Mortgage Mom Radio

Debbie Marcoux NMLS ID 237926

Mortgage Mom Radio is a mortgage and real estate education show hosted by Debbie Marcoux, NMLS ID 237926. I help all those who are navigating the real estate, home buying, and mortgage process. Mortgage Mom Radio is a DBA of JMJ Financial NMLS ID 167867, JMJ Financial Group is licensed by the California Department of Financial Protection and Innovation under the Residential Mortgage Lending Act, License number 41DBO-46011 | CA DBO 603 F427. Debbie Marcoux NMLS ID 237926. All licensing information can be found at https://www..nmlsconsumeraccess.org/

  1. 6d ago

    The Fed Just Said No Rate Cut

    The Fed just made its decision — no rate cut. In fact, three Fed officials voted to RAISE rates, and Wall Street now expects a hike as soon as September. So what does that actually mean for your mortgage? On today's show, Debbie Marcoux — The Mortgage Mom — breaks down the Fed's 9–3 vote, new Fed Chair Kevin Warsh, and the one thing most people get wrong: the Fed doesn't set your mortgage rate. You'll learn why mortgage rates climbed to near one-year highs even while the Fed sat still, what a September hike would mean for buyers and homeowners, and why waiting for lower rates has been costing people money all year. Whether you're buying your first home, thinking about refinancing, or just trying to make sense of the headlines, this episode gives you the plan. Website: https://www.mortgagemomradio.com Subscribe for a new live show every Wednesday at 3PM PT. Mortgage Mom Radio is live every Wednesday at 3PM PT. www.mortgagemomradio.com questions@mortgagemomradio.com (844) 935-3634 Debbie Marcoux, Mortgage Loan Officer · NMLS ID #237926 2150 Kiowa Blvd N, Suite A-108, Lake Havasu City, AZ 86403 JMJ Financial · NMLS ID #41DBO-46011 · California DBO Corporate Office: 26800 Aliso Viejo Pkwy, Suite 200, Aliso Viejo, CA 92656 Loans are subject to credit approval. Terms and conditions apply. This is not a commitment to lend. Licensed in 13 states: Arizona LO-0941504, California CA-DBO237926, Florida LO76508, Georgia 69178, Hawaii HI-237926, Idaho MLO-2080237926, Illinois 031.0058339, Nevada 57237, North Carolina I-210940, Oregon 237926, Tennessee 184373, Texas 237926, Washington MLO-237926. Verify any license at nmlsconsumeraccess.org.

  2. Jul 22

    Mortgage Rates Just Hit 2026 Highs — What Happened & What Buyers Do Now

    Mortgage rates just hit their highest levels of 2026 — the 30-year fixed reached 6.75% on Mortgage News Daily's tracker this week, with Freddie Mac's survey at 6.55%. On today's show, Debbie breaks down what pushed rates up: rising fuel prices, new Treasury supply concerns, and bond selling during earnings season — plus what the July 28-29 Fed meeting could mean for the weeks ahead. Then, the part that matters most: affordability has slipped five straight months, but 33% of June home purchases were still first-time buyers. Debbie shares her "Lock-In" game plan for getting mortgage-ready — credit score prep, understanding your debt-to-income ratio, and building a true purchase budget beyond just the down payment. If you or someone you love is trying to buy their first home, call MOM at 844-935-3634. We'll pull your credit, review your DTI, and show you what you actually qualify for and what programs are available in your state. There is a path — and you don't have to walk it alone. Mortgage Mom Radio is live every Wednesday at 3PM PT. www.mortgagemomradio.com questions@mortgagemomradio.com (844) 935-3634 Debbie Marcoux, Mortgage Loan Officer · NMLS ID #237926 2150 Kiowa Blvd N, Suite A-108, Lake Havasu City, AZ 86403 JMJ Financial · NMLS ID #41DBO-46011 · California DBO Corporate Office: 26800 Aliso Viejo Pkwy, Suite 200, Aliso Viejo, CA 92656 Loans are subject to credit approval. Terms and conditions apply. This is not a commitment to lend. Licensed in 13 states: Arizona LO-0941504, California CA-DBO237926, Florida LO76508, Georgia 69178, Hawaii HI-237926, Idaho MLO-2080237926, Illinois 031.0058339, Nevada 57237, North Carolina I-210940, Oregon 237926, Tennessee 184373, Texas 237926, Washington MLO-237926. Verify any license at nmlsconsumeraccess.org.

  3. Jul 16

    The Biggest Condo Lending Change In Over A Decade!

