Divorce Dialogues

Katherine Miller

Divorce Dialogues brings experts together to talk about what works (and what doesn't) to reach a better life on the other side of divorce.

  1. Bankruptcy Misconceptions Debunked: Separating Fact from Fiction - with Jeffrey Peltz

    10月16日

    Bankruptcy Misconceptions Debunked: Separating Fact from Fiction - with Jeffrey Peltz

    "Well, I want to do something that could help the ordinary person. I never wanted to get into law to work for a big corporation. Helping people is what I care about." - Jeffrey Peltz Jeffrey Peltz, a seasoned Brooklyn-based attorney with nearly four decades of experience, seeks to change the narrative surrounding bankruptcy by emphasizing its role as a strategic financial tool rather than a moral failing. With a compassionate approach that prioritizes clients' needs over corporate interests, Peltz argues that bankruptcy should be seen as a business decision, not a source of shame. He highlights the common misconception that bankruptcy should be avoided at all costs, noting that this belief often leads individuals to make damaging financial choices, such as depleting retirement funds or falling for scams. By offering personalized guidance and treating clients like family, Peltz strives to demystify the bankruptcy process, helping individuals understand that it can offer a fresh start, particularly in the context of divorce and other financial challenges. Key Takeaways ->Viewing bankruptcy as a business decision rather than a source of shame is crucial for guiding clients through financial difficulties. ->Certain debts like spousal support, child support, student loans, taxes, parking tickets, penalties, and court charges are not dischargeable in bankruptcy. ->Bankruptcy can be a first step towards rebuilding credit, with FICO scores potentially increasing by an average of 100 points over a year. ->Common misconceptions about bankruptcy include the belief that it is a personal judgment or a black mark on one's character. ->Bankruptcy hearings are now conducted via Zoom due to COVID-19 restrictions, providing convenience for clients. Connect with Jeffrey Peltz: https://www.aaalawyer.com/ https://www.linkedin.com/in/jeffreypeltz/ Connect with Katherine Miller: https://www.linkedin.com/in/kemiller1/ https://miller-law.com/

    28 分钟
  2. Bonus: The Role of Parents in Teaching Money Management - Ed Vargo

    10月2日

    Bonus: The Role of Parents in Teaching Money Management - Ed Vargo

    "If you don't know about the money, you don't have control over the money or access to the money." Ed Vargo, the founder of Burning River Advisory Group and Enlighten Her, is a fervent advocate for financial literacy, particularly focusing on empowering women. Inspired by his immigrant mother's struggles with financial independence, Ed has dedicated his career to providing compassionate financial guidance to help women achieve equality through financial strength. He emphasizes the significance of teaching financial literacy from a young age, advocating for parents to model positive financial behaviors for their children and encouraging open discussions about money within families. Vargo also highlights the impact of financial misunderstandings on relationships, especially during divorce, underscoring the importance of assembling a knowledgeable support team and fostering financial education to promote harmony and independence. Key Takeaways: ->Ed Vargo emphasizes teaching children about money management from a positive perspective and modeling good money behavior. ->Communication about money values and decisions is crucial in relationships to avoid disharmony and resentment. ->Open dialogue about money in relationships can prevent conflicts and build financial harmony. ->Educating oneself about family finances, especially during divorce, is essential to avoid being at a disadvantage. ->Enlighten Her offers resources like white papers on money myths and steps to take during divorce to empower women in managing their finances. ->Early intervention in divorce proceedings is crucial to avoid post-settlement regrets and make informed decisions. ->Enlighten Her aims to empower women to take control of their finances and make informed decisions, especially during major life events like divorce. Connect with Ed Vargo: https://www.linkedin.com/in/joe-zweben-17676434a/ https://www.instagram.com/joezweben_/ Connect with Katherine Miller: https://www.linkedin.com/in/kemiller1/ https://miller-law.com/

