Be Wealthy

Brett Tanner
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Be Wealthy is for real estate pro's who are crushing sales… and still realizing commissions don’t equal wealth. If you’re doing big volume but your money isn’t turning into assets, freedom, or a real plan, this show is your wake-up call. Host Brett Tanner breaks down the exact strategies high-earning agents use to stop trading time for money, start investing like a family office, build passive income, and protect what they’ve worked so hard to earn. No fluff. No guru garbage. Just the playbook to get rich on purpose instead of by accident. If you’re ready to build real wealth beyond your next deal, apply for the Be Wealthy Mastermind or book a call at BeWealthy.com.

  1. 6D AGO

    How Wealthy Pro's Spend Their Money

    In this episode of the Be Wealthy Podcast, Brett Tanner and co-host Katelyn Mitchell break down how wealthy agents actually think about money—and why most people struggle to build lasting wealth despite high incomes. Together, they walk through practical financial models the wealthy use to make better decisions around spending, saving, housing, investing, and retirement. Brett and Katelyn explain how to calculate the net worth and passive income you truly need to live your ideal life, why burn rate matters more than you think, and how expectations play a major role in happiness. This conversation is a step-by-step guide for agents and entrepreneurs who want clarity, structure, and confidence in their financial decisions—so money supports freedom, not stress. 🔑 TOP TAKEAWAYSWealth starts with better decision-making models. High earners still struggle without clear financial frameworks.Burn rate is the foundation of every financial plan. You can’t build wealth if you don’t know what you actually spend.Net worth and passive income must grow together. Tracking both gives a clearer picture of long-term freedom.Housing decisions shape your entire financial future. Being “house rich and cash poor” delays freedom.Saving 20% is the minimum standard. Consistency matters more than perfection.Growing income beats extreme expense cutting. There’s a limit to what you can cut—but income growth is scalable.Wealth is a long-term game. Gamifying progress helps maintain discipline and momentum. ⏱️ TIMESTAMPS00:00 – Welcome and episode overview 01:00 – Why wealthy people use financial models 05:00 – Business models vs personal money decisions 10:30 – Expectations, happiness, and net worth 15:00 – Why burn rate matters 19:00 – Housing decisions and the 30% rule 24:30 – Net worth targets and retirement math 30:00 – Tracking passive income vs net worth 35:30 – Expense discipline and lifestyle inflation 41:00 – Saving 20% and eliminating waste 47:00 – Gamifying wealth and long-term planning 52:00 – Three-step framework to build wealth 56:00 – Final action steps and closing thoughts RESOURCES & MENTIONS📚 Books & Thought Leaders MentionedBuy This, Not That – Sam DogenThe Seven Day Weekend – Ricardo Semler 🧮 Tools & Resources Mentioned (Explicitly Referenced)Be Wealthy Calculator👉 https://bewealthycalculator.com(Referenced for modeling retirement and children’s Roth planning)Be Wealthy Spreadsheets & Exercises(Brett and Katelyn explicitly state these will be included in the show notes) 🧠 Key Concepts DiscussedBurn Rate Tracking20% Savings RuleNet Worth vs Passive IncomeHousing Expense Ratios (30% Rule)Financial Models for Life DecisionsGamifying WealthIncome OptimizationLong-Term Financial Planning 🚨 BE WEALTHY WEBSITE 🚨 👉 www.BeWealthy.com 📱 Follow Be Wealthy: Facebook:a...

