The Color of Money | Transformative Conversations for Wealth Building

For generations, the Black community has faced barriers to building wealth. Today, differences in net worth and homeownership are among the most visible signs of racial inequality in the U.S. It's time to build a new legacy. The Color of Money podcast brings you engaging and mindset-shifting episodes devoted to wealth accumulation among Black and historically marginalized communities. Join KW leaders Daniel Dixon, Julia Lashay Israel, Emerick Peace, Bo Menkiti and their renowned guests for transformative conversations on building wealth for yourself, your family, and generations to come.

  1. 1D AGO

    "Winner Take All" is a Terrible Business Strategy: How Rafik Moore Built a $300m Portfolio with Win-Win Deals

    Building wealth isn’t just about buying buildings—it’s about expanding our mindset, upgrading our circle, and playing the long game. In this episode, we sit down with real estate investor Rafik Moore, who built a $300M+ portfolio after immigrating to the U.S. with nothing. Rafik shares how mentorship unlocked his first million-dollar deal, why value-add investing is a formula anyone can learn, and how limiting beliefs—not lack of opportunity—hold most people back. We explore the difference between being broke and being poor, the psychology behind wealth creation, and why kindness and integrity compound faster than short-term wins. Rafik breaks down how he structures deals so his team participates in the upside, and why he created the Value Add Network to help others scale into commercial real estate. At the core of this conversation: proximity matters, mindset matters, and asking matters. If we dare to think bigger—and take action—we can build wealth while building others. We Talk About:  [00:00] The Secret to Wealth Is Kindness [02:02] From Financial Survival to Purpose-Driven Wealth [07:35] What the Value Add Network Actually Teaches [11:52] Rewriting Limiting Beliefs Around Money [14:50] Why Self-Worth Drives Financial Success [17:37] Building Trust Through Integrity and Long-Term Thinking [21:37] Why You Miss Opportunities You’re Not Ready For [23:32] The Million-Dollar Lesson That Changed Everything [30:59] Plugging Into an Institutional Investment Machine [38:38] Ask Relentlessly and Expand Your Proximity Resources: Learn more at The Color of MoneyFollow Rafik Moore on Instagram: @rafikmoore Learn more at Value Add NetworkBecome a real estate agent HERE Connect with Our Hosts Emerick Peace: Instagram: @theemerickpeaceFacebook: facebook.com/emerickpeace Daniel Dixon: Instagram: @dixonsolditFacebook: facebook.com/realdanieldixonLinkedIn: linkedin.com/in/dixonsolditYouTube: @dixongroupcompanies Julia Lashay: Instagram: @iamjulialashayFacebook: facebook.com/growwithjuliaLinkedIn: linkedin.com/in/julialashay/YouTube: @JuliaLashay Bo Menkiti Instagram: @bomenkitiFacebook: facebook.com/obiora.menkitiLinkedIn: linkedin.com/in/bomenkiti/ Produced by NOVA This podcast is for general informational purposes only. The views, thoughts, and opinions of the guest represent those of the guest and not Keller Williams Realty, LLC and its affiliates, and should not be construed as financial, economic, legal, tax, or other advice. This podcast is provided without any warranty, or guarantee of its accuracy, completeness, timeliness, or results from using the information.

    41 min
  2. The 5 Laws of Trust: How To Build Trust with ANYONE and Close Deals Faster with MJ Pittman

    MAR 4

    The 5 Laws of Trust: How To Build Trust with ANYONE and Close Deals Faster with MJ Pittman

