Money Rehab with Nicole Lapin

Ever notice that we will talk about everything before we talk about money? Sex? No problem. Politics? Bring it on. Money? Totally taboo. But not for long! Nicole Lapin— the only financial expert you don’t need a dictionary to understand, New York Times best-selling author, and host of Money Rehab— is here to rehab your wallet, so you can get your financial life together once and for all.

  1. 4d ago

    “Credit Is a Tool, Not a Trap” Ex-Ramsey Personality Anthony O'Neal

    The Money School: The Complete Financial Education You Were Never Given Nicole's most comprehensive book yet, the financial curriculum that should have been taught in school but never was. From your first paycheck to investing, buying a home, building wealth, and planning your legacy, The Money School is the full course in plain English. Go check it out: https://nicolelapin.com/money-school-book 63% percent of Americans say they’re living paycheck to paycheck. Among households that make $100-250k, 41% of them are saying the same thing. So we’re here to ask, do they have a money problem? My guest today is a best selling author who has helped over 250,000 people set a path towards a debt-free life. In 2021, Anthony O'Neal left the Dave Ramsey financial advice powerhouse to build his own platform. And his new book, Stop Living Paycheck to Paycheck — there it is again. Today, he tells me Why more money won't fix your finances if you don’t have an actual plan for it Why you should build a buffer before you touch a single dollar of debt The Debt Snowball Method, and why he says it's about momentum, not math Why he now calls a credit score a tool, not a trap, and how that went over with his audience Why people don’t have a money problem, they have a clarity problem ----------------------- MORE FROM NICOLE LAPIN: 🎥 Youtube: / @moneyrehabshow 📸 Instagram: / moneyrehab 📽️ TikTok: / nicolelapin 🌐 Nicole's website: https://nicolelapin.com OTHER THINGS WE DO: 💰 Private Wealth Collective: https://privatewealthcollective.com 🏦 The Money School: https://themoneyschool.com Chapters 0:00 Money mindset and philosophy 1:30 Addressing past controversies 4:06 The debate on small indulgences 7:27 Avoiding the cycle of deprivation 10:39 Defining personal wealth 13:21 Lessons from past mistakes 15:44 Evolving financial strategies 20:32 Empathy in financial guidance 23:44 Accountability and personal growth 26:57 Setting and sticking to goals 30:17 Planning for future freedom 34:09 Credit scores as a financial tool 39:26 The role of debt and leverage 41:46 The psychology of debt repayment 47:33 The state of online financial advice 52:29 Bull or bear lightning round 58:02 Closing tips on wealth building Learn more about your ad choices. Visit megaphone.fm/adchoices