    1h 36m

  2. JAN 28

    Why The Wealthy Think Like Bankers

    In this episode of the Be Wealthy Podcast, host Brett Tanner sits down with financial educator and infinite banking expert Kyle Fuller to unpack how wealthy individuals think differently about money, liquidity, and control. Kyle shares his personal journey growing up in a large family, witnessing financial hardship during the 2008 crisis, and how those experiences shaped his philosophy around cash flow, reserves, and long-term wealth planning. Together, Brett and Kyle break down why education must come before investing, how poor liquidity destroys otherwise good strategies, and why following the crowd is one of the fastest ways to lose money. This conversation dives deep into infinite banking, wealth foundations, cash flow over net worth, and how to build a financial system that creates freedom — not stress. 🔑 TOP TAKEAWAYSEducation comes before investing. You must understand the game before you play it.Liquidity is survival. Without reserves, even “good” investments can fail.Cash flow beats net worth. Income today creates freedom; paper wealth does not.Don’t follow the crowd. Investing without a personal strategy leads to losses.Wealth requires control, not complexity. Simple systems outperform scattered strategies.Banks play a different game — and so should you. Learning how banks think changes how you manage money. ⏱️ TIMESTAMPS00:00 – Welcome and episode overview 00:45 – Kyle Fuller introduction and infinite banking focus 02:00 – Childhood money environment and family background 04:45 – The impact of the 2008 financial crisis 06:15 – Learning the importance of liquidity 08:00 – Why most people invest without a clear plan 10:00 – Defining investing criteria and risk tolerance 13:45 – Cash flow vs net worth and lifestyle design 16:45 – Money, time, and talent as limited resources 20:30 – Discovering infinite banking and whole life insurance 29:15 – How infinite banking actually works 35:00 – Using policies to finance major purchases 43:00 – Redirecting cash flow and controlling money 51:00 – Car financing example and long-term impact 59:30 – What wealth really means today 01:04:30 – Books, advice to his younger self, and final thoughts RESOURCES & MENTIONSBooks & Concepts Mentioned Becoming Your Own Banker – Nelson NashInfinite Banking ConceptCash Flow vs. Net WorthLiquidity & Financial ReservesRisk / Return / Noise Framework Organizations & Education FACT FinancialBe Wealthy Mastermind ⚠️ GUEST LINKS (KYLE FULLER) Factum Financial Educational ResourcesKyle Fuller & Factum Financial Facebook LinkKyle Fuller & Factum Financial InstagramKyle Fuller & Factum Financial LinkedIn a href="https://www.youtube.com/channel/UCejEL69E5as-505-UjQrveQ" rel="noopener noreferrer"...

    1h 12m

  3. JAN 21

    Tax Strategies of the Wealthy: What the Wealthy Do Differently

    In this episode of the Be Wealthy Podcast, Brett Tanner sits down with his longtime CPA, tax strategist, and trusted advisor Brian Muia for a deep dive into entrepreneurship, wealth-building, and advanced tax strategy. Brian shares his journey from growing up with limited resources to building and exiting multiple businesses, including companies in software, steel recycling, and accounting. He breaks down how early lessons around hard work, leverage, and replaceability shaped his entrepreneurial mindset — and why building a business that doesn’t rely on you is the key to true freedom. The conversation goes deep into passive income, leverage, exits, subscription-based businesses, and the latest tax strategies from the “Big Beautiful Bill.” Brian explains how smart planning around depreciation, Section 179, QSBS, and opportunity zones can dramatically accelerate wealth creation for entrepreneurs and real estate investors. This episode blends real-world business lessons, mindset, and highly tactical tax insights every serious entrepreneur should understand. 🔑 TOP TAKEAWAYSHard work is the foundation — leverage creates freedom. Entrepreneurs must learn to replace themselves to build sellable businesses.Wealth is the ability to choose what you work on. True wealth isn’t money — it’s control over your time and focus.Leverage people, systems, and capital early. Businesses grow when you stop doing everything yourself.Passive income takes time — not shortcuts. It can take 10+ years to truly remove yourself from operations.Subscription businesses attract buyers. Recurring revenue models are highly attractive to private equity.Tax strategy accelerates wealth. Smart planning can preserve millions in capital for reinvestment.Replaceability increases business value. If the business can’t run without you, it’s not sellable. ⏱️ TIMESTAMPS00:00 – Welcome and introduction to Brian Muia 02:30 – Brian’s upbringing and early money lessons 05:15 – How wealth and freedom are defined 08:00 – First entrepreneurial business and learning leverage 13:00 – Work ethic, discipline, and John Wooden lessons 17:00 – Building a business that doesn’t rely on you 21:00 – Systems, leadership, and becoming replaceable 26:00 – Pivoting, iteration, and entrepreneurship reality 30:30 – Major business exits and scalable thinking 35:00 – Opportunities in trades and subscription businesses 40:00 – Why tax strategy matters for...