    Would you rather be liked or trusted by your customers? This simple question goes unanswered by so many entrepreneurs - yet it’s the secret to closing deals faster and easier.. In this episode, we sit down with MJ Pittman - speaker, strategic coach, former mutual fund broker, and founder of a financial literacy company - to unpack the Five Laws of Trust and how they help us close deals faster and build deeper client relationships. We explore why predictability often beats brilliance, how capability requires both competence and capacity, and why transparency about motives builds lasting credibility. MJ challenges us to rethink recovery, reminding us that mistakes don’t destroy trust - poor responses do. And when alignment is clear, clients feel safe moving forward. We also dive into mindset, resilience, and the power of environment, exposure, and education in shaping outcomes. At the core of it all: people trust patterns over promises. When our actions consistently match the reputation we want, trust becomes the logical choice. We talk about:  [00:00] Introduction [02:32] Likability vs. Trust: Understanding the Difference [04:35] From Engineer to Mutual Fund Broker: Reverse-Engineering Trust [07:54] The First Law of Trust: Why Predictability Reduces Risk [15:43] Recovery: How to Rebuild Trust After Mistakes [20:14] Capability, Capacity, and Consistency in Sales [24:57] Language, Mindset, and the Power of Patterns [35:41 ] Environment, Exposure, and Education: Shifting Your Mindset [45:34] Humans Trust Patterns Over Promises Resources: Learn more at The Color of MoneyFollow MJ Pittman on Instagram: @mr.mjpittmanLearn more at about Simple Money AcademyBecome a real estate agent HERE Connect with Our Hosts Emerick Peace: Instagram: @theemerickpeaceFacebook: facebook.com/emerickpeace Daniel Dixon: Instagram: @dixonsolditFacebook: facebook.com/realdanieldixonLinkedIn: linkedin.com/in/dixonsolditYouTube: @dixongroupcompanies Julia Lashay: Instagram: @iamjulialashayFacebook: facebook.com/growwithjuliaLinkedIn: linkedin.com/in/julialashay/YouTube: @JuliaLashay Bo Menkiti Instagram: @bomenkitiFacebook: facebook.com/obiora.menkitiLinkedIn: linkedin.com/in/bomenkiti/ Produced by NOVA This podcast is for general informational purposes only. The views, thoughts, and opinions of the guest represent those of the guest and not  Keller Williams Realty, LLC and its affiliates, and should not be construed as financial, economic, legal, tax, or other advice. This podcast is provided without any warranty, or guarantee of its accuracy, completeness, timeliness, or results from using the information.

    47 min
  3. The Truth About Debt: Good Debt, Bad Debt, and How to Use It

    FEB 25

    The Truth About Debt: Good Debt, Bad Debt, and How to Use It

    Debt gets a bad reputation - but what if the issue isn’t debt itself, but how we use it? In this episode, we challenge the idea that all debt is dangerous. We unpack the difference between consumer debt that drains wealth and strategic debt that accelerates it. From high-interest credit cards and lifestyle inflation to house hacking, investment properties, and business acquisitions, we explore how leverage can either trap us or propel us forward. We also discuss how credit scores really work, why wealthy people don’t avoid debt (they avoid dumb debt), and how to position ourselves to access better financing terms. For communities that have historically inherited debt habits instead of wealth strategies, this mindset shift is critical. Debt is neutral. It’s the strategy behind it that determines the outcome. The question isn’t whether to use debt - it’s how. We Talk About: [00:00] Intro [01:17] Why Most People Experience Debt as an Anchor [02:38] Lifestyle Debt vs. Wealth-Building Debt [05:49] When Debt Becomes Survival Instead of Strategy [09:23] The Hidden Cost of High-Interest Debt [11:23]  Why Access to Credit Matters More Than Using It [14:02] The Formula for Good Debt: Cash Flow Over Cost [17:25] Why House Hacking Can Accelerate Wealth [28:36] How Optionality Gives You Leverage With Lenders [36:24] Debt Is Neutral — Strategy Determines the Outcome Resources: Learn more at The Color of MoneyLearn more from Dave Ramsey: https://www.ramseysolutions.comListen to previous episodes of The Color of Money featuring Mark KingListen to previous episode of The Color of Money featuring Will RoundtreeBecome a real estate agent HERE Connect with Our Hosts Emerick Peace: Instagram: @theemerickpeaceFacebook: facebook.com/emerickpeace Daniel Dixon: Instagram: @dixonsolditFacebook: facebook.com/realdanieldixonLinkedIn: linkedin.com/in/dixonsolditYouTube: @dixongroupcompanies Julia Lashay: Instagram: @iamjulialashayFacebook: facebook.com/growwithjuliaLinkedIn: linkedin.com/in/julialashay/YouTube: @JuliaLashay Bo Menkiti Instagram: @bomenkitiFacebook: facebook.com/obiora.menkitiLinkedIn: linkedin.com/in/bomenkiti/ Produced by NOVA This podcast is for general informational purposes only. The views, thoughts, and opinions of the guest represent those of the guest and not  Keller Williams Realty, LLC and its affiliates, and should not be construed as financial, economic, legal, tax, or other advice. This podcast is provided without any warranty, or guarantee of its accuracy, completeness, timeliness, or results from using the information.

