Bad HOA

LS Carlson Law

Welcome to "Bad HOA," where host Luke Carlson, Esq., a seasoned attorney with over 15 years of experience, empowers homeowners to reclaim their neighborhoods from mismanaged homeowners associations. This podcast delves into the myriad ways HOAs can fall short of their duties, providing listeners with a how-to resource to handle disputes and understand different personality types within HOAs. Each episode features in-depth analysis of common homeowner grievances, interviews, and real-life situation assessments. "Bad HOA" equips you with the knowledge to ensure that your HOA serves you.

  1. JAN 26

    Why Dissolving Your HOA Probably Won't Work (And What to Do Instead)

    When homeowners are fed up with a bad HOA, dissolution often sounds like the perfect solution. Just get rid of it entirely. But as this episode explains, the "nuclear option" comes with massive practical hurdles—and even if you succeed, you'd likely end up recreating an HOA anyway. Luke Carlson and co-host Marty are joined by Ryan Davies, partner at LS Carlson Law, to break down why HOA dissolution is rarely the answer and what homeowners can realistically do instead. What You'll Learn: Why cities, banks, and homeowners all have reasons to want HOAs to existThe three core functions every HOA performs—and why those duties don't vanish with dissolutionWhy CC&Rs often require unanimous consent to dissolveHow lenders could treat dissolution as a loan defaultThe insurance nightmare that follows when no entity covers common areasWhy you'd essentially recreate an HOA even after dissolving onePractical alternatives: changing the board, amending documents, and when legal help makes senseEpisode Segments: Introduction: The "Nuclear Option"Why HOAs Exist in the First PlaceWhat HOAs Are Required to DoHurdle #1: CC&Rs and Unanimous ConsentHurdle #2: Lender Consent and Loan Default RiskHurdle #3: Insurance ComplicationsHurdle #4: Common Areas Still Need ManagementThe Irony: You'd Just Form Another HOABetter Alternatives: Changing the HumansWhen to Work with an AttorneyKey TakeawaysBottom Line: Even if you dissolve the HOA, the shared property doesn't dissolve. Someone still has to maintain it, insure it, and pay for it. That requires collecting money and making decisions—which is an HOA. A smaller, quieter, less expensive HOA is realistic. No HOA at all with shared infrastructure is a fantasy. Connect with Us Web: https://lscarlsonlaw.com/hoa-disputes Reddit: https://reddit.com/r/badhoa YouTube: https://www.youtube.com/@lscarlsonlaw Social:Instagram: https://www.instagram.com/lscarlsonlaw/Facebook: https://www.facebook.com/lscarlsonlaw/LinkedIn: https://www.linkedin.com/company/lscarlsonlaw/X: https://x.com/lscarlsonlaw Bad HOA Podcast:Spotify: https://open.spotify.com/show/0Fghhb6ZjG1GfG7F4PDcNAApple Podcasts: https://podcasts.apple.com/us/podcast/bad-hoa/id1743840073YouTube: https://youtube.com/playlist?list=PLe8IADUDqQ0jtUvHKS6447Xf1bphf03ZE&si=piqR0WTgJWxZWe7F Legal Disclaimer:The information in this video is provided for general informational purposes only and should not be considered legal advice. Viewing this video does not create an attorney-client relationship with LS Carlson Law or any of its attorneys. Laws and regulations can change, and how they apply to your situation may vary depending on the facts and jurisdiction. If you have specific questions about your rights or obligations under your HOA's governing documents, consult with a qualified attorney licensed in your state. LS Carlson Law practices in California and Florida and represents homeowners only.

