Real Estate Investing Morning Show ( REI Investment in Canada )

Wayne & Gabby Hillier | Canadian Real Estate Investing Coaches / Mentors
  • 5.0 (5)
  • Investing
  • Updated Semiweekly

"Real Estate Investing Morning Show" with Canadian investor power couple, Wayne and Gabby Hillier. We talk everything real estate. Joint Ventures, Landlording, Buying/Selling, Financing, Flipping, BRRRR, Multi-Family, Secondary Suites, Condominiums, Agreement For Sales, Rent to Own, Wholesaling. Not to mention, sharing routines and strategies that we've implemented into our lives that have helped us 10X our performance, our drive and our efficiency.

  1. Is It Too Late To Start Real Estate Investing?

    1d ago

    Is It Too Late To Start Real Estate Investing?

    🎧 Is It Too Late To Start Real Estate Investing? Canadian Real Estate Investing Morning Show – Hosted by real estate investing coaches Wayne & Gabby Hillier Most real estate investing advice focuses on starting young and giving your portfolio decades to grow. But what happens when you are starting in your 40s, 50s, or even 60s? In this episode, Wayne and Gabby answer a listener question about getting started later in life and whether there is still enough time to build meaningful wealth through real estate. The answer is yes, but the strategy needs to change. Wayne explains why older investors cannot necessarily follow the same path as someone starting in their early twenties. There is less time available for appreciation, mortgage paydown, and compounding, which means investors need to make decisions more intentionally and avoid wasting years trying to figure everything out alone. They discuss why education, coaching, and calculated risk become even more important when you are starting later. Wayne also breaks down the differences between safer long-term buy-and-hold investing and more active strategies such as BRRRRs, flips, rent-to-own, and value-add multifamily. Gabby shares some of the advantages older investors may have, including stronger income, accumulated savings, home equity, better credit, a larger professional network, more credibility, and stronger decision-making skills. This episode is an honest conversation about accepting where you are, stopping the excuses, protecting the resources you have built, and taking action while there is still time. 🧠 What You'll Learn in This Episode Whether it is too late to start investing in your 40s, 50s, or 60s Why starting later requires a different real estate strategy Why time in the market is one of the biggest wealth-building advantages Why older investors cannot afford to waste time making avoidable mistakes Why education and coaching matter even more when starting later Why calculated risk is different from blindly gambling your savings Why BRRRRs and flips can accelerate equity but carry additional risk Why rent-to-own may be a strong strategy for investors starting later Why value-add multifamily can be much riskier than it appears Why long-term buy-and-hold properties that meet the 5% Rule™ remain reliable Why cash flow should protect your portfolio rather than fund your lifestyle Why older investors may have more income, savings, credit, and home equity Why a larger network can make raising capital and finding joint ventures easier Why maturity and better decision-making can become a major advantage Why the best time to start may have been years ago, but the second-best time is now 📅 Upcoming Events Edmonton Garden Suites 101 June 12, 2026 Edmonton, Alberta www.reimasters.ca/edmontongardensuites101 REI Masters Edmonton Real Estate Investing Bus Tour August 22, 2026 www.reimasters.ca/edmontonbustour 👥 About Your Hosts Wayne & Gabby Hillier are full-time real estate investors and real estate investing coaches based in Edmonton, Alberta, Canada. Through their REI Masters Mentorship Program, they help Canadians build long-term wealth using rental properties, BRRRRs, flips, joint ventures, seller financing, rent-to-own, garden suites, and creative real estate strategies. New episodes are released every weekday morning featuring real stories, coaching moments, and practical investing advice. 💡 Resources & Contact Learn about the REI Masters Mentorship Program: www.reimasters.ca Bookkeeping and tax help for real estate investors: www.finngo.com/rei Get Wayne's book: The 5% Rule™ – A Real Estate Cash Flow Test for Canadian Investors https://a.co/d/jdZaBXM Submit a question: info@reimorningshow.com 🤝 Thanks to Our Sponsors 🏠 Calvin Realty – Edmonton Investor-Focused Realtor calvinrealty.ca 📊 Finngo Bookkeeping & Tax – Investor-Focused Accounting Firm www.finngo.com/rei 💼 Kirkwood & Brennan Mortgage Group – Investor-Focused Brokers www.kbmortgages.ca keaton@kbmortgages.ca

