Lykken on Lending

David Lykken
  • 4.7 (21)
  • INVESTING
  • UPDATED WEEKLY

Created by mortgage professionals for mortgage professionals, Lykken on Lending is a weekly 60-minute podcast hosted by mortgage veteran, David Lykken, and co-hosted by Marc Helm. Joining the program each week is Adam DeSanctis with his weekly MBA Mortgage Minute, Les Parker with his Macro Market Update, Matt Graham with a weekly Market Update, David Kittle with Originations Update, Alice Alvey providing a Legislative Update, Allen Pollack with his weekly Tech Update. The weekly updates are followed by the Hot Topic segment, which is an in-depth discussion about one of the hottest topics related to the mortgage industry. The program can be heard live each Monday at noon central or downloaded as a podcast. Each week thousands of industry professionals have found this to be an effective way to stay up on all that is happening in the mortgage industry. This broadcast is provided to the mortgage industry as a public service compliment of Transformational Mortgage Solutions. We invite you to join us to listen and learn.

  1. The Imperfect CEO: Why Vulnerability Builds Stronger Organizations with Jim Brown of OrgHealth

    20H AGO

    The Imperfect CEO: Why Vulnerability Builds Stronger Organizations with Jim Brown of OrgHealth

    What if the best leaders aren’t the ones pretending to have all the answers? In this powerful conversation, leadership consultant and author Jim Brown joins David Lykken to unpack the core message behind his new book, The Imperfect CEO. Together, they explore why authentic leadership, vulnerability, and trust are becoming essential leadership competencies in today’s workplace culture. Drawing on real-world executive coaching experiences, organizational health principles, and practical leadership frameworks, Jim explains how CEOs and emerging leaders can move beyond heroic leadership models to build organizations where employees feel valued, engaged, and empowered. This episode is packed with actionable insights for executives, managers, and anyone committed to creating healthier, high-performing teams.

    33 min
  2. Weekly AI Update: The $5 Refi That Cost a Veteran $37,000 with Pavan Agarwal

    1D AGO

    Weekly AI Update: The $5 Refi That Cost a Veteran $37,000 with Pavan Agarwal

    The mortgage industry is entering a new era of scrutiny around VA refinance lending, and this Weekly AI Update exposes a troubling issue hiding in plain sight. David Lykken sits down with AI expert Pavan Agarwal to unpack how some VA refinance loans are technically meeting guidelines while financially harming veterans by stripping away tens of thousands of dollars in home equity for minimal monthly savings. In one shocking example, a veteran lost $37,000 in equity to save just $5 per month. The conversation dives into the ethical responsibility lenders carry, the limitations of legacy underwriting systems, and how AI-powered platforms like Angel AI are identifying harmful loan structures before they close. This podcast segment delivers a powerful warning to lenders while spotlighting how artificial intelligence can help protect veterans, reduce liability, and restore integrity to the lending process.

    20 min
  3. From Co-Op to Competitive Edge: Rick Seehausen’s Vision for the Future of Mortgage Lending

    2D AGO

    From Co-Op to Competitive Edge: Rick Seehausen’s Vision for the Future of Mortgage Lending

    The mortgage industry is entering a new era defined by AI, consolidation, operational efficiency, and increasing competitive pressure on independent lenders. In this episode, David Lykken sits down with newly appointed Lenders One President Rick Seehausen to discuss his vision for the future of mortgage lending and the evolving role of mortgage cooperatives. Drawing from more than 30 years of industry leadership, Rick shares how Lenders One is expanding beyond traditional capital markets advantages into technology enablement, fulfillment solutions, provider partnerships, and AI-driven operational efficiencies designed to help community lenders, IMBs, credit unions, and banks remain competitive. From tackling rising compliance complexity to building scalable managed solutions for smaller institutions, this conversation delivers valuable insight into the strategies, innovations, and leadership shaping the next chapter of mortgage lending.

    24 min
  4. Mortgage Markets, AI Disruption, and the Battle Over Borrower Ownership

    4D AGO

    Mortgage Markets, AI Disruption, and the Battle Over Borrower Ownership

    The Lykken on Lending Weekly Mortgage Update delivers expert commentary and timely insights from across the mortgage industry. Each episode features a curated lineup of respected thought leaders and analysts: Adam DeSanctis with the MBA Mortgage Minute, providing key updates from the Mortgage Bankers Association.Les Parker’s TMSpotlight offers a macroeconomic perspective with his signature musical parodies.Matt Graham of MBS Live, breaking down market activity and interest rate movements.David Kittle, CEO of The Mortgage Collaborative, sharing insights on mortgage originations and industry trends.Alice Alvey of Union Home Mortgage, delivering essential regulatory and legislative updates.Allen Pollack, with the Tech Report, spotlighting emerging technologies impacting mortgage operations.Bill Corbet, presenting Bill's Bullet Commentary with focused insights on loan servicing and capital markets.Marc Helm, offering Marc’s Rant, an unfiltered take on operational and agency-related developments. Together, this expert panel brings clarity, relevance, and a touch of personality to the ever-evolving mortgage landscape.

