Loans Elevated

The Lassig Team at CrossCountry Mortgage

The Loans Elevated Podcast delivers clear, strategic conversations on mortgages, real estate, and homeownership.Hosted by Broch Lassig alongside TJ Heidenreich and Ryan King of The Lassig Team, a top 1% nationally ranked mortgage team, the show explores how housing decisions impact your financial future.Each episode breaks down real-world mortgage strategy, market dynamics, and the role homeownership plays in building wealth, managing debt, and creating long-term optionality.Whether you’re a homeowner, first-time buyer, or real estate professional, Loans Elevated helps you think differently about real estate and use it as a tool, not just a transaction.

  1. HÁ 2 DIAS

    Episode 184: How to Shop for a Mortgage Without Getting Ripped Off – The Truth About Rates, Points, and Fees

    Are you shopping for a mortgage based only on getting the lowest interest rate and monthly payment? You might be walking straight into a predatory lending trap.  In this week’s episode of Loans Elevated, we strip away the emotional manipulation of the mortgage industry and break down the tactical, holistic reality of how loans are actually structured. Discover why standard billboard rate quotes often hide tens of thousands of dollars in sneaky upfront fees, how to spot an unbinding pre-contract "loan summary" bait-and-switch, and why buying down your interest rate might actually be lighting your family's money on fire.  What we cover in this episode: Why mortgage shopping feels so incredibly confusingWhere mortgage rates actually come from (the reality of the secondary market)The math behind the 42-month break-even trap on rate buydownsOpportunity cost: Mortgage payments vs. investing in the market Section A lender fees vs. third-party fees: What your lender actually controlsCase Study: How a Montana buyer saved tens of thousands without a new loanWant to make sure you aren't getting ripped off? Use our Strategic Mortgage Audit tool. It’s 100% complimentary, requires no obligation, and we will give you a completely honest second opinion on your loan structure. https://www.loanselevated.com/mortgage-audit  Send us Fan Mail 🎙 Loans Elevated Podcast Clear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype. Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage. 🔗 Resources & links: https://lassigteam.com 📲 Follow us on Instagram & Facebook: @loanselevated Hosts: Broch Lassig - Branch Manager | NMLS 340314   TJ Heidenreich - Sales Manager | NMLS 1802412   Ryan King - Loan Officer | NMLS 1870771   Branch NMLS 2048956 Equal Housing Opportunity. All loans subject to underwriting approval. Certain restrictions may apply. CrossCountry Mortgage, LLC | NMLS 3029   www.nmlsconsumeraccess.org This podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.

    36 min
  2. 14 DE MAI.

    Episode 183: The Tax Strategies Every Business Owner Needs Before Buying a Home

    Self-employed buyers often get blindsided during the mortgage process — not because they don’t make enough money, but because of how their taxes are structured. In this episode, we sit down with CPA and real estate tax strategist Dan to break down:  Why tax write-offs can hurt mortgage approval  Bank statement loans vs conventional financing  Cost segregation & real estate tax strategies  Real estate professional status explained  The biggest mistakes business owners make before applying for a mortgage  How CPAs and lenders should work together If you’re self-employed, investing in real estate, or advising clients who are, this episode is packed with strategies most people never hear about.  Send us Fan Mail 🎙 Loans Elevated Podcast Clear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype. Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage. 🔗 Resources & links: https://lassigteam.com 📲 Follow us on Instagram & Facebook: @loanselevated Hosts: Broch Lassig - Branch Manager | NMLS 340314   TJ Heidenreich - Sales Manager | NMLS 1802412   Ryan King - Loan Officer | NMLS 1870771   Branch NMLS 2048956 Equal Housing Opportunity. All loans subject to underwriting approval. Certain restrictions may apply. CrossCountry Mortgage, LLC | NMLS 3029   www.nmlsconsumeraccess.org This podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.

    51 min
  3. 7 DE MAI.

    Episode 182: Self-Employed? Your Tax Return Might Be Costing You Houses

    Most self-employed borrowers assume they don’t qualify because their tax returns don’t show enough income. But what if the problem isn’t your income… it’s how lenders are measuring it? In this episode, we break down how bank statement loans work, why they can be a game-changer for business owners, and how holistic mortgage planning can dramatically increase buying power. We also walk through a real scenario where a borrower went from showing $30K/year on tax returns to qualifying with over $84K/month in income using bank statements. If you’re self-employed — or work with self-employed clients — this is an episode you need to hear. Send us Fan Mail 🎙 Loans Elevated Podcast Clear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype. Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage. 🔗 Resources & links: https://lassigteam.com 📲 Follow us on Instagram & Facebook: @loanselevated Hosts: Broch Lassig - Branch Manager | NMLS 340314   TJ Heidenreich - Sales Manager | NMLS 1802412   Ryan King - Loan Officer | NMLS 1870771   Branch NMLS 2048956 Equal Housing Opportunity. All loans subject to underwriting approval. Certain restrictions may apply. CrossCountry Mortgage, LLC | NMLS 3029   www.nmlsconsumeraccess.org This podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.

    13 min
  4. 30 DE ABR.

