The Property Corner with Rowan Alexander

Rowan Alexander

Welcome to The Property Corner with Rowan Alexander, Founder and Director of Alexander Swart Property Group. In this podcast series, Rowan takes a deep dive into the South African property market and shares his expertise, insights and knowledge with listeners. Through his extensive experience in the industry, Rowan provides valuable information on a wide range of topics related to the South African property market, including market trends, property investment opportunities, the buying and selling process, and much more.

  1. NOV 9

    Can You Really Find a Cash Flow Positive Property in Cape Town? | Let’s See How Close You Can Get

    Can you really find a cash flow positive property in Cape Town? In this episode, I break down what it takes to get as close as possible to a property that covers its costs from day one. Using a real example from Belladonna Estate, I explore the shortfalls, breakeven points, and repayment strategies that matter for long-term investors. In this episode: 00:00 Introduction 01:32 What is a cash flow positive property? 02:20 An example (Belladonna Estate) 05:03 The figures 07:14 Reinvesting additional income into the bond Watch, learn, and subscribe to The Property Corner on YouTube for more South African property insights and real examples from the market. #PropertyInvestment #CashFlowPositive #CapeTownProperty #RealEstateInvesting #SouthAfricanProperty

    13 min

  2. NOV 2

    Do You Really Need a Deposit to Buy Property? | Why Putting Down a Deposit Matters

    Thinking of buying your first home? In this episode of The Property Corner, Jason Blight from Alexander Swart Property Group shares expert advice on whether you really need a deposit when buying property. With 17 years of experience in the northern suburbs of Cape Town, Jason explains how a deposit can help your offer stand out, build trust with sellers and banks, and even save you thousands over the long term. If you’re a first-time buyer, this video is packed with insights to help you make informed decisions and get ready for your first property purchase. Leave your questions in the comments and subscribe for more property tips. In this episode: 00:00 Introduction 00:54 The Seller’s Perspective 01:38 Long-Term Savings 02:24 Start Saving Now 03:16 Is My Deposit at Risk? #FirstTimeHomeBuyer #PropertyAdvice #PropertyTips #RealEstateSouthAfrica #HomeOwnership

    4 min

  3. OCT 19

    How old can you be to get a home loan in South Africa.

    In this episode, we explore age limits when applying for a bond in South Africa. Can you still get a bond at 70? How do the banks view applications from people nearing retirement? We break down how Absa, Nedbank, Standard Bank and FNB approach late-stage bond applications, including maximum repayment ages and loan terms. Whether you are planning your retirement, looking for a property investment, or simply curious about bond options later in life, this short episode gives you a clear understanding of what to expect and how to prepare. Remember, while the banks generally require bonds to be fully repaid by the age of 75, you may still apply later in life if you can show the ability to repay. Like, subscribe and hit the notification bell to stay up to date with our latest episodes. In this episode: 00:00 Introduction 00:39 How banks view age limits for bonds 01:38 Bank policies 03:11 Why people over 65 still apply 04:57 Affordability after retirement 06:53 Final answer #BondApplication #PropertyInvestment #BondTips #FinancialPlanningSA #RetirementPlanning #SouthAfricaProperty Subscribe to us on your favourite podcast platform : Youtube: http://youtube.com/@propertycornerzaSpotify: https://shorturl.at/horJTApple Podcasts: https://shorturl.at/alFG7

    8 min

  4. OCT 6

    What qualifies as Income for a Mortgage Bond | South African Real Estate

    Not all income is seen the same way by the banks. In this episode we explain how banks view different income sources when calculating affordability. We cover salaries, wages, overtime, commissions, shift allowances, bonuses, rental income, maintenance, and even investment income. Each bank applies its own rules and percentages, which means not all of your earnings may count in full. We also highlight what proof you need, why consistency matters, and how a mortgage originator can help match your income to the right bank. If you are applying for your first bond or growing a property portfolio, this guide will help you understand exactly what counts as income. In this episode: 00:00 Introduction 00:44 Salaried Income Earner 01:42 Wage Earner 03:13 Overtime 04:20 Commissions 06:44 Shift Allowances 07:18 Investment Income 08:06 Bonuses 09:21 Maintenance (Child Support) 10:53 Rental Income 13:36 Side Hustles #BondApplication #PropertyInvestingSA #HomeLoanTips #MortgageAdvice #SouthAfricaRealEstate Subscribe to us on your favourite podcast platform : Youtube: http://youtube.com/@propertycornerza Spotify: https://shorturl.at/horJT Apple Podcasts: https://shorturl.at/alFG7

