Investing For Doctors Podcast

Investing4Doctors

Welcome to the Investing For Doctors podcast. Here we talk about personal finances, investing, wealth creation, accounting, and personal development that will aid you in your life journey as a doctor.Please note that the information provided in this podcast is for educational and entertainment purposes only. The content should not be considered as financial advice and your personal situations have not been taken into account. Before making any financial decisions, we strongly recommend consulting with the relevant professional(s).

  1. 4 DAYS AGO

    Not as Safe as You Think: The #1 Financial Risk for Doctors | EP 73

    Join 29,000+ doctors and dentists in the 'Investing for Doctors' Facebook group: https://facebook.com/groups/investingfordoctors  ----- We're re-releasing this episode with Roger Wheelahan, Managing Director and Financial Adviser at Smart Financial Services, because the content is simply too valuable to be missed. Whether you're hearing it for the first time or coming back for a refresher, it's just as relevant today as when we first aired it. Roger reveals why your income is your most valuable asset and why protecting it should come before paying off HECS, buying property, or investing in shares. We cover the four key types of cover every doctor needs — income protection, life insurance, TPD, and trauma — plus the traps hiding in default super and how small changes can save you thousands. If you're an intern, registrar, or early-career consultant, this episode will show you how to avoid costly insurance mistakes, structure your cover properly, and build a financial foundation that protects everything you're working for. TIME STAMPS: 00:00 Intro/Hook 01:42 Guest Introduction 02:24 Role of Financial Advisor and Misconceptions 03:59 The important asset is YOU 05:44 Understanding Debt and HEX Debt 09:15 Insure yourself 13:54 5 D Approach of Risk 15:24 Types of Insurance and Their Importance 24:33 Financial Planning for Married Doctors 33:52 Value of the Financial Adviser 41:14 Structuring Assets and Tax Incentives 49:47 Conclusion/Outro —--- SHOW NOTES LINKS https://ifdgroup.com.au/  https://doctorbi.com.au/  https://au.linkedin.com/in/mian-bi https://www.linkedin.com/in/roger-wheelahan-8ba53149/ -----   LISTEN TO THE PODCAST   LISTEN TO THE PODCAST: Spotify: https://spoti.fi/3FoBRAy Apple Podcast: https://apple.co/4iks50N Amazon Music: https://amzn.to/3DoyJnP -----   FIND US HERE   Website: https://ifdgroup.com.au/  Facebook Group: https://www.facebook.com/groups/investingfordoctors  Facebook Page: https://www.facebook.com/investingfordoctors  -----   DISCLAIMER   The information provided in this podcast is for general purposes only and should not be considered personal advice. Always consult with qualified professionals or experts in the relevant field for personalised advice tailored to your specific situation.

    53 min
  2. 30 APR

    Think You’re Bad With Money? Here’s Why That’s a Myth for Doctors | Ep. 72

    Join 29,000+ doctors and dentists in the 'Investing for Doctors' Facebook group: https://facebook.com/groups/investingfordoctors  ----- Financial advice shouldn't be a luxury, but for 80% of Australians, it is. We're resharing this one because the insights are just as relevant today as when it first aired. In this episode, join me, Dr Bi Mian, together with Jessica Brady, a maverick financial advisor who sold her award-winning practice to create accessible money programs for the people the traditional system left behind. Jessica talks about why traditional financial advice now costs up to $8,100 annually, why the "I'm bad with money" mindset is quietly holding women back from building wealth, and why waiting for the perfect time to start is a trap. If you want quality money education without the hefty price tag of traditional advice, make sure to listen to this episode! -----   SHOW NOTES LINKS https://ifdgroup.com.au/  https://doctorbi.com.au/  https://au.linkedin.com/in/mian-bi https://jessicabrady.com.au/  https://www.instagram.com/jessbrady_financialadvice/  https://au.linkedin.com/in/jessica-brady-21165812  https://podcasts.apple.com/au/podcast/financially-fierce/id1727968994  -----   LISTEN TO THE PODCAST   Spotify: https://open.spotify.com/show/07DS5AxlbgmkuvP6zQGgtN  Apple Podcasts: https://podcasts.apple.com/au/podcast/investing-for-doctors-podcast/id1775535608  Amazon Music: https://music.amazon.com/podcasts/b9de46bc-e29d-4402-9e9e-959a3a5dc8da/investing-for-doctors-podcast    -----   FIND US HERE   Website: https://ifdgroup.com.au/  Facebook Group: https://www.facebook.com/groups/investingfordoctors  Facebook Page: https://www.facebook.com/investingfordoctors  -----   DISCLAIMER  The information provided in this podcast is for general purposes only and should not be considered personal advice. Always consult with qualified professionals or experts in the relevant field for personalised advice tailored to your specific situation.

