Melanin Money Show

Melanin Money Media
  • 4.9 (184)
  • INVESTING
  • UPDATED DAILY

The Melanin Money Show is the official destination for aspiring Melanin Millionaires. You’ll learn Entrepreneurship, Wealth building and Personal Finance insights to take your money and life to the next level.

  1. 7H AGO

    What To Do With Your First Six Figures (Before You Blow It) | Episode 250

    Join us for the 5-Day Wealth Workshop and learn how to apply what you’ve heard on the show. Sign up here ⬇️ https://www.joinwealthworkshop.com/register?el=videocrissain&utm_source=direct_to_ticket&utm_medium=yt You finally crossed six figures — now what? In this episode of the Melanin Money Show, wealth manager George Acheampong and financial strategist Carter Cofield go head to head in a versus format, answering your most pressing money questions live. They break down the exact financial moves you should make once you hit six figures, why having $275,000 sitting in a bank account is actually a risky move, and the real difference between an S Corp and a C Corp for business owners doing a million dollars in revenue. They also tackle RSUs and what to do before they vest, whether a revocable trust actually protects your business, and the W2 versus 1099 debate that every high earner needs to understand before making the switch.

    23 min

  2. 5D AGO

    Every Black Family Should Know This About Protecting Their Money | Episode 249

    Join us for the 5-Day Wealth Workshop and learn how to apply what you’ve heard on the show. Sign up here ⬇️ https://www.joinwealthworkshop.com/register?el=videocrissain&utm_source=direct_to_ticket&utm_medium=yt Most people spend their entire lives building wealth. Almost nobody learns how to protect it. In this episode of the Melanin Money Show, live from the New York Stock Exchange, we sit down with Chanise Anderson— wealth attorney and asset protection strategist — to have the conversation most Black families never get access to.We're talking trusts, LLCs, holding companies, estate planning, and the legal infrastructure that separates families who build generational wealth from families who lose it all by the third generation! Timecodes: 00:00 — Why We Skip Estate Planning 03:45 — Build Wealth Like Legos 08:20 — The $250,000 Avoidable Mistake 14:10 — What's Inside a Real Estate Plan 19:30 — Advanced Trusts for High Earners 25:15 — When You Die: Your Business 31:40 — Holding Company vs Parent Company 37:00 — The LLC That Actually Protects 43:20 — Your Home and Taxes Truth 48:45 — Who Needs Offshore Strategies 54:10 — Fund Your Trust Correctly 59:30 — Wealth That Lasts 6 Generations 1:05:00 — Hire Your Kids Legally 1:10:20 — What Your Kids Must Know Follow us for more value https://www.instagram.com/cofield_advisor/?hl=en https://www.instagram.com/georgeacheampongjr/?hl=en

    42 min

  3. MAY 6

    Borrow & NEVER PAY TAXES! | Episode 248

    Join us for the 5-Day Wealth Workshop and learn how to apply what you’ve heard on the show. Sign up here ⬇️ https://www.joinwealthworkshop.com/register?el=video1032626&utm_source=direct_to_ticket&utm_medium=audio248 How does the buy, borrow, die strategy actually work for someone making six figures? Should you split your 401k contributions between Roth and Traditional — and by how much? On Part 2 of Ask an Advisor, Carter and George answer the real investing questions their workshop clients and wealth weekend attendees have been asking. No fluff. No oversimplification. Just expert-level answers in real time from two advisors who work with these strategies every single day. This episode covers the buy, borrow, die strategy, brokerage account borrowing, the Roth vs Traditional 401k split, real estate vs REITs, and a masterclass on your four options for rolling over an old employer 401k. If you've ever had money sitting in an old retirement account and had no idea what to do with it — this episode is the one!

    28 min

  4. APR 30

    Most People Want To Retire Early- This Is How You Do It | Episode 247

    Most people say they want to retire early — but they're not making the decisions that get them there. In this episode, George sits down with Chris Sain, one of the fastest-growing finance creators in the game, live at the New York Stock Exchange. Chris breaks down exactly how he and his wife retired in their 40s on less than $100K combined income, built a 50,000-member investing community, and generated millions without running a single ad. This conversation goes deep on the mindset shifts, money moves, and wealth-building strategies that most people overlook — including how to pick winning stocks before Wall Street catches on, why who you marry determines your net worth, and what it really takes to go from saving $13,000 a year to full financial freedom. In this episode you'll learn: The exact savings and investing framework Chris used to retire earlyWhy your spouse is your most important financial decisionHow Chris identified Palantir at $8 before it hit $220The difference between investing and trading — and which one to start withWhy the riskiest financial move is not being in the market at allHow NIL money is creating a financial literacy crisis for young athletesThe technical analysis strategy Chris uses inside the Quiet Wealth ClubWhat it means to build generational wealth starting at birthConnect with Chris Sain: Quiet Wealth Club on Patreon | YouTube: @ChrisSain Connect with Melanin Money: Website: melaninmoney.com | Instagram: @melaninmoney | YouTube: @melaninmoney #MelaninMoney #ChrisSain #EarlyRetirement #WealthBuilding #StockMarket #BlackWealth #FinancialFreedom #Investing #QuietWealthClub #GenerationalWealth #PersonalFinance #FIRE #BlackEntrepreneurs #WallStreet #MoneyMindset

