So Money with Farnoosh Torabi

Farnoosh Torabi
  • 4.7 (1.9K)
  • Entrepreneurship
  • Updated Daily

*** Named a Best Podcast By The New York Times, Time Magazine, Real Simple and MSNBC *** Host Farnoosh Torabi is an award-winning financial strategist, TV host and bestselling author. With over 40 million downloads and multiple Webby wins, So Money is dedicated to sharing inspiring money strategies and stories straight from today's financial leaders, bestselling authors and entrepreneurs. One day, hear an intimate money conversation with industry greats like Queen Latifah, Barbara Corcoran or Margaret Cho. Another day learn the basics of cryptocurrency and its impact on our wallets. On Fridays, tune in as Farnoosh answers our most pressing financial questions about saving, investing and building wealth. Advice and insights always delivered through a lens of equity, inclusivity and the changing world we live in. Want more? Join the So Money Members Club at SoMoneyMembers.com. Hosted on Acast. See acast.com/privacy for more information.

  1. 8h ago

    2000: FORO,  The Fear of Running Out of Money in Retirement

    Today we're talking about FORO, the fear of running out. According to a new sweeping study from Corebridge Financial, Americans are nine times more likely to say they'd regret running out of money while they're alive than dying with a fortune left unspent. Now, you have probably spent years, maybe decades, doing everything right, putting money away. You're contributing to your 401k, maybe even maxing it, and you're watching the balance grow, and somewhere in the back of your mind you're telling yourself, "When I finally get there, I'm gonna enjoy this." But here's what a new study just uncovered, and it's one of the most surprising findings in retirement research in years: getting there may be considered the hard part, but spending the money once you do is actually harder for millions of Americans. These are people who've worked hard, they saved diligently, they made it to retirement, and now they're not spending. They're hoarding. They're restricting. They're eating out less. They're skipping the trip. They're holding back, not because they can't afford it, but because they're afraid. Afraid if they actually use what they saved, it might run out. To unpack what's driving this and what to do about it, we are joined by Brian Pinsky, President of Individual Markets at Corebridge Financial, one of the nation's largest providers of retirement solutions. He's also the executive behind this landmark research. And Jean Chatzky, a New York Times bestselling author, personal finance expert, one of the most trusted voices in America when it comes to helping real people make smart decisions with their money. She has partnered with Corebridge to turn these findings into an actionable playbook for retirement. We're gonna walk through what the data shows, why it matters, and what you can do right now, even if retirement is still years away, to make sure you don't fall into this trap. Resources and Links Decumulation Survey Press Release: Only 28% of Pre-retirees and Retirees are Comfortable Drawing Down Savings in Retirement, But Having a Plan for Decumulation Boosts ConfidenceDecumulation Survey - Full Findings: The decumulation planning gap – Findings from a survey of Americans ages 45 to 79Real Stories with Jean Chatzky (Jean's interviews with real people navigating unique retirement situations)  Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

    35 min

  2. 2d ago

    1999: Debt: An American True Crime Story

    What if debt isn't a personal failure—but a symptom of a much bigger problem? For years, we've been told that financial struggles come down to individual choices: spend less, budget better, work harder. But what if the real story is more complicated? My guests today are Jamie Feldman and Rachel Webster, creators and hosts of the award-winning podcast Debt Heads, a groundbreaking series they describe as a "true crime investigation into the murder of our bank accounts." The podcast is now entering season 2. Season one began with Jamie's own experience navigating credit card debt and the shame that came with it. But what started as one woman's debt payoff journey quickly evolved into a deeper investigation into the systems, cultural pressures, and economic realities that leave so many people feeling financially stuck. Jamie is a writer, editor, and storyteller. Rachel is a filmmaker and producer. Together, they've built a fiercely honest, deeply funny, and surprisingly hopeful podcast community around a topic most of us avoid talking about: money. Now, as Debt Heads returns for its second season, they're widening the lens beyond spending and debt to explore work, job security, income instability, and what it means to pursue financial wellbeing in a world that often feels increasingly precarious. In our conversation, we talk about the hidden connections between mental health and money, why so many women tie their self-worth to spending, how shame keeps us isolated, and why financial security is about far more than your net worth. You'll also hear their thoughts on the creator economy, the pressure to monetize every passion project, and why making meaningful work—not just profitable work—can lead to unexpected opportunities. Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

    36 min

  3. 5d ago

    1998: Ask Farnoosh: Divorce, Toxic Workplaces, and Smart Home Upgrades

    Join us for Book to Brand on Friday, October 9, in New York City. Early bird tickets are available now at BookToBrand.co. Farnoosh shares a parenting mishap from her book A Healthy State of Panic—accidentally sending her kids to the wrong birthday party—and explains why low-stakes failures can help us build resilience instead of fear. Then, she tackles listener questions about whether to stay in an unhappy marriage for financial reasons, how to navigate a toxic workplace, and what home repairs are worth making before a sale. Plus: advice for Penn State finance freshmen looking to stand out, tips for choosing the right investment platform, and what to know before setting up an S-corporation for your business. This episode aired originally on June 24, 2023. Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

    27 min

  4. 6d ago

    1997: The Smartest Path to a Book Deal (and a Book That Actually Sells)

    What does it really take to land a traditional book deal in 2026? In this episode, Farnoosh sits down with book proposal strategist Richelle Fredson, founder of Book Proposal Blueprint, to unpack what publishers, agents, and editors are really looking for today. Together, they explore the role of platform-building, the biggest mistakes aspiring authors make, and the truth about landing a spot on the New York Times bestseller list. Richelle, who helped shape Farnoosh's proposal for A Healthy State of Panic, shares practical insights on crafting a standout proposal, attracting the right publishing partners, and turning a book into a bigger opportunity—from growing your business and audience to securing speaking engagements and building a lasting brand. If you're dreaming of writing a book—or already working on one—this conversation offers a clear roadmap for navigating today's publishing landscape. Want to go deeper? Join us at Book to Brand on October 9 in New York, where we'll connect you with agents, publishers, editors, and successful authors for an immersive day of learning and networking. Early bird pricing ends July 1 at booktobrand.co. Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

