Wealth Within Reach

Erika Brown
  • 5.0 (26)
  • Investing
  • Weekly

Welcome to "Wealth Within Reach," the podcast where we redefine the path to prosperity and inspire you to seize the opportunities that can transform your life. I'm your host, Erika Brown, a real estate investor, homeschool mom, and serial entrepreneur, and I'm thrilled to guide you on a journey towards financial empowerment. This podcast is a call to reconsider your approach to wealth-building and a reminder that prosperity is not an elusive dream—it's well within your reach. I'm here to empower you, challenge your mindset, and provide the tools you need to shape a future of abundance. So join me on the Wealth Within Reach podcast - where your journey to financial success begins now!

  1. 20h ago

    Ep: 119 How Real Estate Can Help You Pay Less in Taxes

    Baselane: Banking and bookkeeping made simple for real estate investors and operators. Open your account: http://baselane.com/erikabrown 🎟️ THE FINAL OILI EXPERIENCE — TICKETS CLOSE OCTOBER 31! Making more money is exciting, but how much are you actually keeping? Come learn from tax strategists Amanda Han and Matt MacFarland at the final Owning It & Living It Experience, November 13–15, 2026, at The Starling Hotel in Midtown Atlanta. Bring your questions, learn from experienced investors and experts, and connect with Black and Brown people building wealth alongside you. This is the final year. Ticket sales close October 31 at midnight ET! Get your ticket: https://owningitandlivingitexperience.com 💰 HOW REAL ESTATE CAN HELP YOU PAY LESS IN TAXES You work hard to grow your income. Are you putting the same thought into how much of it you keep? In this episode of Wealth Within Reach, I’m talking about an overlooked part of building wealth: your tax strategy. Real estate can offer benefits that go beyond monthly cash flow and appreciation. Understanding those opportunities—and getting the right guidance—could change how you think about your next investment. If you’re earning more but still wondering why you aren’t getting further ahead, this conversation will give you something to consider before you focus only on making more money. Tax benefits depend on your circumstances, and not every expense qualifies for a deduction. Work with a qualified tax professional to understand what applies to you. ✨ FIND YOUR NEXT STEP Not sure where to start or what to do next in your real estate journey? Start here: https://owningitandlivingit.com/next-step 💌 JOIN MY NEWSLETTER Get real estate tips, business lessons, and updates from me delivered to your inbox: https://erikab.kit.com/f2f4df9a56 ✨ STAY CONNECTED Follow me on Instagram: https://www.instagram.com/erikabrowninvestor/ Subscribe to Wealth Within Reach for practical conversations about real estate, business, and building wealth without burning out. When you think about investing in real estate, what comes to mind first: cash flow, appreciation, or tax benefits? Tell me in the comments. #RealEstateInvesting #TaxPlanning #BuildingWealth #WealthWithinReach #RealEstateConference