    1h 5m
  2. Edmonton Real Estate Is Shifting What Investors Need To Know | Calvin Hexter

    4d ago

    Edmonton Real Estate Is Shifting What Investors Need To Know | Calvin Hexter

    The Edmonton real estate market is shifting, and smart investors need to pay attention. In this episode, Wayne and Gabby start by answering a listener question about how they handle late rent in their rental property business. They explain their on-time rental discount system, why they use it instead of relying only on late rent fees, how it helps tenants take rent payment seriously, and why it can be a strong tool for landlords who want to reduce late payments and protect their systems. Wayne and Gabby also discuss why lease clauses need to balance protection with simplicity, especially in a market where vacancy is rising and landlords need to make the tenant onboarding process as smooth as possible. Later in the episode, investor-focused Edmonton Realtor Calvin Hexter joins the show for a real estate market update. Calvin breaks down what he is seeing in Edmonton right now, including longer days on market, sellers who are not getting the prices they expected, buyers gaining more leverage, and why some properties are still receiving multiple offers while others are sitting. Wayne and Calvin also discuss why seller financing may become more attractive in this market, why investors need to stay conservative with their numbers, and why the right power team can help investors identify opportunities before everyone else sees them. They also talk about Edmonton garden suites, the importance of knowing your buy box, and why investors who understand the market can make money in any market cycle. If you are a landlord, rental property investor, or someone watching the Edmonton real estate market closely, this episode will help you understand what is happening right now and how to adjust your strategy. What You'll Learn in This Episode How Wayne and Gabby use an on-time rental discount system Why late rent fees may not always be the strongest landlord tool Why the on-time rental discount helps encourage tenants to pay on time Why lease clauses need to be enforceable and easy to understand Why landlords need to balance protection with tenant onboarding Why Edmonton garden suites are a major opportunity right now Why knowing your buy box makes investing decisions easier What Calvin Hexter is seeing in the Edmonton real estate market Why some Edmonton properties are sitting longer than expected Why sellers may need to adjust expectations in the current market Why buyers may be gaining more leverage Why investor-grade properties can still attract multiple offers Why seller financing may become more useful in this market Why investors should stay conservative with their numbers Why fix-and-flip investors need to understand timing and market direction Why rental assumptions need to be conservative right now Why a strong Realtor, mortgage broker, lawyer, accountant, and coach matter Why investors can still find opportunity in changing markets Upcoming Events Edmonton Garden Suites 101 June 12, 2026 Edmonton, Alberta www.reimasters.ca/edmontongardensuites101 REI Masters Edmonton Real Estate Investing Bus Tour August 22, 2026 www.reimasters.ca/edmontonbustour About Your Hosts Wayne & Gabby Hillier are full-time real estate investors and real estate investing coaches based in Edmonton, Alberta, Canada. Through their REI Masters Mentorship Program, they help Canadians build long-term wealth using rental properties, BRRRRs, flips, joint ventures, wholesaling, seller financing, rent-to-own, garden suites, and creative financing. The Canadian Real Estate Investing Morning Show is a daily podcast focused on helping Canadian investors build cash flow, scale their portfolios, and invest with confidence. Resources & Contact Learn about the REI Masters Mentorship Program: www.reimasters.ca Bookkeeping & tax help for real estate investors: www.finngo.com/rei Get Wayne's book: The 5% Rule™ – A Real Estate Cash Flow Test for Canadian Investors https://a.co/d/jdZaBXM Submit a question or connect with us: info@reimorningshow.com Thanks to Our Sponsors Calvin Realty – Edmonton Investor-Focused Realtor calvinrealty.ca Finngo Bookkeeping & Tax – For Investors, By Investors www.finngo.com/rei Kirkwood & Brennan Mortgage Group keaton@kbmortgages.ca

