Plenty with Kate Northrup

Kate Northrup, Author, Entrepreneur, and Speaker
  • 4.8 (769)
  • SELF-IMPROVEMENT
  • UPDATED WEEKLY

What if you could get more of what you want in life? But not through pushing, forcing, or pressure. You can. When it comes to money, time, and energy, no one’s gonna turn away more. And Kate Northrup, Bestselling Author of Money: A Love Story and Do Less and host of Plenty, is here to help you expand your capacity to receive all of the best. As a Money Empowerment OG who’s been at it for nearly 2 decades, Kate’s the abundance-oriented best friend you may not even know you’ve always needed. Pull up a chair every week with top thought leaders, luminaries, and adventurers to learn how to have more abundance with ease.

  1. 157. How We Launched Our First Airbnb for Tax Savings, Passive Income & Long-Term Wealth

    1D AGO

    157. How We Launched Our First Airbnb for Tax Savings, Passive Income & Long-Term Wealth

    What if building a new stream of income didn't require perfection — just a willingness to learn as you go? And what might open up if you let yourself experiment with money in a way that feels creative instead of rigid? In this episode, I'm taking you behind the scenes with Mike as we share the real story of launching our first short-term rental property — what worked, what surprised us, and what we'd do differently. We originally explored this path as a tax strategy, but it turned into something more: an opportunity to diversify our income, build an asset, and step into a completely new kind of learning curve. And it was a learning curve. We went in thinking renovations would cost about half of what they actually did. Once we opened up the walls, we uncovered things we couldn't have anticipated — outdated systems, deeper structural work that needed to happen. But even with those surprises, the property is now live and generating income, which has been rewarding to see. We talk about how we chose the location (and why familiarity with a market matters), how we thought about increasing the property's value, and the importance of understanding local regulations before you invest. We also share something I care about: the idea of "shipping" before everything is perfect. Whether it's business or investing, waiting until you feel fully ready can keep you stuck indefinitely. This episode is an invitation to approach money with more curiosity, more flexibility, and more willingness to learn through action — rather than waiting for certainty. “We went into it thinking it was gonna cost about half as much as it did to renovate.” –Kate Northrup “The hardest part is getting it started and getting things set up.”--Mike Watts 🎤 Let’s Dive into the Good Stuff on Plenty 🎤 01:32 Announcement: Launching Our Short‑Term Rental Business02:54 Property Overview: Yarmouth, Maine Airbnb04:18 Episode Structure, Goals and Why We’re Sharing (Part One)07:09 How to Start: Strategies by Capital, Time, and Involvement09:17 How We Found the Property: Trip, Local Connections, and Purchase Story13:37 Market Research: Tools, Seasonality, and Pricing18:24 Rental Types: Short, Mid, and Long‑Term Profitability25:16 Renovation Surprises, Regulations, and Contractor Quotes34:19 Financial Goals: Diversification and Income Strategy39:40 Lessons, Listing Details, and Guest Experience Links and Resources: Kate's InstagramMike's InstagramKatenorthrup.comAirDNABNBCalcAirbnb listing for our property ✨ Ready for Income That Actually Builds Something? If you're earning well — but your financial life still feels like something you're personally responsible for keeping intact — this one's for you. The free Recalibration Field Guide is a diagnostic companion to the Recalibration Series here on Plenty. It's built to take what you're hearing in the series and locate it precisely in your money ecosystem — so you can see exactly where to go next. Most people recognize themselves within the first five minutes. Inside the Field Guide, you'll explore: 🔹 The Four Hidden Money Ecosystem States — Overdrive, Constriction, Diffusion, and Stewarded — and which one your money is actually running in right now 🔹 The Wealth Stewardship Pyramid — the sequence wealth actually builds through, and how to reorient your ambition toward architecture instead of urgency 🔹 The Money Leaks Diagnostic — where money and energy are escaping your system, not hypothetically, but in your specific income pattern and situation 🔹 The Energetics → Engineering → Expression Map — why surface-level financial work doesn't reach the underlying patterns, and what does 🔹 Deep Reflection Prompts — built around the central question the series raises: Why do I still feel like I'm the one who has to make everything happen, even when things are going well? This isn't a budgeting tool. It's not a workbook. It's a diagnostic instrument for self-led leaders who are ready to stop being the sole infrastructure of their own financial life — and build something that actually stewards itself. 👉 Download the free Recalibration Field Guide at katenorthrup.com/fieldguide Because making more money is powerful. But building the architecture that makes what you earn actually stay, compound, and support your life? That's the upgrade. ✨

