Say Hola Wealth

Say Hola Wealth
  • 4.9 (32)
  • Investing
  • Updated Weekly

Welcome to the Say Hola Wealth Podcast, the ultimate personal finance podcast for Latinas ready to achieve financial freedom and become #CashLibre! Each week, hosted by Luzy King, an award-winning, certified trauma-informed Financial & Business Coach (MBA, CPFI), brings empowering conversations on money mindset, investing, entrepreneurship, and practical systems. Designed for busy professionals, this podcast helps you reclaim your time, purpose, and financial power. Hosted on Acast. See acast.com/privacy for more information.

  1. Aug 11

    EP. 228: Why Working Hard Isn't Enough for Women | Stefanie O'Connell on The Ambition Penalty

    What if working harder isn't the answer? In this episode of the Say Hola Wealth Podcast, Luzy King sits down with award-winning journalist and author Stefanie O'Connell to unpack the hidden systems that shape women's careers, earning potential, and long-term wealth. From workplace bias and the gender pay gap to unpaid labor and motherhood, this conversation will challenge everything you've been told about ambition and success. Episode Highlights01:36 Why Stefanie wrote The Ambition Penalty 04:18 The hidden financial cost of unpaid labor 06:24 How small workplace biases become lifetime wealth gaps 09:13 Ageism, motherhood, and career advancement 14:02 Identity, belonging, and navigating corporate America as a Latina 17:53 Do women really need another degree to get ahead? 20:34 Dealing with online criticism and speaking truth to power 28:46 Raising daughters to understand money, equality, and leadership 35:27 Stefanie's definition of wealth Featured Book: The Ambition Penalty by Stefanie O'Connell 📚 Preorder my upcoming book, Cash Libre, and learn how to make work optional, build generational wealth, and redefine financial freedom on your own terms: If you enjoyed this episode, please follow the podcast and leave a review on Apple Podcasts. Your support helps more ambitious Latinas discover the conversations that are changing how we think about money, work, and wealth. Hosted on Acast. See acast.com/privacy for more information.

  2. Jul 28

    EP. 227: Why Your Budget Isn't Working (And How to Stop Running Out of Money Before Payday) | Lumi Founder Ricardo Kendrick II,

    Why Your Budget Isn't Working (And How to Stop Running Out of Money Before Payday) Are you tired of checking your bank account only to wonder where your money went? In this episode, Luzy sits down with Ricardo Kendrick II, co-founder of Lumi Money, to explore why traditional budgeting often falls short and how understanding your cash flow can help you make more confident spending decisions. You'll learn why your bank balance doesn't tell the whole story, how to stop living paycheck to paycheck, and why knowing your "Safe-to-Spend" number can reduce financial stress and help you stay in control of your money. Episode Highlights00:00 – Welcome and today's topic 02:05 – Ricardo's money story and the lessons he learned growing up 06:30 – Why traditional budgeting wasn't working 10:20 – The idea behind Lumi Money and the journey from spreadsheet to app 16:15 – Why your bank balance isn't the same as what you can safely spend 21:30 – How Lumi Money calculates your Safe-to-Spend number 27:10 – Building trust when connecting your bank account 31:45 – Cash flow vs. budgeting: A new way to think about managing money 36:20 – The importance of building a strong financial foundation before investing 41:00 – Ricardo's definition of wealth Resources Mentioned Check out Lumi Money and start your 14-day free trial to discover your personalized Safe-to-Spend number and make confident spending decisions. Ready to build a stronger financial foundation? Get your copy of Cash Libre and learn the mindset and money strategies to help you stop surviving and start building lasting wealth. Hosted on Acast. See acast.com/privacy for more information.

  3. Jul 21

    EP. 226: The Myth of Ethical Investing (And Why It Keeps So Many Latinas From Building Wealth)

    Can you build wealth without compromising your values? In this episode, Luzy King challenges one of the biggest myths keeping many first-generation Latinas from investing: the belief that ethical investing requires finding the "perfect" company. You'll learn the basics of ethical investing, ESG investing, index funds, ETFs, expense ratios, and why becoming an owner—not just a consumer—can help you align your money with your values while building long-term wealth. Whether you're just getting started or looking to become a more conscious investor, this episode will help you rethink what it truly means to invest with intention. Episode Timestamps01:18 – Why ethical investing feels overwhelming for many Latinas 06:10 – Conscious investing vs. the pursuit of perfection 12:45 – Why you're already participating in the economy 17:32 – The difference between consumers and owners 22:08 – Investing 101: Ethical investing, ESG funds, ETFs, and index funds explained 28:54 – What are expense ratios and why do they matter? 34:20 – How shareholder ownership creates influence 41:18 – Practical ways to align your investments with your values 47:10 – Why waiting for the "perfect" investment delays wealth building 53:02 – Final thoughts: Ownership, legacy, and building generational wealth Resources Mentioned💜 Join the Cash Libre Collective at www.sayholawealth.com Continue your financial education alongside a community of women committed to building long-term wealth. 📖 Join the Cash Libre Waitlist for book launch bonuses 📚 Preorder the ebook Copy of Cash Libre Reserve your copy today and join thousands of women redefining their relationship with money. ⭐ Read Cash Libre Before Launch on NetGalley Create a free account on NetGalley and request a Digital Advance Reader Copy (DARC) of Cash Libre before its official release. Your early review helps more readers discover the book. Hosted on Acast. See acast.com/privacy for more information.

