The Practical Wealth Show

Curtis May
  • 5.0 (45)
  • INVESTING
  • UPDATED WEEKLY

The Practical Wealth Podcast is for people who want to take control of their finances today. Curtis May is part of the Prosperity Economics movement and is dedicated to breaking down each client's unique financial situation so they can rebuild it to fit their ideal lifestyle.

  1. 2D AGO

    Become an Investor: The Cash-Flow System Behind Financial Freedom

    Summary  Curtis sits down with Joey Mure (Wealth Without Wall Street) to talk straight about what financial freedom really is and why most people never reach it. Joey breaks down the mindset shift away from "retirement someday" toward building enough passive income to cover monthly expenses so you own your calendar today. From there, the conversation goes tactical: why your cash flow system must change, how Infinite Banking becomes the most efficient "parking and leverage" tool, and why the real missing piece is becoming an investor—not just being a saver. They also dismantle the myth that being debt-free equals freedom, explain why you can never "pay off the cost of living," and highlight the two biggest bottlenecks that stop people: thinking differently and fear of investing. Joey shares real examples of alternative cash-flow assets (including land flipping partnerships, private lending, and small "operator-run" deals like Turo) and how stacking repeatable wins is what builds momentum. What you'll learn Joey's definition of financial freedom (passive income > expenses = owning your calendar) Why "retirement" is a broken model—and why freedom is a today goal The simple test for whether your money supports freedom: Does it increase passive income or reduce a monthly expense? Why a 401(k) often delays financial freedom (not income-producing today) Infinite Banking as a foundational asset (great tool, not the finish line) Why "Become Your Own Banker" really implies "become an investor" Why debt freedom isn't freedom—and why you can't pay off the cost of living The top two bottlenecks: mindset + fear (no confidence, no repeatable investing process) Joey's favorite cash-flow plays and why operator-run deals can be powerful -How to stack passive income in repeatable steps (first $500/month, then scale) -Resources mentioned / concepts to explore -Wealth Without Wall Street community + monthly Passive Income Report -Infinite Banking / Becoming Your Own Banker -Rich Dad Poor Dad framework (cash-flowing assets vs accumulation) -Alternative cash-flow assets: land flipping partnerships, private notes, Turo rentals, vending   Episode Highlights 01:02 - Reeducating about financial freedom. 05:37 - Creating passive income today. 09:13 - The infinite banking foundation. 15:48 - Transition to becoming an investor. 19:26 - Bottlenecks in financial transition. 25:00 - Land flipping success story. 31:15 - Business ownership vs. job ownership. 35:10 - Being a steward of resources. 40:25 - Breaking limiting beliefs for financial freedom. 50:10 - Financial freedom as a process. 52:30 - Spiritual freedom and stewardship.   Episode Resources Take the Next Step with Curtis May: Business Owners: Assess Your Challenges with Cash Flow → https://curtis-73no5r8j.scoreapp.com Private Banking Readiness Assessment → https://curtis-qljorw8q.scoreapp.com How Ready Are You to Be Your Own Bank? → https://curtis-hzw1jezd.scoreapp.com The Practical Wealth Show with Curtis May Joey  Mure Guest Emailjoey@wealthwithoutwallstreet.com Additional guest information Co owner and Host at Wealth Without Wallstreet joey@wealthwithoutwallstreet.com (205) 236-0075   Keywords Practical Wealth Show Joey Mure Wealth Without Wall Street financial freedom reeducate business owners passive income financial independence cashflow system Investing alternatives mindset shift Rich Dad Poor Dad retirement Nelson Nash infinite banking alternative assets become an investor passive income operating system debt freedom constructive debt destructive debt land flipping private loans TURO vending machine business Robert Kiyosaki E-Myth stewardship faith-based financial approach

    43 min

  2. FEB 4

    Recession-Resistant Service Franchises: How to Replace W-2 Income Without Starting From Scratch

