Yo Quiero Dinero

Jannese Torres
  • 4.8 (609)
  • BUSINESS
  • UPDATED WEEKLY

"This podcast will leave you feeling inspired to take a more proactive approach to your savings, earnings, & expenses." - BuzzFeed | Yo Quiero Dinero is an award-winning personal finance podcast that empowers listeners on topics like entrepreneurship, investing, financial independence & money mindset. Hosted by Jannese Torres, Latina money expert, award-winning author and serial entrepreneur. Known as “the swaggiest personal finance podcast", each week we drop episodes brimming with POC-friendly personal finance knowledge, served with sazón! Tune in for all the money lessons you never learned. Visit us at YoQuieroDineroPodcast.com. Hosted on Acast. See acast.com/privacy for more information.

  1. 3D AGO

    Why Bad Bunny's Grammy & Super Bowl Moment Is Everything for Latino Culture Right Now

    At the time of recording this episode, Bad Bunny has just made history—TWICE. First Spanish-language artist to win Album of the Year at the Grammys. Then he delivered the most-watched Super Bowl halftime show of ALL TIME. But this episode isn't just about celebrating Benito's wins (though we're absolutely doing that too). It's about what this moment means for ALL of us—especially right now, when being Latino has been demonized and criminalized in this country. Just a heads up that this episode is a replay of a recent Instagram live I did post-superbowl and the audio reflects that in some parts.  WE GET INTO: 0:00 - Intro: Happy Puerto Rican Month! 2:42 - The Best Halftime Show Ever 4:47 - Why Unity Over Division Matters Right Now 7:12 - Bad Bunny's Cultural Impact & Timing 9:38 - The American Dream Story We Can All Relate To 15:30 - Breaking Down THAT Grammy Win 22:15 - Benito's Activism: From Day One 28:45 - The Super Bowl Performance Analysis 35:20 - Ricky Martin's Powerful Appearance 40:10 - Understanding "El Apagón" & Puerto Rico's Reality 45:02 - Hurricane Maria's Lasting Impact 47:06 - How Non-Puerto Ricans Can Actually Help 48:30 - The Flag Parade & Unity Message 50:48 - Community Growth & Connection 52:50 - Closing: Rock Your Flags & Stay Poderosa KEY TAKEAWAYS: Bad Bunny became the first Spanish-language artist to win Album of the Year at the GrammysHis Super Bowl halftime show was the most-watched of all timeThis moment represents Latino power, visibility, and refusal to stay smallBenito's activism isn't performative—he's been consistent since day oneThe halftime show featured powerful moments like the kid sleeping in the chair, the flag parade, and Ricky Martin's appearancePuerto Rico cannot vote for president and has no voting representation in CongressWe can support Puerto Rico by staying at locally-owned businesses, eating at local restaurants, and voting for representatives who support pro-Puerto Rico policiesReading Puerto Rico's history reveals shocking treatment by the U.S. including birth control testing, military testing, and bombingUnity over division is the path forward—they want us divided to maintain controlWe are taking over the world on our own terms, in our own language, for our own peopleThis is a reminder to rock our flags, tell our stories, and stay loud TAKE THE NEXT STEP: Yo Quiero Dinero Private MembershipRead my book: Financially LitLeave me a voicemail This episode of Yo Quiero Dinero was produced by Heart Centered Podcasting.  Hosted on Acast. See acast.com/privacy for more information.