    Ep: 119 How Real Estate Can Help You Pay Less in Taxes

  2. 5d ago

    Ep 117: How to Buy Rental Properties When the Bank Says No

    🎟️ THE FINAL OILI EXPERIENCE — TICKETS CLOSE OCTOBER 31! If this episode leaves you wondering how creative financing could work for your situation, come learn from Mike and Jae Scarpa at the final Owning It & Living It Experience. Join us November 13–15, 2026, at The Starling Hotel in Midtown Atlanta. Learn from experienced investors, connect with lenders and vendors, and build relationships with Black and Brown people building wealth alongside you. This is the final year. Ticket sales close October 31 at midnight ET! Get your ticket: https://owningitandlivingitexperience.com 🏡 GET AN INSURANCE QUOTE WITH NREIG NREIG is a brand partner of Wealth Within Reach. Looking for insurance for your investment property? Request a quote using my link: https://nreig.com/erikabrown/utm_source=ErikaBrown&utm_medium=Podcast&utm_campaign=Sep-Nov 🏡 HOW TO BUY RENTAL PROPERTIES WHEN THE BANK SAYS NO You’re ready to buy a rental property, but the bank says you don’t qualify. What do you do next? Before you put your investing goals on hold, there are a few things I want you to understand about that “no.” In this episode of Wealth Within Reach, I’m breaking down why a rejection from one lender doesn’t necessarily mean you’re out of options, what to consider beyond traditional financing, and what moving forward may require from you. If financing has been keeping you stuck, this conversation will help you start asking different questions about your next move. ✨ FIND YOUR NEXT STEP Not sure where to start or what to do next in your real estate journey? Start here: https://owningitandlivingit.com/next-step 💌 JOIN MY NEWSLETTER Get real estate tips, business lessons, and updates from me delivered to your inbox: https://erikab.kit.com/f2f4df9a56 ✨ STAY CONNECTED Follow me on Instagram: https://www.instagram.com/erikabrowninvestor/ Subscribe to Wealth Within Reach for practical conversations about real estate, business, and building wealth without burning out. Has a lender ever told you no? What reason did they give you? Share in the comments. #CreativeFinancing #RealEstateInvesting #RentalProperties #WealthWithinReach #RealEstateConference

    Ep 117: How to Buy Rental Properties When the Bank Says No

  3. Oct 11

    Ep 116: How I Get Houses Nearly $50,000 Below Asking Price

    🎟️ THE FINAL OILI EXPERIENCE — TICKETS CLOSE OCTOBER 31! Join me November 13–15, 2026, at The Starling Hotel in Midtown Atlanta for the final Owning It & Living It Experience. Spend three days learning from experienced investors, connecting with Black and Brown people building wealth, and getting support for your next move. Bring your questions about buying, financing, managing properties, and building wealth without burning out. Ticket sales close October 31 at midnight ET. This is the final year, and I would love to see you in the room! Get your ticket: https://owningitandlivingitexperience.com 🏡 HOW I GET HOMES ALMOST $50,000 BELOW ASKING PRICE The asking price is where the conversation starts. In this episode of Wealth Within Reach, I’m walking you through how I get properties under contract for almost $50,000 below asking price. If you’ve ever found a property you liked but weren’t sure how much to offer—or worried that offering below asking would get you turned down—I’m sharing my approach so you can better understand the process. Whether you’re buying your first investment property or looking for your next deal, knowing how to approach an offer can make a difference in what you pay. If you need to learn more about how to determine the value of a property checkout the video below where i breakdown the entire process https://youtu.be/lVpKMsxWVgI 🏡 GET AN INSURANCE QUOTE WITH NREIG NREIG is a brand partner of Wealth Within Reach. Looking for insurance for your investment property? Request a quote using my link: https://nreig.com/erikabrown/utm_source=ErikaBrown&utm_medium=Podcast&utm_campaign=Sep-Nov ✨ FIND YOUR NEXT STEP Not sure where to start or what to do next in your real estate journey? Start here: https://owningitandlivingit.com/next-step ✨ STAY CONNECTED Follow me on Instagram: https://www.instagram.com/erikabrowninvestor/ Subscribe to Wealth Within Reach for practical conversations about real estate, business, and building wealth without burning out. Have you ever offered below asking price? Tell me how it went—or what’s holding you back—in the comments. #RealEstateInvesting #RealEstateNegotiation #WealthWithinReach

    Ep 116: How I Get Houses Nearly $50,000 Below Asking Price

  4. Sep 13

    Ep 112: 5 Real Estate Investing Mistakes That Took Her Credit Score From 850 To 500

