Her Dinero Matters

Jen Hemphill
  • 4.8 (162)
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  • UPDATED WEEKLY
Her Dinero Matters

Her Dinero Matters is an award-winning podcast that resonates deeply with listeners like Ariana, who says, “I have learned a lot about myself and the world of finances. I also love the bilingual / Latina perspective." Hosted by Jen Hemphill, an Accredited Financial Counselor (AFC®) with a seasoned voice in finance, this podcast goes beyond being just a financial guide. It's a journey towards financial independence and personal growth. Each week, Jen brings a unique blend of practicality and inspiration to the world of money. Through inspiring stories from diverse guests and insightful solo episodes, she shares actionable tips and strategies to help you navigate your financial life. Whether you're bouncing back from financial setbacks, aiming to prevent them, or chasing your dreams against all odds, Her Dinero Matters is here to bolster your money confidence. Connect, learn, and grow with us at jenhemphill.com

  1. 3 DAYS AGO

    A Conversation Entre Amigas | HDM 407

    Having honest and open conversations about real topics with our close friends is an essential part of life. And sometimes, knowing what other people are chatting with their pals can be truly eye-opening. If you’ve ever wondered how a conversation between two GenX women who are going through similar life experiences sounds like, you’re in for a true reveal. In this week’s episode, I’m having an informal chat with my good friend Librada Estrada about our kids stepping into adulthood, our health, and, of course, preparing financially for our future. Have you ever found yourself going through challenges or circumstances that no one else seems to be relating to? It’s not that your issues are uncommon or only specific to you, not at all. It’s more that you would prefer to have an open conversation with someone who not only is close to you but is also going through the same life stage as you are. Someone who relates to your lived experience in the way only a close friend can.  Well, this week’s episode is a great opportunity to sneak peek into how such a conversation unfolds! This week I’m having an informal chat with my long-time friend Librada Estrada on all things money, planning, and, of course, health. In this episode, you’ll get to be a fly on the wall while two GenX women going through similar experiences talk about life, money, and health. In this episode you will learn:  Thoughts on helping your kids transition into adulthood (plot twist: it ain’t simple!)Why always keeping in mind your future needs is the best mindset to have when thinking about retirement.The importance of having (and holding to) a vision when setting up your goals.For a quick recap of this episode go to https://www.jenhemphill.com/407 The post, A Conversation Entre Amigas | HDM 407  appeared first on the Her Dinero Matters Podcast.

    40 min

  2. SEP 26

    The Price of Convenience | HDM 406

    If you are among the millions of people who rely on Google Maps to get to places, use Task Rabbit to find contractors, or have groceries delivered almost anywhere through Instacart, you are not alone. These services may feel like separate entities, but at the end of the day they all have one major thing in common: they are extremely convenient and, as such, most of them come with a hefty price tag. Does this mean you shouldn’t use them? The goal of this week’s episode is to answer that eternal question. Today, I’ll share my thoughts on the price of convenience and how you can use this bonus to your advantage. Picture the following scenario. It’s mid-week, and instead of decreasing, your workload is at an all-time high. You leave the office exhausted and in a daze, only to realize a few minutes into your commute that, yet again, you forgot about dinner. It seems that your brain just can’t plan a proper grocery haul so, just like you did last week, you decide to take the convenient approach. With just two or three flips through your phone screen, your problem is solved. Dinner will be served at your door in less than half an hour, courtesy of Uber Eats. Convenience may be just a noun, but on a busy Wednesday evening, when you have no mental space left available, it becomes a life-saver. The glue that holds together your packed schedule. The only problem? Just like any luxury item, choosing the most convenient option usually has an extra fee. Yes, your meal delivery, house cleaning, and transportation services may be extra handy, but they ain’t cheap.  This is why in today’s episode we are going to have an in-depth discussion about the price of convenience. Why is it that the United States consumer loves convenience so much and what is the true price you are paying for getting some time back in your calendar?  In this episode you will learn:  Snap history: how did these convenient services come to be?One risk of relying too much on handy solutions.Key things you need to know before signing up for these services.For a quick recap of this episode go to https://www.jenhemphill.com/406 The post, The Price of Convenience | HDM 406  appeared first on the Her Dinero Matters Podcast.