    1 hr
  3. The Smartest Way To Buy Your First Rental Property

    5d ago

    The Smartest Way To Buy Your First Rental Property

    If you are just getting started in real estate investing, your first move matters. In this episode, Wayne and Gabby answer a listener question from a 28-year-old new investor in Edmonton who recently moved to Canada, works in IT, earns about $80,000 per year, has saved $40,000, and wants to start building long-term wealth through real estate. Wayne breaks down what he would do in this situation and explains why many new investors make mistakes by trying to figure everything out on their own before getting proper education. He also explains why your first property should be chosen based on future rental potential, not just personal preference. Wayne discusses the strategy of buying a property as a primary residence with 5% down, living in it, improving it, and eventually turning it into a rental property. He also explains why this strategy can help new investors stretch limited capital further, why Edmonton townhouses may be one of the best starting points right now, and why investors need to understand cash flow, risk, mortgage paydown, and long-term appreciation before they buy. Wayne and Gabby also talk about the 5% Rule™, why cash flow protects investors during storms like interest rate increases, why cash flow should be saved instead of spent, and why reserves matter. Later in the episode, Wayne explains why raising capital and joint ventures eventually become unavoidable for investors who want to scale beyond their own savings and mortgage capacity. If you are a new investor wondering how to buy your first rental property, this episode will help you think through your first move with more clarity, strategy, and confidence. What You'll Learn in This Episode Why new investors should ask better questions before buying Why your first property can shape your future portfolio Why education matters before making your first move Why many investors regret buying the wrong first property Why Wayne recommends buying with the future tenant in mind Why your first home can become your first rental property How 5% down can help new investors get started Why Edmonton townhouses may be a strong starting point Why buying one property with 20% down is not always the best use of capital How mortgage paydown builds equity over time Why appreciation across multiple properties can accelerate wealth building Why cash flow matters as a risk mitigator Why Wayne does not recommend spending your cash flow too early Why the 5% Rule™ helps investors prepare for storms Why interest rate increases do not have to destroy your portfolio Why scaling eventually requires access to other people's capital Why joint ventures are inevitable for serious investors Why building trust, credibility, and education matters before raising capital Why opportunities do not last forever Upcoming Events Edmonton Garden Suites 101 June 12, 2026 Edmonton, Alberta www.reimasters.ca/edmontongardensuites101 REI Masters Edmonton Real Estate Investing Bus Tour August 22, 2026 www.reimasters.ca/edmontonbustour About Your Hosts Wayne & Gabby Hillier are full-time real estate investors and real estate investing coaches based in Edmonton, Alberta, Canada. Through their REI Masters Mentorship Program, they help Canadians build long-term wealth using rental properties, BRRRRs, flips, joint ventures, wholesaling, seller financing, rent-to-own, garden suites, and creative financing. The Canadian Real Estate Investing Morning Show is a daily podcast focused on helping Canadian investors build cash flow, scale their portfolios, and invest with confidence. Resources & Contact Learn about the REI Masters Mentorship Program: www.reimasters.ca Bookkeeping & tax help for real estate investors: www.finngo.com/rei Get Wayne's book: The 5% Rule™ – A Real Estate Cash Flow Test for Canadian Investors https://a.co/d/jdZaBXM Submit a question or connect with us: info@reimorningshow.com Thanks to Our Sponsors Calvin Realty – Edmonton Investor-Focused Realtor calvinrealty.ca Finngo Bookkeeping & Tax – For Investors, By Investors www.finngo.com/rei Kirkwood & Brennan Mortgage Group keaton@kbmortgages.ca