    🎟️ THE FINAL OWNING IT AND LIVING IT EXPERIENCE November 13 to 15, 2026 | The Starling Hotel, Midtown Atlanta This is the last one, ever. Three days with real experts, free on site coaching so you can walk through your actual deal with someone who has already done it, vetted lenders and vendors you can start working with on Monday, and a room full of Black and Brown investors at every stage. Everything that went wrong in this episode happened because nobody was standing next to her asking the right questions. This room is the fix. Grab your ticket: https://owningitandlivingitexperience.com ✨ FREE EMAIL COURSE: 8 STREAMS OF INCOME Learn how to build eight streams of income without adding another full time job to your life. It is free and it comes straight to your inbox. Start the course: https://erikab.kit.com/7c59d8b0ec ✨ WANT TO WORK WITH ME? START WITH THE QUIZ Not sure what your next step is? Answer a few questions and I will point you to the right one. Take the quiz: https://owningitandlivingit.com/next-step/ Not sure if the conference is the right fit for you? Email us at hello@owningitandlivingit.com. I read every one. ABOUT THIS EPISODE Somebody I know went from an 850 credit score to a 500 in one renovation. They were not reckless. They had already done a renovation and it went completely fine. So when this property came along, they looked at their own track record and thought, I can do this. When questions came up, they planned to use YouTube and AI instead of paying anybody for help. That does not sound crazy. In 2026 it is the most expensive trap I see. Five things went wrong on that deal, and every single one of them was catchable before they ever signed. In this episode I walk through all five, I show you exactly how to check for each one on your own deal, and I tell you how it ended. An appraisal that came in $75,000 low, maxed out credit cards at over 20% interest, a credit score in the 500s, and a house sold at a loss. I also share what one of my clients is doing right now in a deal that shifted on her, and why she is still walking away with a profit instead of a lesson. I use AI every single day. I use it for speed and for the first draft. Just do not let it be the only thing standing between you and a six figure decision. WHAT WE COVER Why free information cannot tell you whether the answer applies to your deal The one person who should review your deal before you sign, and why it is not your agent or your lender How AI hands you comps that are nearby but not comparable, and the question that catches it Why one exit strategy is not a plan, and how many you actually need The gap money nobody warns you about when a renovation runs over budget What to say out loud before you sign so you do not over leverage yourself What it really costs when a deal like this scares somebody out of investing for good CHAPTERS 0:00 850 to 500 in one renovation 0:45 Why this trap is bigger in 2026 2:00 Mistake 1: Nobody neutral is reviewing your deal 4:30 What free information can never do for you 6:30 Mistake 2: Your comps are nearby, not comparable 9:00 Mistake 3: Only having one exit strategy 11:30 How hard money turns expensive 13:30 Mistake 4: The gap money is not free money 16:00 The client who changed her exit and still profits 18:30 Mistake 5: Say it out loud before you sign 20:00 The appraisal that came in $75,000 low 22:00 What it cost her credit and her next deal 24:00 Why I built the room LET'S TALK Which one of these five have you almost missed on a deal? Tell me in the comments. If you are in the middle of a renovation right now, say RENO and I will keep an eye out for your question. If this episode was helpful, like it and send it to the friend you know is about to start a project. Subscribe so you do not miss the next one. #WealthWithinReach #RealEstateInvesting #HouseFlipping #RealEstateMistakes #GenerationalWealth #BlackWealth #HardMoneyLoans #BuildingWealth

    Ep 112: 5 Real Estate Investing Mistakes That Took Her Credit Score From 850 To 500

  5. Sep 6

    Ep 111: How to Keep More of Your Six Figure Salary (4 Checks Most People Never Run)