    16 min

  5. SEP 26

    Why You Shouldn’t Buy Property Cash

    Should you buy property cash or finance it with a bond? In this video I unpack why using finance strategically can be more powerful than going debt free, whether you are an owner-occupier or an investor. We look at cash flow protection, the psychology of having a mortgage bond accessible, and how to safeguard yourself against life’s uncertainties. For investors, I explain the benefits of tax-deductibility on interest, scalability of your portfolio, and the control and flexibility that leverage provides. I also address common objections such as: “I simply hate debt” “What if interest rates go up” “Cash feels safer” “I want to own my home outright” Finally, I share four practical tips for using bonds wisely so you can grow your wealth and build financial resilience. If you are interested in South African property investment, mortgage strategies, or want to know why it makes sense to use a bond instead of paying cash, this episode is for you In this episode: 00:27 In the case of owner-occupier. 06:37 In the case of investor. 11:31 Common objections for using bonds. 13:52 Four tips for using bonds smartly 15:49 Visual Representation #CashVsBond #FinanceStrategy #PropertyInvestment #MortgageTips #WealthBuilding Subscribe to us on your favourite podcast platform : Youtube: http://youtube.com/@propertycornerzaSpotify: https://shorturl.at/horJTApple Podcasts: https://shorturl.at/alFG7

    18 min

  6. AUG 4

    Cashflow vs Capital Growth. Build a Property Portfolio That Lasts

    Everyone on social media is talking about cash flow when it comes to property investment, but is that really all there is to it? In the latest episode, we take a practical look at why cash flow is just one piece of the puzzle when building a sustainable property portfolio in South Africa. I share a full three phase strategy that I use in my own investments, client recommendations and partnerships. We cover everything from capital appreciation and cash flow to affordability limits, exit strategies, and when to sell or hold on to your properties. Whether you're just getting started or already have a few properties under your belt, this blueprint will help you map out your journey with purpose and clarity. What you’ll learn: ● Why your end goal matters more than your first property ● How to structure your portfolio through three clear phases ● When to focus on capital growth versus cash flow ● How to avoid investor fatigue and stagnation ● Tips for reducing risk and increasing passive income long term This is for anyone serious about building lasting wealth through property in South Africa. No fluff, no course sales. Just real experience and real strategy. Remember to like, subscribe and share if this helped you. In this episode: 00:00 Introduction 00:16 Cash flow is not the dominant factor 01:18 Why are you investing in property? 02:46 Tailored strategy approach 03:38 Inception phase 04:50 Inception phase strategic tips 05:25 Inception phase warnings 05:36 Expansion phase 07:59 Expansion phase strategic tips 10:11 Maturity phase 13:17 Maturity phase strategic tips 14:20 Sustainable property portfolio blueprint table 14:45 Cash flow properties limitations & risks 18:59 Think long term & get started #PropertyInvestment #CashFlowVsCapitalGrowth #PropertyPortfolio #WealthBuilding #PassiveIncome Subscribe to us on your favourite podcast platform : Youtube: http://youtube.com/@propertycornerzaSpotify: https://shorturl.at/horJTApple Podcasts: https://shorturl.at/alFG7