    44 min
  3. 23 APR

    3 Financial Goals Every Young Doctor Needs to Set Now (Don't Start Your Career Without Them) | Ep. 71 [Encore]

    Join 29,000+ doctors and dentists in the 'Investing for Doctors' Facebook group: https://facebook.com/groups/investingfordoctors  ----- With the second clinical term now underway, interns and junior doctors can finally come up for air. And there's no better time to start getting your finances sorted. We're revisiting this episode because the timing feels just right! In this episode, join me, Dr Bi Mian, and returning guest Jessica Brady, Money Educator and Financially Fierce Podcast Host, who built accessible online money programs to help everyday Australians after selling her award-winning practice. Jessica covers conscious cash flow planning, automating your banking for effortless wealth building, goal-setting psychology, insurance considerations for medical professionals, and how to approach your first property purchase as a doctor. If you want to build sustainable wealth and avoid the money mistakes that trap many young doctors, this one's for you. -----   SHOW NOTES LINKS https://ifdgroup.com.au/  https://doctorbi.com.au/  https://au.linkedin.com/in/mian-bi https://jessicabrady.com.au/  https://au.linkedin.com/in/jessica-brady-21165812  https://podcasts.apple.com/au/podcast/financially-fierce/id1727968994  -----   LISTEN TO THE PODCAST   Spotify: https://open.spotify.com/show/07DS5AxlbgmkuvP6zQGgtN  Apple Podcasts: https://podcasts.apple.com/au/podcast/investing-for-doctors-podcast/id1775535608  Amazon Music: https://music.amazon.com/podcasts/b9de46bc-e29d-4402-9e9e-959a3a5dc8da/investing-for-doctors-podcast    ----- FIND US HERE   Website: https://ifdgroup.com.au/  Facebook Group: https://www.facebook.com/groups/investingfordoctors  Facebook Page: https://www.facebook.com/investingfordoctors  ----- DISCLAIMER The information provided in this podcast is for general purposes only and should not be considered personal advice. Always consult with qualified professionals or experts in the relevant field for personalised advice tailored to your specific situation.