    51 min

  2. FEB 9

    The Secret to Creating True Abundance with Rebecca Gitana Torres

    This episode is going to shift how you think about success, abundance, and where you belong. I'm sitting down with my vecina, Rebecca Gitana Torres, a spiritual guide who rematriated to Puerto Rico after realizing the American Dream was never meant for people like us. We're talking about what holistic abundance actually means—and spoiler alert, it has nothing to do with your bank account or where you live. Rebecca shares her journey from working a city job in the Bronx to creating “transformation cocoons” in Puerto Rico, and why so many of us have been taught the colonial lie that we need to leave our homelands to find abundance. We talk about the generational programming that keeps us chasing external validation, why you need to stop clinging to old identities and relationships, and how to tap into your magnetic energy no matter where you are. If you've been feeling stuck, unfulfilled, or like you're chasing someone else's version of success, this episode is going to give you permission to redefine everything. WE GET INTO: 00:00 - Intro: Meeting My Vecina from Puerto Rico02:03 - Rematriation vs. Economic Refugees: Reclaiming Our Roots06:09 - How Rebecca Left Her City Job 20 Years Ago08:27 - Why External Validation Will Always Leave You Empty13:45 - Discovering Your Value in "Regular" Jobs22:30 - The Mothership: Creating Matriarchal Safe Spaces28:40 - Stop Clinging to Old Identities & Relationships35:09 - What Happens in a Transformation Cocoon39:17 - Start Here: Clear the Clutter First KEY TAKEAWAYS: The colonial lie that you must leave your homeland to find abundanceHow to disconnect from external validation and find your internal powerWhy clinging to old identities keeps you stuckThe importance of clearing clutter before anything elseHow to recognize and develop your spiritual gifts in any job CONNECT WITH REBECCA: Website Instagram YouTube  TAKE THE NEXT STEP: Yo Quiero Dinero Private MembershipRead my book: Financially LitLeave me a voicemail This episode of Yo Quiero Dinero was produced by Heart Centered Podcasting. Hosted on Acast. See acast.com/privacy for more information.

    44 min
  3. Perreo x Power with Rauw Alejandro: Reinvention Is the Strategy

    FEB 5 · BONUS

    Perreo x Power with Rauw Alejandro: Reinvention Is the Strategy

    Welcome To Perreo x Power, a new series brought to you by Yo Quiero Dinero. In this series, we're analyzing the origins of some of the biggest stars in the Latin Urban/Reggaeton genres and pulling out all the gems that you can apply to your money, business and life! In this debut episode, I'm breaking down a 2020 interview of Rauw Alejandro, Puerto Rican singer, songwriter, and performer known for blending reggaetón with R&B, pop, and electronic sounds. Born Raúl Alejandro Ocasio Ruiz in San Juan, he grew up between Puerto Rico and the mainland U.S., with early exposure to music and a strong foundation in dance, which later became a defining part of his artistry. He spent years releasing music and refining his craft before breaking through globally, building a reputation for high-level performance, futuristic visuals, and constant reinvention. Rather than chasing trends, Rauw has focused on skill stacking and evolution, allowing him to remain relevant in a fast-moving industry. Find out how a tragic end to his original career goals inspired Rauw to pursue music, and he went from an unknown musician to a Latin Grammy award-winning artist in less than 5 years! Saturno Playlist: https://youtube.com/playlist?list=OLAK5uy_kIVZbDqHZEqhCdjjEMm-PoYy0l3GpXHto&si=MNm7VFD8ny_DfLn1 Check out the Yo Quiero Dinero Podcast at https://yoquierodineropodcast.com/ Watch the video version of this episode on YouTube. TAKE THE NEXT STEP: Yo Quiero Dinero Private MembershipRead my book: Financially LitLeave me a voicemail Hosted on Acast. See acast.com/privacy for more information.

    56 min

  4. FEB 2

    The Hardest Business Decision I’ve Ever Made (An Update from My Sister!)

    This episode is going to be one of the most honest conversations I’ve ever had on Yo Quiero Dinero. It's a raw, unfiltered conversation about what happens when you mix family and business—and spoiler alert: it gets messy as hell. My sister Lianne is back after a year-long hiatus, and we're spilling ALL the tea. From her rapid social media growth that turned into a nightmare with death threats, to being diagnosed with MS at 37, to almost filing for bankruptcy—this episode holds nothing back. We talk about what it was really like when she worked for me while I was a brand new mom, how her personal struggles spilled into the business, and why we ultimately had to make the difficult decision to part ways professionally. This isn't some sanitized "family business success story", it is the real shit that nobody talks about. If you've ever worked with family, hired a family member, or wondered if you should mix business with blood, this episode is required listening. WE GET INTO:  00:00 - Intro: Family, Business & Messy Dynamics 02:03 - From 0 to 100K Followers to Death Threats 05:03 - MS Diagnosis, Hospitalization & Bankruptcy 07:20 - "I Was a Horrible Employee": Taking Accountability 10:58 - The Performance Improvement Plan & Final Warning 30:38 - The Money Problem: 1099 Tax Chaos 37:26 - Digging Out of the Spiral: The Brutal Reality 41:36 - Landing the New Job & Finding Peace 54:56 - The 2026 Comeback: What's Different This Time 58:29 - Should You Work with Family? The Real Answer KEY TAKAWAYS: ​​The gift and curse of rapid social media growthWhy follower counts don't equal moneyHow to navigate difficult conversations with family in businessRecognizing when a business relationship has reached its expiration dateThe importance of boundaries in ALL relationshipsHow to rebuild after burning everything down RESOURCES MENTIONED: Listen: Episode 179: 2 Sisters, 2 Survivors | Lianne Torres | Watch Us Thrive PodcastErica Kramer CONNECT WITH LIANNE: WebsiteInstagram: @watchusthrivepodcast TAKE THE NEXT STEP: Yo Quiero Dinero Private MembershipRead my book: Financially LitLeave me a voicemail *Content Warning: This episode contains discussions of mental health struggles, financial hardship, and online harassment. This episode of Yo Quiero Dinero was produced by Heart Centered Podcasting. Hosted on Acast. See acast.com/privacy for more information.