    42 min
  2. 156. The Lie of Scarcity: Creating a New Dream for the Planet with Lynne Twist & Sara Vetter

    APR 28

    156. The Lie of Scarcity: Creating a New Dream for the Planet with Lynne Twist & Sara Vetter

    What if the feeling that there’s “not enough” isn’t actually true—but something you’ve been taught to believe? And what might shift if your relationship with money became rooted in sufficiency instead of scarcity? What if scarcity isn’t a reality—but a story we’ve all been living inside? In this episode, I sit down with Lynne Twist and Sara Vetter for one of the most expansive conversations we’ve had on this podcast—about money, purpose, and what it means to create a different future for our planet. We explore the idea that the dominant paradigm we’ve been operating in—the belief that there’s not enough, that we have to compete, that someone will inevitably be left out—is actually a lie. And how that belief shapes not only our financial lives, but the way we relate to each other and the world. Lynne shares her decades of work in global philanthropy and the profound realization that people living in conditions of hunger are not “less than”—that what’s lacking is not their worth, but their circumstances. And Sara opens up about her own journey from external success and privilege into a deeper, more meaningful relationship with money and purpose. We talk about sufficiency—not as a number, but as a state of being. We explore what happens when we shift from accumulation to contribution, from fear to trust, and from isolation to connection. This conversation is ultimately an invitation to look at your own relationship with money—and to consider the possibility that true wealth lives not in what you have, but in how you engage with your life. “The paradigm of scarcity—that there’s not enough to go around—is a lie.” –Lynne Twist “Money does not bring you happiness.” –Sara Vetter 🎤 Let’s Dive into the Good Stuff on Plenty 🎤 00:24 Guest Introduction and Episode Themes (Lynn Twist & Sarah Vedder)03:31 Lynn's Upbringing, Father's Death and Path to Activism07:22 Lynn on Money, Respect and Ethical Fundraising09:16 Sarah's Money Story and Personal Transformation25:13 How Lynn and Sarah Met — Partnership and Complementary Strengths28:06 Wealth, Scarcity Paradigm and the Truth of Sufficiency35:33 Pachamama Alliance — Amazon Conservation and Indigenous Partnership42:48 The Sophia Century and Divine Feminine Wisdom48:07 Manifestation & Full‑Circle Story (Oprah, Charlotte and Synchronicity)59:46 How to Support, Get Involved and Closing Resources Links and Resources: Recalibration FieldThe Big Money decision Matrix Connect with Lynne Twist & Sara Vetter: The Soul of MoneyLiving a committed lifePachamama Alliance Remarkable Women's JourneySoul of Money Institute ✨ Ready for Income That Actually Builds Something? If you're capable, ambitious, and earning well — but your financial life still feels like something you have to hold together — this one's for you. The free Recalibration Field Guide is a diagnostic companion to the Recalibration Series here on Plenty. It's built to take what you're hearing in the series and locate it precisely in your money ecosystem — so you can see exactly where to go next. Most people recognize themselves within the first five minutes. Inside the Field Guide, you'll explore: 🔹 The Four Hidden Money Ecosystem States — Overdrive, Constriction, Diffusion, and Stewarded — and which one your money is actually running in right now 🔹 The Wealth Stewardship Pyramid — the sequence wealth actually builds through, and how to reorient your ambition toward architecture instead of urgency 🔹 The Four-Leaks Diagnostic — where money and energy are escaping your system, not hypothetically, but in your specific income pattern and situation 🔹 The Energetics → Engineering → Expression Map — why surface-level financial fixes haven't worked, and what to do instead 🔹 Deep Reflection Prompts — built around the central question the series raises: Why do I still feel like I'm the one who has to make everything happen, even when things are going well? This isn't a budgeting tool. It's not a workbook. It's a diagnostic instrument for self-led leaders who are ready to stop being the sole infrastructure of their own financial life — and build something that actually holds. 👉 Download the free Recalibration Field Guide at katenorthrup.com/fieldguide Because making more money is powerful. But building the architecture that makes what you earn actually stay, compound, and support your life? That's the upgrade. ✨

    1h 4m
  3. Bonus Episode. How Nervous System Healing Saved Our Marriage and Tripled Our Income: A Relaxed Money Case Study with Lizzie Langston