    Summary  Most people hear "franchise" and think McDonald's-level money and full-time grind. In this episode, Curtis sits down with Greg Mohr, founder of Franchise Maven, to break down a smarter, recession-resistant path: buying essential service businesses with proven systems without needing to be the technician. Greg shares his background from corporate engineering and small business ownership into franchising, then teaches how to evaluate franchise opportunities like a real investor. The centerpiece is his simple due-diligence filter: talk to 10+ operators before you buy anything and know what to listen for. What You'll Learn Why service franchises (HVAC, plumbing, electrical, senior care, restoration) can be more recession-resistant than trend-based businesses -The difference between buying a job vs buying a system (and how to structure the owner role) -A realistic expectation for time and ramp-up: 10–15 hours/week and a 2–3 year runway to "work-optional" cash flow -The 10-Operator Rule: why talking to 10 franchisees changes everything, and how it protects you from expensive mistakes -3 red flags to watch for when interviewing franchisees -Why undercapitalization kills otherwise good businesses—and how to think about runway and liquidity -What a pro forma is (in plain English) and how it helps you map break-even and profitability Key Quotes / Ideas "Don't buy a job—buy a system." "If you can't handle 18 months without income, don't pretend you're ready." "Keep interviewing operators until you hear the same truth over and over." Welcome: recession-resistant cash flow through service franchises. Greg's path: corporate → small business → franchising. Who this is for: career-changers, high achievers, and managers. Why service franchises are an overlooked asset class beyond fast food. The owner's role: you don't need to be the technician. "Don't buy a job—buy a system" and the delegation mindset. What "recession-resistant" actually means (essential services). Realistic time and effort expectations (semi-absentee ≠ no work). The 10-Operator Rule for due diligence. Red flags to watch for before buying. Capital runway and avoiding undercapitalization. Pro forma basics: costs, break-even, and timeline.   Episode Highlights 00:00:19 - Recession-resistant cash flow with franchising.   00:00:51 - The 10 operator rule for due diligence.   00:03:01 - Transition from corporate to entrepreneurship.   00:04:30 - Service businesses as overlooked asset classes.   00:06:49 - Essential services franchises.   00:10:10 - Systematizing for time and financial freedom.   00:13:37 - Recession-resistant business advantages.   00:14:09 - Realistic time and effort expectations.   00:14:47 - Importance of detailed financial forecasting.   00:18:00 - Necessity of liquidity and capital planning.   00:20:45 - The importance of building cash flow.   00:30:36 - Networking and due diligence in franchise investing.   00:32:20 - Franchise Maven's consulting process.   00:35:39 - Education and preparedness in franchising.   00:37:58 - Key factors for franchise success.   00:40:41 - Risk tolerance and strategic planning.   Episode Resources Business Owners: Assess Your Challenges with Cash Flow → https://curtis-73no5r8j.scoreapp.com Private Banking Readiness Assessment → https://curtis-qljorw8q.scoreapp.com How Ready Are You to Be Your Own Bank? → https://link.agent-crm.com/widget/quiz/XJwH7kM0wWxYB1KICcOW Title: Founder & CEO, Franchise Maven Email: greg@franchisemaven.com Phone: 361-772-6401 Website: franchisemaven.com   Keywords The Practical Wealth Show   recession resistant   cashflow   service business systems   franchising   Greg Moore   Franchise Maven   Forbes business council   Wall Street Journal bestselling author   high achievers   replace W-2 income   reliable cashflow   due diligence filters   10 operator rule   buying a franchise   restaurant industry   corporate world   master franchisor   franchise consultant   financial freedom   time freedom   recession resistant industries   essential services   HVAC   plumbing   electrical   senior care   restoration services   passive income   franchise disclosure document   service businesses   asset class   franchise royalties   franchise success rate   Greg Mays