    1h 6m

  5. JAN 26

    The State Of Latina Wealth in America with Dr. Marlene Orozco

    In this data-packed episode of Yo Quiero Dinero, Jannese sits down with Dr. Marlene Orozco, founder of Stratified Insights and lead researcher behind one of the most comprehensive studies ever conducted on Latina wealth in America. Together, they break down the receipts real numbers, real stories, and real systems that explain why Latinas continue to earn less, save less, and carry more financial responsibility, despite being one of the fastest-growing economic forces in the country. This conversation goes beyond hot takes and dives into the structural barriers, cultural expectations, and systemic inequities shaping Latina wealth today from entrepreneurship and homeownership to caregiving, education, and retirement. If you’ve ever felt like you’re working twice as hard for half the reward… this episode will make you feel seen and fired up. What We Get Into 00:00 Why this Latina wealth data matters 01:10 Meet Dr. Marlene Orozco 04:25 First-gen roots & entrepreneurship 09:30 Necessity vs opportunity businesses 12:50 The Latina wealth paradox 17:45 The 27% pay gap explained 23:50 Entrepreneurship as a wealth strategy 29:55 Homeownership & credit barriers 34:10 Retirement & investment gaps 37:45 Financial first responders 47:40 The motherhood penalty 56:20 Hope, policy & what’s next Key Takeaways Latinas are not behind because of bad choices — the system is working exactly as designed.Education and entrepreneurship do increase earning potential, but they are not enough without access to capital and policy support.Caregiving, cultural expectations, and family responsibility significantly limit Latinas’ ability to save and invest.Homeownership remains a primary wealth strategy, but affordability, credit access, and insurance risks threaten long-term stability.Real change requires structural solutions, not just individual financial literacy. Resources Mentioned REPORT - Latina Wealth In America: https://latinoprosperity.org/research,Latino AI Summit: https://tinyurl.com/latinoaisummit2026 Stratefied Insights: https://www.stratifiedinsights.com/ Marlene's LinkedIn: https://www.linkedin.com/in/marlene-orozcoFree Download: New Year Dinero Reset GuideMy private membership: https://courses.yoquierodineropodcast.com/foundersHave a question? Leave me a voicemailBook: Financially Lit by Jannese Torres This podcast was produced and edited by Idea to Launch Productions Hosted on Acast. See acast.com/privacy for more information.