    THE OWNING IT AND LIVING IT EXPERIENCE | NOVEMBER 13-15, 2026 | ATLANTA This is the last one we are ever doing. Three days with coaches sitting at your lunch table instead of behind a rope, financing conversations all weekend, and a tax strategy session on Sunday morning. If anything in this episode hit close to home, this is the room where you get it sorted out in person. Get your ticket: https://owningitandlivingitexperience.com ──────────────────────────── NOT SURE WHICH LEAK IS COSTING YOU THE MOST? Take the next step quiz. Two minutes, and it tells you where to start. https://owningitandlivingit.com/next-step ──────────────────────────── FREE: THE 8 INCOME STREAMS EMAIL COURSE Eight income streams, one email at a time. How each one works, what it takes to start, and which ones actually fit a full time professional. https://owningitandlivingit.com/8incomestreams/ ──────────────────────────── EPISODE CHAPTERS 0:00 Eight properties and losing money 0:15 Who I am 0:30 Who this episode is for 0:45 Check 1: What the things you already own are actually doing 3:00 Check 2: What your idle money is costing you every month 5:00 Check 3: Whether you are really maxed out on taxes 6:45 Check 4: Who you can call before your next big decision 8:30 The $20,000 house that sold for $300,000 9:30 What to do this week ──────────────────────────── STAY CONNECTED The Owning It & Living It Weekly Brief: https://erikab.kit.com/4a3e99e788 Instagram: [YOUR HANDLE] Podcast: Wealth Within Reach, wherever you listen Questions or sponsorship: hello@owningitandlivingit.com ──────────────────────────── I'm Erika Brown. I scaled from 0 to 38 doors and a portfolio worth more than $5 million, and I help Black and Brown professionals turn a good income into something that actually lasts. #realestateinvesting #wealthbuilding #highincomeearners #taxstrategy#generationalwealth #blackwealth #realestateinvestor #passiveincome

    Ep 111: How to Keep More of Your Six Figure Salary (4 Checks Most People Never Run)

  6. Sep 1

    107: How Much Do You Need to Stop Working? (Run This Number)

    🔥 MY FREE CLASS IS THIS THURSDAY, AUGUST 20 AT 12 PM ET How to Make More Money in Real Estate Without Buying Another Property. I am walking through three income streams you can build with what you already have and already know, what each one realistically pays, and which one fits where you actually are right now. Two of the three do not require you to own anything. It is free and it is live. Save your seat 👉🏽 https://owningitandlivingit.com/makemoremoney/ Everybody asks how many doors. Almost nobody asks the only question that actually decides it. A few weeks ago I told y'all that me and Lawrence stopped buying rentals. We own 38 doors, we have been at this for 10 years, and we are still a couple of years out from being fully financially free. The question that came back, more than once, was some version of: okay, so how are you planning to retire? Fair question. So I sat down and answered it, along with four more that keep landing in my inbox. Here is the thing nobody made you do. There is a monthly number sitting out there that decides when you get your life back, and most people have never once calculated it. They are running on a feeling instead. More property, more freedom, and someday the two will meet. Someday is usually a whole lot further out than they think. In this episode I walk you through the five questions I use with my clients to find that number. What your household actually spends. What falls away when you stop working. What one door really nets you after you pay all the people. Where your gap is. How many years you are giving yourself to close it. I do not give you my number, because my number is a function of 10 years, a partner, and a pile of mistakes you do not have to repeat. It would not help you. I would rather you pause this and go run yours. I also break down the portfolio review that changed everything for us, why we started selling off properties that were not performing to pay off the ones that were, and the reserves mistake I have watched send people right back to a job they already quit. If you are starting from zero, this one is for you more than anybody. If buying one property at a time is too slow for a household that already owns a pile of them, it is really too slow when you are starting from nothing. CHAPTERS 0:00 Why More Doors Is the Wrong Goal 0:40 The 5 Questions That Give You Your Number 2:15 What Your Household Actually Spends 3:20 What Falls Away When You Stop Working 4:30 What One Door Really Nets You 5:40 Find Your Gap and Divide It by Your Timeline 7:00 So How Am I Retiring Without Buying More? 8:30 The Portfolio Review We Did Last Year 10:00 Selling the Losers to Pay Off the Winners 11:30 The Reserves Mistake That Sends People Back to Work 13:00 Growth, Stabilization, and the Phase Most People Never Reach 14:30 What We Are Actually Doing Instead 15:45 The Client Who Went From Credit Repair to 3 Years Out 17:15 What I Do When I Finally Stop 18:15 What's Your Number? WHAT WE GET INTO Why the goal was never a lot of doors. The goal is a lot of money with the least amount of work. The five questions that turn "I want to retire early" into an actual monthly number. How we ran a full portfolio review and figured out which properties were quietly costing us money. Why we sell underperforming properties to pay off the ones that print. The reserves number nobody talks about, and why hitting your cash flow number is not enough to quit. The three phases of investing, and the one where most people get stuck forever. What I am building instead of buying: flips, the businesses, and paying down debt. ✨ Not sure what your next step is? Take the quiz and I will point you to it 👉🏽 https://owningitandlivingit.com/next-step/ WORK WITH ME AND STAY CONNECTED ✨ Join the newsletter for weekly real estate wealth building tips: https://erikab.kit.com/f2f4df9a56 ✨ The final year of The Owning It and Living It Experience. November 13 to 15, 2026 in Atlanta. This is the last one. https://experience.owningitandlivingit.com ✨ Follow along: https://instagram.com/erikabrowninvestor/ ✨ Join the community: https://www.facebook.com/groups/oilicommunity/ This episode is made possible by Baselane, the platform I use to automate my rental cash flow so I am not chasing rent or rebuilding my books every January. https://www.baselane.com/erikabrown What's your number? Tell me in the comments. #RealEstateInvesting #WealthWithinReach #CashFlow #FinancialFreedom #GenerationalWealth #PassiveIncome #RentalProperties #BuildingWealth #RetireEarly Subscribe so you don't miss the next one.

