The Ottawa Real Estate Podcast

TOREP

Welcome to The Ottawa Real Estate Podcast (TOREP)! Hosted by seasoned Mortgage Agents Paul Stevenson and David Warren, who have been bringing the Ottawa real estate market to life with the podcast for over four years. Whether you’re buying, selling, investing, or just curious, we’re here to share insider tips, untold stories, and plenty of laughs along the way. To our loyal listeners—thank you for your support and for being part of our journey. And to our new listeners—welcome! We’re excited to have you join the conversation. Hit play, stay tuned, and let’s explore the world of real estate together! 🎉

  1. 3D AGO

    Listing First Could Be Your Biggest Advantage in This Changing Market

    Most homeowners and buyers are flying blind in today’s real estate market: missed opportunities, longer sales cycles, and rising frustration. In this episode, we strip away the hype to reveal the real story behind Ottawa’s shifting real estate landscape and how you can navigate it safely. Discover why now is the perfect time to list if you want to maximize your sale, how weak demand is putting buyers in control, and what overlooked strategies can help you get ahead, like listing your home first or considering creative financing options. Don’t let market uncertainty hold you back! Listen now to stay ahead of the curve. 00:00 Intro 01:32 January Real Estate Market Stats 03:35 Challenges in Selling Properties 07:05 Market Trends and Buyer Strategies 08:49 Renewal Cycles and Mortgage Options 12:08 Innovative Programs for First-Time Buyers 17:16 Market Pressures and Future Predictions 18:48 Mood Boosts Get in touch with us! Paul Stevenson - Mortgage Agent Level 2 CENTUM Financial Services LP Email: paul@paulstevenson.ca Phone: 1-613-263-4543 https://www.paulstevenson.ca David Warren - Mortgage Agent Level 2 Referral Mortgages Email: david@referralmortgages.com Phone: 1-613-686-6003 https://www.referralmortgages.com Don’t miss your chance to win a glowing 20” x 10” neon sign, sign up today! https://forms.gle/GBbq9ZrhK2k8Avgv5 If you have a question or topic you'd like to hear us discuss send us an email at: theottawarealestatepodcast@gmail.com or leave us a comment below! New Episodes of the podcast are available on Wednesdays at 10AM on all podcast services and at www.theottawarealestatepodcast.com Brought to you by Referral Mortgages, PaulStevenson.ca, Guertin/Poirier Avocates Lawyers, CENTUM, BIG - Billyard Insurance Group and Easy Neon Signs. https://www.easyneonsigns.ca Use code TOREP and get 20% off all your orders. (This is an affiliate link).

    20 min

  2. FEB 4

    Federal Job Cuts, Rising Mortgage Arrears, and Canada’s Economy

    In this week’s episode, we discuss how federal public service job cuts could influence Ottawa’s housing market and local economy. We talk about the recent rise in mortgage arrears across Canada and what it reveals about financial stress among homeowners. We also explore slower than expected GDP growth and how these economic signals are shaping real estate activity across Ottawa and the broader Canadian market. We share our thoughts on how job reductions could affect housing demand, local businesses, and financial confidence in the region. We also talk about how homeowners are navigating higher payments, the mortgage options available during financial pressure, and why proactive financial planning is becoming more important across Canada. 00:00 Intro 02:09 Impact of Federal Job Cuts on the Economy 11:53 Mortgage Arrears and Financial Stress 18:34 Canada's GDP and Economic Outlook 27:28 Mood Boosts Get in touch with us! Paul Stevenson - Mortgage Agent Level 2 CENTUM Financial Services LP Email: paul@paulstevenson.ca Phone: 1-613-263-4543 https://www.paulstevenson.ca David Warren - Mortgage Agent Level 2 Referral Mortgages Email: david@referralmortgages.com Phone: 1-613-686-6003 https://www.referralmortgages.com Don’t miss your chance to win a glowing 20” x 10” neon sign, sign up today! https://forms.gle/GBbq9ZrhK2k8Avgv5 If you have a question or topic you'd like to hear us discuss send us an email at: theottawarealestatepodcast@gmail.com or leave us a comment below! New Episodes of the podcast are available on Wednesdays at 10AM on all podcast services and at www.theottawarealestatepodcast.com Brought to you by Referral Mortgages, PaulStevenson.ca, Guertin/Poirier Avocates Lawyers, CENTUM, BIG - Billyard Insurance Group and Easy Neon Signs. https://www.easyneonsigns.ca Use code TOREP and get 20% off all your orders. (This is an affiliate link).