    47 min
  4. 16 APR

    Are Doctors Getting Ripped Off By Financial Advisors? Here's the TRUTH | Ep.70

    Join 29,000+ doctors and dentists in the 'Investing for Doctors' Facebook group: https://facebook.com/groups/investingfordoctors  ----- We're bringing this one back.  You've been asking these questions and this episode has the answers! In this episode, join me, Dr Bi Mian, and Roger Wheelahan, a financial advisor with over 25 years of experience helping individuals and businesses with succession planning, risk management, and retirement strategies. Roger shares how doctors can protect their medical practices with strategic buy-sell agreements, why risk insurance is the forgotten foundation of financial planning, and the impact of the Royal Commission on financial advice quality and accessibility in Australia. He also talks about the truth about superannuation as a tax structure rather than an investment vehicle, the differences between financial advisors and consultants, and the innovative ways to maximise retirement benefits while potentially qualifying for pension cards. If you want to understand how to properly structure your finances and create tax-efficient wealth strategies that work specifically for medical professionals, then make sure to listen to this episode! ----- SHOW NOTES LINKS https://ifdgroup.com.au/  https://doctorbi.com.au/  https://au.linkedin.com/in/mian-bi Roger Wheelahan’s Links  https://www.linkedin.com/in/roger-wheelahan-8ba53149/ https://smartstartfs.com.au/  -----   LISTEN TO THE PODCAST  Spotify: https://open.spotify.com/show/07DS5AxlbgmkuvP6zQGgtN  Apple Podcasts: https://podcasts.apple.com/au/podcast/investing-for-doctors-podcast/id1775535608  Amazon Music: https://music.amazon.com/podcasts/b9de46bc-e29d-4402-9e9e-959a3a5dc8da/investing-for-doctors-podcast    ----- FIND US HERE Website: https://ifdgroup.com.au/  Facebook Group: https://www.facebook.com/groups/investingfordoctors  Facebook Page: https://www.facebook.com/investingfordoctors  ----- TIME STAMPS 00:00 - INTRO 00:43 - Roger's Background 05:55 - The Royal Commission Being Like "The Wild West" 08:10 - The Catalyst For the Royal Commission 10:31 - The Transformation of the Financial Planning Industry 12:12 - "Principal Agency Dilemma" 22:09 - FINANCIAL ADVISOR vs FINANCIAL PLANNER 22:52 - AFSL (AUSTRALIAN FINANCIAL SERVICES LICENSE) 24:46 - Financial Advisor: Who Are They Really? 29:01 - Risk Insurance 34:15 - Retirement Planning 40:38 - "Poor Financial Advice Can Make a Huge Difference" 41:52 - Financial Advisor Costs 46:34 - Service Percentage Fee 48:31 - Conclusion ----- DISCLAIMER The information provided in this podcast is for general purposes only and should not be considered personal advice. Always consult with qualified professionals or experts in the relevant field for personalised advice tailored to your specific situation.

    52 min
  5. 10 APR

    How Doctors Can Help Fix Healthcare by Investing in the People Solving It l EP 69

    In this episode of Investing for Doctors, Dr. Bi Mian sits down with Dr. Amandeep Hansra, RACGP digital health leader and co-founder of Medical Angels, to discuss one of the most exciting opportunities for clinicians today, investing in the healthcare startups changing medicine from the ground up. We unpack how Medical Angels grew from a coffee shop conversation into Australia's largest clinician-led investment syndicate, what seven years of backing healthcare startups has taught them about picking the right founders, and why the rise of AI makes this the most critical moment for doctors to be at the table. This episode is for any doctor who has ever wanted to shape healthcare from the outside, not just as a clinician, but as an investor backing the people solving the problems they face every single day. ----- TIME STAMPS: 00:00 Hook/Intro 01:19 Medical Angels 02:33 Dr. Bi and Dr. Amandeep's Creative Career Journey 13:35 Investing in health care startups/Finding the right co-founders 20:35 What Dr. Amandeep is looking forward to invest 23"27 Conclusion/Outro ----- SHOW NOTES LINKS If you're interested in learning more about the Medical Angels Venture Fund, visit: https://medangels.com.au/venture-fund/ https://ifdgroup.com.au/  https://doctorbi.com.au/  https://au.linkedin.com/in/mian-bi https://www.linkedin.com/in/dr-amandeep-h-b2092623/ -----   LISTEN TO THE PODCAST   Spotify: https://open.spotify.com/show/07DS5AxlbgmkuvP6zQGgtN  Apple Podcasts: https://podcasts.apple.com/au/podcast/investing-for-doctors-podcast/id1775535608  Amazon Music: https://music.amazon.com/podcasts/b9de46bc-e29d-4402-9e9e-959a3a5dc8da/investing-for-doctors-podcast  -----   FIND US HERE   Website: https://ifdgroup.com.au/  Facebook Group: https://www.facebook.com/groups/investingfordoctors  Facebook Page: https://www.facebook.com/investingfordoctors  -----   DISCLAIMER   The information provided in this podcast is for general purposes only and should not be considered personal advice. Always consult with qualified professionals or experts in the relevant field for personalised advice tailored to your specific situation.