    The biggest condo lending rule change in over a decade drops August 3rd. If you're buying, selling, or refinancing a condo, this affects you. On March 18, 2026, Fannie Mae dropped Lender Letter LL-2026-03 — the biggest overhaul to condo lending rules in a decade. Freddie Mac followed with a parallel bulletin. Some pieces are effective immediately, some kick in July 1, some August 3, some not until January 4, 2027. If you are a realtor or HOA manager, this is important education for you to have. Debbie Marcoux, NMLS ID 237926 also licensed in AZ-0941504, CA-DBO237926, FL-LO76508, GA-69178, HI, IL-031.0058339, MO, NC, NV-57237, OR, TN-184373, TX, WA-MLO-237926

  4. Jul 8

    The Fed just flipped the script. Rate Hike on the table?

    For over a year the whole audience has heard "when will the Fed cut" — and this week two of the most senior voices on the FOMC used blunt, on-the-record language to say the opposite is now realistic. It directly reframes the "should I lock or wait" Debbie Marcoux, NMLS ID 237926 also licensed in AZ-0941504, CA-DBO237926, FL-LO76508, GA-69178, HI, IL-031.0058339, MO, NC, NV-57237, OR, TN-184373, TX, WA-MLO-237926

  5. Jul 1

    The Biggest Housing Bill in 36 Years, what's in it?

    There's a big housing bill in the news right now — the biggest one in 36 years — and I've been getting a lot of questions about what it actually means. Let me walk you through what's in it, where it stands, and how it affects you if you're buying, selling, or refinancing this year. Debbie Marcoux, NMLS ID 237926 also licensed in AZ-0941504, CA-DBO237926, FL-LO76508, GA-69178, HI, IL-031.0058339, MO, NC, NV-57237, OR, TN-184373, TX, WA-MLO-237926

  6. Jun 25

    I’m Back! Market Updates and New Loan Programs Available

    Today I discussed new programs such as Jumbo with only 10% down, construction and fix and flip loans for investors. Would you like to ask questions while I'm live on air? Subscribe now to receive a link to join each week. Text LIVE to 844-935-3634 Debbie Marcoux is licensed by the Department of Financial Protection and Innovation under the California Business, Consumer Services and Housing Agency, NMLS ID 237926. Also licensed in, AZ-0941504, Fl-LO76508, GA-69178, HI-237926, ID-MLO-2080237926, IL-031.0058339, NV-57237, NC-I-210940, OR, TN-184373, TX, WA-MLO-237926.

  7. Feb 18

    Investment Property Cash Flow

    Want to buy an investment property or sell yours and move it out of CA? Let's talk 1031 exchange and cash flow.  Would you like to ask questions while I'm live on air? Subscribe now to receive a link to join each week. Text LIVE to 844-935-3634. Support the stream: https://streamlabs.com/mortgagemomradio1 Debbie Marcoux is licensed by the Department of Financial Protection and Innovation under the California Business, Consumer Services and Housing Agency, NMLS ID 237926. Also licensed in, AZ-0941504, Fl-LO76508, GA-69178, HI-237926, ID-MLO-2080237926, IL-031.0058339, NV-57237, NC-I-210940, OR, TN-184373, TX, WA-MLO-237926.

  8. Feb 11

    February 11, 2026 Jobs Report! Will Future Rate Cuts Stall?

    Today was an amazing jobs report that nobody expected. Future rate cuts are questionable. Today's show is all about education and why a job's report may hinder mortgage rates from falling further in the near future.  Would you like to ask questions while I'm live on air? Subscribe now to receive a link to join each week. Text LIVE to 844-935-3634. Support the stream: https://streamlabs.com/mortgagemomradio1 Debbie Marcoux is licensed by the Department of Financial Protection and Innovation under the California Business, Consumer Services and Housing Agency, NMLS ID 237926. Also licensed in, AZ-0941504, Fl-LO76508, GA-69178, HI-237926, ID-MLO-2080237926, IL-031.0058339, NV-57237, NC-I-210940, OR, TN-184373, TX, WA-MLO-237926.

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Ratings & Reviews

4.6
out of 5
14 Ratings

About

Mortgage Mom Radio is a mortgage and real estate education show hosted by Debbie Marcoux, NMLS ID 237926. I help all those who are navigating the real estate, home buying, and mortgage process. Mortgage Mom Radio is a DBA of JMJ Financial NMLS ID 167867, JMJ Financial Group is licensed by the California Department of Financial Protection and Innovation under the Residential Mortgage Lending Act, License number 41DBO-46011 | CA DBO 603 F427. Debbie Marcoux NMLS ID 237926. All licensing information can be found at https://www..nmlsconsumeraccess.org/

Information

  • Creator
    Debbie Marcoux NMLS ID 237926
  • Years Active
    2017 - 2026
  • Episodes
    190
  • Rating
    Clean
  • Copyright
    © Copyright 2026 Mortgage Mom Radio
  • Show Website
    Mortgage Mom Radio