Loans Elevated

The Lassig Team at CrossCountry Mortgage

The Loans Elevated Podcast delivers clear, strategic conversations on mortgages, real estate, and homeownership.Hosted by Broch Lassig alongside TJ Heidenreich and Ryan King of The Lassig Team, a top 1% nationally ranked mortgage team, the show explores how housing decisions impact your financial future.Each episode breaks down real-world mortgage strategy, market dynamics, and the role homeownership plays in building wealth, managing debt, and creating long-term optionality.Whether you’re a homeowner, first-time buyer, or real estate professional, Loans Elevated helps you think differently about real estate and use it as a tool, not just a transaction.

  1. قبل ١٣ ساعة

    Episode 170: The 4 Pillars of Real Estate Wealth (And Why Cash Flow Isn’t Enough)

    Send a text Real estate investing isn’t about chasing cash flow, and that misconception is why most investors never build real wealth. In this episode, Broch and Jack Andrews unpack the 4 Pillars of Real Estate Wealth and explain how experienced investors evaluate deals differently than the average buyer. They explore:  • Why cash flow alone can be misleading  • How appreciation and equity create long-term leverage  • The overlooked power of tax strategy and depreciation  • Cost segregation and accelerated write-offs  • 1031 exchanges and generational planning  • Risk management, liquidity, and staying solvent  • Why planning beats speculation every time Whether you’re a homeowner, a first-time investor, or someone looking to optimize an existing portfolio, this episode will change how you think about real estate. 🎙 Loans Elevated Podcast Clear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype. Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage. 🔗 Resources & links: https://lassigteam.com 📲 Follow us on Instagram & Facebook: @loanselevated Hosts: Broch Lassig - Branch Manager | NMLS 340314 TJ Heidenreich - Sales Manager | NMLS 1802412 Ryan King - Loan Officer | NMLS 1870771 Branch NMLS 2048956 Equal Housing Opportunity. All loans subject to underwriting approval. Certain restrictions may apply. CrossCountry Mortgage, LLC | NMLS 3029 www.nmlsconsumeraccess.org This podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.

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  2. ٥ فبراير

    Episode 169: 2026 Utah Housing Forecast: Why the Market Isn’t Crashing

    Send us a text The Utah housing market has been stuck in an unusual place, not booming, not crashing, just… running in place. In this episode of the Loans Elevated Podcast, we break down the 2026 Utah housing outlook using real market data and recent economic trends. Despite loud headlines predicting a crash, the numbers tell a calmer story: prices are mostly flat, sales volume is low, and pent-up demand is quietly building underneath the surface. We cover:  • Why Utah home prices have barely moved since 2022  • The impact of historically low transaction volume  • Why sellers aren’t desperate, and buyers aren’t rushing  • What today’s market rewards (and punishes)  • Why long-term fundamentals in Utah remain strong  • What prepared buyers are doing differently right now If you’re waiting for the “perfect” time to buy, this episode explains why the opportunity may already be here. 🔗 Learn more at loanselevated.com Presented by Loans Elevated, powered by The Lassig Team at CrossCountry Mortgage. 🎙 Loans Elevated Podcast Clear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype. Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage. 🔗 Resources & links: https://lassigteam.com 📲 Follow us on Instagram & Facebook: @loanselevated Hosts: Broch Lassig - Branch Manager | NMLS 340314 TJ Heidenreich - Sales Manager | NMLS 1802412 Ryan King - Loan Officer | NMLS 1870771 Branch NMLS 2048956 Equal Housing Opportunity. All loans subject to underwriting approval. Certain restrictions may apply. CrossCountry Mortgage, LLC | NMLS 3029 www.nmlsconsumeraccess.org This podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.