    39 min

  5. APR 23

    You're Tipping the IRS Every Year and Don't Even Know It! | Episode 246

    Your CPA might be costing you thousands — and you don't even know it. In this episode of the Melanin Money Show, Carter and George answer the real questions their top clients are asking, live and unfiltered. From the $21,420 difference between an LLC and an S Corp, to why putting your rental property in an S Corp could cost your family $180,000 — this is the tax advice most people never get access to. Plus: the art donation strategy billionaires use, how donor-advised funds let you give smart and save big, and why filing a tax extension might be the best financial move you make this year. In this episode: S Corp vs LLC — the real tax difference nobody talks about Why your real estate should NEVER be in an S Corp How to use a tax extension to max out retirement accounts Donor-advised funds explained (and why they beat regular giving) The art donation strategy used by billionaires Private family foundations — what they are and who they're for Stop tipping the IRS — invest it, give it, or keep it Join our free 5-Day Wealth Workshop: Timecodes Follow us for more value https://www.instagram.com/cofield_advisor/?hl=en https://www.instagram.com/georgeacheampongjr/?hl=en

    23 min

  6. APR 16

    The Dark Side of Business Partnerships Nobody Talks About! | Episode 245

    Most business partnerships fail before they even start! The arguments, the blind spots, the ego checks, the silent pressure, and the moments where the wrong word could have broken everything. If you're thinking about going into business with somebody — a friend, a family member, a colleague — do not make that move until you watch this episode. 💬 "You can have 100% of a small pie or 10% of a watermelon. One of them will keep you hungry." — George Being a solo entrepreneur has a ceiling. The right partner breaks through it. The wrong one brings the whole ceiling down on top of you. 💪🏾 Follow us for more value: https://www.instagram.com/cofield_advisor/?hl=en https://www.instagram.com/georgeacheampongjr/?hl=en

    34 min

  7. APR 9

    Why Your Money Isn't Growing (And It's Not Your Fault) Episode 244

    Get Your Tickets To Wealth Weekend here : https://wealthweekend2026.com?el=hyrosutm&utm_source=mainsource&utm_medium=podcast Most people are trying to build wealth with one person. That's the problem. Your CPA files your taxes. Your financial advisor picks your investments. Your insurance agent sells you a policy. But none of them are talking to each other — and that gap is costing you more than you think. In this episode, George and Carter break down the Money Team framework — the coordinated, five-pillar financial structure that the ultra-wealthy have used for decades and what it actually looks like to have professionals working together toward your goals instead of in silos. In this episode you'll learn: Why one financial expert is never enough — and what's missing from your current setupThe 5 pillars of a real money team: Tax Strategy, Wealth Building, Risk Management, Legal & Legacy, and Cash FlowThe difference between a tax strategist and a tax preparer (and why most people have the wrong one)How to protect your wealth from divorce, disability, lawsuits, and everything in betweenThe estate planning move that protects generational wealth across multiple generationsHow to access a family office-level financial structure without having $20 million in assetsThis is the system the wealthy don't talk about — now you know it exists. Follow us for more value https://www.instagram.com/cofield_advisor/?hl=en https://www.instagram.com/georgeacheampongjr/?hl=en

    23 min

  8. APR 2

    "Does Money Buy Happiness? The Answer Might Surprise You! | Episode 243

    Can money buy happiness? Most people say no — but Carter and Jorge from The Melanin Money Show say that's the wrong question. Both hosts grew up with nothing and built wealth from the ground up. In this episode, they break down 5 real-life areas where money changes everything: health, relationships, experiences, mental well-being, and personal development. This isn't a flex — it's perspective. If you've ever felt guilty for wanting more money, or told yourself that rich people aren't happier, this episode will challenge everything you think you know. Money turns emergencies into inconveniences. It gives you the mental space to think clearly and build generationally. And according to Carter and Jorge — the best thing you can ever do with money is give it away. Subscribe to The Melanin Money Show for weekly conversations on Black wealth, entrepreneurship, financial freedom, and building a life you actually want to live. Drop a comment below — do YOU think money buys happiness? #MelaninMoney #BlackWealth #MoneyMindset #FinancialFreedom #WealthBuilding #Entrepreneurship #GenerationalWealth #DoesMoneyBuyHappiness #MoneyAndHappiness #BlackEntrepreneurs

    36 min
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4.9
out of 5
184 Ratings

About

The Melanin Money Show is the official destination for aspiring Melanin Millionaires. You’ll learn Entrepreneurship, Wealth building and Personal Finance insights to take your money and life to the next level.

Information

  • Creator
    Melanin Money Media
  • Years Active
    2021 - 2026
  • Episodes
    301
  • Rating
    Clean
  • Copyright
    © Copyright 2021 All rights reserved.
  • Show Website
    Melanin Money Show

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