Most adults were never really taught how money works. They had to figure it out on their own, often through trial and error. In this episode, Regina McCann Hess joins CBS News Philadelphia consumer reporter Josh Sidorowicz on the In Your Corner podcast to talk about why financial literacy matters and how parents can start teaching kids about money in everyday life. From grocery store lessons and jars for saving, spending, and giving, to chores, goal setting, investing, and even the iPhone debate, this conversation breaks down practical ways to help children build healthy money habits early. Regina also shares how family dynamics, money mindset, and real-life examples shape the way kids understand earning, saving, and spending. Whether you're raising young children, guiding teens, or helping young adults take their first financial steps, this episode offers simple ideas to start the conversation. Episode Highlights: 00:00 — Why financial literacy matters 01:15 — When should kids start learning about money? 02:05 — Grocery store lessons: teaching budgeting in real life 03:45 — Why money feels abstract in a cashless world 05:00 — The emotional tone of money at home 07:20 — Using cash, jars, and visualization to teach saving 09:10 — Needs vs. wants, and the iPhone story 11:45 — Should kids get paid for chores? 14:20 — Credit cards, college, and building credit 17:00 — Family budgeting, vacations, and tradeoffs 20:15 — Cost vs. value: spending smarter 21:20 — Introducing kids to investing early 26:00 — Schools don't teach this ABOUT REGINA MCCANN HESS Regina is the author of Super Woman Wealth: How to Become Your Own Financial Hero. As an advocate for women's financial freedom, she wrote this book to help empower women to take a bigger role in handling their money. Regina has appeared on Schwab TV, Yahoo Finance, Forbes.com, NTD Television, CBS 3 Philadelphia, Fox 29 Philadelphia, King 5 Seattle, KTLA 5 Los Angeles, and Scripps News. She has also been quoted in numerous articles in publications such as Forbes, Business Insider, U.S. News & World Report, Yahoo Finance, USA Today, USA Wire, Word in Black, WTOP News, Mind Body Green, Money Digest, New York Post, Defender, Authority Magazine, GoBankingRates.com, Scripps, and The Muse. As Founder of Forge Wealth Management, Regina utilizes her 25+ years of financial services experience to help individuals plan, preserve, and diversify their wealth. She focuses on educating her clients while building long-term relationships with them and their families. Her experience throughout major shifts in the markets enables Regina to structure balanced portfolios to address specific financial goals. CONNECT WITH REGINA MCCANN HESS Website: https://www.forgewealth.com LinkedIn: https://www.linkedin.com/in/reginamccannhess/ Facebook: https://www.facebook.com/ForgeWealth Instagram: https://www.instagram.com/forgewealthmanagement/ YouTube: https://www.youtube.com/@ForgeWealth Email: reginahess@forgewealth.com CONNECT WITH JOSH SIDOROWICZ Episode on YouTube: https://www.youtube.com/watch?v=H5k9c6LffhA Instagram: https://www.instagram.com/joshsid/ Securities offered through LPL Financial, Member FINRA/SIPC www.finra.org, www.sipc.org Third-party posts found on this profile do not reflect the view of LPL Financial and have not been reviewed by LPL Financial as to accuracy or completeness. For a list of states in which I am registered to do business, please visit www.forgewealth.com. ###########