    APR 24 ·  BONUS

    Bonus Episode. How Nervous System Healing Saved Our Marriage and Tripled Our Income: A Relaxed Money Case Study with Lizzie Langston

    What if your financial struggles weren’t about discipline or strategy—but about feeling safe in your body? And what might change in your relationship if money no longer triggered fear, shame, or shutdown? What if the path to more money — and more connection in your relationship — starts in your body? In this episode, I sit down with Lizzie and Abe Langston to explore what it actually looks like to rebuild your financial life and your marriage from a place of healing, not pressure. They share their story of navigating financial rock bottom after the loss of a business, and the emotional toll it took — not just on their finances, but on their relationship. Lizzie opens up about the shame she carried around money and how those patterns showed up as avoidance, fear, and disconnection. Instead of forcing herself into traditional financial strategies that never quite worked for her, she found a different entry point: repatterning how money lived in her body. As she did that work, everything began to shift. Conversations became calmer. Reactivity softened. New opportunities — ones that aligned with her real gifts — began to emerge. What's especially powerful is that Abe didn't have to do the work in the same way for the transformation to happen. As Lizzie changed her relationship with money, the entire dynamic of their partnership evolved with her. This conversation is a reminder that when we stop trying to override our patterns and instead learn to meet ourselves honestly, we unlock a different kind of capacity — one that supports both financial growth and deeper connection. “It wasn’t just ‘do this with your money’—it was, ‘oh, I can feel safe with money.’” –Lizzie Langston 🎤 Let’s Dive into the Good Stuff on Plenty 🎤 00:02 Episode introduction and guest overview02:17 Interview begins — Meet Lizzy & Abe03:20 Backstory: Lost business and financial collapse05:31 Emotional impact: shame, fear and relationship strain07:56 Discovering and joining Relaxed Money15:36 Two‑year results: financial and relational shifts22:17 New income streams: psychic work and business partnerships26:49 Improved money conversations and marriage healing27:44 Hesitations, shame and advice for those considering the program31:03 Where to find Lizzy & Abe — contact and projects Links and Resources: The Recalibration Field GuideThe Big Money Decision Matrix Connect with Lizzie Langston: WebsiteAbram's Linkedin ✨ Ready for Income That Actually Builds Something? If you're capable, ambitious, and earning well — but your financial life still feels like something you have to hold together — this one's for you. The free Recalibration Field Guide is a diagnostic companion to the Recalibration Series here on Plenty. It's built to take what you're hearing in the series and locate it precisely in your money ecosystem — so you can see exactly where to go next. Most people recognize themselves within the first five minutes. Inside the Field Guide, you'll explore: 🔹 The Four Hidden Money Ecosystem States — Overdrive, Constriction, Diffusion, and Stewarded — and which one your money is actually running in right now 🔹 The Wealth Stewardship Pyramid — the sequence wealth actually builds through, and how to reorient your ambition toward architecture instead of urgency 🔹 The Four-Leaks Diagnostic — where money and energy are escaping your system, not hypothetically, but in your specific income pattern and situation 🔹 The Energetics → Engineering → Expression Map — why surface-level financial fixes haven't worked, and what to do instead 🔹 Deep Reflection Prompts — built around the central question the series raises: Why do I still feel like I'm the one who has to make everything happen, even when things are going well? This isn't a budgeting tool. It's not a workbook. It's a diagnostic instrument for self-led leaders who are ready to stop being the sole infrastructure of their own financial life — and build something that actually holds. 👉 Download the free Recalibration Field Guide at katenorthrup.com/fieldguide Because making more money is powerful. But building the architecture that makes what you earn actually stay, compound, and support your life? That's the upgrade. ✨ Related Episode: From Less Than Zero to $20K in Savings: Relaxed Money Case Study with Kareem ManuelFrom Shame to Self-Trust: Reclaiming Power After “Messing Up” With Money: Relaxed Money Cast Study with Pritranjan HothiFrom “I Want More” to True Financial Expansion – Without Burnout: Relaxed Money Case Study with Nichelle FryeMore Money, Still Never Enough – Until This: Relaxed Money Case Study with Melissa EichHow to Rebuild Your Money (and Your Body) After Divorce: Relaxed Money Case Study with Jenn Racioppi

    35 min
  4. 155. Couples and Money: How to Stop Waiting for Your Partner to Get on Board