    43 min

  3. JAN 28

    Give yourself a Pay Raise — Build an Income Engine

    Summary  A "raise" isn't just more income  it's more control. This episode breaks down how to build an income engine so your lifestyle isn't dependent on one stream of earned income. The focus is practical: stabilize cash flow, redirect leaks, and convert surplus into a repeatable system that produces results. What You'll Learn -The difference between more income and more usable income. -Why most people don't need a raise  they need an engine. -How to design a simple system that turns surplus cash into momentum. -What to measure weekly so the engine actually grows. Core Framework (simple + memorable) Find it: Identify leaks and wasted transfers (interest, taxes, fees, inefficiency). Free it: Restructure cash flow so you create surplus on purpose. Fund it: Route surplus into a controllable "engine" (liquidity + strategy). Flip it: Use that engine to create more income (assets, business growth, opportunity funding). Practical Action Steps 1.Pick one "pay raise lever" you can pull in the next 7 days: -Cut one recurring leak -Raise pricing / renegotiate a contract -Reduce debt drag (interest payments) -Build a controlled reserve you can deploy 2.Set a weekly target for: -Cash captured -Cash kept (after leaks) -Cash deployed into the engine 3.Repeat weekly until the engine becomes predictable. - Who This Is For -High earners who still feel behind -Business owners with inconsistent cash flow -Anyone trying to escape "one-income dependency"   Episode Highlights 00:00:11 - Building wealth the smart way. 00:00:28 - Money For Life process overview. 01:14:18 - Earn it: Turning income into a cash engine. 02:01:57 - Four steps: Control your finances. 03:13:41 - Product-based income paradigm. 04:26:36 - Financial planning requires finances. 06:13:41 - Earn more money through efficiency. 07:33:46 - Find and create opportunities for income. 09:17:59 - Passive and asset-based income insights. 10:56:10 - Unique ability: What comes easy to you? 12:22:32 - Finding margin for debt freedom. 13:00:37 - Shift your mindset to maximize wealth. 14:31:01 - Focus on cashflow rather than rates of return. 16:10:53 - The significance of starting lean. 18:47:21 - Challenge traditional financial paradigms. 19:28:06 - Create your own raise through side business. 20:15:05 - Importance of financial literacy and action.   Episode Resources Take your scorecard/assessment and we'll map out the fastest path to build your income engine. https://curtis-wbwb4naf.scoreapp.com   Keywords The Practical Wealth Show   Curtis May   building wealth   cash flow control   infinite banking   principles based planning   Money For Life   Jeffrey Reed   dividend-paying whole life insurance   Nelson Nash   financial chaos to control   cash flow engines   income engine   increase your income   cashflow mapping   profit first   private reserve strategy   debt paradigm   passive income   asset-based income   Government   personal economy   accurate thinking   multiple income streams   asset-based investments   tax strategies   side business ideas   freelance writing   tutoring   online business   AI integration   entrepreneurship   consulting or coaching   real estate investment   debt snowball   financial education   tax reduction tools   financial freedom   business development   financial planning   wealth legacy

    35 min

  4. JAN 21

    Is the Laundromat Still the Best Small Business in America? Dave Menz Returns (2026)

    Summary  Curtis sits down again with Dave Menz—now fully branded as The Laundromat Millionaire—to get the real 2026 update: what's changed, what's working, and why laundromats are still one of the strongest small-business plays in America. Dave breaks down how the industry shifted from "nobody talks about it" to a legitimate, modern, scalable asset class—driven by better operators, better systems, and a wave of mainstream attention. What you'll learn What's changed for Dave since your first interview (platform growth, book, content, community) Why "collaboration over scarcity" is becoming the new standard in the laundromat world How modern laundromats are being built and operated differently than the old-school model The shift from "no info" to "too much info" — and how owners filter hype from truth The business "levels" (zombie mats → plain Jane → modernized) and how value is created Why scaling is easier now (tools, systems, vendors, and operational playbooks) Why laundromats got mainstream attention (essential business, recession resistance, COVID ripple effects) What still makes laundromats a strong cash-flow asset class today — and where the opportunity still is The real reason owners struggle: weak KPI tracking, messy books, and cash chaos Curtis's "Wealth Without Leaks" angle: plug the money leaks so scaling creates real wealth   Episode Highlights 00:00:13 - Laundromat: The Best Small Business 00:01:14 - Elevating the Laundromat Industry 00:03:04 - Sharing Secrets for Industry Growth 00:05:08 - Transformation Through Networking 00:07:00 - Building Wealth and New Ventures 00:09:56 - Launching the Laundromat Millionaire Show 00:12:00 - Industry's Digital Evolution 00:18:10 - Tech and Investment in Modern Laundromats 00:24:24 - Ultimate Shift: Full-Service Laundries 00:30:30 - Scaling Through Multiple Revenue Streams 00:39:13 - Serving a Broader Customer Base 00:43:40 - Measuring Employee and Customer Satisfaction 00:51:55 - The Pitfalls of Buying Laundromats 00:58:15 - Future Expansion and Coaching 01:04:24 - Servitude as a Form of Capitalism   Episode resources: Take the Next Step with Curtis May: Business Owners: Assess Your Challenges with Cash Flow → https://curtis-73no5r8j.scoreapp.com Private Banking Readiness Assessment → https://curtis-qljorw8q.scoreapp.com How Ready Are You to Be Your Own Bank? → https://curtis-hzw1jezd.scoreapp.com   Keywords Practical Wealth Show   Curtis May   Laundromat Millionaire   Small Business   Queens City Laundry   Cincinnati   Elevate Industry   Networking   Collaboration   Best Practices   Wealth Building   Technology in Laundromats   Laundromat Millionaire: The Grit to Elevate an Industry   AI in Laundromats   Public Speaking   Book Publication   Industry Networking   Laundry Chain Scaling   Laundromat Operations   Servitude Mindset   Business Optimization   Wash-Dry-Fold Business   Commercial Accounts   Investing in Laundromats   Essential Industries   Recession Resistant   Private Equity in Laundromats   Business Valuation   Expansion Opportunities   Investment Strategies   Business Coaching   Financial Strategy   Infinite Banking   Velocity of Money   Multiple Revenue Streams   Customer Service   Employee Satisfaction   Revenue Growth   Positive Reviews   Podcasting   Content Creation   Media Presence   Global Influence   Community Service   Full-service Laundry Center   Pickup and Delivery Innovation   Operational Efficiency   Customer Retention   Strategic Partnerships   Professional Development   Industry Trends   Podcast Advertising   Market Research

