Everyone's Talkin' Money

Shari Rash, Money Podcast for Women, Personal Finance, Relationships & Mental Health

New York Times Top 4 Money Podcast with over 24 million downloads! Ever wake up at 3 a.m. in a full-blown panic, wondering if you’ll ever have “enough” money? Maybe you’re making more than ever, but somehow, the worry never goes away. You stress over every purchase, second-guess every money move, and still feel like you’re one wrong decision away from losing it all. Here’s the truth: It’s not just about the dollars—it’s about what’s happening in your head. Welcome to Everyone’s Talkin’ Money, the podcast that finally tells it like it is: your emotions, thoughts, and habits around money are what’s keeping you stuck— not just your paycheck. Shari Rash is a money expert who wants to help you ditch shame, rewrite the rules, and help you feel powerful with your finances. Don't worry, this show isn’t another snooze-fest finance podcast. She's here to help you unf*ck your finances and finally build wealth in a way that actually feels good. If you’re tired of finance bros yelling at you for buying a damn latte and sick of money advice that doesn’t fit your life, hit subscribe. It’s time to unravel your money mess, rewrite your story, and start building wealth—on your terms.

  1. Fix Your Cash Flow Before You Set Another Financial Goal

    20 JAN

    Fix Your Cash Flow Before You Set Another Financial Goal

    You can make great money and still feel like you’re constantly playing catch-up. You can hit a savings goal one month and have to pull it back out the next. You can earn a six-figure salary and still check your account before you swipe your card. That doesn’t mean you’re bad with money — it usually means your cash flow is broken. Get Your Cash Flow Map Here! In this episode, Shari breaks down why cash flow matters more than budgets, why financial goals fall apart even when you’re motivated, and the quiet structural issues that make high earners feel stressed, behind, or confused. She explains the five biggest cash flow killers (like income timing mismatch, floating lifestyle expenses, and savings without automation) and the simple framework for stabilizing cash flow so goals actually work in real life. This isn’t about cutting spending, skipping coffee, or trying harder. This is about fixing the foundation so your money moves in rhythm with your life instead of against it. If you’ve ever wondered where your money goes even though you’re not overspending, or why your goals never stick, this episode will make everything click. Talkin’ Points → where your money gets smarter. Real talk, practical tips, zero guilt straight to your inbox. Sign up here.  Be sure to like and follow the show on your favorite podcast app! Keep the conversation going on Instagram @everyonestalkinmoney Learn more about your ad choices. Visit megaphone.fm/adchoices

    29 min
  2. How to Build Money Systems That Actually Stick

    14 JAN

    How to Build Money Systems That Actually Stick

    Most people don’t struggle with money because they’re irresponsible. They struggle because their entire financial life is running on willpower and memory—which are terrible tools for long-term success. In this episode, Shari breaks down why motivation-based money management always collapses by March, and how to build real financial systems that actually stick. Does Your Money System Rely on Willpower or Memory? Get your Money System here! Inside, we walk through the four core elements of a “sticky” money system—automation, boundaries, visibility, and realism—and why these matter more than discipline. You’ll learn how to design money flows that match your real income timing, energy cycles, and household complexity, instead of trying to fit your life into a one-size-fits-all budget. Shari also shares the Minimum Viable Money System: the lowest-lift, most functional framework for managing money without spreadsheets, shame, or perfection. If you’ve ever felt like you “should” be better with money but can’t seem to make habits stick, this episode will help you shift from trying harder to designing smarter. If you’re ready for money to feel supportive instead of exhausting, this is where it starts. Talkin’ Points → where your money gets smarter. Real talk, practical tips, zero guilt straight to your inbox. Sign up here.  Be sure to like and follow the show on your favorite podcast app! Keep the conversation going on Instagram @everyonestalkinmoney Learn more about your ad choices. Visit megaphone.fm/adchoices