    APR 21

    155. Couples and Money: How to Stop Waiting for Your Partner to Get on Board

    Are you waiting for your partner to get on board before you fully step into your financial life? What might shift if you stopped waiting—and started leading your own transformation? What if the thing holding you back financially isn’t your partner—but the belief that you need them to change first? In this episode, I share a perspective that can feel both confronting and incredibly freeing: waiting for your partner to get on board with money work is a limiting pattern. I walk through why making someone else the reason you can’t move forward is one of the sneakiest ways we give our power away—and how this pattern is often rooted in our own survival wiring. We explore what’s actually possible when you take full ownership of your relationship with money, regardless of what your partner is or isn’t doing. Because the truth is, you don’t need your partner’s buy-in to create meaningful financial change. And at the same time, I also share how powerful it can be when couples do come into alignment—not through pressure or ultimatums, but through invitation, embodiment, and trust. This episode is really about shifting from waiting… to leading. From needing external permission… to reclaiming your own agency. Because when you change your relationship with money, it doesn’t just impact you—it has the potential to transform the entire dynamic of your relationship. “Waiting for your partner to get on board is a limiting money pattern.” –Kate Northrup “Anytime we make someone else the reason we can’t have what we want, we are giving our power away.” –Kate Northrup 🎤 Let’s Dive into the Good Stuff on Plenty 🎤 00:00 Introduction to Plenty and Relaxed Money02:32 You Don't Need Your Partner to Do the Work04:59 Waiting for Your Partner: Limiting Patterns and Secondary Gain07:17 Meeting Your Edge: Practices, Sequencing and Nervous System Work09:37 Couples' Success Stories and Program Benefits13:15 How to Invite Your Partner Without Pushing14:19 Practical Conversation Steps and Money Date Suggestions17:40 Commit to Your Own Work and Lead by Example19:14 Program Results, CTA and Closing Links and Resources: Couples GuideRelaxed Money When Does Money Actually Feel Good? I’ve watched a pattern play out for years—and I know you’ve felt it, too. Making good money doesn’t automatically make you good with money. Even as my income increased, the stress didn’t disappear. There was still that low-grade pressure. That quiet hum of not-enough. I kept asking myself: When do I finally get to exhale? I know I’m not alone in that. I’ve worked with brilliant, high-capacity people — earning anywhere from $50K to $300M—who are still walking around feeling uneasy every time they open their banking app. Guilty when they spend on themselves. Confused about where the money actually goes. Like they should have figured this out by now. Successful on the outside, but not truly resourced on the inside. More money alone doesn’t fix this. Because money isn’t just math—it’s an ecosystem. And if the architecture underneath isn’t designed to support wealth, more income just amplifies the pressure. So what actually works? Good With Money is a 3-day live experience designed to help you upgrade the system beneath your financial life — so money can finally feel as good as it looks. Day 1: Audit Your Hidden Money Ecosystem Identify where your system is strong, where it’s leaking, and whether it’s currently built for survival or for expansion. Day 2: Install Financial Infrastructure Strengthen the foundation beneath your money so it can come in, stay, and grow — sustainably. Day 3: Your Relaxed Money Roadmap Walk away with a clear, structured plan for the kind of expansion your system can actually support. This happens once a year. If you’re ready to stop managing money from pressure — and start experiencing it from a place of safety, clarity, and real support — this is your moment. More money isn’t the answer. A stewarded system is. Register now.Replays are available for a limited time. Related Episode: Recalibration Series Episode 1: How to Increase Income Without Increasing Pressure (150)Recalibration Series Episode 2: The Hidden Money Ecosystem – And What State Yours Is In (151)Recalibration Series Episode 3: The Subtle Money Leads that Shape Your Life (And What to Shift First) (152)Recalibration Series Episode 4: The Architecture of Healthy Financial Overflow — And How Your Money Starts Supporting You with The Wealth Stewardship Pyramid (153)

    20 min
  5. From Less Than Zero to $20K in Savings: Relaxed Money Case Study with Kareem Manuel

    APR 17 ·  BONUS

    From Less Than Zero to $20K in Savings: Relaxed Money Case Study with Kareem Manuel