    Episode 181: How Steve Maddox Built Edge Homes | What It Really Takes to Win in Real Estate

    What does it actually take to build something that lasts in real estate? In this live episode of the Loans Elevated Podcast, recorded at the Hale Centre Theatre, we sit down with Steve Maddox — the founder of Edge Homes — to talk about his journey from real estate agent to building one of the largest homebuilding companies in Utah. This conversation goes far beyond tactics. Steve shares what shaped his approach to business, the lessons he learned along the way, and how shifting from thinking like an agent to thinking like a business owner changed everything. We get into:  The difference between building a career vs building a business  Why focus and discipline matter more than doing everything  Lessons from scaling a real estate company over decades  The role agents play in helping families create meaningful lives through homeownership  What it really means to build something bigger than yourself This episode is for anyone in real estate who wants to think long-term, operate at a higher level, and build something that actually lasts. Send us Fan Mail 🎙 Loans Elevated Podcast Clear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype. Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage. 🔗 Resources & links: https://lassigteam.com 📲 Follow us on Instagram & Facebook: @loanselevated Hosts: Broch Lassig - Branch Manager | NMLS 340314   TJ Heidenreich - Sales Manager | NMLS 1802412   Ryan King - Loan Officer | NMLS 1870771   Branch NMLS 2048956 Equal Housing Opportunity. All loans subject to underwriting approval. Certain restrictions may apply. CrossCountry Mortgage, LLC | NMLS 3029   www.nmlsconsumeraccess.org This podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.

    1h 11min
  5. 23 DE ABR.

    Episode 180: How Renovation Loans Turn Overlooked Homes Into Opportunity

    Most buyers are chasing the same move-in ready homes and losing. But what if the best opportunity in today’s market is the one that needs work? In this episode, we break down how renovation loans are helping buyers get into better homes, better locations, and create equity from day one… while giving agents a way to unlock inventory and create deals that wouldn’t exist otherwise. If you’re feeling stuck in this market, this is a strategy worth understanding. What You’ll Learn  Why overlooked homes are becoming the best opportunities in today’s market  How renovation loans allow buyers to finance upgrades into the purchase  How to turn “fixer-uppers” into move-in-ready homes  Why agents are using this strategy to create deals instead of chasing them  How renovation loans can improve affordability and long-term valueSend us Fan Mail 🎙 Loans Elevated Podcast Clear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype. Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage. 🔗 Resources & links: https://lassigteam.com 📲 Follow us on Instagram & Facebook: @loanselevated Hosts: Broch Lassig - Branch Manager | NMLS 340314   TJ Heidenreich - Sales Manager | NMLS 1802412   Ryan King - Loan Officer | NMLS 1870771   Branch NMLS 2048956 Equal Housing Opportunity. All loans subject to underwriting approval. Certain restrictions may apply. CrossCountry Mortgage, LLC | NMLS 3029   www.nmlsconsumeraccess.org This podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.

    26 min
  6. 16 DE ABR.

    Episode 179: Mortgage Rates Just Jumped… Here’s What Buyers Need to Know

    Mortgage rates were expected to fall… but instead, they spiked. In this episode, we break down what’s really happening behind the scenes — and why this market could actually create opportunity for buyers who know how to play it right. We dig into:  Why mortgage rates are rising (even during global conflict)  How oil prices are impacting inflation — and your payment  What this means for buyers, sellers, and refinances  The mistake most people make trying to “time the market”  Best case vs worst case scenarios moving forward The reality? Most people are reacting emotionally right now — but the ones who stay strategic are the ones who win long term. If you’re thinking about buying, refinancing, or just trying to understand what’s going on… this episode will give you clarity. Send us Fan Mail 🎙 Loans Elevated Podcast Clear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype. Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage. 🔗 Resources & links: https://lassigteam.com 📲 Follow us on Instagram & Facebook: @loanselevated Hosts: Broch Lassig - Branch Manager | NMLS 340314   TJ Heidenreich - Sales Manager | NMLS 1802412   Ryan King - Loan Officer | NMLS 1870771   Branch NMLS 2048956 Equal Housing Opportunity. All loans subject to underwriting approval. Certain restrictions may apply. CrossCountry Mortgage, LLC | NMLS 3029   www.nmlsconsumeraccess.org This podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.

    26 min
  7. 2 DE ABR.

    Episode 177: Utah Has a Serious Problem (Great Salt Lake Crisis) | Josh Romney

    Most people think the Great Salt Lake is just an environmental issue. It’s not. This is a public health risk, an economic risk, and a real estate risk for the entire state of Utah. In this episode, we sit down with Josh Romney to break down what’s actually happening — and what it means for homeowners, investors, and the future of Utah. We cover:  The real risks most people aren’t aware of  How this could impact where people choose to live  Why the next few years are critical  What solutions are actually on the table  How individuals and businesses can make a meaningful impact If you want to learn more or get involved, you can visit gslrising.org, the initiative leading efforts to restore the Great Salt Lake and drive real solutions. If you live in Utah or have any stake in real estate here, this conversation is one you need to understand. To Review Your Mortgage Strategy Visit: loanselevated.com/mortgage-audit Send us Fan Mail 🎙 Loans Elevated Podcast Clear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype. Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage. 🔗 Resources & links: https://lassigteam.com 📲 Follow us on Instagram & Facebook: @loanselevated Hosts: Broch Lassig - Branch Manager | NMLS 340314   TJ Heidenreich - Sales Manager | NMLS 1802412   Ryan King - Loan Officer | NMLS 1870771   Branch NMLS 2048956 Equal Housing Opportunity. All loans subject to underwriting approval. Certain restrictions may apply. CrossCountry Mortgage, LLC | NMLS 3029   www.nmlsconsumeraccess.org This podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.

    51 min

Classificações e avaliações

5
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4 avaliações

Sobre

The Loans Elevated Podcast delivers clear, strategic conversations on mortgages, real estate, and homeownership.Hosted by Broch Lassig alongside TJ Heidenreich and Ryan King of The Lassig Team, a top 1% nationally ranked mortgage team, the show explores how housing decisions impact your financial future.Each episode breaks down real-world mortgage strategy, market dynamics, and the role homeownership plays in building wealth, managing debt, and creating long-term optionality.Whether you’re a homeowner, first-time buyer, or real estate professional, Loans Elevated helps you think differently about real estate and use it as a tool, not just a transaction.

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