    38 分钟
  3. The Divorce Toolkit: Your Essential Guide to Financial Planning - with Jamie M. Lima

    9月25日

    The Divorce Toolkit: Your Essential Guide to Financial Planning - with Jamie M. Lima

    What are some unique challenges that mid-career professionals face during divorce? Jamie M. Lima is a renowned certified divorce financial analyst and certified financial planner who specializes in helping mid-career professionals navigate the financial complexities of divorce. As the founder of Allegiant Divorce Solutions and the creator of the Secure Split app, Lima draws on over 20 years of experience to guide clients through asset division and retirement planning, with a particular focus on managing complex workplace benefits like stock options and pension plans. He believes that financial planning is crucial during divorce proceedings, as it helps individuals avoid common pitfalls and make decisions that align with their long-term financial goals. By working closely with tax professionals and leveraging tools like the Divorce Toolkit, Lima empowers clients to prioritize their future and make informed financial decisions, ensuring a secure post-divorce financial future. Key Takeaways ->Involving financial professionals early in the divorce process is crucial for making informed decisions and planning accordingly. ->The Divorce Toolkit provides resources for understanding topics like dividing retirement accounts, tax impacts, alimony, child support, and budgeting calculators. ->Financial planning tools like the Divorce Toolkit help in streamlining financial planning for divorcing couples, attorneys, mediators, and certified divorce financial analysts. ->Financial planning expertise is essential in managing asset division, retirement planning, and tax implications during divorce. ->Mid-career professionals facing divorce may encounter complex financial challenges related to workplace benefits like stock options, pension plans, and tax implications. ->Alimony, or spousal support, aims to provide financial resources for the out spouse to adjust to single life, cover living expenses, and support individuals during the post-divorce transition period. Connect with Jamie M. Lima: https://allegiantds.com/ https://www.linkedin.com/in/jamielima/ Connect with Katherine Miller: https://www.linkedin.com/in/kemiller1/ https://miller-law.com/

    34 分钟
  4. Fiduciaries and Beneficiaries: Ensuring Alignment with Divorce - with Laura Cowan, Esq.

    9月18日

    Fiduciaries and Beneficiaries: Ensuring Alignment with Divorce - with Laura Cowan, Esq.

    "Blended families are always a little bit tricky just because you don't have that standard. Everything to the spouse and then down to the kids. And that's just the end of it." - Laura Cowan Laura Cowan, a distinguished attorney and CPA, brings her expertise in estate planning to the forefront, particularly in navigating the intricate transitions that follow a divorce. Having founded her own law firm after a successful career as a CPA, Laura emphasizes the critical need to reassess beneficiary designations post-divorce, as these can override other estate planning documents. She advises individuals to carefully review and update life insurance and retirement accounts to ensure they align with their current wishes, highlighting the necessity of collaborating with a team of professionals—including estate lawyers and financial advisors—to develop a comprehensive plan. Laura's perspective encourages those experiencing divorce to view it as an opportunity for reinvention, urging them to thoughtfully consider their future personal and professional paths to foster growth and fulfillment in this new chapter of life. Key Takeaways: ->Revisiting beneficiary designations is crucial to protecting one's financial legacy after a divorce. ->Updating estate planning documents post-divorce is crucial to ensure that beneficiaries and fiduciaries accurately reflect the individual's current circumstances. ->Consulting with an estate planning attorney before finalizing a divorce settlement is crucial. ->Estate planning can provide individuals with a sense of control and stability following significant life transitions like divorce. ->The integrative nature of divorce affects various aspects of life including estate planning, financial planning, and parenting plans. ->Attorneys can create a more fulfilling and effective approach to practicing law by prioritizing client needs over traditional metrics of success. Connect with Laura Cowan, Esq: https://www.2hourlifestylelawyer.com/ https://www.linkedin.com/in/thelauracowan/ Connect with Katherine Miller: https://www.linkedin.com/in/kemiller1/ https://miller-law.com/