    36 min
  2. JAN 16

    New California HOA Laws for 2026: What Homeowners Need to Know

    California has enacted several new HOA laws effective January 1, 2026, continuing the legislative trend toward greater homeowner protections and transparency. This episode breaks down four major new laws and previews pending legislation that could reshape HOA governance in the coming year. The discussion covers mandatory disclosure requirements for structural inspection reports, new disaster rebuild protections that limit HOA interference, the removal of insurance technicalities that have blocked EV charger installations, and expanded protections for junior accessory dwelling units. Each law addresses specific ways that HOAs have historically used procedural barriers or CC&R provisions to obstruct homeowners—and how state law now overrides those tactics. For California homeowners currently navigating HOA conflicts, this episode provides clarity on how these legislative changes may affect ongoing disputes. For board members and property managers, understanding these changes is equally important—as the hosts note, ignorance of these new laws is not a defense, and CC&R provisions that conflict with state law are now void and unenforceable. The episode also touches on the broader shift happening in Sacramento and across other states, where legislators are increasingly recognizing the need to rein in HOA overreach and restore balance to the homeowner-association relationship. Episode Segments Introduction: Reflecting on 2025 and the Growth of the Bad HOA CommunityOverview: The Trend Toward Homeowner Empowerment in California LegislationSB410: Mandatory Disclosure of Balcony and Structural Inspection ReportsSB625: Disaster Rebuild Protections and Removing Architectural Control RoadblocksSB770: EV Charger Approvals and the End of Insurance TechnicalitiesSB543: Junior ADU Protections and Closing HOA LoopholesPending Legislation: SB677, SB811, and SB546Key Takeaways for Homeowners and Board MembersConnect with Us Web: https://lscarlsonlaw.com/hoa-disputes Reddit: https://reddit.com/r/badhoa YouTube: https://www.youtube.com/@lscarlsonlaw Social:Instagram: https://www.instagram.com/lscarlsonlaw/Facebook: https://www.facebook.com/lscarlsonlaw/LinkedIn: https://www.linkedin.com/company/lscarlsonlaw/X: https://x.com/lscarlsonlaw Bad HOA Podcast:Spotify: https://open.spotify.com/show/0Fghhb6ZjG1GfG7F4PDcNAApple Podcasts: https://podcasts.apple.com/us/podcast/bad-hoa/id1743840073YouTube: https://youtube.com/playlist?list=PLe8IADUDqQ0jtUvHKS6447Xf1bphf03ZE&si=piqR0WTgJWxZWe7F Legal Disclaimer:The information in this video is provided for general informational purposes only and should not be considered legal advice. Viewing this video does not create an attorney-client relationship with LS Carlson Law or any of its attorneys. Laws and regulations can change, and how they apply to your situation may vary depending on the facts and jurisdiction. If you have specific questions about your rights or obligations under your HOA's governing documents, consult with a qualified attorney licensed in your state. LS Carlson Law practices in California and Florida and represents homeowners only.

    30 min
  3. JAN 7

    The Homeowner Empowerment Kit: Turning HOA Disputes Into Organized Action

    Most HOA disputes don’t fall apart because the homeowner is wrong—they fall apart because the paper trail is a mess. In this episode of Bad HOA, we introduce the Homeowner Empowerment Kit, a tactical framework designed to help homeowners organize evidence, clarify objectives, and present disputes in a way boards and attorneys take seriously. We walk through each section of the kit, explain why organization changes outcomes, and show how preparation becomes leverage—without giving legal advice. Download the Free Kit on our Subreddit: https://lsclaw.co/heksub --- Connect with Us Web: https://lscarlsonlaw.com/hoa-disputes Reddit: https://reddit.com/r/badhoa YouTube: https://www.youtube.com/@lscarlsonlaw Social: Instagram: https://www.instagram.com/lscarlsonlaw/ Facebook: https://www.facebook.com/lscarlsonlaw/ LinkedIn: https://www.linkedin.com/company/lscarlsonlaw/ X: https://x.com/lscarlsonlaw Bad HOA Podcast: Spotify: https://open.spotify.com/show/0Fghhb6ZjG1GfG7F4PDcNA Apple Podcasts: https://podcasts.apple.com/us/podcast/bad-hoa/id1743840073 YouTube: https://youtube.com/playlist?list=PLe8IADUDqQ0jtUvHKS6447Xf1bphf03ZE&si=piqR0WTgJWxZWe7F --- Legal Disclaimer: The information in this video is provided for general informational purposes only and should not be considered legal advice. Viewing this video does not create an attorney-client relationship with LS Carlson Law or any of its attorneys. Laws and regulations can change, and how they apply to your situation may vary depending on the facts and jurisdiction. If you have specific questions about your rights or obligations under your HOA’s governing documents, consult with a qualified attorney licensed in your state. LS Carlson Law practices in California and Florida and represents homeowners only.

    30 min
  4. 12/23/2025

    The STRIKE Method: A Homeowner’s Framework for HOA Disputes

    In this episode of Bad HOA, Luke Carlson and Marty Vasquez introduce the STRIKE Method, a practical framework homeowners use to approach disputes with clarity, documentation, and strategic discipline. We walk through each step of STRIKE—Stay Calm, Track Everything, Record Evidence, Invest in Knowledge, Keep It Precise, and Escalate Only If Necessary—and explain why this approach consistently puts homeowners in stronger positions. This episode is designed as a reference point for anyone dealing with a bad HOA, whether you’re just starting a dispute or trying to regain control of one that’s already underway. You can find the STRIKE worksheet on our subred: https://www.reddit.com/r/BADHOA/comments/1pu3d15/the_strike_method_a_simple_framework_homeowners/ Connect with Us Web: https://lscarlsonlaw.com/hoa-disputes Reddit: https://reddit.com/r/badhoa YouTube: https://www.youtube.com/@lscarlsonlaw Social: Instagram: https://www.instagram.com/lscarlsonlaw/ Facebook: https://www.facebook.com/lscarlsonlaw/ LinkedIn: https://www.linkedin.com/company/lscarlsonlaw/ X: https://x.com/lscarlsonlaw Legal Disclaimer: The information in this video is provided for general informational purposes only and should not be considered legal advice. Viewing this video does not create an attorney-client relationship with LS Carlson Law or any of its attorneys. Laws and regulations can change, and how they apply to your situation may vary depending on the facts and jurisdiction. If you have specific questions about your rights or obligations under your HOA’s governing documents, consult with a qualified attorney licensed in your state. LS Carlson Law practices in California and Florida and represents homeowners only.