    40 min
  4. A Test of Leadership: How Business Owners Can Navigate Any Crisis

    FEB 18

    A Test of Leadership: How Business Owners Can Navigate Any Crisis

    Running a business doesn’t stop when life gets heavy. In this episode, we talk openly about what it really means to lead with care and concern when everything feels unstable—emotionally, socially, and economically. Julia Lashay shares real-time insight from Minneapolis, where fear, uncertainty, and disruption reshaped how agents showed up for their families, clients, and communities. We unpack how survival mode impacts decision-making, why integrity shows up most clearly during hardship, and how leadership is tested when there’s no clear playbook. We also explore the importance of communication, the power of community, and why silence from leaders speaks louder than words. From financial reserves to mission-driven leadership, this conversation reminds us that care isn’t a slogan—it’s a habit. When chaos hits, who we are becomes impossible to hide. We Talk About:  [00:00] Introduction [02:33] How Do You Balance Running a Business When Your People Are in Survival Mode? [04:44] Is Care a Slogan—or a Habit Rooted in Integrity? [06:27] Why Does Community and “Your Tribe” Matter More During Crisis? [08:11] What Do You Say When You Want to Help but Don’t Have Answers? [11:35]  Are Phone Calls Still the Gold Standard for Showing You Care? [18:53]  Are Financial Reserves the Real Difference Between Panic and Stability? [20:12] What Does It Mean to Lead With Care and Concern in Uncertain Times? [23:05] How Should Leaders Speak Up When There’s an Elephant in the Room? [31:02] Can Care Be Taught—or Must It Be Lived? Resources: Learn more at The Color of MoneyBecome a real estate agent HERE Connect with Our Hosts Emerick Peace: Instagram: @theemerickpeaceFacebook: facebook.com/emerickpeace Daniel Dixon: Instagram: @dixonsolditFacebook: facebook.com/realdanieldixonLinkedIn: linkedin.com/in/dixonsolditYouTube: @dixongroupcompanies Julia Lashay: Instagram: @iamjulialashayFacebook: facebook.com/growwithjuliaLinkedIn: linkedin.com/in/julialashay/YouTube: @JuliaLashay Bo Menkiti Instagram: @bomenkitiFacebook: facebook.com/obiora.menkitiLinkedIn: linkedin.com/in/bomenkiti/ Produced by NOVA This podcast is for general informational purposes only. The views, thoughts, and opinions of the guest represent those of the guest and not  Keller Williams Realty, LLC and its affiliates, and should not be construed as financial, economic, legal, tax, or other advice. This podcast is provided without any warranty, or guarantee of its accuracy, completeness, timeliness, or results from using the information.

    35 min
  5. This is What Starting Over From Scratch SHOULD Look Like

    FEB 11

    This is What Starting Over From Scratch SHOULD Look Like

    In this episode, we tackle a conversation many professionals are quietly having: what it really means to start over. Not because we failed, but because the rules changed. Markets shifted, costs rose, and what once worked no longer does. We unpack how rebuilding begins with getting honest about where we are today, taking stock of our skills, relationships, and lessons learned, and letting go of identities tied to past success. We talk about the importance of reassessing who we listen to, finding energy through aligned action, and rediscovering the joy of being a beginner again. We also explore the emotional side of rebuilding, including ego, expectations, and the fear of letting go of what once was. The takeaway is clear: don’t be intoxicated by past success or hungover from past failure. This next chapter isn’t about going backward. It’s about building forward, smarter, clearer, and more aligned than ever. We talk about: [00:00] Introduction and Welcome [01:56] Who Should Be in Your Circle When Rebuilding? [03:02] How Do You Get Honest About Where You Are Now? [05:45] Where Does Energy Come From When You’re Burned Out? [08:45] What Should You Keep Doing—and What Should You Let Go? [10:26] How Do You Rebuild After Debt, Losses, and Setbacks? [15:49] How Do Ego and Identity Get in the Way of Starting Again? [21:49] Setting Aside Our Old Version of What We Used to Do. [30:42] Outro Resources: Learn more at The Color of MoneyBecome a real estate agent HERE Connect with Our Hosts Emerick Peace: Instagram: @theemerickpeaceFacebook: facebook.com/emerickpeace Daniel Dixon: Instagram: @dixonsolditFacebook: facebook.com/realdanieldixonLinkedIn: linkedin.com/in/dixonsolditYouTube: @dixongroupcompanies Julia Lashay: Instagram: @iamjulialashayFacebook: facebook.com/growwithjuliaLinkedIn: linkedin.com/in/julialashay/YouTube: @JuliaLashay Bo Menkiti Instagram: @bomenkitiFacebook: facebook.com/obiora.menkitiLinkedIn: linkedin.com/in/bomenkiti/ Produced by NOVA This podcast is for general informational purposes only. The views, thoughts, and opinions of the guest represent those of the guest and not  Keller Williams Realty, LLC and its affiliates, and should not be construed as financial, economic, legal, tax, or other advice. This podcast is provided without any warranty, or guarantee of its accuracy, completeness, timeliness, or results from using the information.