    1h 5m

  6. JAN 19

    How I Made Over Half a Million Dollars in 2025

    In this no-fluff, receipts-on-the-table episode, Jannese breaks down exactly how she made over $500K in 2025! While becoming a first-time mom and running multiple businesses. This is not “get rich quick” talk. This is a real, detailed income report covering 10+ revenue streams, the systems that keep money flowing on autopilot, and the mindset shifts required to scale without burnout. From blog ads and digital products to brand deals, memberships, real estate, and side hustles! Jannese shares what actually works, what’s overrated, and why creators who rely only on social media are setting themselves up to struggle. If you’re a content creator or entrepreneur this episode is your sign. WHAT WE GET INTO 0:00 How Jannese made over $500K in 2025 as a new mom 2:30 A decade-long journey in content creation & entrepreneurship 4:45 Top-line revenue vs. taxable income (what creators need to know) 7:30 The 10 income streams behind nearly $500K 10:00 Why digital products & coaching earned the most 12:15 How blog ads generated $147K in passive income 14:40 Brand deals, creator rewards & platform pay myths 17:00 Side hustles: Turo, savings interest & Zumba income 19:30 Airbnb income, real estate & upgrading investments 22:00 Systems, automation & evergreen income strategies 24:30 Membership pricing & avoiding creator burnout 27:00 Mentorship, scaling faster & a real 5x income story 29:15 Declaring 2026 the Rich Bitch Year 31:15 Final takeaways, free resources & next steps KEY TAKEAWAYS 💡 Diversification is protection — never rely on one platform or paycheck 💡 Long-form content (blogs & podcasts) builds real wealth 💡 Own your offers — products > brand deals 💡 Automation makes money while you sleep 💡 Pricing yourself fairly is an act of self-respect 💡 Mentorship shortcuts years of trial and error Resources Mentioned Free Download: New Year Dinero Reset GuideBecome a Zumba instructor for 70% off!My PR condo: https://www.zillow.com/homedetails/Condo-Sandy-Hls-13-Luquillo-PR-00773/458549227_zpid/My private membership: https://courses.yoquierodineropodcast.com/foundersHave a question? Leave me a voicemailBook: Financially Lit by Jannese Torres This podcast was produced and edited by Idea to Launch Productions Hosted on Acast. See acast.com/privacy for more information.

    33 min

  7. JAN 12

    How Mental Health Messes With Your Money with Mariana Barajas

    In this episode of Yo Quiero Dinero, Jannese sits down with Mariana Barajas, licensed therapist and money coach aka @lamoneytherapist  to unpack the deep, emotional connection between mental health and money. From first-gen pressure and eldest-daughter trauma to scarcity mindsets, over-spending, money hoarding, and burnout, this conversation goes beyond budgeting tips and gets to the root of our financial behaviors. Because let’s be real: most of us already know what to do with money—what stops us is what’s happening in our nervous system. Mariana breaks down how childhood experiences, cultural conditioning, and subconscious beliefs shape the way we earn, spend, save, and invest—and what it actually takes to heal your relationship with money. If you’ve ever wondered why you can’t keep money, why you’re afraid to take financial risks, or why success still doesn’t feel like enough… this episode is for you. What We Get Into 00:01 – 02:00 Mariana’s background as a licensed therapist and money coachWhy mental health and financial wellness must be treated holistically02:01 – 05:00 First-gen upbringing, eldest daughter pressure, and seeking parental validationHow childhood emotional neglect can shape adult ambition and burnout05:01 – 07:45 Growing up with limited financial resourcesHow early awareness of money scarcity impacts confidence and decision-making07:46 – 10:10 The fast dopamine hit of spending once you “finally make it”How retail therapy can quietly lead to debt and lifestyle inflation10:11 – 13:20 Identifying subconscious money beliefsIntroduction to financial therapy and why budgeting alone isn’t enough13:21 – 15:30 The Money-Worthiness FrameworkChallenging limiting beliefs, building self-trust, and the role of community15:31 – 18:10 People-pleasing, and cultural expectations placed on womenHow these beliefs impact earning, saving, and self-advocacy18:11 – 21:45 Preparing for motherhood financially and emotionallyFunding maternity leave, wellness practices, and not losing yourself in motherhood21:46 – 24:00 Fear-based money behaviors: hoarding, anxiety, and controlUnderstanding where “fear of losing everything” really comes from24:01 – 27:15 Why some people can’t hold onto moneySpending as a reflection of worthiness wounds and external validation27:16 – 30:45 Values-based spending vs. keeping up appearancesLetting go of money decisions driven by comparison30:46 – 33:45 Increasing income as a wealth strategyBreaking limiting beliefs around “acceptable” income in helping professions33:46 – 36:30 Building generational wealth with intentionCustodial Roth IRAs, 529s, and giving kids financial options36:31 – 39:30 Why funding your retirement is a gift to your childrenBreaking cycles of financial dependence and self-sacrifice39:31 – 41:45 Supporting family financially without destroying your mental healthThe emotional weight of being the “sandwich generation”41:46 – 44:40 How to work with MarianaFinancial therapy vs. coaching and knowing which one you need Key Takeaways Your money habits didn’t come out of nowhere—they were learned.Scarcity isn’t just financial; it lives in your nervous system.Over-spending and under-earning often stem from worthiness wounds.Budgeting won’t fix trauma—but healing trauma will fix your money.You don’t need to do it all alone—community is part of wealth-building.Generational wealth is built over generations, not in one lifetime. Resources Mentioned Latinx Therapy – Find culturally aligned therapistsFree Download: New Year Dinero Reset GuideA 10-step checklist to reset your finances for the new year — covering debt, budgeting, investing, insurance, and estate planning.Have a question? Leave me a voicemailBook: Financially Lit by Jannese Torres Connect with Mariana Instagram: @lamoneytherapistOffers:Financial Therapy (California residents)Financial Coaching (nationwide). This podcast was produced and edited by Idea to Launch Productions Hosted on Acast. See acast.com/privacy for more information.