    1h 7m
  4. Before You Buy A Condo Townhouse, Listen To This

    6d ago

    Before You Buy A Condo Townhouse, Listen To This

    Condo townhouses can be one of the best real estate investing opportunities in Edmonton, but only if you know how to do your due diligence properly. In this episode, Wayne and Gabby answer a listener question from a new investor who is buying a condo townhouse in Edmonton and wants to understand how much weight should be placed on the condo document review, reserve fund study, condo fees, special assessments, and overall strength of the condo corporation. Wayne explains why condo document reviews are one of the most important parts of buying a condo townhouse as an investment property. A townhouse can have great numbers, strong rent potential, and appreciation upside, but a poorly managed condo corporation or weak reserve fund can ruin the deal. Wayne and Gabby also discuss why investors should review condo documents carefully, why hiring a professional condo document review company matters, what to look for in reserve fund studies, and why a special assessment does not always mean the condo corporation is bad. They also share a recent example from one of their own Edmonton townhouse purchases where the reserve fund study history raised questions and required further investigation. Later in the episode, Wayne and Gabby answer another listener question about basement suite layout: is it better to build two small bedrooms or one larger bedroom with more living space? They explain why tenant profile matters, why more bedrooms do not always mean better tenants or better long-term results, and why they often prefer a spacious one-bedroom basement suite for a single person or couple. If you are buying a condo townhouse, reviewing condo documents, investing in Edmonton real estate, or planning a basement suite, this episode will help you think through the decision like a real investor. What You'll Learn in This Episode Why condo document reviews are critical before buying a condo townhouse Why a good rental property can still be ruined by a bad condo corporation Why Wayne puts major weight on the reserve fund and condo corporation Why condo townhouses can be one of the best opportunities in Edmonton right now Why more condo corporations are poorly managed than most investors realize Why investors need to review bylaws, meeting minutes, financials, and reserve fund studies Why a reserve fund study should be updated every five years in Alberta Why a missing or outdated reserve fund study can be a warning sign Why a special assessment does not always mean the condo corporation is bad Why condo fee increases can sometimes be responsible long-term planning Why investors should hire a condo document review company Why Wayne teaches students how to understand condo documents instead of blindly relying on others Why basement suite layout should be based on tenant profile Why two bedrooms are not always better than one bedroom Why Wayne and Gabby prefer basement suites for singles or couples Why natural light and spacious layouts matter in basement suites Why more people in a suite can create more management issues Why strong systems make real estate investing easier Upcoming Events Edmonton Garden Suites 101 June 12, 2026 Edmonton, Alberta www.reimasters.ca/edmontongardensuites101 REI Masters Edmonton Real Estate Investing Bus Tour August 22, 2026 www.reimasters.ca/edmontonbustour About Your Hosts Wayne & Gabby Hillier are full-time real estate investors and real estate investing coaches based in Edmonton, Alberta, Canada. Through their REI Masters Mentorship Program, they help Canadians build long-term wealth using rental properties, BRRRRs, flips, joint ventures, wholesaling, seller financing, rent-to-own, garden suites, and creative financing. The Canadian Real Estate Investing Morning Show is a daily podcast focused on helping Canadian investors build cash flow, scale their portfolios, and invest with confidence. Resources & Contact Learn about the REI Masters Mentorship Program: www.reimasters.ca Bookkeeping & tax help for real estate investors: www.finngo.com/rei Get Wayne's book: The 5% Rule™ – A Real Estate Cash Flow Test for Canadian Investors https://a.co/d/jdZaBXM Submit a question or connect with us: info@reimorningshow.com Thanks to Our Sponsors Calvin Realty – Edmonton Investor-Focused Realtor calvinrealty.ca Finngo Bookkeeping & Tax – For Investors, By Investors www.finngo.com/rei Kirkwood & Brennan Mortgage Group keaton@kbmortgages.ca

    1h 3m
  5. What We Did When A Tenant Refused To Pay Last Month's Rent | Wayne Hillier

    Jun 1

    What We Did When A Tenant Refused To Pay Last Month's Rent | Wayne Hillier

    What do you do when a tenant says they are not paying their final month's rent because you can just use their security deposit? In this episode, Wayne and Gabby walk through a real situation from their rental portfolio where a tenant refused to pay May rent, stopped responding to communication, claimed they knew their rights, and suggested the damage deposit could be used instead. Wayne and Gabby explain exactly how they handled it from April 15th through June 1st, including how they communicated with the tenant, why they filed with RTDRS early, how they planned for multiple outcomes, and what happened when they finally got access to the property. They also discuss why possession matters so much, why landlords need to understand the difference between security deposits and rent, why documentation is critical, and why the right systems can turn a stressful tenant situation into a manageable business problem. This episode is not about fearmongering. It is about showing landlords how to stay calm, follow the process, reduce risk, document properly, and protect their rental property business. Wayne and Gabby also talk about the heavy rainfall in Edmonton, water issues at rental properties, June 1st rent collection, vacancies, inspections, garden suites, and the reality of managing a large rental portfolio. If you are a landlord, self-managing investor, or someone who is nervous about tenant problems, this episode will help you understand how experienced landlords think through situations like this. What You'll Learn in This Episode What happened when Wayne and Gabby's tenant refused to pay final month's rent Why tenants cannot simply use the security deposit as last month's rent Why Wayne and Gabby gave notice that the lease would not be renewed Why the tenant going silent changed the strategy Why filing with RTDRS early helped reduce risk Why landlords should plan for multiple possible outcomes Why possession is one of the most important parts of landlording What happened when their agent went to the property on move-out day Why abandoned possession was one of the better outcomes Why cleaning, junk removal, and damages need to be documented Why security deposits should be handled properly Why landlords need written communication and strong records How Wayne and Gabby decide whether it is worth pursuing money owed Why tenant problems are manageable when you have systems Why proper screening reduces the chance of major tenant issues Why rental property reserves matter during vacancies and turnover Why self-managing rental properties remotely is possible with the right team Why real estate investing problems should be treated like business problems Upcoming Events Edmonton Garden Suites 101 June 12, 2026 Edmonton, Alberta www.reimasters.ca/edmontongardensuites101 REI Masters Edmonton Real Estate Investing Bus Tour August 22, 2026 www.reimasters.ca/edmontonbustour About Your Hosts Wayne & Gabby Hillier are full-time real estate investors and real estate investing coaches based in Edmonton, Alberta, Canada. Through their REI Masters Mentorship Program, they help Canadians build long-term wealth using rental properties, BRRRRs, flips, joint ventures, wholesaling, seller financing, rent-to-own, garden suites, and creative financing. The Canadian Real Estate Investing Morning Show is a daily podcast focused on helping Canadian investors build cash flow, scale their portfolios, and invest with confidence. Resources & Contact Learn about the REI Masters Mentorship Program: www.reimasters.ca Bookkeeping & tax help for real estate investors: www.finngo.com/rei Get Wayne's book: The 5% Rule™ – A Real Estate Cash Flow Test for Canadian Investors https://a.co/d/jdZaBXM Submit a question or connect with us: info@reimorningshow.com Thanks to Our Sponsors Calvin Realty – Edmonton Investor-Focused Realtor calvinrealty.ca Finngo Bookkeeping & Tax – For Investors, By Investors www.finngo.com/rei Kirkwood & Brennan Mortgage Group keaton@kbmortgages.ca