    “Credit Is a Tool, Not a Trap” Ex-Ramsey Personality Anthony O'Neal
  2. Oct 7

    How to Become More Likable and Close More Deals

    The Money School: The Complete Financial Education You Were Never Given Nicole's most comprehensive book yet, the financial curriculum that should have been taught in school but never was. From your first paycheck to investing, buying a home, building wealth, and planning your legacy, The Money School is the full course in plain English. Go check it out: https://nicolelapin.com/money-school-book Vanessa Van Edwards is THE top behavioral researcher out there — we’re talking Harvard, MIT, Stanford… and is the go-to expert for the likes of Google, Microsoft, and Amazon to call on when they need to fix their people problems. She’s here to help us be more likeable — and use those skills to seal actual deals. She's on Money Rehab to tell us: How to actually make the best first impression How how to have less awkward small talk The secret tells that someone is not feeling a conversation And the best way to navigate work events as an introverted-extrovert…asked for a friend Chapters 00:00 Are You Ready for Some Money Rehab? 01:44 The Two Kinds of Awkward (Which One Are You?) 03:22 Every Conversation Has a Blueprint 04:30 Why Small Talk Gets Stuck on Dead-End Facts 06:39 Turning Small Talk Into a Treasure Hunt 10:38 The Missing Ingredient in Business Success: Rapport Before the Pitch 14:44 Why Skipping Ahead Too Quickly Costs You 18:40 The TV Pitch Vanessa Bombed Over Small Talk 22:17 How Likability Gets Priced Into Your Paycheck 24:00 How to Compete With the Feed in Conversation 26:19 The Five Magic Likable Phrases 33:51 Can We Kill the Weather Talk? 36:16 How to Be a Better Listener 37:23 Level Two: Dream Storming and Goals 40:06 Why You Should Stop Talking About How Busy You Are 42:06 Should You Complain at Work? 46:03 Go-To Openers for Zoom Calls 47:21 Level Three: Self-Narratives and Money Narratives 50:08 How to Make Adult Friends (Friendship Bootcamp) 53:10 Why "Level Two" Connections Are the Most Valuable at Work 57:17 Why Conversation Is Career Insurance Against AI 58:55 Warmth vs. Competence: You Need Both 01:02:15 How to Talk to a Friend Who Owes You Money 01:04:39 First Impressions and How to Exit a Conversation Gracefully 01:09:03 Bullish or Bearish: Hugs, Handshakes, and Email Sign-Offs 01:12:06 Tip You Can Take Straight to the Bank ----------------------- MORE FROM NICOLE LAPIN 🎥 Youtube: https://www.youtube.com/@MoneyRehabPodcast 📸 Instagram: https://www.instagram.com/moneyrehab/ 📽️ TikTok: https://www.tiktok.com/@nicolelapin 🌐 Nicole's website: https://nicolelapin.com OTHER THINGS WE DO 💳 SoFi: https://SoFi.com/MNN 💰 Private Wealth Collective: https://privatewealthcollective.com 🏦 The Money School: https://themoneyschool.com Learn more about your ad choices. Visit megaphone.fm/adchoices

    How to Become More Likable and Close More Deals
  3. Oct 5

    Ray Dalio on How to Make Money in Any Economy

    The Money School: The Complete Financial Education You Were Never Given Nicole's most comprehensive book yet, the financial curriculum that should have been taught in school but never was. From your first paycheck to investing, buying a home, building wealth, and planning your legacy, The Money School is the full course in plain English. Go check it out: https://nicolelapin.com/money-school-book Financial headlines are always going to be scary, but there's money to be made in any economy. That's my biggest takeaway from sitting down with Ray Dalio. He started investing at twelve, built Bridgewater into one of the biggest hedge funds on the planet, and made more money for his clients than any hedge fund manager alive. I don't get starstruck often, but I couldn't play it cool with this one. Today I'm sharing the moments from our conversation that I'm still thinking about. I break down Ray's view of how money and debt really work, why he thinks the U.S. has a lot of "plaque" in its financial arteries, and what that means for the buying power in your bank account. Then I get into the investing strategy Ray is famous for, including the one asset he loves that another billionaire I had on the show said he has no opinion on. ----------------------- MORE FROM NICOLE LAPIN 🎥 Youtube: https://www.youtube.com/@MoneyRehabPodcast 📸 Instagram: https://www.instagram.com/moneyrehab/ 📽️ TikTok: https://www.tiktok.com/@nicolelapin 🌐 Nicole's website: https://nicolelapin.com OTHER THINGS WE DO 💳 SoFi: https://SoFi.com/MNN 💰 Private Wealth Collective: https://privatewealthcollective.com 🏦 The Money School: https://themoneyschool.com Learn more about your ad choices. Visit megaphone.fm/adchoices