    1h 7m

  4. JAN 14

    What Stops YOU from Being a Millionaire

    In this episode of the Be Wealthy Podcast, Brett Tanner and Katelyn Mitchell break down the real reasons why most real estate professionals never become millionaires — even when they earn great income. Using Warren Buffett’s wealth philosophy as a foundation, Brett explains how long-term thinking, compounding, and disciplined decision-making create real wealth over decades — not overnight. Together, Brett and Katelyn unpack common financial traps like overleveraging, emotional decision-making, lifestyle inflation, and constantly “visiting” your capital. This episode dives deep into wealth models, cash flow strategy, debt discipline, and how small financial choices compound into massive outcomes over time. If you’ve ever felt “behind” financially or confused about why hard work hasn’t translated into wealth yet, this conversation brings clarity, structure, and a proven path forward. 🔑 TOP TAKEAWAYS• Wealth is built over decades, not years. Compounding rewards patience and consistency. • Emotional decisions destroy wealth faster than bad math. Models remove emotion. • Your primary residence can either support your wealth plan — or sabotage it. • Cash flow creates freedom; paper wealth creates stress. • Overleveraging and chasing zero-money-down deals increase risk, not returns. • The wealthy buy income-producing assets before upgrading lifestyle. • Liquidity feels safe, but excess cash loses to inflation. • Debt is a tool — but only when tied to cash-flowing assets. • Small decisions, repeated consistently, create massive long-term outcomes. • Feeling “behind” is normal — even Warren Buffett felt it. ⏱️ TIMESTAMPS00:00 – Welcome to the Be Wealthy Podcast 01:15 – What Really Stops People From Becoming Millionaires 03:45 – The Rattlesnake Story & Why You Need a Financial Plan 06:15 – Studying Warren Buffett’s Wealth Philosophy 08:30 – Why Being “Weird” Is Often the Path to Wealth 11:45 – Buffett’s Home Purchase & Radical Financial Discipline 14:00 – Emotional Decisions vs. Financial Models 17:00 – The 30/30/3 Rule for Buying a Primary Residence 20:00 – Why Most People Overbuy Their Homes 23:00 – The Cost of Lifestyle Inflation 27:00 – Cash Flow vs. Paper Wealth 30:00 – Why Compounding Feels Slow… Until It Doesn’t 34:00 – Why Buffett Felt “Behind” at Age 43 37:00 – Inflation, Opportunity, and Cash Reserves 42:00 – The Danger of Constantly “Visiting” Your Capital 47:00 – Debt Discipline & Overleveraging Mistakes 52:00 – Why Zero-Money-Down Isn’t Something to Brag About 57:00 – Creating Cash Flow Before Upgrading Lifestyle 1:01:00 – Final Thoughts on Long-Term Wealth Thinking RESOURCES & MENTIONSPeople & Concepts Mentioned Warren Buffett & Charlie MungerBerkshire Hathaway Cash StrategyAlbert Einstein on Compound Interest Books Mentioned The Compound Effect – Darren Hardya...

    1h 28m

  5. JAN 7

    How to Use Time to Know What Truly Matters

    In this powerful episode of the Be Wealthy Podcast, Brett Tanner and co-host Katelyn Mitchell break down one of the most important — yet most overlooked — components of building a wealthy life: time. This episode isn’t about money tactics, investing, or business strategy. It’s about designing a future you’re truly excited to live. Brett shares the life-changing exercise that transformed the way he approaches each year, each season, and each relationship — an exercise built around understanding the finite nature of time and intentionally planning a life by design, not by default. Together, Brett and Katelyn explore the emotional weight of realizing how much time remains with loved ones, how to build meaningful rituals that last, why wealthy people think in longer time horizons, and how to architect a year that aligns with your highest priorities. This episode will shift the way you plan your life, measure success, and invest your most valuable resource: time. 🔑 TOP TAKEAWAYSTime is your most valuable asset. Money is replaceable — time isn’t. Wealthy people plan far ahead to maximize meaningful experiences.Your future should guide your present. Big decisions today should be influenced by the life you want 10, 20, or 30 years from now.You have fewer moments left than you think. Whether with friends, kids, or aging parents, the math of time creates urgency and clarity.Rituals create lasting connection. Build traditions that survive changing seasons of life — especially with family.Not all time is equal. An hour of intentional connection is far more valuable than an hour of proximity.Freedom comes from discipline. Planning your year doesn’t restrict you — it unlocks the ability to live a purposeful life.Your life is the sum of your choices — nothing more, nothing less. When you choose with intention, you create a life without regret. ⏱️ TIMESTAMPS00:00 – Intro: Designing a wealthy life through time 01:00 – Why wealthy people think further into the future 02:15 – Time as your most important resource 03:00 – The truth: Money can’t buy time 04:00 – The three resources: Time, Money, Talent 05:00 – The mindset shift most people never make 06:15 – The “weeks of your life” exercise 07:30 – How projecting into the future changes the present 09:00 – The number of days you have left — and why it matters 10:15 – Seasons of life: Why timing determines opportunity 12:00 – Why certain experiences lose value later in life 13:30 – Life design through intentional rituals 16:00 – The ocean swim metric: Designing your own “success measures” 17:30 – The Super Bowl example — only so many left 19:00 – Katelyn’s story: Cheating the system to gain time with her father 24:00 – What people regret at the end of life 25:30 – Spending 90% of your time with kids before they move out 27:30 – Why meaningful rituals outlast proximity 29:30 – “Two lives — the second begins when you realize you have only one” 31:00 – Your life = the sum of your choices 32:00 – Warren Buffett’s 5/25 rule for...