    28 min
  3. Why Money Keeps Becoming Your New Year’s Resolution

    8 JAN

    Why Money Keeps Becoming Your New Year’s Resolution

    Every January, money becomes part of the New Year’s resolution conversation. Paying off debt, saving more, getting better with money. And while those goals are common, they’re usually not the real issue. In this episode of Everyone’s Talkin’ Money, Shari explains why money keeps showing up on your New Year’s resolution list year after year, and what that pattern is actually telling you about your financial life. This isn’t about discipline, motivation, or willpower. It’s about whether your money systems are designed for the life you’re actually living. If you feel like you’re constantly resetting your finances, starting over every January, or promising yourself that this year will be different, this episode will help you understand what’s really underneath that stress. Shari breaks down the root reasons money feels stuck, why resolutions often create relief without real change, and how outdated money systems can create frustration even when your income has grown. Get Your Three-Question Money Audit here! This episode kicks off our January series, New Money Year: Reset, Systems, Goals, and lays the foundation for building financial systems that actually work. Not for the life you had five years ago, but for the one you’re living now. If you’re tired of making the same money resolutions every year, this episode will help you stop trying harder and start building smarter Talkin’ Points → where your money gets smarter. Real talk, practical tips, zero guilt straight to your inbox. Sign up here.  Be sure to like and follow the show on your favorite podcast app!Keep the conversation going on Instagram @everyonestalkinmoney Learn more about your ad choices. Visit megaphone.fm/adchoices

    27 min
  4. You Are Not Your Bank Account: Separating Self-Worth from Net Worth

    3 JAN

    You Are Not Your Bank Account: Separating Self-Worth from Net Worth

    If you’ve ever opened your banking app and felt your stomach drop — like the number on the screen said something about who you are — this episode is for you. Many of us have absorbed a quiet but destructive belief: that financial success equals personal value. That debt means you’re irresponsible. That renting means you’re behind. That earning less means you’re not trying hard enough. And that belief doesn’t just hurt emotionally — it shapes how we spend, save, work, and make decisions every day. In this episode, we pull that belief apart and put money back where it belongs. Your net worth is a number. It’s data. It is not a moral scorecard, a personality test, or a measure of your worth as a human being. We talk about where this belief comes from, how it shows up as money shame, avoidance, overspending, comparison, and fear-based decision making, and the real cost of living this way — lost peace, strained relationships, and the constant feeling of never being enough. Then we get practical. I walk you through how to separate the math from the meaning, how to look at your finances without spiraling, how to set boundaries and say no without over-explaining, and how to build a sense of worth that isn’t dependent on your bank balance, income, or credit score. This isn’t about pretending money doesn’t matter. It does. But it was never meant to define you. Money is a tool.You are the treasure. Talkin’ Points → where your money gets smarter. Real talk, practical tips, zero guilt straight to your inbox. Sign up here.  Be sure to like and follow the show on your favorite podcast app! Keep the conversation going on Instagram @everyonestalkinmoney Learn more about your ad choices. Visit megaphone.fm/adchoices

    39 min

Hosts & Guests

Ratings & Reviews

4.4
out of 5
8 Ratings

About

New York Times Top 4 Money Podcast with over 24 million downloads! Ever wake up at 3 a.m. in a full-blown panic, wondering if you’ll ever have “enough” money? Maybe you’re making more than ever, but somehow, the worry never goes away. You stress over every purchase, second-guess every money move, and still feel like you’re one wrong decision away from losing it all. Here’s the truth: It’s not just about the dollars—it’s about what’s happening in your head. Welcome to Everyone’s Talkin’ Money, the podcast that finally tells it like it is: your emotions, thoughts, and habits around money are what’s keeping you stuck— not just your paycheck. Shari Rash is a money expert who wants to help you ditch shame, rewrite the rules, and help you feel powerful with your finances. Don't worry, this show isn’t another snooze-fest finance podcast. She's here to help you unf*ck your finances and finally build wealth in a way that actually feels good. If you’re tired of finance bros yelling at you for buying a damn latte and sick of money advice that doesn’t fit your life, hit subscribe. It’s time to unravel your money mess, rewrite your story, and start building wealth—on your terms.

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