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  3. ٢٩ يناير

    Episode 168: Why Most Realtors (and Lenders) Cost Clients More Than They Save

    Send us a text Most people hire a realtor or lender based on price, rate, or commission. That decision can quietly cost them years of financial progress. In this episode, we expose the uncomfortable truth about experience in real estate and mortgage lending and why transparency matters more than ever. We cover: The shocking breakdown of agent productivityWhy cheap commission often leads to worse outcomesHow inexperienced lenders create massive long-term riskThe power of holistic mortgage planningA real story that proves liquidity beats low paymentsIf you’re buying, selling, or advising clients — this episode is a must-listen. 🎙 Loans Elevated Podcast Clear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype. Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage. 🔗 Resources & links: https://lassigteam.com 📲 Follow us on Instagram & Facebook: @loanselevated Hosts: Broch Lassig - Branch Manager | NMLS 340314 TJ Heidenreich - Sales Manager | NMLS 1802412 Ryan King - Loan Officer | NMLS 1870771 Branch NMLS 2048956 Equal Housing Opportunity. All loans subject to underwriting approval. Certain restrictions may apply. CrossCountry Mortgage, LLC | NMLS 3029 www.nmlsconsumeraccess.org This podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.

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  4. ٢٢ يناير

    Episode 167: Selling Your Home Might Be the Smartest Financial Move Right Now

    Send us a text Mortgage rates are falling, and refinances are booming. But for many homeowners, refinancing isn’t the best solution. In this episode, we break down a powerful but often ignored strategy: selling and rebuying to reset your financial life. Using real-world math, we explain how homeowners are: Paying thousands each month in unnecessary consumer debtSitting on trapped equity, they don’t know how to accessMaking emotional decisions instead of strategic onesWe also discuss why: Mortgage debt is fundamentally different from credit card debtHomeownership creates leverage that renters may never haveFirst-time buyers waiting on the sidelines may be falling behindThis conversation isn’t about timing the market — it’s about understanding how housing can be used as a financial tool. If you’re feeling stuck, stressed, or unsure of your next move, this episode gives you clarity. 🎙 Loans Elevated Podcast Clear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype. Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage. 🔗 Resources & links: https://lassigteam.com 📲 Follow us on Instagram & Facebook: @loanselevated Hosts: Broch Lassig - Branch Manager | NMLS 340314 TJ Heidenreich - Sales Manager | NMLS 1802412 Ryan King - Loan Officer | NMLS 1870771 Branch NMLS 2048956 Equal Housing Opportunity. All loans subject to underwriting approval. Certain restrictions may apply. CrossCountry Mortgage, LLC | NMLS 3029 www.nmlsconsumeraccess.org This podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.

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  5. ١٥ يناير

    Episode 166: Mortgage Rates, Trump & Housing Affordability | Separating Headlines from Reality

    Send us a text Mortgage rates don’t move because of politics—they move because of markets, incentives, and supply & demand. In this episode of the Loans Elevated Podcast, we break down recent headlines surrounding Trump, mortgage-backed securities, and housing affordability, and explain what actually matters beneath the noise. You’ll learn: How mortgage-backed securities influence ratesWhy a $200B MBS purchase is meaningfulThe difference between real demand vs money printingWhy banning institutional buyers won’t fix affordabilityThis episode is about thinking clearly, staying objective, and making decisions based on math—not fear. 🎙 Loans Elevated Podcast Clear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype. Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage. 🔗 Resources & links: https://lassigteam.com 📲 Follow us on Instagram & Facebook: @loanselevated Hosts: Broch Lassig - Branch Manager | NMLS 340314 TJ Heidenreich - Sales Manager | NMLS 1802412 Ryan King - Loan Officer | NMLS 1870771 Branch NMLS 2048956 Equal Housing Opportunity. All loans subject to underwriting approval. Certain restrictions may apply. CrossCountry Mortgage, LLC | NMLS 3029 www.nmlsconsumeraccess.org This podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.

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  6. ٨ يناير

    Episode 165: Mortgage Rates in 2026 | What Actually Matters (and What Doesn’t)

    Send us a text Where are mortgage rates headed in 2026? Instead of guessing exact numbers, this episode focuses on what actually drives rates and how buyers and homeowners can win regardless of volatility. We break down inflation, job data, AI-driven economic shifts, housing demand, and the real wild cards shaping the market this year. More importantly, we explain why strategy, structure, and execution matter far more than timing the perfect rate. If you’re waiting for certainty, this episode is for you. Key themes: Why rate predictions are usually wrongWhy lower rates haven’t unlocked buyers yetHow fear and uncertainty stall housing marketsThe smartest way to refinance in a falling-rate environmentWhy readiness beats waiting in 2026🎙 Loans Elevated Podcast Clear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype. Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage. 🔗 Resources & links: https://lassigteam.com 📲 Follow us on Instagram & Facebook: @loanselevated Hosts: Broch Lassig - Branch Manager | NMLS 340314 TJ Heidenreich - Sales Manager | NMLS 1802412 Ryan King - Loan Officer | NMLS 1870771 Branch NMLS 2048956 Equal Housing Opportunity. All loans subject to underwriting approval. Certain restrictions may apply. CrossCountry Mortgage, LLC | NMLS 3029 www.nmlsconsumeraccess.org This podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.