    What if your financial breakdown wasn’t the end… but the beginning of a more sustainable way of living with money? And what if feeling safe with money had less to do with how much you earn—and more to do with how you relate to it? What happens when everything you thought was working… suddenly falls apart? In this episode, I sit down with Kareem Manuel, who went from running a growing business to experiencing a rapid financial collapse—losing his business, his home, and his sense of stability almost overnight. What I love about Kareem’s story is not just what he rebuilt, but how he rebuilt it. Because this isn’t a story about hustling harder or pushing through. It’s about learning to feel safe with money, to stay present with what is, and to build a foundation that can actually hold you. Kareem shares how he went from less than zero in savings to $20,000 in just a few months—not through force, but through a complete shift in how he related to money, debt, and himself. We talk about what it means to bring your nervous system into your financial life, how to move out of fear and into clarity, and why the real transformation isn’t just external—it’s internal. This episode is such a powerful reminder that financial safety isn’t something you chase. It’s something you build—gently, consistently, and in relationship with yourself. “I realized I didn’t know how to hold money. I only knew how to make it.” –Kareem Manuel 🎤 Let’s Dive into the Good Stuff on Plenty 🎤 00:00 Opening: Kareem's financial collapse and early recovery02:32 Kareem's business history and sudden collapse04:36 Discovery — finding Relaxed Money / Good With Money workshop05:17 Emotional impact: internal landscape, fear and perceived failure08:49 Core learnings: Relaxed Money paradigm and somatic practices12:35 Tangible outcomes: credit repair, savings and financial stability13:36 Lifestyle shift: emotional freedom, budgeting confidence and family impact16:31 Integrating acceptance and agency: emotional and practical balance18:02 Future projects: music, creative ventures and family plans Links and Resources: The Recalibration Field GuideThe Big Money Decision MatrixGood with Money Connect with Kareem Manuel: Instagram ✨ When Does Money Actually Feel Good? I’ve watched a pattern play out for years—and I know you’ve felt it, too. Making good money doesn’t automatically make you good with money. Even as my income increased, the stress didn’t disappear. There was still that low-grade pressure. That quiet hum of not-enough. I kept asking myself: When do I finally get to exhale? I know I’m not alone in that. I’ve worked with brilliant, high-capacity people — earning anywhere from $50K to $300M—who are still walking around feeling uneasy every time they open their banking app. Guilty when they spend on themselves. Confused about where the money actually goes. Like they should have figured this out by now. Successful on the outside, but not truly resourced on the inside. More money alone doesn’t fix this. Because money isn’t just math—it’s an ecosystem. And if the architecture underneath isn’t designed to support wealth, more income just amplifies the pressure. So what actually works? Good With Money is a 3-day live experience designed to help you upgrade the system beneath your financial life — so money can finally feel as good as it looks. Day 1: Audit Your Hidden Money Ecosystem Identify where your system is strong, where it’s leaking, and whether it’s currently built for survival or for expansion. Day 2: Install Financial Infrastructure Strengthen the foundation beneath your money so it can come in, stay, and grow — sustainably. Day 3: Your Relaxed Money Roadmap Walk away with a clear, structured plan for the kind of expansion your system can actually support. This happens once a year. If you’re ready to stop managing money from pressure — and start experiencing it from a place of safety, clarity, and real support — this is your moment. More money isn’t the answer. A stewarded system is. Register now before doors close.   Related Episode: From Shame to Self-Trust: Reclaiming Power After “Messing Up” With Money: Relaxed Money Cast Study with Pritranjan Hothi

    21 min
  6. 154. The Hidden Money Leak: Breaking Free from Financial Codependency