    107: How Much Do You Need to Stop Working? (Run This Number)

  7. Sep 1

    110: Why You're Still Stuck (It's Not What You Think)

    This episode is sponsored by Baselane, banking and rent collection built for landlords. Sign up free, collect $500 in rent through Baselane, and get entered for a chance to win $10,000: https://www.baselane.com/erikabrown 🎟️ COME GET UNSTUCK IN PERSON The Owning It and Living It Experience | November 13 to 15, 2026 | The Starling Hotel, Midtown Atlanta The final one, ever. Three days with real experts, free on-site coaching to work through your specific situation, vetted lenders and vendors, and a room full of Black and Brown investors at every stage. We have special ticket offers available right now. Grab your spot: https://owningitandlivingitexperience.com Not sure if it's the right fit? Email us at hello@owningitandlivingit.com. I read every one. FREE RESOURCES ✨ Grab the free 8 Streams of Income guide: https://erikab.kit.com/7c59d8b0ec ✨ Not sure what your next step is? Take the quiz and I'll point you to it 👉🏽 https://owningitandlivingit.com/next-step/ ✨ Join the newsletter for weekly wealth building tips: https://erikab.kit.com/f2f4df9a56 You've watched the videos, saved the reels, read the books, and even run deals through ChatGPT. You are the most educated version of yourself that has ever existed, so why are you still stuck? In this episode I break down the three specific things keeping smart, ambitious people in analysis paralysis, what every month of waiting is actually costing you, and the exact shift that took me from missing deal after deal to buying seven properties in one year. WHAT WE COVER Why more information will never give you the confidence to take action What every month of "still researching" actually costs you The decision that takes years alone and minutes around the right people How I went from saving 20% down every time to buying seven properties in one year You cannot be what you haven't seen, and what to do about it CHAPTERS 0:00 The most educated and still stuck [Raw transcript times below. Editor: re-stamp against the final cut.] 1:20 It's not that you don't know what to do 3:09 Analysis paralysis is real 4:47 Reason 1: You think you need more information 7:11 What every month of waiting costs you 8:25 Reason 2: You're trying to do it alone 9:36 How I bought seven properties in one year 12:54 Reason 3: You can't be what you haven't seen 15:12 The exposure that changed my life 17:38 If you want different, move differently 18:30 The final Owning It and Living It Experience Watch last week's episode, Are Paid Events a Waste of Money: https://youtu.be/r4WfSZ3ffqU?si=GIX9L-ZjEJWynxVM Subscribe so you don't miss the next one. #WealthWithinReach #FinancialFreedom #GenerationalWealth #BuildingWealth #PassiveIncome #AnalysisParalysis