    29 min

  3. JAN 28

    Pricing Properties Wrong in Ottawa? Here's What's Failing

    This week on the Ottawa Real Estate Podcast, we sit down with realtors Greg Campbell and Frances Ebbrell to talk about the shifts buyers and sellers are feeling right now across Ottawa. We talk about the benefits of home seller closing insurance, why buyer behaviour is changing, and how pricing strategies are making or breaking deals in today’s market. We also compare East and West Ottawa to see where real value is showing up for first time home buyers, how community vibes impact demand, and why smaller towns around Ottawa are creating stronger connections than ever. 00:00 Intro 04:08 Exploring Home Seller Closing Insurance 08:28 East vs. West: Real Estate Perspectives 08:59 Who Buys This? 18:38 Myths About Ottawa's East and West Ends 25:15 The Current State of the Real Estate Market 27:52 Strategies for Pricing Properties 29:31 Navigating Market Challenges 32:04 Future Market Predictions 33:58 Community Dynamics and Buyer Sentiment 37:53 East or West? 41:47 Mood Boosts Get in touch with us! Paul Stevenson - Mortgage Agent Level 2 CENTUM Financial Services LP Email: paul@paulstevenson.ca Phone: 1-613-263-4543 https://www.paulstevenson.ca David Warren - Mortgage Agent Level 2 Referral Mortgages Email: david@referralmortgages.com Phone: 1-613-686-6003 https://www.referralmortgages.com Frances Ebbrell Carleton Place Realtor Frances@boardwalkottawa.com www.francesebbrell.com Instagram: https://www.instagram.com/febbrell 613-806-5272 https://www.facebook.com/frances.ebbrell Greg Campbell Realtor - EXP Realty @iamgregorycampbell www.yourhomeinottawa.ca @securemyoffer www.securemyoffer.com Don’t miss your chance to win a glowing 20” x 10” neon sign, sign up today! https://forms.gle/GBbq9ZrhK2k8Avgv5 If you have a question or topic you'd like to hear us discuss send us an email at: theottawarealestatepodcast@gmail.com or leave us a comment below! New Episodes of the podcast are available on Wednesdays at 10AM on all podcast services and at www.theottawarealestatepodcast.com Brought to you by Referral Mortgages, PaulStevenson.ca, Guertin/Poirier Avocates Lawyers, CENTUM, BIG - Billyard Insurance Group and Easy Neon Signs. a href="https://www.easyneonsigns.ca" rel="noopener...

    44 min

  4. JAN 21

    Is Your Divorce Costing You Your Home? It Doesn't Have To

    As 2025 begins, buyer confidence is quietly returning to the Canadian real estate market. In this episode, we discuss what’s shifting beneath the surface, why experience matters more than ever in a tighter market, and how a little known CMHC program could change the conversation for couples navigating separation or divorce. We also break down recent CPI numbers and why more Canadians are suddenly asking about variable rates again. Is this the start of a meaningful reset in housing sentiment? 00:00 Introduction and Market Overview 07:14 Divorce and Real Estate Solutions 16:07 Current Mortgage Trends and CPI Discussion 27:53 Mood Boosts Get in touch with us! Paul Stevenson - Mortgage Agent Level 2 CENTUM Financial Services LP Email: paul@paulstevenson.ca Phone: 1-613-263-4543 https://www.paulstevenson.ca David Warren - Mortgage Agent Level 2 Referral Mortgages Email: david@referralmortgages.com Phone: 1-613-686-6003 https://www.referralmortgages.com Don’t miss your chance to win a glowing 20” x 10” neon sign, sign up today! https://forms.gle/GBbq9ZrhK2k8Avgv5 If you have a question or topic you'd like to hear us discuss send us an email at: theottawarealestatepodcast@gmail.com or leave us a comment below! New Episodes of the podcast are available on Wednesdays at 10AM on all podcast services and at www.theottawarealestatepodcast.com Brought to you by Referral Mortgages, PaulStevenson.ca, Guertin/Poirier Avocates Lawyers, CENTUM, BIG - Billyard Insurance Group and Easy Neon Signs. https://www.easyneonsigns.ca Use code TOREP and get 20% off all your orders. (This is an affiliate link).