    30 min
  5. 12/11/2025

    HOA Transparency 101: What Records You Can Request, How to Get Them, and What Happens When Boards Refuse

    This episode came straight from the r/BADHOA community. After asking which topics you wanted us to cover next, the most upvoted theme was clear: HOA transparency—what records exist, what homeowners are entitled to see, how to request them without getting ignored, and what it means when a board simply refuses to comply. In this episode, Luke and Marty break down the types of records HOAs are required to maintain under California’s Davis–Stirling Act, how homeowners typically submit requests, what those records can reveal in a dispute, and why ignored requests often become powerful leverage. Even if you’re outside California, the concepts discussed here can help you research the rules in your own state. We made this episode because the community asked for it—literally. The outline came directly from your comments on the episode request thread. This episode covers:• What records HOAs keep and what owners are entitled to• What documents are off-limits (privilege, privacy, investigations)• How to make a proper written request under California Civil Code §5200• How long the HOA has to respond• When fees are reasonable—and when they’re weaponized• Penalties and consequences when a board stonewalls• How transparency becomes a homeowner’s strongest leverage For those who prefer a quick breakdown, we also recorded a short TL;DR version: https://www.youtube.com/shorts/y37LxKSNXrQ This is general information based on California law, not legal advice. HOA laws vary by state—always consult an attorney in your jurisdiction for guidance on your specific situation. ------------ Connect with Us Web: https://lscarlsonlaw.com/hoa-disputes Reddit: https://reddit.com/r/badhoa YouTube: https://www.youtube.com/@lscarlsonlaw Social: Instagram: https://www.instagram.com/lscarlsonlaw/ Facebook: https://www.facebook.com/lscarlsonlaw/ LinkedIn: https://www.linkedin.com/company/lscarlsonlaw/ X: https://x.com/lscarlsonlaw Bad HOA Podcast: Spotify: https://open.spotify.com/show/0Fghhb6ZjG1GfG7F4PDcNA Apple Podcasts: https://podcasts.apple.com/us/podcast/bad-hoa/id1743840073 YouTube: https://youtube.com/playlist?list=PLe8IADUDqQ0jtUvHKS6447Xf1bphf03ZE&si=piqR0WTgJWxZWe7F ------------

    38 min
  6. 11/19/2025

    We Just Built the Homeowner War Room: Introducing the Bad HOA Subreddit

    Homeowners dealing with unfair HOAs have a new place to unite, share strategies, and build real power: the official Bad HOA subreddit.In this episode, Luke and Marty discuss how the Bad HOA community has grown from a podcast into a full ecosystem—complete with a national forum designed to help homeowners collaborate, compare experiences, and push back against overreaching boards and management companies.You’ll learn how strategic collaboration strengthens homeowner disputes, why shared knowledge leads to better outcomes, and what tools, resources, and reform efforts are coming next. If you’re ready to join the movement, step inside the homeowner war room.🔗 Join the subreddit: r/BadHOA🔔 Subscribe for more homeowner empowerment📘 Check out the Bad HOA book for deeper insights🌎 Check out our website for more info: https://lscarlsonlaw.com/hoa-disputes-----Legal Disclaimer:The information in this video is provided for general informational purposes only and should not be considered legal advice. Viewing this video does not create an attorney-client relationship with LS Carlson Law or any of its attorneys. Laws and regulations can change, and how they apply to your situation may vary depending on the facts and jurisdiction.If you have specific questions about your rights or obligations under your HOA’s governing documents, consult with a qualified attorney licensed in your state. LS Carlson Law practices in California and Florida and represents homeowners only.

    17 min
4.8
out of 5
4 Ratings

About

Welcome to "Bad HOA," where host Luke Carlson, Esq., a seasoned attorney with over 15 years of experience, empowers homeowners to reclaim their neighborhoods from mismanaged homeowners associations. This podcast delves into the myriad ways HOAs can fall short of their duties, providing listeners with a how-to resource to handle disputes and understand different personality types within HOAs. Each episode features in-depth analysis of common homeowner grievances, interviews, and real-life situation assessments. "Bad HOA" equips you with the knowledge to ensure that your HOA serves you.

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