    28 min
  6. 2 APR

    What Doctors Don't Know About Investing in Health Startups l EP 68

    Join 29,000+ doctors and dentists in the 'Investing for Doctors' Facebook group: https://facebook.com/groups/investingfordoctors  ----- In this episode of Investing for Doctors, Dr Bi breaks down one of the most emotionally charged and economically important topics in Australia today, the cost of housing. We unpack whether Australian property is expensive purely because of supply and demand, or whether our tax settings have played a major role in shaping the market we see today. We explore how capital gains tax actually works, why the 1999 reforms changed investor behaviour, what the 50% CGT discount really means in practice, and how negative gearing allows property losses to offset high income. Most importantly, we examine how these two policies interact to create powerful incentives for leveraged property investing and long-term capital growth. This episode is a structural, system-level discussion, not a moral debate about landlords versus renters. It is a clear, rational analysis of the incentives embedded in Australia’s tax framework, who benefits most from them, and whether those incentives may have contributed to housing affordability challenges facing younger Australians today. ----- TIME STAMPS: 00:00 Intro/Hook 01:10 Introduction of the speakers 02:13 Rayn from Archangels Ventures Background and Experience 04:09 Dina Tikova's Role at UNSW Founders/Background and Experience 06:37 Amandeep Hansara's Journey and Medical Angels 10:50 The Role of Angel Investors in the Ecosystem 22:29 Rayn's experience in Investing Deep Tech 24:17 Q&A 41:10 Conclusion/Outro ----- SHOW NOTES LINKS https://ifdgroup.com.au/  https://doctorbi.com.au/  https://au.linkedin.com/in/mian-bi https://www.archangel.vc/ https://www.linkedin.com/in/raynong/ https://www.dochansra.com/ https://www.linkedin.com/in/dr-amandeep-h-b2092623/ https://medangels.com.au/ https://www.linkedin.com/in/dinatitkova/ -----   LISTEN TO THE PODCAST  Spotify: https://open.spotify.com/show/07DS5AxlbgmkuvP6zQGgtN  Apple Podcasts: https://podcasts.apple.com/au/podcast/investing-for-doctors-podcast/id1775535608  Amazon Music: https://music.amazon.com/podcasts/b9de46bc-e29d-4402-9e9e-959a3a5dc8da/investing-for-doctors-podcast  ----- FIND US HERE  Website: https://ifdgroup.com.au/  Facebook Group: https://www.facebook.com/groups/investingfordoctors  Facebook Page:

    44 min
  7. 26 MAR

    The Startup Investment Strategy Most Doctors Have Never Heard Of | Ep. 67

    Join 29,000+ doctors and dentists in the 'Investing for Doctors' Facebook group: https://facebook.com/groups/investingfordoctors  ----- What do venture capitalists actually look for when someone pitches them? And more importantly, should doctors even be paying attention to startup investing? In this episode recorded live at the FICO Conference, we sit down with two VCs and a founder who just went through an acquisition to get the unfiltered truth. Samar Mcheileh from Scale Investors, Ben Armstrong from Archangel Ventures, and Michael Wang from Telecare hold nothing back from war stories about deals that didn't work out, to why women-led startups are quietly outperforming everyone else with 35% higher returns. We cover everything from how VCs actually make decisions, the difference between angel investing and a venture fund, the tax incentives most doctors don't know about, and why your medical background might actually give you an edge that even the top investors don't have. If you've ever been curious about startup investing but had no idea where to start, this one's for you TIME STAMPS: 00:00 Hook/Intro 01:07 Introduction of the Panel 01:51 Samar's Background and Introduction 07:18 Ben's Background and Introduction 09:45 Michael's Background and Introduction 11:38 Challenges in Venture Capital 19:21 What is Venture Scale? 24:04 Venture Capital Stories 33:00 The difference between Angel Investing and Venture Funding 45:35 Structure and Tax Incentives in Venture Funding 49:35 Question and Answer Portion 55:22 Conclusion/Outro ----- SHOW NOTES LINKS https://ifdgroup.com.au/  https://doctorbi.com.au/  https://au.linkedin.com/in/mian-bi https://www.linkedin.com/in/samarmcheileh/ https://scaleinvestors.com.au/ https://www.linkedin.com/in/benarms/ https://www.archangel.vc/ https://www.linkedin.com/in/michael-wang-8857ba6a/ https://www.telecare.com.au/ -----   LISTEN TO THE PODCAST   Spotify: https://open.spotify.com/show/07DS5AxlbgmkuvP6zQGgtN  Apple Podcasts: https://podcasts.apple.com/au/podcast/investing-for-doctors-podcast/id1775535608  Amazon Music: https://music.amazon.com/podcasts/b9de46bc-e29d-4402-9e9e-959a3a5dc8da/investing-for-doctors-podcast  -----   FIND US HERE   Website: https://ifdgroup.com.au/  Facebook Group: https://www.facebook.com/groups/inves