    28 min

  5. JAN 14

    The Real Reason Canadian Home Prices Are About to Rise

    As 2026 begins, optimism is quietly returning to Canadian real estate. In this episode, we unpack what December numbers really say about buyer and seller balance, why downsizing has become more complicated than expected, and what modest price growth could look like in the year ahead. From employment trends to easing rental pressure, this conversation focuses on real market psychology and local insight rather than headlines. Is stability the real story of 2026? 00:00 Welcome to 2026: A Fresh Start in Real Estate 02:42 Market Sentiment: Balancing Buyers and Sellers 05:49 Navigating the Challenges of Downsizing 11:44 2026 Predictions: Price Increases and Market Trends 17:34 Employment Trends: Job Growth and Unemployment Rates 23:22 Rental Market Dynamics: Easing Pressure on Renters 26:21 Mood Boosts Get in touch with us! Paul Stevenson - Mortgage Agent Level 2 CENTUM Financial Services LP Email: paul@paulstevenson.ca Phone: 1-613-263-4543 https://www.paulstevenson.ca David Warren - Mortgage Agent Level 2 Referral Mortgages Email: david@referralmortgages.com Phone: 1-613-686-6003 https://www.referralmortgages.com Don’t miss your chance to win a glowing 20” x 10” neon sign, sign up today! https://forms.gle/GBbq9ZrhK2k8Avgv5 If you have a question or topic you'd like to hear us discuss send us an email at: theottawarealestatepodcast@gmail.com or leave us a comment below! New Episodes of the podcast are available on Wednesdays at 10AM on all podcast services and at www.theottawarealestatepodcast.com Brought to you by Referral Mortgages, PaulStevenson.ca, Guertin/Poirier Avocates Lawyers, CENTUM, BIG - Billyard Insurance Group and Easy Neon Signs. https://www.easyneonsigns.ca Use code TOREP and get 20% off all your orders. (This is an affiliate link).

    28 min

  6. 12/17/2025

    2025 Ottawa Market: Our Predictions Put to the Test

    In this week’s episode, we look back at 2025 and put our real estate predictions to the test. We break down what actually happened in the Ottawa housing market, review the latest stats, and talk through inflation, mortgage rates, and shifting buyer and seller behaviour across Canada. We discuss why active listings surged, why single family homes kept prices moving, and why condos told a different story. We also talk about variable versus fixed rate mortgages, how inflation is shaping lending decisions, and why Ottawa continues to stay resilient compared to other Canadian markets. 00:00 Introduction and Year-End Reflections 02:43 Market Predictions Review 05:41 Current Market Stats and Trends 08:54 Inflation and Economic Indicators 11:40 Variable vs Fixed Rate Mortgages 14:51 Listener Engagement and Comments 17:32 Future Predictions and Market Insights 27:45 Holiday Mood Boosts Get in touch with us! Paul Stevenson - Mortgage Agent Level 2  CENTUM Financial Services LP Email: paul@paulstevenson.ca Phone: 1-613-263-4543 https://www.paulstevenson.ca David Warren - Mortgage Agent Level 2  Referral Mortgages Email: david@referralmortgages.com Phone: 1-613-686-6003  https://www.referralmortgages.com Don’t miss your chance to win a glowing 20” x 10” neon sign, sign up today! https://forms.gle/GBbq9ZrhK2k8Avgv5 If you have a question or topic you'd like to hear us discuss send us an email at: theottawarealestatepodcast@gmail.com or leave us a comment below! New Episodes of the podcast are available on Wednesdays at 10AM on all podcast services and at www.theottawarealestatepodcast.com  Brought to you by Referral Mortgages, PaulStevenson.ca, Guertin/Poirier Avocates Lawyers, CENTUM, BIG - Billyard Insurance Group and Easy Neon Signs. https://www.easyneonsigns.ca Use code TOREP and get 20% off all your orders. (This is an affiliate link).