    24 min

  3. SEP 19

    Total Financial Loss: Can You Prepare For It? | HDM 405

    Although no one likes to think about financial bumps, the harsh reality is that, as long as you have money in this game, financial loss will always be part of the spectrum of possible outcomes, and while I’m all about positive thinking, I also want to stress the importance of being prepared for even the worst case scenario. This is why, in this week’s episode  I’ll share with you five reasons why you should have a backup plan to protect you when the possibility of total financial loss starts to loom over the horizon. We all have our own version of the worst nightmare ever. For some, that no-go scenario is filled with creepy crawlers (shudder), crazy heights, or bad news. For others horrible traffic jams, crowded places, and unfortunate circumstances are all that it takes to qualify something as a seriously bad dream. However, if we leave the specifics aside, we can all agree that most of us consider total financial loss as one of the most accurate definitions of nightmarish scenarios. In today’s day and age, it’s hard to imagine a more anxiety-generating situation than the loss of all our material wealth. In fact, for some people, the possibility of experiencing total financial loss is such an unthinkable scenario that the act of simply considering the possibility is enough to trigger a mini-panic attack.  While I always strive to remain positive and uplifting, I have to recognize that sometimes being prepared for our worst-case scenarios does pay off. When it comes to total financial loss having a plan in place (aka, your emergency protocol) will always be a savvy choice.  This is why in this week’s episode, I’ll share with you five reasons why you should have a backup plan to protect you when the possibility of total financial loss starts to loom over the horizon. In this episode you will learn:  Five key reasons why you should always be prepared, both for the good and the bad.My insights on how I answered the “What would I do if…?” question.How others have responded to this question and their big takeaways.For a quick recap of this episode go to https://www.jenhemphill.com/405 The post, Total Financial Loss: Can You Prepare For It? | HDM 405  appeared first on the Her Dinero Matters Podcast.

    16 min

  4. SEP 12

    Splurging or Saving? Five Guiding Questions to Help You Make Better Spending Decisions| HDM 404

    Splurging or saving? That is the question. And if you have a financial goal that requires you to save big and consistently, you probably know firsthand how stressful and frustrating spending decisions can feel. You see an item that catches your eye big time and, while former you would have proceeded to buy it without any additional thoughts, the new you is running a full forecasting projection the minute you gaze upon the price tag. If this scenario sounds familiar, you’re in good company! In this week’s episode, I’ll share with you a set of guiding questions that will help you navigate the delicate art of figuring out when it’s better to save and when it’s safe to splurge. No adult life is fully complete without a full set of (deceptively) crucial decisions. Whole wheat or white bread? Cats or dogs? A relaxing staycation or an adventurous one-week vacation? Green juice or salad? All of these will give you a few guaranteed harsh minutes. However, when it comes to deceptively simple decisions, saying yay or nay to a specific purchase stands in its own category… especially when you’re committed to reducing your spending to the minimum (hello, Great Financial Goals!). What’s more, this mini-mental ordeal becomes even more challenging when you perceive said expense as something with the potential to transform your life (think high-end organic foods, hot and in-demand kitchen appliances, or home & garden items that just feel right). If you are on a tight spending budget, but also feel compelled to just go and get that item now, the framework I will share in today’s episode might be just what you need. From navigating the complicated emotions that arise when spending decisions show their bizarre face, to actually understanding the thinking that takes place the minute you see that lush patio furniture, this episode has it all! In this episode you will learn:  The I-Needed-This-Yesterday mentality sometimes plays tricks on you, and here’s why.Why the road to Big Financial Goals is not always paved with sacrifices.The five questions you need to ask yourself before making that spending decision.For a quick recap of this episode go to https://www.jenhemphill.com/404 The post, Splurging or Saving? Five Guiding Questions to Help You Make Better Spending Decisions| HDM 404  appeared first on the Her Dinero Matters Podcast.

    19 min
  5. The Start of a Fresh New Season | HDM 403

    SEP 5

    The Start of a Fresh New Season | HDM 403

    Have you ever been through a phase in your life when all you want is a serious reset? If you suspect this need to overhaul everything won’t just go away with a few days off or even a short trip to the beach, you’ve landed in the right space. In this week’s episode, I’m sharing a few exciting updates on the direction this podcast will be taking in this new season. And, spoiler alert, it all boils down to one single thing: balance. How does life look like when we are so busy that we can’t even see properly what’s standing right in front of us? I’m sure that, like most women I know, at some point, you too have been overwhelmed and swamped by life’s circumstances. Whether it’s because you have a demanding job, are in charge of small children with multiple activities and conflicting schedules, or just happen to be the unlucky victim of a complicated commute, sometimes functioning without a good dose of overwhelm is just not an option. When that happens, all we need (all we crave, in fact) is a big, massive break.  Which is exactly what this podcast did over the summer since, just like you, I’ve also been through one of the busiest seasons ever. Now that we are back, it is time to share some exciting (and much-needed) updates on what’s going on over the other side of the mic. In this episode you will learn:  A quick update on the format (hint: we are going back to our roots).Two exciting business updates (did anyone say better resources?)A quick recap of what’s happening on the personal side.For a quick recap of this episode go to https://www.jenhemphill.com/403 The post, The Start of a Fresh New Season | HDM 403 appeared first on the Her Dinero Matters Podcast.