    APR 14

    154. The Hidden Money Leak: Breaking Free from Financial Codependency

    Are you using money to make someone else feel okay… so that you can feel okay? And if so, what might become possible if your financial choices came from clarity instead of emotional obligation? What if one of the biggest drains on your finances isn’t your spending habits—but your relationships? In this episode, I’m talking about something that can feel a little uncomfortable to name, but incredibly liberating once you see it clearly: financial codependency. I share what financial codependency actually is—using money to regulate someone else’s emotions so that you can feel okay—and why this dynamic can quietly leak energy, money, and personal power over time. We explore how this can show up in real life: with adult children, within families, in friendships, and even inside your business. And more importantly, we look at the subtle difference between generosity and overgiving—because they are not the same. I also walk you through why clarity is one of the most powerful forces in your financial life. When there are no clear agreements, no boundaries, and no defined containers for money, things get murky—and money does not thrive in murkiness. This conversation is really an invitation to look underneath the surface of your financial life—to your hidden money ecosystem—and gently ask: where might I be overextending myself in ways that aren’t actually serving me or the people I love? Because when you shift out of codependency and into clear, grounded agreements, you don’t just protect your money—you reclaim your power. “Any lack of clarity is a drain in your money ecosystem—money loves clarity.” –Kate Northrup 🎤 Let’s Dive into the Good Stuff on Plenty 🎤 00:00 Introduction — Financial Codependency & Podcast Overview01:52 Hidden Money Ecosystem (Energetics vs Engineering)04:06 Introducing Financial Codependency as a Money Leak06:10 What is Codependency? Definition and Dynamics07:16 Parents & Adult Children — Abundance Agreements11:02 Personal Story — Disentangling Financial Support13:58 Businesses, Employees & Contractors — Financial Boundaries18:27 You're Not Their Source — Setting Boundaries20:02 Friends, Family & Generosity vs Codependency21:41 Couples & Money — Codependency in Relationships Links and Resources: Boundary BossMoney: A Love StoryMastering BoundariesRecalibration Field GuideGood with Money When Does Money Actually Feel Good? I’ve watched a pattern play out for years—and I know you’ve felt it, too. Making good money doesn’t automatically make you good with money. Even as my income increased, the stress didn’t disappear. There was still that low-grade pressure. That quiet hum of not-enough. I kept asking myself: When do I finally get to exhale? I know I’m not alone in that. I’ve worked with brilliant, high-capacity people — earning anywhere from $50K to $300M—who are still walking around feeling uneasy every time they open their banking app. Guilty when they spend on themselves. Confused about where the money actually goes. Like they should have figured this out by now. Successful on the outside, but not truly resourced on the inside. More money alone doesn’t fix this. Because money isn’t just math—it’s an ecosystem. And if the architecture underneath isn’t designed to support wealth, more income just amplifies the pressure. So what actually works? Good With Money is a 3-day live experience designed to help you upgrade the system beneath your financial life — so money can finally feel as good as it looks. Day 1: Audit Your Hidden Money Ecosystem Identify where your system is strong, where it’s leaking, and whether it’s currently built for survival or for expansion. Day 2: Install Financial Infrastructure Strengthen the foundation beneath your money so it can come in, stay, and grow — sustainably. Day 3: Your Relaxed Money Roadmap Walk away with a clear, structured plan for the kind of expansion your system can actually support. This happens once a year. If you’re ready to stop managing money from pressure — and start experiencing it from a place of safety, clarity, and real support — this is your moment. More money isn’t the answer. A stewarded system is. Register now before doors close. Related Episode: Recalibration Series Episode 1: How to Increase Income Without Increasing Pressure (150)Recalibration Series Episode 2: The Hidden Money Ecosystem – And What State Yours Is In (151)Recalibration Series Episode 3: The Subtle Money Leads that Shape Your Life (And What to Shift First) (152)Recalibration Series Episode 4: The Architecture of Healthy Financial Overflow — And How Your Money Starts Supporting You with The Wealth Stewardship Pyramid (153)

    25 min
  7. How to Rebuild Your Money (and Your Body) After Divorce: Relaxed Money Case Study with Jenn Racioppi

    APR 10 ·  BONUS

    How to Rebuild Your Money (and Your Body) After Divorce: Relaxed Money Case Study with Jenn Racioppi