    1h 2m

  5. 11/13/2025

    Mastering Wealth With Intention – a Conversation with Brandi Jo Newman – Strategic Wealth Architect - Episode 365

    In this episode of The Practical Wealth Show, Curtis May interviews Brandi Jo Newman, a leading Infinite Banking practitioner and agency builder who has mastered the art of scalable growth through paid advertising, automation, and systems thinking.   Brandi explains how she built a $12,000-per-month paid ad engine that fills her team's calendars with qualified prospects, and how she uses AI and automation to turn each piece of content into a lead-generation system. Together, they unpack the business model behind her success and how it connects with Curtis's principle-based approach to wealth building.   Topics Covered:   Why control, liquidity, and legacy matter more than rate of return How Brandi defines "wealth with intention" and "legacy by design" The role of Infinite Banking (IBC) as a system of control rather than just an insurance product Tax drag, wealth drains and how to plug them Private deal access and how high-income earners can deploy capital differently Your host's Money4Life Blueprint and how it aligns with Brandi's structure Practical steps listeners can take to become their own banker & macro-manager of money   Key Takeaways:   Money working for your values, not the other way around Shifting from chasing returns to building systems of efficiency How to use cash-value life insurance intelligently as a control tool Building liquidity, flexibility, tax-efficiency, generational structures   Links and Resources from this Episode https://www.practicalwealthadvisors.com https://www.practicalwealthsolutions.net/ Email Curtis for a free report - curtmay@gmail.com  Call his office - 610-622-3121 ERC Tax Credit - https://ercspecialists.com?fpr=curtis75 Schedule a call with Curtis: https://aptwithcurtis.as.me/Strategysession CashFlow Mapping: https://practicalwealth.cashflowmapping.com/lp/PWbudgetsstink  Take the Next Step with Curtis May: Business Owners: Assess Your Challenges with Cash Flow → https://curtis-73no5r8j.scoreapp.com  Private Banking Readiness Assessment → https://curtis-qljorw8q.scoreapp.com  How Ready Are You to Be Your Own Bank? → https://link.agent-crm.com/widget/quiz/XJwH7kM0wWxYB1KICcOW  Connect with Brandi Jo Newman brandijonewman@gmail.com  https://linktr.ee/brandijonewman  Special Listener Gift Schedule a 15-Minute Call with Curtis: https://aptwithcurtis.as.me/Strategysession   Review, Subscribe and Share If you like what you hear please leave a review by clicking here   Make sure you're subscribed to the podcast so you get the latest episodes. Click here to subscribe with Apple Podcasts  Click here to subscribe with Spotify Click here to subscribe with RSS

