Alliance NOW! Risk & Insurance Podcast Series

The National Alliance for Insurance Education & Research

The Alliance NOW! Risk & Insurance Podcast Series provides listeners with rich, nuanced conversations that deepen learning and promote the successful completion of Risk & Insurance Education Alliance programs.

  1. Environmental Strategist Podcast: Environmental Exposures Impacting High Net Worth Insureds

    8h ago

    Environmental Strategist Podcast: Environmental Exposures Impacting High Net Worth Insureds

    Topics Covered: Why high net worth individuals are considered “industry disruptors” in insurance The limitations of traditional personal and commercial insurance when addressing environmental risk Real-world environmental loss scenarios, including: Why many high-net-worth insureds are unknowingly self-insuring environmental exposures Environmental liability exposures tied to complex asset portfolios, including: How environmental risks for HNW individuals can rival those of corporations The disconnect between agent assumptions (e.g., mold coverage) and actual environmental coverage gaps The importance of integrating personal and commercial insurance into a cohesive environmental program How tailored environmental insurance solutions can eliminate gaps and reduce hidden liabilities Why education and expertise are critical for advisors serving high-net-worth clients The role of proactive environmental risk planning in protecting wealth, operations, and reputation   How many environmental exposures are your high-net-worth clients unknowingly self-insuring? The Certified Environmental Strategist (eS) self-paced course gives you the tools to uncover those risks and help protect what matters most. Environmental Strategist Resources: Hazardous Transportation Liability & Physical Damage Application Contractors Pollution Liability (CPL) Application New Business Application for Environmental Impairment Liability (EIL) Insurance StorageTank Pollution Liability Application Focusing exclusively on risk management and insurance professional development, the Risk & Insurance Education Alliance provides a practical advantage at every career stage, positioning our participants and their clients for confidence and success.

    16 min
  2. Predicting and Preventing Crashes

    6d ago

    Predicting and Preventing Crashes

    Why rising claims costs, nuclear verdicts, and premiums are reshaping fleet risk management The shift from reactive claims handling to proactive crash prevention strategies Why crashes are predictable when you focus on leading indicators instead of outcomes The importance of identifying high-risk drivers and understanding behavior patterns How data sources like MVRs, telematics, and violation tracking reveal hidden risk The role of continuous monitoring vs. one-time or annual reviews Why increasing deductibles without a strategy can increase exposure Common gaps in fleet risk programs, including a lack of visibility and inconsistent workflows How to align brokers, carriers, and insureds around a shared risk mitigation strategy The connection between driver behavior, accountability, and safety culture Practical approaches to building a repeatable, data-driven prevention program Why combining analytics with real-world execution produces the best outcomes How better risk management reduces total cost of risk, not just insurance premiums Focusing exclusively on risk management and insurance professional development, the Risk & Insurance Education Alliance provides a practical advantage at every career stage, positioning our participants and their clients for confidence and success. Focusing exclusively on risk management and insurance professional development, the Risk & Insurance Education Alliance provides a practical advantage at every career stage, positioning our participants and their clients for confidence and success.

    46 min
  3. Beyond the Claim: The Human Element of Workers Compensation

    May 11

    Beyond the Claim: The Human Element of Workers Compensation

    What if better workers’ compensation outcomes start with how people feel, not just how claims are managed? In this episode of Alliance Insights, host Noelle Codispoti is joined by Dr. Claire Muselman to explore a more human-centered approach to workers’ compensation. Together, they unpack why workers’ comp is often misunderstood — from its original purpose to common assumptions about wages and benefits — and how system complexity, rigid processes, and unclear communication can leave injured employees feeling lost at a critical moment. Dr. Muselman highlights the powerful role employers, supervisors, and claims professionals play from day one. Every interaction matters. Early conversations can build trust — or break it — making clear, consistent, and empathetic communication essential. You’ll also hear practical strategies to improve engagement, including: • Setting clear expectations early • Staying connected through regular check-ins • Supporting meaningful return-to-work experiences The takeaway is simple: when organizations put people first, outcomes improve — helping employees get back to work, back to life, and fully supported along the way. Want to learn more? Explore the Workers Compensation RISKPro course, or discover customized training through the Alliance’s Corporate Education Solutions. Focusing exclusively on risk management and insurance professional development, the Risk & Insurance Education Alliance provides a practical advantage at every career stage, positioning our participants and their clients for confidence and success.

    40 min
  4. Getting your Agency Ready for AI

    May 5

    Getting your Agency Ready for AI

    In this episode of Alliance Insights, Noelle Codispoti of the Risk & Insurance Education Alliance is joined by Ron Hocutt of Angela Adams Consulting for a practical discussion on what AI readiness really looks like for today’s insurance agencies. Ron reframes the conversation away from “Which AI platform should we buy?” and toward the far more important questions of how we best use technology, how we ensure data quality, and how we encourage operational discipline. The episode breaks down the differences between generative AI and agentic AI, clarifying how each can support agency workflows without replacing licensed professionals or transferring legal responsibility. Ron explains why current AI tools remain limited in scope, why liability always stays with the agent or agency, and why fears of full automation often overlook regulatory and legal realities. Listeners are guided through real world applications—such as workflow coordination, policy analysis, client communication, and renewal preparation—while learning why inconsistent workflows and poor data can undermine any AI initiative. The discussion also highlights the competitive risks agencies face if they fail to prepare, emphasizing that efficiency gains, not job replacement, will define winners and losers. Focusing exclusively on risk management and insurance professional development, the Risk & Insurance Education Alliance provides a practical advantage at every career stage, positioning our participants and their clients for confidence and success.

    30 min
  5. Alliance Insights: Insuring Contractors The Additional Insured Basics You Need to Know-Part 2

    Apr 24

    Alliance Insights: Insuring Contractors The Additional Insured Basics You Need to Know-Part 2

    Alliance faculty member and nationally recognized coverage expert Cathy Trischan returns with Part II of Insuring Contractors: The Additional Insured Basics You Need to Know. Building on the history covered in Part I, this discussion focuses on how today’s ISO additional insured endorsements operate in real-world contracts. Cathy explains the intent and limitations of commonly used forms—such as CG 2010, CG 2033, and CG 2038—and why understanding their wording is critical to effective risk transfer. The episode highlights the impact of privity of contract and key court decisions that narrowed automatic additional insured coverage, creating uncertainty across jurisdictions. Cathy also breaks down the often-misunderstood divide between ongoing operations and completed operations coverage, explaining when separate endorsements are required and why completed ops remains a persistent challenge. Throughout the episode, she emphasizes the importance of scrutinizing carrier proprietary forms, identifying hidden restrictions, exclusions, and contract-based triggers that can undermine coverage. The takeaway is clear: navigating additional insured requirements today requires careful endorsement selection, contract awareness, and a practical understanding of how coverage language plays out after a loss. Focusing exclusively on risk management and insurance professional development, the Risk & Insurance Education Alliance provides a practical advantage at every career stage, positioning our participants and their clients for confidence and success.

    28 min

Ratings & Reviews

4.2
out of 5
21 Ratings

About

The Alliance NOW! Risk & Insurance Podcast Series provides listeners with rich, nuanced conversations that deepen learning and promote the successful completion of Risk & Insurance Education Alliance programs.

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