Melanin Money Show

Melanin Money Media
  • 4.9 (184)
  • Investing
  • Updated Daily

The Melanin Money Show is the official destination for aspiring Melanin Millionaires. You’ll learn Entrepreneurship, Wealth building and Personal Finance insights to take your money and life to the next level.

  1. 4h ago

    You Selling Your Stocks Is Actually the Wrong Move! ( DO THIS INSTEAD) | Episode 252

    Get Your Tickets To Wealth Weekend 2026 Here : http://wealthweekend2026.com/?el=yt_mms60326&utm_source=yt&utm_medium=mms60326 The stock market just exposed millions of investors — and most don't even know it yet! Whether you're just getting started or you've been investing for years, these five mistakes will cost you significantly if you keep making them — and knowing them now could change the trajectory of your entire financial future! Timecodes: 00:00 – Stop Selling Gains! 01:28 – Stop Timing The Market 03:15 – Carter's Palantir Story (Real Talk) 04:36 – Missing 10 Days Cuts Returns 50% 05:18 – Base Hits Build Wealth 07:28 – Stop Chasing The Next Hot Stock 09:06 – Dollar Cost Averaging Wins 11:06 – Diversification Saves Portfolios 12:46 – The Quote That Changes Everything 14:10 – Borrow Don't Sell 15:24 – Keep Your Portfolio AND Buy More 17:14 – Flip These Mistakes Into Strategies Follow us for more value https://www.instagram.com/cofield_advisor/?hl=en https://www.instagram.com/georgeacheampongjr/?hl=en

    18 min

  2. May 28

    If You Don't Have Wealth by 2030, It May Be Too Late! | Episode 251

    https://www.joinwealthworkshop.com/register?el=videocrissain&utm_source=direct_to_ticket&utm_medium=yt If you're not actively building wealth right now, the window to do it may be closing faster than you think. With AI eliminating millions of jobs, the cost of living skyrocketing, and the wealth gap widening every single year — the next five years will determine your financial future for the rest of your life. We sit down with Xavier Miller — Air Force veteran, real estate investor, digital asset investor, and founder of the Millionaire Mindset Podcast with over 10 million downloads — to break down exactly what it takes to go from a broke mindset to a millionaire mindset, why 2030 is the deadline you need to take seriously, and the specific moves you need to make right now to protect your financial future. Timecodes: [0:00] Intro – Xavier Miller [1:51] Broke Mindset vs. Millionaire Mindset [3:01] How to Maintain Desire When Life Hits [4:09] Discipline Your Environment [7:30] How the Military Forced Xavier's Wake-Up Call [9:24] The Moment He Decided to Change [10:29] How to Bring Future Pain Into the Present [13:22] Why Most People Start Too Late [15:01] Write Your Will — The Exercise That Humbles You [18:32] It's Never Been Easier to Make Money or Do Nothing [19:44] Why Getting Wealthy Is About to Get Much Harder [22:05] The Mouse, the Cheese & the Cat (Why Fear Motivates) [25:29] Where to Start If You Feel Overwhelmed [29:52] Crypto vs. Real Estate — Xavier's Bet [34:39] Why Black People Can't Afford to Wait [39:23] Top Traits of Ultra-Successful People [44:04] You Cannot Be Soft in Business [46:23] Tough Conversations Make You Richer [50:09] What Being a Melanin Millionaire Means Follow us for more value https://www.instagram.com/cofield_advisor/?hl=en https://www.instagram.com/georgeacheampongjr/?hl=en

    52 min

  3. May 20

    What To Do With Your First Six Figures (Before You Blow It) | Episode 250

    Join us for the 5-Day Wealth Workshop and learn how to apply what you’ve heard on the show. Sign up here ⬇️ https://www.joinwealthworkshop.com/register?el=videocrissain&utm_source=direct_to_ticket&utm_medium=yt You finally crossed six figures — now what? In this episode of the Melanin Money Show, wealth manager George Acheampong and financial strategist Carter Cofield go head to head in a versus format, answering your most pressing money questions live. They break down the exact financial moves you should make once you hit six figures, why having $275,000 sitting in a bank account is actually a risky move, and the real difference between an S Corp and a C Corp for business owners doing a million dollars in revenue. They also tackle RSUs and what to do before they vest, whether a revocable trust actually protects your business, and the W2 versus 1099 debate that every high earner needs to understand before making the switch.

    23 min

  4. May 15

    Every Black Family Should Know This About Protecting Their Money | Episode 249

    Join us for the 5-Day Wealth Workshop and learn how to apply what you’ve heard on the show. Sign up here ⬇️ https://www.joinwealthworkshop.com/register?el=videocrissain&utm_source=direct_to_ticket&utm_medium=yt Most people spend their entire lives building wealth. Almost nobody learns how to protect it. In this episode of the Melanin Money Show, live from the New York Stock Exchange, we sit down with Chanise Anderson— wealth attorney and asset protection strategist — to have the conversation most Black families never get access to.We're talking trusts, LLCs, holding companies, estate planning, and the legal infrastructure that separates families who build generational wealth from families who lose it all by the third generation! Timecodes: 00:00 — Why We Skip Estate Planning 03:45 — Build Wealth Like Legos 08:20 — The $250,000 Avoidable Mistake 14:10 — What's Inside a Real Estate Plan 19:30 — Advanced Trusts for High Earners 25:15 — When You Die: Your Business 31:40 — Holding Company vs Parent Company 37:00 — The LLC That Actually Protects 43:20 — Your Home and Taxes Truth 48:45 — Who Needs Offshore Strategies 54:10 — Fund Your Trust Correctly 59:30 — Wealth That Lasts 6 Generations 1:05:00 — Hire Your Kids Legally 1:10:20 — What Your Kids Must Know Follow us for more value https://www.instagram.com/cofield_advisor/?hl=en https://www.instagram.com/georgeacheampongjr/?hl=en