    32 分钟
  5. Bonus: Avoiding Pitfalls: Family Home Financial Models - with Melissa Murphy Pavone

    9月11日

    Bonus: Avoiding Pitfalls: Family Home Financial Models - with Melissa Murphy Pavone

    "You really want to know what your priorities are and then you want to know what your spouse's priorities are, because they might be different." - Melissa Murphy Pavone Melissa Murphy Pavone is a seasoned certified financial planner and divorce financial analyst, whose 18 years of experience in the field are deeply influenced by her personal experiences as a child of divorce. She founded Mindful Divorce Partners to guide clients through the intricate financial challenges of divorce with clarity and assurance. Melissa stresses the importance of proactive and holistic financial planning, focusing on understanding settlement options, tax implications, and the long-term effects of financial decisions, especially when children are involved. Her approach goes beyond mere numbers, helping clients design balanced and sustainable financial plans that align with their future goals and risk tolerance, while avoiding common pitfalls such as retaining the family home without considering its long-term financial impact. Key Takeaways: ->Working with a financial planner post-divorce is crucial for navigating the transition to saving for oneself, contributing to retirement, and bridging the financial gap left by alimony and child support. ->Understanding priorities in financial assets during divorce negotiations is key to ensuring a fair and balanced outcome, particularly when children are involved. ->Having a financial planner as a supportive ally can provide guidance tailored to risk tolerance and financial goals for a secure future post-divorce. ->Offering fee-for-service and assets under management advisory models allows financial advisors to tailor their services to best suit individual circumstances and goals, especially in divorce scenarios. ->Educating clients on the importance of having an emergency fund and considering tax implications is crucial in making informed decisions about the family residence in divorce settlements. Connect with Melissa Murphy Pavone: https://www.linkedin.com/in/melissamurphypavone/ https://mindfulfinancialpartners.com/about/ https://mindfulfinancialpartners.com/ Connect with Katherine Miller: https://www.linkedin.com/in/kemiller1/ https://miller-law.com/

    29 分钟
  6. Harnessing the Unseen: Finding Clarity in Emotional Exploration - with Deborah Lukovich

    8月7日

    Harnessing the Unseen: Finding Clarity in Emotional Exploration - with Deborah Lukovich

    "Depth psychology is a more spiritual approach, a psychospiritual approach to understanding yourself more deeply." - Deborah Lukovich Dr. Deborah Lukovich is a renowned depth psychologist who offers a unique perspective on navigating the complexities of divorce by delving into the unconscious mind. With a belief that up to 90% of our actions and decisions are influenced by hidden forces, she emphasizes the importance of uncovering these unconscious patterns and behaviors that shape relationships. Through her book "Your Soul is Talking, Are You Listening?" and her engaging podcast and blog, Dr. Lukovich provides valuable insights into the unseen dynamics and hidden agendas that often go unnoticed during the tumultuous process of divorce. By guiding individuals to explore the depths of their psyche, Lukovich aims to foster a deeper understanding of personal and relational dynamics, ultimately aiding clients in transforming their relationship patterns and preventing past experiences from dictating future connections. Key Takeaways: ->Depth Psychology focuses on uncovering hidden aspects of the unconscious mind to promote personal growth and transformation. ->Anger during divorce can be connected to past experiences and emotions, influencing individuals' reactions and behaviors. ->Dr. Lukovich shares her personal journey through divorce and highlights the importance of understanding the unconscious mind in life transitions. ->Relationship complexes involve patterns of thinking and behaving that impact interactions, hinder personal growth, and can lead to misunderstandings. ->Effective communication in relationships requires honesty, vulnerability, and creating a safe space for open dialogue. ->Unconscious fears and thoughts often hinder honest communication, emphasizing the importance of tools like 'Start with Hearts' to manage emotions and promote authenticity. Connect with Deborah Lukovich: https://www.deborahlukovich.com/ https://www.facebook.com/dlukovich https://www.linkedin.com/in/deborah-lukovich-phd-5322953/ Connect with Katherine Miller: https://www.linkedin.com/in/kemiller1/

