. Matt also serves as the Chief of Operations for mortgagenewsdaily.com, where he is one of the industry's most respected mortgage rate experts, frequently quoted in the media. Mortgage News Daily's rate index is used as the definitive resource on day-to-day mortgage rate averages. He lives in the Pacific Northwest with his wife and son, where he enjoys skiing, fishing, coaching youth sports, playing the guitar, and more DIY projects/hobbies than he'd care to admit.

    5 min
  6. Stagflation Needs a "Wonderwall" - Macro Market Update by Les Parker

    2D AGO

    Stagflation Needs a "Wonderwall" - Macro Market Update by Les Parker

    3-31-2026 Stagflation Needs a "Wonderwall" -------------------------- And all the roads that Iran walks are winding. And all the lights that lead them there are blinding Price action in currencies, commodities, and energy anticipates long-term safe passage through the Strait of Hormuz. Bonds like a sidelined Fed. But no one likes the inflation consequences of sustained Oil prices, and their drag on growth. Stagflation gains popularity. Expect an attack on 4.52 in the 10-year yield. However, a drop in May Crude Oil to 90 pushes the bears back into the 4.40-4.10 range. Trump’s our Wonderwall These views are mine. Join TMSpotlight and discover your Wonderwall. ------------------------------- Song: Wonderwall (1995) Oasis

    1 min
  7. MBA Pushes VA Loan Reform: Lower Costs and Stronger Support for Veterans - MBA Mortgage Minute by Adam DeSanctis

    2D AGO

    MBA Pushes VA Loan Reform: Lower Costs and Stronger Support for Veterans - MBA Mortgage Minute by Adam DeSanctis

    This podcast segment highlights the MBA’s push for VA loan reforms aimed at lowering costs, improving flexibility, and strengthening support for veteran homeowners. ------------------------------------------------------------- Adam DeSanctis, VP of Communications at Mortgage Bankers Association As a strategic public affairs and communications executive with nearly two decades of experience, Adam has deep expertise in strategy, management, and media relations. He is widely considered to be an expert in a variety of communications, including advocacy, brand, executive, crisis, grassroots, and social media. In his career, he has been the MBA spokesperson on a wide variety of real estate research and advocacy-related issues, promoted MBA research and advocacy efforts to financial, political, and trade industry media and on MBA's social media channels, and secured media opportunities for MBA leadership on key real estate trends and issues, generated media coverage for MBA's research and data on mortgage applications, credit availability, homebuilder applications, mortgage forbearance/delinquencies, commercial real estate originations, and forecasts, and other industry analysis, developed key strategic initiatives for MBA's organizational public affairs plan, media relations and member communications support for mPower, MBA's Opens Doors Foundation and MBA's Diversity, Equity, and Inclusion program.

    2 min
  8. The Rise of the Mortgage “Citizen Developer”: How AI Is Rewriting the Rules with Steve Stone and Bobby Palmer

    3D AGO

    The Rise of the Mortgage “Citizen Developer”: How AI Is Rewriting the Rules with Steve Stone and Bobby Palmer

    This episode dives into one of the most important shifts happening in the mortgage industry today: the rise of the “citizen developer” and the acceleration of AI-driven innovation. As technology evolves at an unprecedented pace, forward-thinking lenders are no longer waiting on vendors to build solutions—they’re creating their own. In this conversation, we explore how AI is empowering mortgage professionals to automate workflows, integrate new tools in hours, and fundamentally rethink how loan origination and servicing operate. From improving productivity to gaining a competitive edge in MSR strategy and recapture, this discussion highlights what it takes to stay relevant—and win—in a rapidly changing market.

    39 min
See All (1.8K)

4.7
out of 5
21 Ratings

About

Created by mortgage professionals for mortgage professionals, Lykken on Lending is a weekly 60-minute podcast hosted by mortgage veteran, David Lykken, and co-hosted by Marc Helm. Joining the program each week is Adam DeSanctis with his weekly MBA Mortgage Minute, Les Parker with his Macro Market Update, Matt Graham with a weekly Market Update, David Kittle with Originations Update, Alice Alvey providing a Legislative Update, Allen Pollack with his weekly Tech Update. The weekly updates are followed by the Hot Topic segment, which is an in-depth discussion about one of the hottest topics related to the mortgage industry. The program can be heard live each Monday at noon central or downloaded as a podcast. Each week thousands of industry professionals have found this to be an effective way to stay up on all that is happening in the mortgage industry. This broadcast is provided to the mortgage industry as a public service compliment of Transformational Mortgage Solutions. We invite you to join us to listen and learn.

Information

  • Creator
    David Lykken
  • Years Active
    2009 - 2026
  • Episodes
    1.8K
  • Rating
    Explicit
  • Copyright
    © Copyright David Lykken 2023
  • Show Website
    Lykken on Lending

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