    1h 10m
  6. My Favourite Edmonton Neighbourhoods To Invest In | Wayne Hillier

    May 29

    My Favourite Edmonton Neighbourhoods To Invest In | Wayne Hillier

    Where are Wayne's favourite Edmonton neighbourhoods to invest in? In this episode, Wayne and Gabby break down some of the Edmonton neighbourhoods Wayne likes for rental property investing, and why they make sense from an investor's perspective. This is not about buying the fanciest house in the prettiest neighbourhood. It is about understanding tenant profile, affordability, accessibility, property type, cash flow potential, long-term demand, and whether the area fits the kind of rental property business you are trying to build. Wayne shares why he likes areas like Ormsby Place, Jasper Park, Kensington, Ellerslie, Summerside, and Lakewood, while also explaining the strengths and weaknesses of each one. He also talks about why working-class neighbourhoods can be powerful for investors, why accessibility matters, why some areas attract longer-term tenants, and why investors need to separate what they personally like from what tenants actually want. Wayne and Gabby also discuss infill development, suited houses, townhouses, single-family rentals, tenant desirability, and why some Edmonton neighbourhoods may change dramatically over the next 10 to 30 years. If you are thinking about investing in Edmonton real estate, this episode will help you better understand how Wayne looks at neighbourhoods, tenant profile, property types, and long-term rental demand. What You'll Learn in This Episode Why Wayne still sees strong opportunity in Edmonton real estate Why neighbourhood selection matters for rental property investors Why investors should think about tenant profile first Why accessibility can make a rental property more desirable Why working-class neighbourhoods can be strong rental areas Why Wayne likes Ormsby Place for accessibility and tenant demand Why Jasper Park has changed so much because of infill development Why some older Edmonton neighbourhoods may become more renter-focused over time Why Kensington can be a strong area for suited houses and family rentals Why Ellerslie and Summerside attract long-term family tenants Why Lakewood in Mill Woods has historically worked well for Wayne Why rental properties do not need to be flashy to be profitable Why investors should separate personal preference from business decisions Why tenant retention matters for long-term profitability Why townhouses, suited houses, and single-family rentals can each serve different tenant profiles Why Edmonton investors need to understand how neighbourhoods are changing Why cash flow and tenant demand matter more than buying something "sexy" Upcoming Events Edmonton Garden Suites 101 June 12, 2026 Edmonton, Alberta www.reimasters.ca/edmontongardensuites101 REI Masters Edmonton Real Estate Investing Bus Tour August 22, 2026 www.reimasters.ca/edmontonbustour About Your Hosts Wayne & Gabby Hillier are full-time real estate investors and real estate investing coaches based in Edmonton, Alberta, Canada. Through their REI Masters Mentorship Program, they help Canadians build long-term wealth using rental properties, BRRRRs, flips, joint ventures, wholesaling, seller financing, rent-to-own, garden suites, and creative financing. The Canadian Real Estate Investing Morning Show is a daily podcast focused on helping Canadian investors build cash flow, scale their portfolios, and invest with confidence. Resources & Contact Learn about the REI Masters Mentorship Program: www.reimasters.ca Bookkeeping & tax help for real estate investors: www.finngo.com/rei Get Wayne's book: The 5% Rule™ – A Real Estate Cash Flow Test for Canadian Investors https://a.co/d/jdZaBXM Submit a question or connect with us: info@reimorningshow.com Thanks to Our Sponsors Calvin Realty – Edmonton Investor-Focused Realtor calvinrealty.ca Finngo Bookkeeping & Tax – For Investors, By Investors www.finngo.com/rei Kirkwood & Brennan Mortgage Group keaton@kbmortgages.ca