    What if rebuilding your finances after a major life rupture wasn’t about pushing harder—but about slowing down enough to truly heal? And what if your relationship with money had more to do with your nervous system than your strategy? What if the path to financial stability isn’t about doing more—but about being with what is? In this episode, I sit down with my dear friend, Jenn Racioppi, to explore what it really looks like to rebuild your life—financially, physically, and emotionally—after a divorce that changes everything. Jenn shares her deeply honest journey of navigating the “math that doesn’t work” after divorce—where income is split, expenses double, and the emotional toll can feel overwhelming. But instead of jumping into hustle or trying to out-strategize her situation, she chose something radically different: she slowed down, stayed with herself, and allowed healing to lead. We talk about what it means to be in a “fertile void”—a season where growth doesn’t look flashy, but something deeper is being rebuilt. We explore the intersection of money, the body, and the nervous system—and why true financial healing requires all three. Jenn also shares her powerful story of reversing osteoporosis naturally, and how rebuilding her physical foundation mirrored the process of rebuilding her financial life. This conversation is a reminder that wealth isn’t created through urgency or pressure—it’s built through consistency, presence, and the willingness to meet yourself honestly. If you’re in a season of rebuilding—or even quietly recalibrating—this episode may offer a different way forward.  What You’ll Learn Why money is not just math—and how your nervous system shapes your financial realityThe hidden financial impact of divorce (and why it often feels so destabilizing)What a “fertile void” season is—and why it can be essential for long-term wealthHow to stay with discomfort instead of spending your way out of itThe connection between financial habits and emotional regulationWhy boredom and “doing less” can actually unlock creativity and clarityHow aligning your spending with your values creates real stabilityThe powerful parallel between rebuilding your body and rebuilding your finances“Money’s math… and it’s not. It has nothing to do with math.” –Jenn Racioppi 🎤 Let’s Dive into the Good Stuff on Plenty 🎤 00:00 Introduction & episode overview03:30 Jen's entry into Relaxed Money & divorce story07:28 Rebuilding finances: budgeting, expenses & practical steps14:23 Physical health & reversing osteoporosis21:21 Astrology & midlife transits26:03 Menopause, crone energy & navigating boredom19:36 Business impact: clarity, revamp, and future plans30:16 Subtraction law of abundance: solitude, travel & lifestyle choices34:18 Grief, rebirth & emerging stability36:30 Practical advice for listeners & why Relaxed Money helps41:22 Where to find Jen, books & closing thoughts Links and Resources: The Recalibration Field GuideThe Big Money Decision MatrixGood with Money Connect with Jenn Racioppi: WebsiteCosmic HealthInstagramFacebook ✨ When Does Money Actually Feel Good? I’ve watched a pattern play out for years—and I know you’ve felt it, too. Making good money doesn’t automatically make you good with money. Even as my income increased, the stress didn’t disappear. There was still that low-grade pressure. That quiet hum of not-enough. I kept asking myself: When do I finally get to exhale? I know I’m not alone in that. I’ve worked with brilliant, high-capacity people — earning anywhere from $50K to $300M—who are still walking around feeling uneasy every time they open their banking app. Guilty when they spend on themselves. Confused about where the money actually goes. Like they should have figured this out by now. Successful on the outside, but not truly resourced on the inside. More money alone doesn’t fix this. Because money isn’t just math—it’s an ecosystem. And if the architecture underneath isn’t designed to support wealth, more income just amplifies the pressure. So what actually works? Good With Money is a 3-day live experience designed to help you upgrade the system beneath your financial life — so money can finally feel as good as it looks. Day 1: Audit Your Hidden Money Ecosystem Identify where your system is strong, where it’s leaking, and whether it’s currently built for survival or for expansion. Day 2: Install Financial Infrastructure Strengthen the foundation beneath your money so it can come in, stay, and grow — sustainably. Day 3: Your Relaxed Money Roadmap Walk away with a clear, structured plan for the kind of expansion your system can actually support. This happens once a year. If you’re ready to stop managing money from pressure — and start experiencing it from a place of safety, clarity, and real support — this is your moment. More money isn’t the answer. A stewarded system is. Register now before doors close.   Related Episode: From “I Want More” to True Financial Expansion – Without Burnout: Relaxed Money Case Study with Nichelle Frye

    43 min
  8. 153. The Architecture of Healthy Financial Overflow — How Your Money Starts Supporting You with The Wealth Stewardship Pyramid (The Recalibration Series Part 4)

    APR 7

    153. The Architecture of Healthy Financial Overflow — How Your Money Starts Supporting You with The Wealth Stewardship Pyramid (The Recalibration Series Part 4)