    42 min

  5. May 6

    Borrow & NEVER PAY TAXES! | Episode 248

    Join us for the 5-Day Wealth Workshop and learn how to apply what you’ve heard on the show. Sign up here ⬇️ https://www.joinwealthworkshop.com/register?el=video1032626&utm_source=direct_to_ticket&utm_medium=audio248 How does the buy, borrow, die strategy actually work for someone making six figures? Should you split your 401k contributions between Roth and Traditional — and by how much? On Part 2 of Ask an Advisor, Carter and George answer the real investing questions their workshop clients and wealth weekend attendees have been asking. No fluff. No oversimplification. Just expert-level answers in real time from two advisors who work with these strategies every single day. This episode covers the buy, borrow, die strategy, brokerage account borrowing, the Roth vs Traditional 401k split, real estate vs REITs, and a masterclass on your four options for rolling over an old employer 401k. If you've ever had money sitting in an old retirement account and had no idea what to do with it — this episode is the one!

    28 min

  6. Apr 30

    Most People Want To Retire Early- This Is How You Do It | Episode 247

    Most people say they want to retire early — but they're not making the decisions that get them there. In this episode, George sits down with Chris Sain, one of the fastest-growing finance creators in the game, live at the New York Stock Exchange. Chris breaks down exactly how he and his wife retired in their 40s on less than $100K combined income, built a 50,000-member investing community, and generated millions without running a single ad. This conversation goes deep on the mindset shifts, money moves, and wealth-building strategies that most people overlook — including how to pick winning stocks before Wall Street catches on, why who you marry determines your net worth, and what it really takes to go from saving $13,000 a year to full financial freedom. In this episode you'll learn: The exact savings and investing framework Chris used to retire earlyWhy your spouse is your most important financial decisionHow Chris identified Palantir at $8 before it hit $220The difference between investing and trading — and which one to start withWhy the riskiest financial move is not being in the market at allHow NIL money is creating a financial literacy crisis for young athletesThe technical analysis strategy Chris uses inside the Quiet Wealth ClubWhat it means to build generational wealth starting at birthConnect with Chris Sain: Quiet Wealth Club on Patreon | YouTube: @ChrisSain Connect with Melanin Money: Website: melaninmoney.com | Instagram: @melaninmoney | YouTube: @melaninmoney #MelaninMoney #ChrisSain #EarlyRetirement #WealthBuilding #StockMarket #BlackWealth #FinancialFreedom #Investing #QuietWealthClub #GenerationalWealth #PersonalFinance #FIRE #BlackEntrepreneurs #WallStreet #MoneyMindset

    39 min

  7. Apr 23

    You're Tipping the IRS Every Year and Don't Even Know It! | Episode 246

    Your CPA might be costing you thousands — and you don't even know it. In this episode of the Melanin Money Show, Carter and George answer the real questions their top clients are asking, live and unfiltered. From the $21,420 difference between an LLC and an S Corp, to why putting your rental property in an S Corp could cost your family $180,000 — this is the tax advice most people never get access to. Plus: the art donation strategy billionaires use, how donor-advised funds let you give smart and save big, and why filing a tax extension might be the best financial move you make this year. In this episode: S Corp vs LLC — the real tax difference nobody talks about Why your real estate should NEVER be in an S Corp How to use a tax extension to max out retirement accounts Donor-advised funds explained (and why they beat regular giving) The art donation strategy used by billionaires Private family foundations — what they are and who they're for Stop tipping the IRS — invest it, give it, or keep it Join our free 5-Day Wealth Workshop: Timecodes Follow us for more value https://www.instagram.com/cofield_advisor/?hl=en https://www.instagram.com/georgeacheampongjr/?hl=en

    23 min

  8. Apr 16

    The Dark Side of Business Partnerships Nobody Talks About! | Episode 245

    Most business partnerships fail before they even start! The arguments, the blind spots, the ego checks, the silent pressure, and the moments where the wrong word could have broken everything. If you're thinking about going into business with somebody — a friend, a family member, a colleague — do not make that move until you watch this episode. 💬 "You can have 100% of a small pie or 10% of a watermelon. One of them will keep you hungry." — George Being a solo entrepreneur has a ceiling. The right partner breaks through it. The wrong one brings the whole ceiling down on top of you. 💪🏾 Follow us for more value: https://www.instagram.com/cofield_advisor/?hl=en https://www.instagram.com/georgeacheampongjr/?hl=en

    34 min
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4.9
out of 5
184 Ratings

About

The Melanin Money Show is the official destination for aspiring Melanin Millionaires. You’ll learn Entrepreneurship, Wealth building and Personal Finance insights to take your money and life to the next level.

Information

  • Creator
    Melanin Money Media
  • Years Active
    2021 - 2026
  • Episodes
    303
  • Rating
    Explicit
  • Copyright
    © Copyright 2021 All rights reserved.
  • Show Website
    Melanin Money Show

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