    46 min

  6. 10/30/2025

    From Fix-and-Flip to $225M: August Biniaz on Multifamily, BTR, and Cross-Border Capital - Episode 364

    Real-estate operator August Biniaz (Co-Founder & CIO, CPI Capital) breaks down how he grew from agent and small developer to closing $225M+ in multifamily assets—plus the boutique advantages that win in today's market: cross-border investor structures, a mid-market acquisition lane ($20–$50M), and ruthless underwriting discipline (rent growth, exit caps, and debt selection). We cover value-add vs BTR, lessons from deals walked away from, and why talent, conservative debt, and 95% occupancy targets matter more than spreadsheets.   Highlights The mid-market moat: Why 100–300 doors, LP economics first: Targeting 15–20% average annualized returns and passing the "net-to-investor" test before bidding. Underwriting levers that kill deals: Keeping organic rent growth to ~2.5%–3%, and being conservative on exit cap rates. Debt is destiny: Why fixed, interest-only 5-year debt reduces "debt distress" risk. Boutique advantage: Direct access to principals, tight asset management, investor dinners, and hands-on ops. Cross-border structure: How Canadian LPs invest into U.S. deals while avoiding double taxation and using registered retirement funds (via MFT). Lessons learned: "Best deals are often the ones you walk away from," plus "hire slow, fire fast.   Enjoyed this? Subscribe to The Practical Wealth Show, share with an investor friend, and book a discovery chat to map your cashflow and capital strategy.   Links and Resources from this Episode https://www.practicalwealthadvisors.com https://www.practicalwealthsolutions.net/ Email Curtis for a free report - curtmay@gmail.com  Call his office - 610-622-3121 ERC Tax Credit - https://ercspecialists.com?fpr=curtis75 Schedule a call with Curtis: https://aptwithcurtis.as.me/Strategysession CashFlow Mapping: https://practicalwealth.cashflowmapping.com/lp/PWbudgetsstink  Take the Next Step with Curtis May: Business Owners: Assess Your Challenges with Cash Flow → https://curtis-73no5r8j.scoreapp.com  Private Banking Readiness Assessment → https://curtis-qljorw8q.scoreapp.com  How Ready Are You to Be Your Own Bank? → https://link.agent-crm.com/widget/quiz/XJwH7kM0wWxYB1KICcOW  Connect with August  Biniaz august@cpicapital.ca  LinkedIn: linkedin.com/in/augustbiniaz  Company: cpicapital.ca  Newsletter: cpicapital.cpicapital.ca/newsletter  Investor scheduling: meetings.hubspot.com/a  Phone: +1 (604) 363-4797 Special Listener Gift Schedule a 15-Minute Call with Curtis: https://aptwithcurtis.as.me/Strategysession   Review, Subscribe and Share If you like what you hear please leave a review by clicking here   Make sure you're subscribed to the podcast so you get the latest episodes. Click here to subscribe with Apple Podcasts  Click here to subscribe with Spotify Click here to subscribe with RSS