    33 min
  6. The Anatomy of an Unfortunate Investment

    FEB 4

    The Anatomy of an Unfortunate Investment

    Every investor eventually encounters a deal that doesn’t go as planned. In this episode, we break down “The Anatomy of an Unfortunate Investment” and explore why most bad outcomes aren’t caused by bad assets, but by poor preparation, misaligned capital, and the wrong partners. We discuss why a great deal only works when it’s matched with the right investor, the right risk profile, and the right structure. From understanding deal control and capitalization to assessing market dynamics and regulatory risk, we walk through the questions sophisticated capital actually asks. We also dive deep into partnerships—how incentives shift, why complementary skill sets matter, and how integrity and grit are revealed under pressure. Along the way, we share hard-earned lessons about mentorship, learning through experience, and why ego often gets in the way of better decisions. The takeaway is simple: fortunate investments start with clarity, humility, and the courage to slow down before saying yes. We talk about: [00:00] What Makes an Investment “Unfortunate” in the First Place? [01:57]  Is a Great Deal Really Enough to Attract Capital? [04:23] Who Is a Deal Actually Great For? [06:46] How Do Sophisticated Investors Really Think About Risk? [9:50] Is Experience More Valuable Than Immediate Profit? [18:54] What Do Investors Actually Need to Say Yes to a Deal? [26:13] How Do Funds Decide Which Deals Make the Cut? [30:20] Where Should New Investors Go to Find Capital? [34:0] How Do Bad Partnerships Turn Good Deals Into Disasters? [42:53]How Do You Stay on the Fortunate Side of Investing? Resources: Learn more at The Color of MoneyBecome a real estate agent HERE Connect with Our Hosts Emerick Peace: Instagram: @theemerickpeaceFacebook: facebook.com/emerickpeace Daniel Dixon: Instagram: @dixonsolditFacebook: facebook.com/realdanieldixonLinkedIn: linkedin.com/in/dixonsolditYouTube: @dixongroupcompanies Julia Lashay: Instagram: @iamjulialashayFacebook: facebook.com/growwithjuliaLinkedIn: linkedin.com/in/julialashay/YouTube: @JuliaLashay Bo Menkiti Instagram: @bomenkitiFacebook: facebook.com/obiora.menkitiLinkedIn: linkedin.com/in/bomenkiti/ Produced by NOVA This podcast is for general informational purposes only. The views, thoughts, and opinions of the guest represent those of the guest and not  Keller Williams Realty, LLC and its affiliates, and should not be construed as financial, economic, legal, tax, or other advice. This podcast is provided without any warranty, or guarantee of its accuracy, completeness, timeliness, or results from using the information.