    110: Why You're Still Stuck (It's Not What You Think)

  8. Aug 26

    109: Why ChatGPT Won't Make Your Rich in Real Estate

    This episode is sponsored by Baselane, banking and rent collection built for landlords. Sign up free, collect $500 in rent through Baselane, and get entered for a chance to win $10,000: https://www.baselane.com/erikabrown 🎟️ COME BE IN THE ROOM The Owning It and Living It Experience | November 13 to 15, 2026 | The Starling Hotel, Midtown Atlanta This is the final one. It's smaller and more intimate on purpose: free 30 minute coaching sessions with experts, vetted lenders and vendors you can start working with day one, and a room full of Black and Brown investors at every stage of the journey. We have special ticket offers available right now. Grab your spot: https://owningitandlivingitexperience.com Over 30,000 people just spent real money to attend InvestFest in Atlanta. Some swear it was life changing. Some said it was just a party with a lanyard. So in this episode I'm giving my honest take: are rooms and events like this really worth it when YouTube is free and AI can answer any question you have at midnight? I've attended most of the major investing events, I've paid $20,000 for a mastermind, and I'm breaking down the four things a room gives you that free content never will, plus the one question that tells you whether a room will pay you back or waste your money. Not sure if it's the right fit for you? Email us at hello@owningitandlivingit.com. FREE RESOURCES ✨ Not sure what your next step is? Take the quiz and I'll point you to it 👉🏽 https://owningitandlivingit.com/next-step/ ✨ Grab the free 8 Streams of Income guide: https://erikab.kit.com/7c59d8b0ec ✨ Join the newsletter for weekly wealth building tips: https://erikab.kit.com/f2f4df9a56 WHAT WE COVER Information is free, but the sequence is not Money moves through relationships, not content You cannot be what you don't see When you pay, you pay attention Some rooms give you energy, some rooms close deals. How to know which one you're buying. CHAPTERS 0:00 Was InvestFest worth it? [Timestamps below are from the raw transcript. Editor: re-stamp against the final cut after retakes are removed.] 3:23 What you're already thinking: YouTube is free 4:31 Information is free, the sequence is not 8:20 The free 30 minute coaching session story 10:28 Money moves through relationships, not content 12:33 The lender she met in the room 15:17 You're not the only one anymore 17:31 You cannot be what you don't see 20:37 When you pay, you pay attention 22:47 How to make any room worth it 24:51 Energy rooms vs. deal rooms 25:47 The final Owning It and Living It Experience Subscribe so you don't miss the next one. #WealthWithinReach #FinancialFreedom #GenerationalWealth #BuildingWealth #PassiveIncome

    109: Why ChatGPT Won't Make Your Rich in Real Estate
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About

Welcome to "Wealth Within Reach," the podcast where we redefine the path to prosperity and inspire you to seize the opportunities that can transform your life. I'm your host, Erika Brown, a real estate investor, homeschool mom, and serial entrepreneur, and I'm thrilled to guide you on a journey towards financial empowerment. This podcast is a call to reconsider your approach to wealth-building and a reminder that prosperity is not an elusive dream—it's well within your reach. I'm here to empower you, challenge your mindset, and provide the tools you need to shape a future of abundance. So join me on the Wealth Within Reach podcast - where your journey to financial success begins now!

Information

  • Creator
    Erika Brown
  • Years Active
    2024 - 2026
  • Episodes
    159
  • Copyright
    © 2024
  • Show Website
    Wealth Within Reach

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