    49 min

  5. Jun 15

    1996: The Postgrad Playbook: How to Land Your First Real Job

    Today we're talking about one of the most stressful financial moments in a young person's life — that gap between graduation and a real paycheck. My guest is Jahleane Dolné, founder of the Postgrad Playbook, a media platform and community helping Gen Z navigate the years right after college — the job search, the identity shift, the moving back home. All of it. Because here's the thing: we tend to assume young people will figure it out. No mortgage, no kids — they'll be fine. But this transition is one of the most underserved in our culture, and the job market right now is making it even harder. New grads are spending six months, a year, sometimes two years searching. Many end up in jobs that don't require the degree they just paid six figures for. Jahleane has been there. She's a UC Santa Barbara grad, daughter of Haitian immigrants, and she found her way through a sales career, a TikTok community, a $20 LinkedIn course — and eventually, a mission. Today she's sharing the playbook: how to position yourself for work, network without cringing, think about grad school strategically, and why a year in sales might be the best investment a twenty-something can make. More about Jahleane: She is the founder of The PostGrad Playbook, a media company building the definitive guide for life after college and helping young professionals navigate careers, identity shifts, and the moments between milestones that nobody prepares them for. She was named a Future Voice at the Cannes Lions International Festival of Creativity, and her work has led to partnerships with brands including LinkedIn, Microsoft, and Fide. Her insights have been featured in Ad Age, Business Insider, The New York Times, Essence, AfroTech, and LinkedIn News. Across social media and The PostGrad Playbook newsletter, she has built a community of ambitious professionals seeking practical strategies for creating opportunities in a rapidly changing world. Jahleane's socials  Instagram | TikTok | LinkedIn The PostGrad Playbook: Website | Instagram  Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

    38 min

  6. Jun 12

    1995: Ask Farnoosh: Managing Your Net Worth in Retirement, Trump Accounts and 401(k) Rollovers

    This week, Farnoosh answers listener questions about rolling over an old 401(k), managing $100,000 in savings for a 68-year-old on Social Security, and how couples should discuss and merge finances. She highlights a New York Times story on how weak job markets can scar young graduates long-term and a piece in the Wall Street Journal about “Trump accounts,” including unclear eligibility rules and potential state tax differences versus 529 plans, advising caution until IRS guidance arrives. Learn more about her October 9 Book to Brand event. Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

    30 min

  7. Jun 10

    1994: What Does Childcare Actually Cost?

    Hey SO MONEY family — something special in your feed today. My friend Lindsey Stanberry is taking over with an episode of Family Money, her new podcast series with Babylist through The Purse. Lindsey has been covering women, work, and money for over a decade, and what she's building here is exactly the kind of honest, practical conversation that parents need and almost nobody is having well. And yes — I'm in this one. The episode is called "What Does Childcare Actually Cost?" and it does exactly what it says. Lindsey talks with economist Corinne Low — Associate Professor at the Wharton School and author of the USA Today bestseller Having It All — who reframes childcare not as a money pit but as an investment in your time, your career, and your family's future. Then I join to walk through the real numbers: daycare centers, nanny shares, au pairs, in-home care, the grandparent option nobody talks about enough — what each one actually costs and how to figure out what's right for your family. We also get into something that drives me crazy: this idea that childcare costs come out of the mother's salary. They don't. They come out of your family's future. And once you see it that way, everything changes. If you're expecting, deep in the daycare years, or just trying to get ahead of it — this episode is for you. Give Family Money a follow wherever you listen. Lindsey is doing incredible work. Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

    32 min

  8. Jun 8

    1993: The New Rules for Getting a Financial Life with NYT Bestseller Beth Kobliner

    When Beth Kobliner published Get a Financial Life nearly 30 years ago, the average first-time homebuyer in America was 28 years old. Today? It's 40. That one number captures just how dramatically the financial landscape has changed for young adults. The rules many of us grew up with—go to college, get a good job, buy a home, build wealth—don't seem to work quite the same way anymore. And yet, Beth isn't here to tell us the system is hopeless. In fact, after spending years talking with high school students, college graduates, and young workers across the country, she says she sees something surprising: Gen Z may be one of the most financially aware generations we've ever seen. Today, Beth joins me to discuss the newly updated edition of her classic book, Get a Financial Life, and what young people really need to know about money in 2026. We talk about student debt, housing affordability, retirement, investing, financial influencers, and why some of the most powerful financial advice is also the most boring. If you've ever wondered whether the old money rules still apply—or what new rules have replaced them—this conversation is for you. Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

    38 min
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*** Named a Best Podcast By The New York Times, Time Magazine, Real Simple and MSNBC *** Host Farnoosh Torabi is an award-winning financial strategist, TV host and bestselling author. With over 40 million downloads and multiple Webby wins, So Money is dedicated to sharing inspiring money strategies and stories straight from today's financial leaders, bestselling authors and entrepreneurs. One day, hear an intimate money conversation with industry greats like Queen Latifah, Barbara Corcoran or Margaret Cho. Another day learn the basics of cryptocurrency and its impact on our wallets. On Fridays, tune in as Farnoosh answers our most pressing financial questions about saving, investing and building wealth. Advice and insights always delivered through a lens of equity, inclusivity and the changing world we live in. Want more? Join the So Money Members Club at SoMoneyMembers.com. Hosted on Acast. See acast.com/privacy for more information.

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