    45 min
  7. Why Salespeople Earn More - But End Up With Less

    JAN 28

    Why Salespeople Earn More - But End Up With Less

    Sales is one of the greatest income engines available, yet too many high earners still struggle to build real wealth. In this episode, we unpack why so many sales professionals make great money but fail to keep it. We break down the five core traps that hold salespeople back: irregular income, short-term thinking, lifestyle inflation, poor risk management, and lack of structure. We dig into the behavioral side of sales, the dopamine-driven wins, and why excitement often replaces consistency when it comes to money. We also get practical. We talk about paying ourselves like a W-2 employee, capping lifestyle spending, planning for taxes, and converting commissions into ownership. Most importantly, we challenge the idea that wealth is just income. Wealth is stability, optionality, and legacy. If you’re a top producer who wants more than just another big year, this conversation is for you. We talk about: [00:00] Why Do So Many High-Earning Salespeople Retire Broke? [04:38] What Are the Five Core Wealth Traps Salespeople Fall Into? [08:15] Are Sales Behaviors Wired Against Long-Term Wealth? [10:18]  How Do You Normalize Irregular Income Like a W-2 Paycheck? [14:09] Why Are You Not as Good as Your Best Year (or as Bad as Your Worst)? [17:20]  How Do You Build Financial Structure Without Killing Motivation? [22:22] What Happens When Winners Ignore Risk While They’re Winning? [30:12] How Do You Check Yourself When Success Is at Its Peak? [38:23] What Tactical Systems Turn Commissions Into Long-Term Wealth? Resources: Learn more at The Color of MoneyLearn more about DISC behavioral profilesLearn about risk-free government bondsBecome a real estate agent HERE Connect with Our Hosts Emerick Peace: Instagram: @theemerickpeaceFacebook: facebook.com/emerickpeace Daniel Dixon: Instagram: @dixonsolditFacebook: facebook.com/realdanieldixonLinkedIn: linkedin.com/in/dixonsolditYouTube: @dixongroupcompanies Julia Lashay: Instagram: @iamjulialashayFacebook: facebook.com/growwithjuliaLinkedIn: linkedin.com/in/julialashay/YouTube: @JuliaLashay Bo Menkiti Instagram: @bomenkitiFacebook: facebook.com/obiora.menkitiLinkedIn: linkedin.com/in/bomenkiti/ Produced by NOVA This podcast is for general informational purposes only. The views, thoughts, and opinions of the guest represent those of the guest and not  Keller Williams Realty, LLC and its affiliates, and should not be construed as financial, economic, legal, tax, or other advice. This podcast is provided without any warranty, or guarantee of its accuracy, completeness, timeliness, or results from using the information.

    43 min
  8. Networking Masterclass: How to Build Relationships & Influence the RIGHT Way

    JAN 21

    Networking Masterclass: How to Build Relationships & Influence the RIGHT Way

    Relationships can take us places money never will. In this episode, we sit down with Julia Lashay and Emerick Peace for a powerful conversation on networking, proximity, and the people who shape our trajectory. We unpack why most challenges aren’t money problems at all, but relationship problems, and how access, opportunity, and credibility are built through trust and contribution. We explore the difference between knowing people and being known, why third-party validation matters more than self-promotion, and how value isn’t transactional. From bringing energy into a room to following up with intention, this episode reframes networking as service, not collection. Emerick also shares how mentorship, discernment, and choosing the right environments have shaped his journey, along with the hard truth that not everyone in your circle is meant to stay. If you’re building a business, career, or life that can withstand adversity, this conversation will challenge how you think about relationships and the rooms you choose to enter. We talk about: [00:00] Introduction [01:28] People Will Take You Places Money Can’t [03:59] Third-Party Validation Creates Opportunity [04:57] Who You Know vs. Who Knows YOU. [06:33] How Do You Find Spaces to Network In? [08:18] The Simple Question Nobody Asks [13:50] Networking Is More Than Getting Contacts [16:38] How One Relationship Can Change Your Entire Business [25:52] Is Your Circle Elevating You or Holding You Back? Resources: Learn more at The Color of MoneyLearn more about NAREB (National Association of Real Estate Brokers)Read books by Dr. George C. FraserBecome a real estate agent HERE Connect with Our Hosts Emerick Peace: Instagram: @theemerickpeaceFacebook: facebook.com/emerickpeace Daniel Dixon: Instagram: @dixonsolditFacebook: facebook.com/realdanieldixonLinkedIn: linkedin.com/in/dixonsolditYouTube: @dixongroupcompanies Julia Lashay: Instagram: @iamjulialashayFacebook: facebook.com/growwithjuliaLinkedIn: linkedin.com/in/julialashay/YouTube: @JuliaLashay Bo Menkiti Instagram: @bomenkitiFacebook: facebook.com/obiora.menkitiLinkedIn: linkedin.com/in/bomenkiti/ Produced by NOVA This podcast is for general informational purposes only. The views, thoughts, and opinions of the guest represent those of the guest and not  Keller Williams Realty, LLC and its affiliates, and should not be construed as financial, economic, legal, tax, or other advice. This podcast is provided without any warranty, or guarantee of its accuracy, completeness, timeliness, or results from using the information.

    33 min
4.9
out of 5
33 Ratings

About

For generations, the Black community has faced barriers to building wealth. Today, differences in net worth and homeownership are among the most visible signs of racial inequality in the U.S. It's time to build a new legacy. The Color of Money podcast brings you engaging and mindset-shifting episodes devoted to wealth accumulation among Black and historically marginalized communities. Join KW leaders Daniel Dixon, Julia Lashay Israel, Emerick Peace, Bo Menkiti and their renowned guests for transformative conversations on building wealth for yourself, your family, and generations to come.

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