    59 min
  8. 19 MAR

    Inflation: The Silent Tax Stealing Your Wealth (Australia 2026) | Ep. 66

    Join 29,000+ doctors and dentists in the 'Investing for Doctors' Facebook group: https://facebook.com/groups/investingfordoctors  ----- In this episode of Investing for Doctors, Dr Bi breaks down one of the most quietly destructive forces eating away at every Australian's wealth right now — inflation. If you've ever looked at your bank account and wondered why the same amount of money just doesn't go as far as it used to, this episode is going to explain exactly why that is, how it's measured, and why the number you see in the news probably feels nothing like what you're actually experiencing day to day. We get into the real drivers behind inflation. From rising production costs to government money printing, why the RBA's interest rate hikes can only do so much, what the Consumer Price Index actually captures and what it conveniently leaves out, and how inflation hits different Australians in completely different ways depending on whether you own assets, hold cash, or are still paying off a mortgage. We also break down which investments actually protect your wealth when inflation rises and which ones quietly bleed you dry without you even noticing. This episode isn't about predicting where prices are heading next. It's about understanding the mechanics of the silent tax.  Who it hurts most, who quietly benefits from it, and what you can actually do right now so your wealth grows faster than inflation can erode it. ----- TIME STAMPS: 00:00 Intro/Hook 00:53 What is inflation? 01:56 Causes of Inflation: Demand-Pull and Cost-Push 06:06 Monetary Expansion and Its Role in Inflation 06:59 Measuring Inflation: The Consumer Price Index (CPI) 12:28 Understanding the CPI and Its Limitations 21:24 Impact of Inflation on Different Groups 25:36 Inflation and Investment Strategies 28:38 Interest Rates and Inflation: The Role of the RBA 41:20 Supply-Side Inflation and Its Challenges 43:25 Final Take-home message 47:16 Conclusion/Outro ----- SHOW NOTES LINKS https://ifdgroup.com.au/  https://doctorbi.com.au/  https://au.linkedin.com/in/mian-bi -----   LISTEN TO THE PODCAST   Spotify: https://open.spotify.com/show/07DS5AxlbgmkuvP6zQGgtN  Apple Podcasts: https://podcasts.apple.com/au/podcast/investing-for-doctors-podcast/id1775535608  Amazon Music: https://music.amazon.com/podcasts/b9de46bc-e29d-4402-9e9e-959a3a5dc8da/investing-for-doctors-podcast  -----   FIND US HERE   Website: https://ifdgroup.com.au/  Facebook Group: https://www.facebook.com/groups/investingfordoctors  Facebook Page: https://www.facebook.com/investingfordoctors  -----   DISCLAIMER   The information provided in this podcast is for general purposes only and should not be considered personal advice. Always consult with qualified professionals or experts in the relevant field for personalised advice tailored to your specific situation.

    49 min

Ratings & Reviews

5
out of 5
9 Ratings

About

Welcome to the Investing For Doctors podcast. Here we talk about personal finances, investing, wealth creation, accounting, and personal development that will aid you in your life journey as a doctor.Please note that the information provided in this podcast is for educational and entertainment purposes only. The content should not be considered as financial advice and your personal situations have not been taken into account. Before making any financial decisions, we strongly recommend consulting with the relevant professional(s).

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