    48 min

  8. JAN 5

    Why 2026 Is the Year You Stop Playing Small!

    Welcome to Season 8 of Yo Quiero Dinero. In this solo episode, I'm reflecting on the lessons that defined 2025, my first year as a mom, nearly five years as a full-time entrepreneur, and over a decade of intentional financial decisions that made this season of life possible. From redefining success and asking for help, to choosing the right partner, building wealth, and walking away from traditional timelines, this episode is a reminder that financial freedom doesn’t happen by accident it’s built, one intentional decision at a time. I'm breaking down down how money impacts every area of your life, from parenting and relationships to peace of mind and challenges you to stop talking yourself out of the life you say you want. If you’re stepping into 2026 ready to move with clarity, confidence, and purpose, this episode is for you. WHAT WE GET INTO 00:01 – Kicking off Season 8 and welcoming listeners into 2026 00:36 – Why solo episodes are back and what to expect this year 02:06 – Surviving the first year of motherhood and reflecting on 2025 03:30 – Stepping back from the mic and redefining productivity as a new mom 04:55 – Why being intentional about who you have kids with matters 06:28 – Planning for support, finances, and the realities of parenthood 07:55 – Lessons learned from the Jefas y Mamás series 08:45 – Why asking for help is essential and burnout isn’t a flex 10:10 – Breaking generational cycles of exhaustion and overwork 11:18 – How money directly impacts your quality of life 13:10 – Why financial stress affects every role you play 14:20 – Gratitude for past financial decisions that created present peace 15:40 – The danger of settling for “stability” instead of freedom 16:55 – Building financial runway in your 20s for long-term flexibility 18:10 – Turning 40 and entering a more aligned season of life 19:25 – Letting go of traditional timelines and societal expectations 20:56 – Questioning the life you built and exploring alternatives 22:10 – Discovering financial independence as a path to freedom 23:19 – Facing debt without accepting “work forever” as the answer 24:45 – Debt payoff strategies that changed everything 25:45 – Learning how investing actually works 27:00 – Quitting corporate America and becoming a full-time entrepreneur 27:41 – Why financial freedom is built intentionally 29:00 – Making the decision to want more — and act on it 29:45 – Introducing the New Year Dinero Reset Guide 30:04 – Season 8 kickoff gratitude and final reflections RESOURCES MENTIONED Free Download: New Year Dinero Reset GuideA 10-step checklist to reset your finances for the new year — covering debt, budgeting, investing, insurance, and estate planning.👉 http://courses.yoquierodineropodcast.com/resetHave a question? leave me a voicemail https://www.speakpipe.com/msg/s/449160/2/u79sz3qexqzyh0Book: Financially Lit by Jannese TorresThe step-by-step blueprint for paying off debt, investing intentionally, and using money to buy your freedom. This podcast was produced and edited by Idea to Launch Productions Hosted on Acast. See acast.com/privacy for more information.

    30 min
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4.8
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About

"This podcast will leave you feeling inspired to take a more proactive approach to your savings, earnings, & expenses." - BuzzFeed | Yo Quiero Dinero is an award-winning personal finance podcast that empowers listeners on topics like entrepreneurship, investing, financial independence & money mindset. Hosted by Jannese Torres, Latina money expert, award-winning author and serial entrepreneur. Known as “the swaggiest personal finance podcast", each week we drop episodes brimming with POC-friendly personal finance knowledge, served with sazón! Tune in for all the money lessons you never learned. Visit us at YoQuieroDineroPodcast.com. Hosted on Acast. See acast.com/privacy for more information.

Information

  • Creator
    Jannese Torres
  • Years Active
    2019 - 2026
  • Episodes
    371
  • Rating
    Explicit
  • Copyright
    © Delish Dlites LLC
  • Show Website
    Yo Quiero Dinero

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