    51 min
  5. Mortgage Markets on Edge: War, Oil Prices and the Fight Over Inflation - 5/12/2026 Weekly Mortgage Update commentary

    MAY 15

    Mortgage Markets on Edge: War, Oil Prices and the Fight Over Inflation - 5/12/2026 Weekly Mortgage Update commentary

    In this week’s Weekly Mortgage Update commentary, industry leaders unpack the growing tension between geopolitical instability, inflation expectations, and the future direction of mortgage rates. With Iran conflict headlines driving oil price volatility and investors closely watching inflation data, markets remain highly reactive to every new development. The discussion explores how rising energy costs, global uncertainty, and evolving Federal Reserve expectations are influencing bond markets and mortgage pricing, while also highlighting a surprisingly resilient housing and lending environment. Despite concerns surrounding inflation and international conflict, many mortgage professionals remain optimistic about loan production, consumer demand, and the long-term strength of the U.S. economy. This episode delivers a candid and insightful conversation on the forces shaping today’s mortgage landscape and what lenders, originators, and housing professionals should prepare for in the months ahead.

    10 min
  6. Credit Score Chaos: Industry Frustration Builds Over FHFA Rollout - Legislative Update by Alice Alvey

    MAY 15

    Credit Score Chaos: Industry Frustration Builds Over FHFA Rollout - Legislative Update by Alice Alvey

    This podcast segment captures growing industry frustration as lenders and experts question the execution, costs, and real impact of FHFA’s credit scoring rollout despite years of development. ------------------------------------------------------------------ Alice Alvey, Master CMB Vice President Partner Education and Training at Union Home Mortgage She handles development of their World Class Training program designed to support UHM partners and organizational effectiveness. Prior to UHM, Alice served as Senior Vice President at Indecomm leading the Indecomm-Mortgage U division, Internal QA and Compliance and SaaS technologies. Indecomm acquired Mortgage U in 2013, where Alice was President/Co-founder, providing training and consulting since 1996. Prior to MU she served as SVP of Operations at a national bank overseeing operations for wholesale, retail and correspondent from underwriting through servicing, and compliance. She has been in the trenches of mortgage lending operations from application through servicing for over 30 years. Her authoring work in training content, policies and procedures and the FHA/VA Practical guides illustrates her ability to bridge regulatory requirements with day-to-day operations. Alice has been a weekly contributor to the Lykken on Lending show since its beginning in April 2009 and has made her weekly contributions to 450+ episodes!

    8 min
  7. The Longevity Economy: Reverse Mortgages, Retirement Planning & the New Down Payment Advantage with Michael Banner

    MAY 15

    The Longevity Economy: Reverse Mortgages, Retirement Planning & the New Down Payment Advantage with Michael Banner

    The mortgage industry is evolving alongside a major demographic shift: Americans are living longer than ever before, and that reality is transforming the way borrowers approach retirement, home equity, and homeownership. In today's Hot Topic, David Lykken sits down with mortgage veteran Michael Banner to discuss the rise of the “longevity economy” and why mortgage professionals must move beyond simply quoting rates to becoming long-term financial guides for their clients. From debunking myths surrounding reverse mortgages to uncovering a unique down payment assistance program with no income limits, Banner shares how today’s loan officers can help borrowers navigate rising home prices, retirement challenges, and multi-decade financial planning. This conversation delivers timely insights for mortgage professionals looking to stay relevant in a rapidly changing housing market.

    16 min
  8. Mortgage Rates React to Iran Peace Talks and Falling Oil Prices - Market Update by Matt Graham

    MAY 15

    Mortgage Rates React to Iran Peace Talks and Falling Oil Prices - Market Update by Matt Graham

    This podcast segment explains how Iran peace-talk headlines, falling oil prices, and shifting inflation expectations triggered a sharp drop in bond yields and mortgage rates, while keeping markets highly sensitive to geopolitical developments and upcoming CPI data. ----------------------------------------------------- Matt began as an originator in 2002. He fell in love with the idea of following MBS in real-time but felt that existing products were only scratching the surface. Thus was born MBS Live in 2007, the first-of-its-kind platform with real-time market data/analysis, and live chat with analysts, traders, and originators around the country. He is currently the Founder and CEO of MBSLive! He's been covering bond/mortgage markets, writing commentary, alerts, and chatting with the live community every business hour of every business day ever since. Matt also serves as the Chief of Operations for mortgagenewsdaily.com, where he is one of the industry's most respected mortgage rate experts, frequently quoted in the media. Mortgage News Daily's rate index is used as the definitive resource on day-to-day mortgage rate averages. He lives in the Pacific Northwest with his wife and son, where he enjoys skiing, fishing, coaching youth sports, playing the guitar, and more DIY projects/hobbies than he'd care to admit.

    4 min
See All (1.8K)

4.7
out of 5
21 Ratings

About

Created by mortgage professionals for mortgage professionals, Lykken on Lending is a weekly 60-minute podcast hosted by mortgage veteran, David Lykken, and co-hosted by Marc Helm. Joining the program each week is Adam DeSanctis with his weekly MBA Mortgage Minute, Les Parker with his Macro Market Update, Matt Graham with a weekly Market Update, David Kittle with Originations Update, Alice Alvey providing a Legislative Update, Allen Pollack with his weekly Tech Update. The weekly updates are followed by the Hot Topic segment, which is an in-depth discussion about one of the hottest topics related to the mortgage industry. The program can be heard live each Monday at noon central or downloaded as a podcast. Each week thousands of industry professionals have found this to be an effective way to stay up on all that is happening in the mortgage industry. This broadcast is provided to the mortgage industry as a public service compliment of Transformational Mortgage Solutions. We invite you to join us to listen and learn.

Information

  • Creator
    David Lykken
  • Years Active
    2009 - 2026
  • Episodes
    1.8K
  • Rating
    Clean
  • Copyright
    © Copyright David Lykken 2023
  • Show Website
    Lykken on Lending

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