    1 hr

  6. 12/31/2025

    Best Of — The Be Wealthy Podcast

    In this Best Of episode of the Be Wealthy Podcast, Brett Tanner brings together the most impactful lessons, insights, and mindset shifts from recent episodes — all focused on what actually creates real wealth. This compilation covers defining wealth beyond money, long-term investing principles, pricing risk, creating freedom through intentional decisions, and building a life centered around experiences, ownership, and clarity. Brett shares powerful frameworks around investing, income growth, leverage, time, and personal responsibility — without hype or shortcuts. If you’re serious about building wealth the right way, this episode delivers the core ideas that matter most — fast, practical, and timeless. 🔑 TOP TAKEAWAYSWealth is freedom, not money. True wealth comes from choice, flexibility, and control over your time.Define your own version of success. Chasing someone else’s goals leads to regret.Experiences matter more than accumulation. Money is a tool to create meaningful moments.Risk must be priced correctly. Higher returns always come with higher exposure.Most opportunities look like work at first. The best deals rarely arrive polished.Momentum beats talent. Consistent action compounds faster than perfection.Income creates opportunity, but capital creates freedom. You must move beyond human capital.Over-leverage creates stress. Stress leads to bad financial decisions.Long-term thinking always wins. Compounding rewards patience and discipline.The goal is clarity and peace. Wealth should simplify life, not complicate it. ⏱️ TIMESTAMPS00:00 – Introduction: Best Of Be Wealthy Podcast 01:10 – What Real Wealth Actually Means 03:00 – Why Wealth Is More Than Money 05:00 – Defining Freedom on Your Own Terms 07:15 – Experiences vs. Accumulation 09:30 – Why Most People Chase the Wrong Goals 12:00 – Human Capital vs. Financial Capital 14:30 – Turning Income Into Long-Term Wealth 17:00 – Risk, Return, and Pricing Investments Correctly 19:45 – The 40/40/20 Investment Framework 22:30 – Why Internet Math Gets Investing Wrong 25:15 – Opportunities That Look Like Work 28:00 – Creating Unfair Advantage in Business 30:45 – Momentum, Consistency, and Taking Action 33:30 – Ownership Thinking vs. Employee Thinking 36:00 – Vertical Integration and Multiple Income Streams 38:45 – Why Your Primary Home Is Not an Investment 41:30 – Lifestyle Creep and Silent Wealth Killers 44:15 – Debt, Stress, and Clear Decision-Making 47:00 – Using Leverage the Right Way 49:30 – Long-Term Thinking and Compounding 52:15 – Why Patience Always Wins 55:00 – Designing a Life You’re Excited About 57:45 – Money as a Tool, Not the Goal 1:00:30 – Creating Meaningful Experiences With Wealth 1:03:30 – Lessons From Past Guests and Episodes 1:06:00 – Common Themes Across the Best Of Episodes 1:08:30 – Final Reflections on Wealth and...

    1h 12m

  7. 12/24/2025

    How Real Estate Pros Legally Avoid Taxes with types of 1031 exchanges You haven't heard of

    In this episode of the Be Wealthy Podcast, Brett Tanner sits down with Michael Velasco, founder of Exchangeable, for a deep dive into the powerful world of 1031 Exchanges and how savvy investors use them to grow wealth while legally minimizing taxes. Michael shares his 20+ year journey through real estate, accounting, and tax strategy, showing how every step of his career prepared him to become a leading expert in 1031 exchanges. Together, Brett and Michael break down the fundamentals of exchanges, common mistakes investors make, and the advanced strategies high-net-worth individuals use to protect and multiply their portfolios. This episode blends real-world investing strategy, tax education, mentorship, and long-term wealth thinking—making it essential listening for any serious real estate investor. 🔑 TOP TAKEAWAYSTaxes don’t destroy wealth—poor strategy does. With the right tools, investors can defer taxes and keep more capital compounding. Timing is everything in a 1031 exchange. Miss the 45-day or 180-day deadline and the entire exchange can fail. Reverse exchanges create opportunity in competitive markets. Buying first gives investors the upper hand when inventory is tight. You must reinvest all proceeds to fully defer taxes. Any leftover cash becomes taxable “boot.” Any investment property can be exchanged for another. Residential, commercial, or land can all qualify when structured correctly. Execution matters more than intention. Even great investment plans fail without proper structure and guidance. Mentorship shortens the learning curve. Learning from experts helps investors avoid costly mistakes. Education is a wealth multiplier. The more you understand tax strategy and investing, the faster you grow. Wealth is built through reinvestment, not consumption. Capital must keep moving into productive assets to grow. Long-term thinking always wins. The biggest rewards go to those who play the long game, not the quick win. ⏱️ TIMESTAMPS00:00 – Welcome to the Be Wealthy Podcast & Introduction to 1031 Exchanges 01:15 – Meet Michael Velasco: 20+ Years in Real Estate 03:00 – The REO and Short Sale Market During the Crash 05:30 – Why Michael Left Traditional Real Estate for Tax Strategy 07:15 – Discovering the Power of 1031 Exchanges 09:30 – What a 1031 Exchange Really Is (Simple Breakdown) 12:00 – The 45-Day Identification Rule Explained 14:45 – The Biggest Risk in a Forward Exchange 17:00 – Why High-Level Investors Prefer Reverse Exchanges 20:00 – Buying First, Selling Later: How Reverse Exchanges Work 23:00 –...