    1h 13m
  7. The Truth About Real Estate Investing No One Wants To Hear | Wayne Hillier

    May 28

    The Truth About Real Estate Investing No One Wants To Hear | Wayne Hillier

    Real estate investing can change your life, but only if you do it the right way. In this episode, Wayne and Gabby have one of their most honest conversations yet about real estate investing, authenticity, bad advice, fake confidence, and why so many new investors get pulled into strategies they do not fully understand. Wayne talks openly about the lack of authenticity in the real estate investing world, why people are often attracted to flashy promises, and why safe, reliable investing rarely looks exciting from the outside. He also explains why investors need to stop blindly following people online, do their own research, and learn how to tell the difference between a real investor and someone selling a dangerous shortcut. The episode then shifts into a real listener question from someone who owns a paid-off home worth approximately $900,000, is planning to move provinces, and is considering using a HELOC to turn that home into a rental while buying a triplex. Wayne and Gabby break down the situation honestly, including why a former personal residence does not automatically make a good rental property, why cash flow matters, why expensive homes often perform poorly as rentals, and why selling the property may create a much stronger investing opportunity. This episode is part speech, part coaching session, and part real-world deal analysis. It is a reminder that real estate investing does not need to be flashy to work. It needs to be safe, simple, profitable, and built on real numbers. If you are a new investor, thinking about using home equity, trying to decide whether to keep a former home as a rental, or feeling overwhelmed by conflicting real estate advice online, this is an episode you should listen to carefully. What You'll Learn in This Episode Why authenticity matters in real estate investing Why Wayne believes too many investors follow flashy but dangerous advice Why new investors need to do their own research before trusting anyone Why safe and reliable investing is often boring, but powerful Why raising capital works better when you are real and honest Why many real estate investing "cycles" are caused by people doing risky things Why Wayne believes investors need to stay in their own lane Why a paid-off personal home does not automatically make a good rental How to think through using a HELOC to buy more real estate Why expensive homes often struggle to cash flow as rentals Why repairs, maintenance, taxes, insurance, and financing costs matter Why cash flow protects you from risk Why selling a personal residence can sometimes create better investing options How one large amount of trapped equity could be redeployed into better rental properties Why Edmonton townhouses and garden suites may create stronger returns than keeping a low-cash-flow house Why Wayne recommends making decisions based on math, not emotion Why real estate investing is simple when you follow the fundamentals Upcoming Events Edmonton Garden Suites 101 June 12, 2026 Edmonton, Alberta www.reimasters.ca/edmontongardensuites101 REI Masters Edmonton Real Estate Investing Bus Tour August 22, 2026 www.reimasters.ca/edmontonbustour About Your Hosts Wayne & Gabby Hillier are full-time real estate investors and real estate investing coaches based in Edmonton, Alberta, Canada. Through their REI Masters Mentorship Program, they help Canadians build long-term wealth using rental properties, BRRRRs, flips, joint ventures, wholesaling, seller financing, rent-to-own, garden suites, and creative financing. The Canadian Real Estate Investing Morning Show is a daily podcast focused on helping Canadian investors build cash flow, scale their portfolios, and invest with confidence. Resources & Contact Learn about the REI Masters Mentorship Program: www.reimasters.ca Bookkeeping & tax help for real estate investors: www.finngo.com/rei Get Wayne's book: The 5% Rule™ – A Real Estate Cash Flow Test for Canadian Investors https://a.co/d/jdZaBXM Submit a question or connect with us: info@reimorningshow.com Thanks to Our Sponsors Calvin Realty – Edmonton Investor-Focused Realtor calvinrealty.ca Finngo Bookkeeping & Tax – For Investors, By Investors www.finngo.com/rei Kirkwood & Brennan Mortgage Group keaton@kbmortgages.ca