    Ray Dalio on How to Make Money in Any Economy
  4. Oct 1

    Hacked, Scammed, and Impersonated Online. Here's How to Protect Yourself

    The Money School: The Complete Financial Education You Were Never Given Nicole's most comprehensive book yet, the financial curriculum that should have been taught in school but never was. From your first paycheck to investing, buying a home, building wealth, and planning your legacy, The Money School is the full course in plain English. Go check it out: https://nicolelapin.com/money-school-book Caitlin Sarian — better known to millions as "Cybersecurity Girl" — has spent her career on the inside of online safety and today she joins Money Rehab to show us exactly how the scams draining Americans' bank accounts really work. - The scam that's quietly emptying retirement accounts right now She tells me the one word that should make you hang up the phone every single time The safe word every family needs before the next phone call comes in And the one way to pay that can actually get your money back… Chapters 00:00 Are You Ready for Some Money Rehab? 01:57 The Toll Road Scam Text, Live Read 04:13 Is AI Making Scams Scarier Than Ever? 05:14 How to Spot an AI-Generated Scam Message 06:39 Fake Podcast Invites and Meta Account Takeovers 08:21 Impersonation Scams Targeting Financial Influencers 09:45 Why Banks Can't Get Your Money Back After a Zelle Scam 11:22 The Wrong Phone Number Scam Hiding in Google's AI Summary 14:39 The AI Voice Clone Scam That Terrifies Every Parent 16:02 Setting Up a Family Safe Word 20:19 Two Red Flags: Urgency and "Don't Tell Anyone" 21:36 Why Scammers Target the Elderly and Kids 22:38 Pig Butchering Scams, Explained 27:02 Nicole and Caitlin Share Their Own Scam Stories 36:06 The $100K Invoice Scam That Hit Money News Network's Own Partner 41:11 Why You Should Never Use a Debit Card 42:10 The Fake Bank Fraud Department Call 49:39 Real or Scam? Testing Common Scam Texts 57:06 SIM Swapping and Why You Need an Authenticator App 1:00:17 Freezing Your Credit (and Your Kids' and Grandparents' Credit Too) 1:04:06 What's a Good Budget for Identity Protection Apps? 1:06:56 Tip You Can Take Straight to the Bank ----------------------- MORE FROM NICOLE LAPIN 🎥 Youtube: https://www.youtube.com/@MoneyRehabPodcast 📸 Instagram: https://www.instagram.com/moneyrehab/ 📽️ TikTok: https://www.tiktok.com/@nicolelapin 🌐 Nicole's website: https://nicolelapin.com OTHER THINGS WE DO 💳 SoFi: https://SoFi.com/MNN 💰 Private Wealth Collective: https://privatewealthcollective.com 🏦 The Money School: https://themoneyschool.com Learn more about your ad choices. Visit megaphone.fm/adchoices

  5. Sep 28

    Bill Ackman's Biggest Warnings: Leverage, Margin Calls, and Zero-Day Options

    The Money School: The Complete Financial Education You Were Never Given Nicole's most comprehensive book yet, the financial curriculum that should have been taught in school but never was. From your first paycheck to investing, buying a home, building wealth, and planning your legacy, The Money School is the full course in plain English. Go check it out: https://nicolelapin.com/money-school-book Bill Ackman called the 2008 financial crisis years before Wall Street did, and he built one of the most legendary trades in modern investing along the way. Today, Nicole breaks down the money lessons from her sit-down with Bill that she can't stop thinking about, and why they matter for your portfolio even if you don't run a hedge fund. She unpacks the "durable compounder" philosophy Bill uses to find unkillable businesses, and how Warren Buffett has influenced his strategy. Then things get cautionary: Bill's blunt warning about borrowing against your stocks, the margin call math that can crush you, and his take on the one-day options trend flooding retail trading apps. Watch Nicole's full interview with Bill Ackman: https://www.youtube.com/watch?v=9eSLJZJpOYo ----------------------- MORE FROM NICOLE LAPIN 🎥 Youtube: https://www.youtube.com/@MoneyRehabPodcast 📸 Instagram: https://www.instagram.com/moneyrehab/ 📽️ TikTok: https://www.tiktok.com/@nicolelapin 🌐 Nicole's website: https://nicolelapin.com OTHER THINGS WE DO 💳 SoFi: https://SoFi.com/MNN 💰 Private Wealth Collective: https://privatewealthcollective.com 🏦 The Money School: https://themoneyschool.com Learn more about your ad choices. Visit megaphone.fm/adchoices

    Bill Ackman's Biggest Warnings: Leverage, Margin Calls, and Zero-Day Options
4.6
out of 5
1,672 Ratings

About

Ever notice that we will talk about everything before we talk about money? Sex? No problem. Politics? Bring it on. Money? Totally taboo. But not for long! Nicole Lapin— the only financial expert you don’t need a dictionary to understand, New York Times best-selling author, and host of Money Rehab— is here to rehab your wallet, so you can get your financial life together once and for all.

More From Money News Network+

You Might Also Like