    1h 12m

  8. 12/17/2025

    How Wealthy Real Estate Pros Close One Year — and Set Up the Next

    In this episode, Brett Tanner and co-host Katelyn Mitchell walk through the exact end-of-year and start-of-year wealth checklist they personally use to manage their businesses, reduce taxes, and grow long-term wealth. This episode is highly tactical — Brett covers how to update entity structures, evaluate your investments, adjust your wealth plan, review rental performance, optimize retirement accounts, and create a simple 12-month business and financial roadmap. If you're building wealth, this episode shows you precisely what to review, update, and execute every December and January to stay on track for long-term financial freedom. 🔑 TOP TAKEAWAYSClean up your entity structure yearly. A simple, accurate flowchart helps your CPA and improves tax strategy. Track your wealth consistently. Monthly net worth and annual plan updates keep you on course. Review every rental property annually. Update values, cash flow, and return metrics to spot underperformers. Fix or reposition bad assets. Refinance, improve, raise rents, or sell—don’t hold dead weight. Max out your retirement accounts. HSA, Roth, Backdoor Roth, and self-directed accounts accelerate long-term wealth. Build a simple 1–3–5 wealth plan. One goal, three priorities, five actions—clarity drives results. Wealth is a system, not luck. Small yearly adjustments compound into financial freedom. ⏱️ TIMESTAMPS00:00 — Intro 01:30 — Why Your Wealth Plan Must Be a Checklist 02:45 — End-of-Year Framework Overview 05:00 — Update Your Entity Flowchart 09:50 — How to Review Your Entities Properly 14:00 — Update Your Wealth Plan & Personal Balance Sheet 19:00 — Understanding Net Worth Tracking 25:00 — Your 30-Year Plan & Annual Review 28:30 — Update Rental Property Fair Market Values 33:00 — Expense Ratio: The #1 Driver of Rental Success 39:00 — What To Do With Underperforming Assets 43:00 — Retirement Accounts You Should Optimize 49:00 — Building Your 1-3-5 Wealth Plan 55:00 — Final Steps: Calendar, tax strategy, and business financial review RESOURCES & MENTIONSBE WEALTHY TOOLSEntity Structure Template (LLC + Trust Flowchart)Personal Balance Sheet Template30-Year Wealth Plan TemplateRental Tracker Spreadsheet1-3-5 Wealth Planning TemplateFlash Report (Business KPIs)Be Wealthy Retirement Account Guide ⚡ CONNECT & SUBSCRIBE🚨 BE WEALTHY WEBSITE 🚨 👉 www.BeWealthy.com 📱 Follow Be Wealthy: Facebook:  / brettbewealthy   Instagram:a...

    1h 12m
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About

Be Wealthy is for real estate pro's who are crushing sales… and still realizing commissions don’t equal wealth. If you’re doing big volume but your money isn’t turning into assets, freedom, or a real plan, this show is your wake-up call. Host Brett Tanner breaks down the exact strategies high-earning agents use to stop trading time for money, start investing like a family office, build passive income, and protect what they’ve worked so hard to earn. No fluff. No guru garbage. Just the playbook to get rich on purpose instead of by accident. If you’re ready to build real wealth beyond your next deal, apply for the Be Wealthy Mastermind or book a call at BeWealthy.com.

Information

  • Creator
    Brett Tanner
  • Years Active
    2024 - 2026
  • Episodes
    28
  • Rating
    Explicit
  • Copyright
    © Copyright 2026 Brett Tanner
  • Show Website
    Be Wealthy

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