    1h 11m
  8. What's Really Happening With Interest Rates Right Now | Keaton Kirkwood

    May 27

    What's Really Happening With Interest Rates Right Now | Keaton Kirkwood

    Interest rates are changing, but not always in the way the headlines make it seem. In this episode, Wayne and Gabby are joined by investor-focused mortgage broker Keaton Kirkwood to talk about what is actually happening with mortgage rates, fixed rates, renewals, and financing for real estate investors. Keaton explains why fixed rates are connected to bond yields, why the media often focuses too much on Bank of Canada announcements, and why investors with upcoming renewals should be paying close attention to recent pricing changes. They also discuss why mortgage planning is getting more complex, especially for investors, self-employed borrowers, and people building larger portfolios. Wayne, Gabby, and Keaton also talk about the importance of having the right power team, including your mortgage broker, realtor, accountant, and lawyer. When things go wrong in a deal, the right team can make the difference between a deal falling apart and a deal getting done. This episode also covers property inspections, negotiation, turnkey rentals, cash flow, amortization strategy, renewal planning, and why real estate investors need to model out different interest rate scenarios instead of hoping everything stays the same. If you are buying rental properties, renewing mortgages, or trying to build a portfolio in Canada, this episode will help you think more clearly about interest rates, financing, and long-term planning. What You'll Learn in This Episode What is happening with interest rates right now Why fixed mortgage rates are connected to bond yields Why Bank of Canada announcements do not directly control fixed rates Why investors with renewals should ask for updated pricing Why mortgage planning is getting more complex for real estate investors Why self-employed borrowers and larger portfolios need better planning Why the right mortgage strategy can protect future buying power Why power team relationships matter when problems come up How a mortgage broker, realtor, accountant, and lawyer can work together Why inspections are not just about walking away from a deal How inspections can create negotiation opportunities Why turnkey properties can be powerful for scaling Why copy-paste systems can beat chasing unicorn deals Why real estate investors should model different interest rate scenarios How re-amortization can sometimes reduce payment pressure at renewal Why buying properties tenants actually want can reduce vacancy risk Why investors need reserves and contingency planning Why the price is forever, but the rate is temporary Upcoming Events Edmonton Garden Suites 101 June 12, 2026 Edmonton, Alberta www.reimasters.ca/edmontongardensuites101 REI Masters Edmonton Real Estate Investing Bus Tour August 22, 2026 www.reimasters.ca/edmontonbustour About Your Hosts Wayne & Gabby Hillier are full-time real estate investors and real estate investing coaches based in Edmonton, Alberta, Canada. Through their REI Masters Mentorship Program, they help Canadians build long-term wealth using rental properties, BRRRRs, flips, joint ventures, wholesaling, seller financing, rent-to-own, garden suites, and creative financing. The Canadian Real Estate Investing Morning Show is a daily podcast focused on helping Canadian investors build cash flow, scale their portfolios, and invest with confidence. Resources & Contact Learn about the REI Masters Mentorship Program: www.reimasters.ca Bookkeeping & tax help for real estate investors: www.finngo.com/rei Get Wayne's book: The 5% Rule™ – A Real Estate Cash Flow Test for Canadian Investors https://a.co/d/jdZaBXM Submit a question or connect with us: info@reimorningshow.com Thanks to Our Sponsors Calvin Realty – Edmonton Investor-Focused Realtor calvinrealty.ca Finngo Bookkeeping & Tax – For Investors, By Investors www.finngo.com/rei Kirkwood & Brennan Mortgage Group keaton@kbmortgages.ca

    1h 1m
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About

"Real Estate Investing Morning Show" with Canadian investor power couple, Wayne and Gabby Hillier. We talk everything real estate. Joint Ventures, Landlording, Buying/Selling, Financing, Flipping, BRRRR, Multi-Family, Secondary Suites, Condominiums, Agreement For Sales, Rent to Own, Wholesaling. Not to mention, sharing routines and strategies that we've implemented into our lives that have helped us 10X our performance, our drive and our efficiency.

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