    40 min

  7. 10/09/2025

    The Money Multiplier Method with Brent Kesler - Episode 363

    On this episode, Curtis May welcomes Brent Kesler, a former chiropractor who transformed his life by applying a 200-year-old wealth strategy once used by the Rockefellers and Morgans. After eliminating nearly $1 million in debt in just 39 months, Brent sold his five successful chiropractic clinics to dedicate himself fully to wealth education. Today, as the founder of The Money Multiplier, Brent has taught more than 17,000 people how to build generational wealth outside of Wall Street's traps. His own daughter became a millionaire by age 24 using these very principles. Highlights What You'll Learn: -How the Money Multiplier Method helps families transform their financial future -Why Brent believes 401(k)s are outdated and dangerous -How to accelerate debt freedom and build a private family banking system -Case studies from everyday people who've created generational wealth -The role of financial literacy in preparing the next generation   Key Takeaway: You don't need to start wealthy to build wealth. With the right system, you can eliminate debt, stop losing money to banks and Wall Street, and take control of your financial future.   Links and Resources from this Episode https://www.practicalwealthadvisors.com https://www.practicalwealthsolutions.net/ Email Curtis for a free report - curtmay@gmail.com  Call his office - 610-622-3121 ERC Tax Credit - https://ercspecialists.com?fpr=curtis75 Schedule a call with Curtis: https://aptwithcurtis.as.me/Strategysession CashFlow Mapping: https://practicalwealth.cashflowmapping.com/lp/PWbudgetsstink  Take the Next Step with Curtis May: Business Owners: Assess Your Challenges with Cash Flow → https://curtis-73no5r8j.scoreapp.com  Private Banking Readiness Assessment → https://curtis-qljorw8q.scoreapp.com  How Ready Are You to Be Your Own Bank? → https://link.agent-crm.com/widget/quiz/XJwH7kM0wWxYB1KICcOW  Connect with Brent Kesler & The Money Multiplier: Instagram: @the.money.multiplier  brent@themoneymultiplier.com  Facebook: The Money Multiplier LinkedIn: Brent Kesler Website: themoneymultiplier.com  Linktree: linktr.ee/themoneymultiplier  Special Listener Gift Schedule a 15-Minute Call with Curtis: https://aptwithcurtis.as.me/Strategysession   Review, Subscribe and Share If you like what you hear please leave a review by clicking here   Make sure you're subscribed to the podcast so you get the latest episodes. Click here to subscribe with Apple Podcasts  Click here to subscribe with Spotify Click here to subscribe with RSS

    47 min

  8. 10/02/2025

    Build Your Wealth House with Dr. Laquore Meadows

    In this episode, Curtis May sits down with Dr. Laquore J. Meadows, wealth strategist, educator, and CEO of Invest2Give and founder of Stocks & Sorors. Rising from poverty to earning her Ph.D., Dr. Meadows built a business dedicated to helping professionals and entrepreneurs take control of their financial futures through stock and options trading. We dive deep into her signature framework, the Wealth HOUZ, and her mission to show that your financial freedom should never hinge on politics, headlines, or fear of the market.   Highlights What You'll Learn:   -Why elections and headlines don't control your financial destiny -How the Wealth HOUZ helps you move from renting your financial future to owning it -A 3-step framework to turn market uncertainty into opportunity Dr. Meadows's journey from poverty to PhD  and the lessons she brings to wealth creation   Key Takeaway: Financial empowerment begins with mindset and structure, not circumstances. You can build wealth regardless of who's in office or what the market is doing.    Links and Resources from this Episode https://www.practicalwealthadvisors.com https://www.practicalwealthsolutions.net/ Email Curtis for a free report - curtmay@gmail.com  Call his office - 610-622-3121 ERC Tax Credit - https://ercspecialists.com?fpr=curtis75 Schedule a call with Curtis: https://aptwithcurtis.as.me/Strategysession CashFlow Mapping: https://practicalwealth.cashflowmapping.com/lp/PWbudgetsstink  Take the Next Step with Curtis May: Business Owners: Assess Your Challenges with Cash Flow → https://curtis-73no5r8j.scoreapp.com  Private Banking Readiness Assessment → https://curtis-qljorw8q.scoreapp.com  How Ready Are You to Be Your Own Bank? → https://link.agent-crm.com/widget/quiz/XJwH7kM0wWxYB1KICcOW  Connect with Dr. Laquore Meadows laquoremeadows@gmail.com  Instagram: @invest2give  LinkedIn: Dr. Laquore J. Meadows Website: invest2give.com  Special Listener Gift Schedule a 15-Minute Call with Curtis: https://aptwithcurtis.as.me/Strategysession   Review, Subscribe and Share If you like what you hear please leave a review by clicking here   Make sure you're subscribed to the podcast so you get the latest episodes. Click here to subscribe with Apple Podcasts  Click here to subscribe with Spotify Click here to subscribe with RSS

    32 min
See All (372)

5
out of 5
45 Ratings

About

The Practical Wealth Podcast is for people who want to take control of their finances today. Curtis May is part of the Prosperity Economics movement and is dedicated to breaking down each client's unique financial situation so they can rebuild it to fit their ideal lifestyle.

Information

  • Creator
    Curtis May
  • Years Active
    2017 - 2026
  • Episodes
    372
  • Rating
    Clean
  • Copyright
    © Copyright 2020, Curtis May
  • Show Website
    The Practical Wealth Show