    20 min

  7. JUL 21

    5 Reasons why people are moving to Cape Towns Northern Suburbs

    Thinking of moving to Cape Town’s Northern Suburbs? Here’s why so many already have. From Brackenfell to Durbanville and Kuils River, the Northern Suburbs are fast becoming some of the most popular places to live in Cape Town. In this video, we break down the top five reasons more people are choosing to leave the city centre and head north. We look at real sales data, lifestyle benefits and why these suburbs are ideal for families, first-time buyers and investors. ● Get more home for your money ● Access excellent public and private schools ● Enjoy nature trails, parks and weekend wine trips ● Benefit from modern infrastructure and smart new estates Whether you're buying your first home, upgrading or investing, this episode gives you a clear view of what the Northern Suburbs have to offer. Ready to make a move? Get in touch with Alexander Swart Property Group on 021 981 1307, your local experts in the Northern Suburbs of Cape Town. YouTube channels content used: ● @‌peterchongair ➡️ https://www.youtube.com/@UCFQlWPoGFAV-gDjtTWio1SA ● @‌WarrenMelissaGoRiding ➡️ https://www.youtube.com/@UCz7xaKjtamggJK8YnkhLqrg In this episode: 00:00 Introduction 00:25 Highest turnover areas at the moment 01:20 Reason 1 02:57 Reason 2 03:52 Reason 3 04:19 Reason 4 04:54 Reason 5 05:43 Reach out to us #propertyinvestment #suburbanlife #capetownrealestate #familyfriendlyliving #capetownlife Subscribe to us on your favourite podcast platform : Youtube: http://youtube.com/@propertycornerza Spotify: https://shorturl.at/horJT Apple Podcasts: https://shorturl.at/alFG7

    6 min

  8. JUL 7

    Should you invest in AirBNB Properties? | My interview with Louis Reynhardt

    Airbnb rentals are booming across Cape Town, but is the hype sustainable? In this episode of The Property Corner, I sit down with Louis Reynhardt to unpack why both of us are steering clear of Airbnb investments right now. While short term rentals may offer higher returns on paper, the real story includes hidden costs, time commitments, and serious regulatory risks. We cover: ✔️ Why Airbnb is not as passive as people think ✔️ The risk of relying on tourism-driven markets ✔️ How regulations in cities like Barcelona and New York are impacting short term lets ✔️ Why long term rentals offer better stability and growth ✔️ The real impact on your access to finance when scaling a portfolio Whether you're a new investor or scaling up, this is a must-watch conversation about strategy, risk, and the future of property in South Africa. 👍 Like, subscribe to The Property Corner and hit the bell icon to stay in the loop. Make sure you head over to Louis’s channel and explore his latest videos: ● https://www.instagram.com/louisreynhardt/ ● https://www.youtube.com/@louisreynhardt In this episode: 00:00 Introduction 00:32 Why avoid Airbnb investments if the returns are so high? 01:16 Should investors just ride the Airbnb wave or avoid it? 03:01 Will Airbnbs outperform inflation? 04:34 Airbnb assumptions and speculations 04:51 Is Airbnb a passive investment? 06:42 Look at how the regulations have affected cities like Barcelona, Amsterdam and New York. 07:11 How does dual use affect your returns? 09:33 “It’s more flexible to have multiple tenants.” 10:51 Airbnbs have outperformed the market in the last three years. Isn’t that enough proof? 12:10 Is buy-to-let a viable long term strategy? 13:29 Is Airbnb a viable long term strategy to build your portfolio? 15:30 What if I have an Airbnb and I sell after five years? 16:47 “So why are you avoiding Airbnb?” Subscribe to us on your favourite podcast platform : Youtube: http://youtube.com/@propertycornerzaSpotify: https://shorturl.at/horJTApple Podcasts: https://shorturl.at/alFG7

    18 min
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Welcome to The Property Corner with Rowan Alexander, Founder and Director of Alexander Swart Property Group. In this podcast series, Rowan takes a deep dive into the South African property market and shares his expertise, insights and knowledge with listeners. Through his extensive experience in the industry, Rowan provides valuable information on a wide range of topics related to the South African property market, including market trends, property investment opportunities, the buying and selling process, and much more.

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