    36 分钟
  7. Redesigning Your Legacy: Estate Planning in Divorce - with Katya Sverdlov

    7月31日

    Redesigning Your Legacy: Estate Planning in Divorce - with Katya Sverdlov

    "It will not get any easier if you're avoiding it. Now, don't think that in six months or a year the solution will be, in fact, it's going to get much harder." - Katya Sverdlov Katya Sverdlov is a distinguished attorney specializing in estate planning and elder law, with a robust background in finance as a chartered financial analyst. Driven by her own unsatisfactory experience with estate planning at a large law firm, she founded her own practice to ensure personalized client care and education. Sverdlov is passionate about empowering families to make informed decisions, emphasizing the critical importance of properly documenting estate planning wishes in writing, as verbal instructions or unsigned documents hold no legal weight. Her approach includes leveraging her financial expertise to help clients navigate complex family dynamics and asset considerations, highlighting strategies like irrevocable trusts for Medicaid planning, ensuring that her clients' wishes are legally binding and protected for the future. Key Takeaways: ->Proper documentation in estate planning is crucial to ensure individuals' wishes are legally binding and carried out as intended. ->Medicaid planning is essential for individuals with total assets of roughly 3 million and below to ensure coverage for long-term care. ->Irrevocable trusts allow individuals to protect assets, retain certain control, and potentially qualify for Medicaid coverage for long-term care expenses. ->Working with knowledgeable professionals is emphasized by Katya Sverdlov to properly execute and regularly update estate documents. ->Asset protection and ensuring desired outcomes for individuals and their families are key goals of estate planning. Connect with Katya: https://sverdlovlaw.com/ https://www.linkedin.com/in/katya-sverdlov-cfa-esq-3aab406/ Connect with Katherine Miller: https://www.linkedin.com/in/kemiller1/ https://miller-law.com/

    30 分钟
  8. Challenges of Nesting: Sharing Living Space Post-Divorce - with Lisa Herrick

    7月24日

    Challenges of Nesting: Sharing Living Space Post-Divorce - with Lisa Herrick

    "Kids have large antenna on their heads that you can't see, but they're always scanning for information, and that is information that is picked up very easily." - Lisa Herrick Dr. Lisa Herrick, a renowned family therapist and collaborative divorce coach, has nearly twenty years of experience guiding families in the Washington, D.C. area through the complex transition period of separation and divorce. She emphasizes that this transition varies greatly among individuals, depending on their resilience and specific circumstances, and underscores the importance of allowing adequate time for adjustment, adaptation, and recovery. Dr. Herrick advocates for honest and respectful communication between co-parents, particularly when introducing new partners to children, to minimize confusion and build trust. Drawing from personal experience, she highlights the intricate dynamics involved in shared family activities post-divorce, such as spending holidays together, and the necessity of preparing new partners for their roles within a blended family to foster a healthy and harmonious environment. Key Takeaways: ->The period of time required for individuals and families to adjust, adapt, and recover from separation and divorce is crucial. ->Nesting during divorce involves sharing living space, household responsibilities, and potential implications for future relationships. ->It is important to go slow when introducing children to new romantic partners after divorce. Lisa Herrick emphasizes the importance of preparing new partners for interactions with children and ex-spouses in blended families. ->Lisa and Katherine emphasize the benefits of waiting for the right moment to introduce shared holidays and dinners in a blended family. Connect with Lisa Herrick: https://www.linkedin.com/in/lisa-herrick-009a6128/ https://lisaherrick.com/ Connect with Katherine Miller: https://www.linkedin.com/in/kemiller1/

    28 分钟
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Divorce Dialogues brings experts together to talk about what works (and what doesn't) to reach a better life on the other side of divorce.

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