    16 min

  6. AUG 29

    [Summer Playlist] Budgeting Tools: How to Choose, Organize and Simplify Your Finances | HDM 338

    Budgeting doesn’t need to be complicated! There are plenty of great budgeting tools out there that make it easier to manage your finances, but how do you choose the best one for you with so many to choose from? Once you do choose, how do you not overwhelm yourself? And what is the trick for staying consistent? We discuss this and more in this solo episode.  Creating a monthly budget can help you gain an understanding of your financial situation and set clear goals. With so many options available when it comes to budgeting tools, it can be overwhelming to decide which ones to go with. In this episode, I share several budgeting tools as well as help you figure out how to choose the best one for you without a headache. In this episode you will learn:  Three key details to help you choose the budgeting tool for you Why you should define financial responsibility for you.One key tip on how to manage your finances without stressFor a quick recap of this episode go to https://www.jenhemphill.com/338 The post, Budgeting Tools: How to Choose, Organize and Simplify Your Finances  | HDM 338 appeared first on the Her Dinero Matters Podcast

    27 min

  7. AUG 22

    [Summer Playlist] Thinking ‘Outside the Box’ to Save Your Money | HDM 193

    Are you needing new ideas or inspiration when it comes to saving that money? Our Reina Crew this month discusses just that! Don’t miss out and tune into this episode. A little bit about our panelists for this episode: 🙋🏻‍♀️ Cindy Zuniga is the founder of Zero-Based Budget Coaching LLC.  After graduating from law school in 2015 with over $210,000 of debt, Cindy took control of her money by immersing herself in the world of personal finance. In 2018, she launched @zerobasedbudget to document her debt payoff journey and simplify personal finance concepts.  After recognizing, through her platform, people’s unique needs and goals, Cindy founded Zero-Based Budget Coaching LLC and offers personal finance coaching services and speaks to audiences small and large about budgeting, saving, investing, and more. Cindy practices law full time as a commercial litigator. 🙋🏻‍♀️ Katia Perez-Chesnok is an entrepreneur, financial literacy blogger & advocate and millennial mom. She worked investment and commercial banking for more than 10 years, in institutions such as Bank of America, Royal Bank of Canada among others. Katia runs the personal finance blog Economikat dedicated to all women and especially Latinas, to empower, inform and inspire them on their financial journeys while sharing tips on savings, budgeting, investing and others. She also co-founded CP Clicks, a digital marketing and e-commerce agency. In this episode you will learn:  Challenges they have had when it comes to savingHow they overcame those challenges and started saving moreSome creative ways they have saved and others they are wanting to tryFor a quick recap of this episode go to https://www.jenhemphill.com/193 The post, Thinking ‘Outside the Box’ to Save Your Money  | HDM 193 appeared first on the Her Dinero Matters Podcast

    31 min

  8. AUG 16

    [Summer Playlist] Essential Wisdom To Use When You Feel Broke | HDM 182

    If you’ve ever felt broken, you know there’s probably nothing worse than the collection of anxious, self-defeating thoughts (and ensuing feelings) that fall upon you every time you realize you’re broke and can’t afford a basic expense, whether it is rent or just essential groceries. But, what if there was a mental switch that you could turn on everytime you feel broken and defeated? Something  that allowed you to turn the situation around? Would you use it? Well, you’re in for a treat!  In this week’s episode, Angelina Rosario, success coach, author, and motivational speaker will share with how she learned to turn brokenness and setbacks into fuel for success Hopelessness isn’t fun. It's easy to become carried away by the tide of negative feelings and intrusive/anxious thoughts that pop up whenever you’re going through a rough patch and your finances reflect your life circumstances all too clearly. Being broke is like wearing clothes that are too small for you: outsiders may not notice right away, but you feel the itch and the stretch everytime you take a step. Although there is nothing to be ashamed of, almost everyone reacts to a broken situationship in a negative way, and for a great reason: it’s how regular humans deal with stressful and unsettling circumstances! But, what if there was an alternative to this? What if setbacks and perceived failure were not something to be wary of, but the very building blocks of success? An essential piece to your journey?  This is an insight that Angelina Rosario, success coach and author, discovered when she finally decided to take action to start changing her dire circumstances. In this episode, Angelina will share her incredible story of resilience and growth.  In this episode you will learn:  The crucial difference between making money and keeping money.Angelina’s insights on the power of setbacks.The one mindshift that allowed Angelina to leave behind the poverty cycle.For a quick recap of this episode go to https://www.jenhemphill.com/182 The post, Essential Wisdom To Use When You Feel Broke  | HDM 182 appeared first on the Her Dinero Matters Podcast

    28 min
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4.8
out of 5
162 Ratings

About

Her Dinero Matters is an award-winning podcast that resonates deeply with listeners like Ariana, who says, “I have learned a lot about myself and the world of finances. I also love the bilingual / Latina perspective." Hosted by Jen Hemphill, an Accredited Financial Counselor (AFC®) with a seasoned voice in finance, this podcast goes beyond being just a financial guide. It's a journey towards financial independence and personal growth. Each week, Jen brings a unique blend of practicality and inspiration to the world of money. Through inspiring stories from diverse guests and insightful solo episodes, she shares actionable tips and strategies to help you navigate your financial life. Whether you're bouncing back from financial setbacks, aiming to prevent them, or chasing your dreams against all odds, Her Dinero Matters is here to bolster your money confidence. Connect, learn, and grow with us at jenhemphill.com

Information

  • Creator
    Jen Hemphill
  • Years Active
    2015 - 2024
  • Episodes
    524
  • Rating
    Clean
  • Copyright
    © Jen Hemphill 2024
  • Show Website
    Her Dinero Matters

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