  4. Jul 14

    EP. 225: How This Latina Became the CFO of Her Household—and Why Every Woman Should Too

    Want to grow your career, negotiate a higher salary, and take control of your finances? Leadership coach and author Diana Bernal shares how becoming the CFO of your household can help you build wealth, create financial confidence, and make intentional career decisions. Learn practical strategies for career growth, salary negotiation, and managing your household finances so you can create more options for your future. Episode Timestamps: 00:00 Introduction 01:05 Diana's money story 07:20 How to grow your career with intention 11:40 Becoming the CFO of your household 15:30 Salary negotiation strategies for women 17:00 Becoming an author 22:45 What wealth really means 💌 Join the Cash Libre Collective Get weekly money tips, investing strategies, and exclusive resources to help you make work optional. 👉 Join here: www.sayholawealth.com 📖 Get a copy of my book: Cash Libre. Connect with Diana Bernal on her website. Hosted on Acast. See acast.com/privacy for more information.

  5. Jul 7

    EP. 224: How This Latina Landed Her Dream HR Career at Microsoft

    What does it really take to build a successful career at Microsoft as a Latina? In this inspiring episode, Luzy sits down with Microsoft HR Business Partner Cynthia Vargas Hernandez to discuss breaking into tech, navigating career pivots, negotiating your worth, finding mentors, and building a career with purpose. Whether you're an aspiring HR professional, a first-generation Latina, or someone dreaming of working in tech, this episode offers practical advice and inspiration for your next career move. Episode Timestamps00:00 – Meet Cynthia: From Mexico City to MicrosoftHow Cynthia immigrated to the United States and rebuilt her career from the ground up. 05:45 – Why She Left Accounting for Human ResourcesHow changing careers opened the door to new opportunities in HR and, eventually, at Microsoft. 09:15 – Salary Negotiation Lessons Every Latina Should HearCynthia shares what she learned as a recruiter and why women often underestimate their value. 13:00 – How an MBA Helped Her Get Into MicrosoftThe strategic career decisions that helped her land a competitive HR internship and a full-time role. 17:00 – Finding Mentors and Building Career ConfidenceWhy asking for mentorship changed everything—and how you can do the same. 21:30 – The Power of Having a Global MindsetHow living in Mexico, the UK, and the United States shaped her leadership style. 25:00 – Setting Healthy Boundaries While Working at MicrosoftHow Cynthia manages networking requests, LinkedIn messages, and protects her time. 29:00 – What Wealth Means Beyond MoneyCynthia shares her definitions of wealth, family, financial freedom, and the creation of opportunities for future generations. Connect with Cynthia on Instagram. Get a copy of Cash Libre. Book a 60 Minute strategy session with Luzy. Hosted on Acast. See acast.com/privacy for more information.

  6. Jun 30

    EP: 223: How PhiloFund Is Transforming Philanthropy: Dr. Andrea Ortega on Building Wealth Through Purpose

    What if building wealth wasn't just about growing your bank account—but also about creating lasting impact in your community? In this inspiring episode of the Say Hola Wealth Podcast, Luzy King sits down with Dr. Andrea Ortega, founder of PhiloFund, to discuss how she's disrupting philanthropy through technology while empowering donors to give with intention. From overcoming imposter syndrome and navigating startup life as a Latina founder to redefining wealth beyond money, this conversation is packed with actionable insights for entrepreneurs, nonprofit leaders, and purpose-driven mujeres ready to create generational impact. In This Episode:00:00 Meet Dr. Andrea Ortega and her journey from nonprofit leader to tech founder03:00 Why PhiloFund is transforming the future of charitable giving07:10 How donors can build giving into their wealth strategy10:45 How PhiloFund matches donors with nonprofits that align with their values13:10 How PhiloFund makes money and the realities of building a tech startup15:00 Overcoming imposter syndrome, fundraising, and finding confidence as a Latina founder19:30 How the Say Hola Wealth community can support PhiloFund23:00 Why supporting Latina-owned businesses creates generational wealth25:10 Dr. Andrea Ortega's definition of true wealth and financial freedomConnect with Dr. Andrea OrtegaFollow Dr. Andrea Ortega on LinkedIn to stay updated on PhiloFund, philanthropy, nonprofit leadership, and her journey as a Latina tech founder: https://www.linkedin.com/in/andreaortega/ Download PhiloFundLearn more about PhiloFund and join the movement to make intentional giving part of your wealth strategy: https://philofund.com Get Your Copy of my book: Cash Libre: 10 Pillars to Help You Reclaim Your Purpose and Financial FreedomReady to redefine your relationship with money and build wealth on your own terms? Get your copy today and begin your Cash Libre journey. If this episode inspired you, be sure to follow the Say Hola Wealth Podcast, leave a review, and share it with another mujer who's ready to build wealth, create impact, and lead with purpose. Hosted on Acast. See acast.com/privacy for more information.