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  7. ١٨‏/١٢‏/٢٠٢٥

    Episode 164: Non-Disclosure States & Property Taxes | What Utah Homeowners Don’t Realize

    Send us a text Property taxes can quietly cost Utah homeowners thousands of dollars over time, and most people don’t even realize they can challenge them. In this episode of the Loans Elevated Podcast, we break down how property taxes actually work in Utah, what it means to live in a non-disclosure state, and how homeowners can dispute over-assessed values to reduce their monthly payments. We cover: • What a non-disclosure state really means • When and how to challenge your property tax assessment • Common mistakes counties make when valuing homes • New construction tax surprises • Veteran, senior, disability, and hardship tax abatements • How escrow shortages happen and how refinancing can help This episode is packed with actionable insights that could save you hundreds (or even thousands) per year. Resources: • Learn more: https://www.LoansElevated.com • Questions about your property taxes or escrow? Contact our team 🎙 Loans Elevated Podcast Clear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype. Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage. 🔗 Resources & links: https://lassigteam.com 📲 Follow us on Instagram & Facebook: @loanselevated Hosts: Broch Lassig - Branch Manager | NMLS 340314 TJ Heidenreich - Sales Manager | NMLS 1802412 Ryan King - Loan Officer | NMLS 1870771 Branch NMLS 2048956 Equal Housing Opportunity. All loans subject to underwriting approval. Certain restrictions may apply. CrossCountry Mortgage, LLC | NMLS 3029 www.nmlsconsumeraccess.org This podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.

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  8. ١١‏/١٢‏/٢٠٢٥

    Episode 163: Portable Mortgages | Why They’ll Never Work in the U.S. Housing Market

    Send us a text Portable mortgages are back in the news — but can they actually work in the United States? In this episode, the Loans Elevated squad breaks down why this “solution” sounds appealing but falls apart once you understand the U.S. mortgage system, MBS, investor risk, and how modern housing finance works. We cover: What a portable mortgage is (and why borrowers love the idea)Why the U.S. financial system and MBS make portability nearly impossibleHow other countries use portable mortgages — and why they rely on balloon-style termsWhy assumable mortgages don’t fix the lock-in effectThe real affordability issue no one is talking aboutWhen a higher rate actually creates more household wealthWhy financial education matters more than new loan productsIf you want clarity—not clickbait—around affordability solutions, this episode will help reset expectations and show you what truly drives better financial outcomes. Have questions or want us to run your scenario? Visit loanselevated.com. 🎙 Loans Elevated Podcast Clear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype. Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage. 🔗 Resources & links: https://lassigteam.com 📲 Follow us on Instagram & Facebook: @loanselevated Hosts: Broch Lassig - Branch Manager | NMLS 340314 TJ Heidenreich - Sales Manager | NMLS 1802412 Ryan King - Loan Officer | NMLS 1870771 Branch NMLS 2048956 Equal Housing Opportunity. All loans subject to underwriting approval. Certain restrictions may apply. CrossCountry Mortgage, LLC | NMLS 3029 www.nmlsconsumeraccess.org This podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.

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The Loans Elevated Podcast delivers clear, strategic conversations on mortgages, real estate, and homeownership.Hosted by Broch Lassig alongside TJ Heidenreich and Ryan King of The Lassig Team, a top 1% nationally ranked mortgage team, the show explores how housing decisions impact your financial future.Each episode breaks down real-world mortgage strategy, market dynamics, and the role homeownership plays in building wealth, managing debt, and creating long-term optionality.Whether you’re a homeowner, first-time buyer, or real estate professional, Loans Elevated helps you think differently about real estate and use it as a tool, not just a transaction.