    30 min

  7. 12/10/2025

    2026 Renewals Are About to Flood the Market

    In this week’s episode we break down the real estate trends shaping buyer behaviour, the growing caution in the Canadian housing market, and why so many people are holding out for better deals. We talk about the impact of recent employment data on mortgage rates, the sudden appeal of variable rates over fixed, and why 2026 is shaping up to be a pivotal year with a surge in renewals and activity. We also discuss how bank consolidations may reshape lending across Canada and how Royal LePage’s price predictions align with what we are seeing on the ground. Rising mortgage arrears and tighter broker regulations point to a major shift in the quality and stability of the market. Watch the full conversation to hear our thoughts and see how these trends may shape the next two years. 00:00 Introduction to the Current Real Estate Market 02:36 Market Trends and Predictions for 2026 05:43 Impact of Employment Data on Mortgage Rates 08:38 Variable vs Fixed Mortgage Rates 11:31 Bank Consolidations and Their Effects 16:29 Royal LePage Predictions for Home Prices 20:42 Mortgage Arrears and Financial Stress 28:23 Mood Boosts Get in touch with us! Paul Stevenson - Mortgage Agent Level 2  CENTUM Financial Services LP Email: paul@paulstevenson.ca Phone: 1-613-263-4543 https://www.paulstevenson.ca David Warren - Mortgage Agent Level 2  Referral Mortgages Email: david@referralmortgages.com Phone: 1-613-686-6003  https://www.referralmortgages.com Don’t miss your chance to win a glowing 20” x 10” neon sign, sign up today! https://forms.gle/GBbq9ZrhK2k8Avgv5 If you have a question or topic you'd like to hear us discuss send us an email at: theottawarealestatepodcast@gmail.com or leave us a comment below! New Episodes of the podcast are available on Wednesdays at 10AM on all podcast services and at www.theottawarealestatepodcast.com  Brought to you by Referral Mortgages, PaulStevenson.ca, Guertin/Poirier Avocates Lawyers, CENTUM, BIG - Billyard Insurance Group and Easy Neon Signs. https://www.easyneonsigns.ca Use code TOREP and get 20% off all your orders. (This is an affiliate link).

    28 min

  8. 12/03/2025

    Canada’s Housing Crisis: The Coming Reality Check

    In this week’s episode of the Ottawa Real Estate Podcast, we look at why Canada’s GDP shocked the market and how interest rates, the bond market, and global influences are shaping real estate across the country. We talk about stalled business investment, soft consumer spending, and why the economy feels like it is running on fumes. We also break down the rise of bank consolidations, the changing mindset around homeownership, and why more young Canadians are turning to the booming stock market instead of real estate. 00:00 Intro and Personal Updates 02:49 Economic Overview: GDP and Market Trends 05:50 Interest Rates and Bond Market Dynamics 08:53 Impact of Global Events on Canadian Economy 12:09 Bank Consolidation and Its Effects 14:42 Shifts in Consumer Behavior and Real Estate Perspectives 18:05 The Future of Homeownership vs. Renting 20:47 Bank Earnings and Market Adjustments 23:50 Mood Boosts Get in touch with us! Paul Stevenson - Mortgage Agent Level 2  CENTUM Financial Services LP Email: paul@paulstevenson.ca Phone: 1-613-263-4543 https://www.paulstevenson.ca David Warren - Mortgage Agent Level 2  Referral Mortgages Email: david@referralmortgages.com Phone: 1-613-686-6003  https://www.referralmortgages.com Don’t miss your chance to win a glowing 20” x 10” neon sign, sign up today! https://forms.gle/GBbq9ZrhK2k8Avgv5 If you have a question or topic you'd like to hear us discuss send us an email at: theottawarealestatepodcast@gmail.com or leave us a comment below! New Episodes of the podcast are available on Wednesdays at 10AM on all podcast services and at www.theottawarealestatepodcast.com  Brought to you by Referral Mortgages, PaulStevenson.ca, Guertin/Poirier Avocates Lawyers, CENTUM, BIG - Billyard Insurance Group and Easy Neon Signs. https://www.easyneonsigns.ca Use code TOREP and get 20% off all your orders. (This is an affiliate link).

    31 min
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About

Welcome to The Ottawa Real Estate Podcast (TOREP)! Hosted by seasoned Mortgage Agents Paul Stevenson and David Warren, who have been bringing the Ottawa real estate market to life with the podcast for over four years. Whether you’re buying, selling, investing, or just curious, we’re here to share insider tips, untold stories, and plenty of laughs along the way. To our loyal listeners—thank you for your support and for being part of our journey. And to our new listeners—welcome! We’re excited to have you join the conversation. Hit play, stay tuned, and let’s explore the world of real estate together! 🎉

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