  7. Jun 25

    EP. 222: The F.I.S.C.A.L. Debt Framework: Part 6 – Legacy Debt

    Episode DescriptionWhat if the biggest debt you're carrying isn't on your balance sheet—it's the money beliefs you inherited? In this episode of the Debt Beyond Dollars™ series, we're unpacking Legacy Debt, one of the six hidden debt types in the FISCAL Framework™. We'll explore how many first-generation professionals were taught that all debt is bad, why that belief exists, and how it can keep us from building wealth. You'll also learn the difference between debt that diminishes your financial future and debt that can be used strategically as leverage to create opportunities, grow a business, or increase your earning potential. If you've ever believed you had to be completely debt-free before investing in yourself, this episode will challenge the way you think about money—and help you make more intentional financial decisions. In This EpisodeWhat Legacy Debt is and why it goes beyond student loansThe money beliefs many first-generation professionals inheritWhy "all debt is bad" may be limiting your financial growthThe difference between debt that diminishes, protects, and leveragesHow to evaluate whether taking on debt is a strategic investment or an emotional decisionApply for Wealth LatónReady to move from financial overwhelm to financial ownership? Wealth Latón is my 7-day voice coaching experience designed to help ambitious Latinas transform the way they think about money, make confident financial decisions, and build wealth with intention. Together, we'll identify what's keeping you stuck, create a personalized action plan, and provide daily coaching and accountability to help you take meaningful steps. Grab your seat now! Grab a copy of my book Cash Libre: 10 Pillars to Help You Reclaim Your Purpose and Financial Freedom Today. Hosted on Acast. See acast.com/privacy for more information.

  8. Jun 23

    EP. 221: The F.I.S.C.A.L. Debt Framework: Part 5 – Avoidance Debt

    Every problem you avoid is charging you interest. In this episode of the Fiscal Debt Series, Luzy King unpacks Avoidance Debt—the hidden cost of postponing your financial decisions. Through real client stories and personal experiences, she explains why avoiding your finances creates more than just financial consequences; it also compounds stress, anxiety, lost opportunities, and self-doubt. If you've ever felt overwhelmed by debt, ignored your bank statements, or believed you'd "deal with it later," this episode will help you understand what's really happening beneath the surface and how to take small, intentional steps toward financial freedom. Timestamps00:00 – Why every problem you avoid is charging you interest 02:10 – What Avoidance Debt really means and why it keeps women financially stuck 07:35 – Client story: Avoiding student loans and the emotional cost of looking away 15:20 – How your brain uses avoidance to protect you—and why it backfires 23:45 – The hidden opportunities debt avoidance steals from your future 31:10 – Why becoming financially free is a decision, not a math problem 37:30 – A simple mindset exercise to overcome avoidance and take action today 📖 Cash Libre is coming soon! If you're ready to stop avoiding your finances and start building lasting wealth, join the Cash Libre waitlist today and be the first to hear about the book launch, exclusive resources, and special bonuses. 👉 Join the waitlist: https://cashlibre.com Hosted on Acast. See acast.com/privacy for more information.

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4.9
out of 5
32 Ratings

About

Welcome to the Say Hola Wealth Podcast, the ultimate personal finance podcast for Latinas ready to achieve financial freedom and become #CashLibre! Each week, hosted by Luzy King, an award-winning, certified trauma-informed Financial & Business Coach (MBA, CPFI), brings empowering conversations on money mindset, investing, entrepreneurship, and practical systems. Designed for busy professionals, this podcast helps you reclaim your time, purpose, and financial power. Hosted on Acast. See acast.com/privacy for more information.

Information

  • Creator
    Say Hola Wealth
  • Years Active
    2022 - 2026
  • Episodes
    136
  • Rating
    Clean
  • Copyright
    © Copyright 2026 All rights reserved.
  • Show Website
    Say Hola Wealth

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