    What if your money could actually support you… instead of something you constantly have to manage? And what if more freedom didn’t come from earning more—but from how your money is structured? What if your money could actually support you… instead of something you constantly have to manage? In this episode, I share what I call healthy financial overflow—a state where your money is no longer something you have to push, control, or constantly think about… but something that quietly and reliably supports your life. Because here’s what I’ve learned: more money doesn’t create more freedom.Structure does. I walk you through the Wealth Stewardship Pyramid, a framework for building a financial life that moves from instability and pressure… into sufficiency, freedom, and eventually, overflow. This isn’t about chasing bigger numbers or reaching some external milestone. It’s about creating a system that allows your money to feel steady, supportive, and aligned with what actually matters to you. We start at the foundation—clarity, stability, and financial grounding—and move through the layers of building cushion, installing structure, and aligning your lifestyle with your values. And over time, something begins to shift. Money stops feeling urgent.Decisions become calmer.Your energy frees up. Until eventually, your money begins to carry more of the weight—and you no longer have to. This episode is an invitation to step out of managing money from pressure…and into stewarding it from a place of clarity, safety, and intention. Because financial overflow isn’t something you chase. It’s what naturally happens when the foundation beneath it is built well. What You’ll Learn: Why more money doesn’t necessarily create more freedom—and what actually doesThe concept of healthy financial overflow and how it feels in real lifeThe 6 levels of the Wealth Stewardship Pyramid—and where you may be right nowHow to move from reactive money management to intentional financial leadershipWhy clarity and visibility are the true starting points of wealthThe role of nervous system safety in creating sustainable financial growthHow structure reduces decision fatigue and creates more spaciousness in your life“Financial overflow isn’t something you chase—it’s what happens when the foundation beneath it is built well.”-Kate Northrup 🎤 Let’s Dive into the Good Stuff on Plenty 🎤 00:00 Introduction: Money, energetics and the Plenty series00:35 Recalibration Series Recap and Field Guide02:15 Defining Healthy Financial Overflow04:07 Hidden Money Ecosystem and Money Leaks06:35 Wealth Stewardship Pyramid: Overview and Level 1 (Financial Grounding)07:29 Level 2: Cushion, Breathing Room and Reduced Financial Stress09:22 Level 3: Structural Stewardship and Allocation Systems12:40 Level 4: Sufficiency, Lifestyle Alignment and Work Optionality14:14 Level 5: Healthy Financial Overflow (Trajectory to Work Optional)16:00 Level 6: Stewardship, Impact and Directing Resources19:02 Conclusion, Next Steps and Call to Action (Good With Money) Links and Resources: Recalibration Field GuideGood with Money When Does Money Actually Feel Good? I’ve watched a pattern play out for years—and I know you’ve felt it, too. Making good money doesn’t automatically make you good with money. Even as my income increased, the stress didn’t disappear. There was still that low-grade pressure. That quiet hum of not-enough. I kept asking myself: When do I finally get to exhale? I know I’m not alone in that. I’ve worked with brilliant, high-capacity people — earning anywhere from $50K to $300M—who are still walking around feeling uneasy every time they open their banking app. Guilty when they spend on themselves. Confused about where the money actually goes. Like they should have figured this out by now. Successful on the outside, but not truly resourced on the inside. More money alone doesn’t fix this. Because money isn’t just math—it’s an ecosystem. And if the architecture underneath isn’t designed to support wealth, more income just amplifies the pressure. So what actually works? Good With Money is a 3-day live experience designed to help you upgrade the system beneath your financial life — so money can finally feel as good as it looks. Day 1: Audit Your Hidden Money Ecosystem Identify where your system is strong, where it’s leaking, and whether it’s currently built for survival or for expansion. Day 2: Install Financial Infrastructure Strengthen the foundation beneath your money so it can come in, stay, and grow — sustainably. Day 3: Your Relaxed Money Roadmap Walk away with a clear, structured plan for the kind of expansion your system can actually support. This happens once a year. If you’re ready to stop managing money from pressure — and start experiencing it from a place of safety, clarity, and real support — this is your moment. More money isn’t the answer. A stewarded system is. Register now before doors close. Related Episode: Recalibration Series Episode 1: How to Increase Income Without Increasing Pressure (150)Recalibration Series Episode 2: The Hidden Money Ecosystem – And What State Yours Is In (151)Recalibration Series Episode 3: The Subtle Money Leads that Shape Your Life (And What to Shift First) (152)

    20 min
See All (391)

4.8
out of 5
769 Ratings

About

What if you could get more of what you want in life? But not through pushing, forcing, or pressure. You can. When it comes to money, time, and energy, no one’s gonna turn away more. And Kate Northrup, Bestselling Author of Money: A Love Story and Do Less and host of Plenty, is here to help you expand your capacity to receive all of the best. As a Money Empowerment OG who’s been at it for nearly 2 decades, Kate’s the abundance-oriented best friend you may not even know you’ve always needed. Pull up a chair every week with top thought leaders, luminaries, and adventurers to learn how to have more abundance with ease.

Information

  • Creator
    Kate Northrup, Author, Entrepreneur, and Speaker
  • Years Active
    2016 - 2026
  • Episodes
    391
  • Rating
    Clean
  • Copyright
    © Freedom Family, LLC
  • Show Website
    Plenty with Kate Northrup

You Might Also Like