Let's Talk Housing

ReportsOnHousing
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Let’s Talk Housing is your go-to Q&A-style podcast for all things real estate and economics. Hosted by Brennen Thomas, with insights from chief economist Steven Thomas, we break down the market in plain language for realtors, investors, buyers, sellers, and anyone curious about housing.

  1. APR 29

    Let's Talk Housing Episode 73: Split Housing Market - Who Wins?

    This episode of Let’s Talk Housing features Steven Thomas of Reports On Housing breaking down why the 2026 housing market continues to mirror recent years. The discussion covers inventory trends, steady demand, and the impact of economic uncertainty and interest rates. It also explores property type performance, clickbait narratives, and evolving buyer behavior. This episode provides clear, data-driven insight into what is actually driving today’s housing market.Got questions? Drop them in the comments or email us at brennen@reportsonhousing.com for a chance to have them featured in a future episode!Time Stamps: 00:00-Introduction 03:16-Market Feels Like Groundhog Day 04:20-Inventory and Demand Breakdown 05:15-Why Rates Still Matter 05:56-Market Speed and Pricing 06:36-Fed and Economic Outlook 09:09-Global Conflict Impact 12:42-Listener Questions 13:00-Property Type Trends 17:20-Clickbait and Media Narratives 21:49-Algorithm and Market Fear 23:50-Gen Z and Homeownership 28:24-Luxury Market Trends 33:02-Conclusion

    34 min

  2. APR 15

    Let's Talk Housing Episode 72: Reading the Housing Market

    This episode of Let’s Talk Housing breaks down the April 2026 housing market and explains why home prices remain resilient. It covers supply, demand, mortgage rates, and the impact of inflation and global events on today’s market. A key focus is the difference between expected market time and average days on market, highlighting why one is more accurate. Additional topics include wildfire recovery timelines, rising FHA delinquencies, and the state of the American Dream. Got questions? Drop them in the comments or email us at brennen@reportsonhousing.com for a chance to have them featured in a future episode! Time Stamps: 00:00-Intro 02:38-Spring housing market overview 05:10-Rates inventory and demand trends 06:24-Inflation, jobs, and Iran impact 09:20-Expected market time vs days on market 14:55-Why DOM is misleading 19:32-Wildfire rebuild timeline and pricing 23:09-FHA delinquencies and foreclosure reality 26:48-Is the American Dream slipping away 31:02-Conclusion

    32 min

  3. APR 1

    Let's Talk Housing Episode 71: A Buyer’s Market Ahead?

    What is really happening with mortgage rates and the 2026 housing market? In this episode of Let’s Talk Housing, Steven Thomas from Reports On Housing breaks down rising volatility, global economic uncertainty, and why buyer demand is beginning to stall despite inventory growth. From Federal Reserve policy to AI fears and misleading Google search trends, this episode separates headlines from reality. Watch to understand where the housing market is headed and what it means for home prices this year. Got questions? Drop them in the comments or email us at brennen@reportsonhousing.com for a chance to have them featured in a future episode! Time Stamps: 00:00-Introduction 02:28-Housing Supply and Demand Update 03:27-Mortgage Rates Volatility Explained 05:03-Why Spring Market Is Slowing 06:18-Federal Reserve and Inflation Data 07:57-Economic Uncertainty Rising 10:23-Mortgage Rates Near 6.5% 12:05-2026 Housing Market Outlook 15:10-Why Homes Are Not Selling 17:22-Accidental Landlords Explained 19:20-Silver Tsunami Housing Myth 22:23-AI Fear and Housing Market 25:10-Google Search Trends Misleading 29:05-Final Thoughts and Wrap Up

    30 min

  4. MAR 18

    Let's Talk Housing Episode 70: Housing's Next Test

    Mortgage rates are rising again, and it could reshape the 2026 spring housing market. In this episode of Let’s Talk Housing, economist Brennen Thomas and housing expert Steven Thomas from Reports On Housing break down why rates are moving higher, the impact of rising oil prices, and what it means for homebuyers and sellers. They also address concerns about stagflation, new legislation targeting institutional investors, and why housing demand may resemble the last three years. If you want data-driven insights into the real estate market, this episode provides a clear breakdown of what to expect next.Got questions? Drop them in the comments or email us at brennen@reportsonhousing.com for a chance to have them featured in a future episode!Time Stamps: 00:00 Introduction 02:06 Housing Supply Demand Update 02:19 Expected Market Time Explained 03:22 How Fast the Housing Market Is Moving 04:13 Transition Into Spring Housing Market 05:01 Why Spring Inventory Always Surges 05:35 Mortgage Rates Move Back Toward 6.5% 06:12 CPI and PCE Inflation Reports Explained 06:47 Weak Jobs Report Impact 07:28 Oil Prices Driving Mortgage Rates Higher 08:28 Mortgage Rates Rising Quickly 09:27 Global Events Impacting Housing Market 10:18 Gas Prices and Economic Pressure 10:30 Stagflation Concerns Explained 11:07 What Real Stagflation Looks Like 12:05 Oil Prices Impact Food and Supply Chains 13:09 Why Mortgage Rates Should Have Fallen 13:55 Institutional Investor Housing Bill 14:26 Impact on Build-To-Rent Housing 15:27 How Policy Could Reduce Home Construction 16:26 Why Institutional Investors Are Not the Main Buyers 16:48 Housing Market Positives for Buyers 17:38 Entry Level Inventory Increasing 18:24 Possible Tepid Spring Housing Market 19:14 2026 Housing Demand Outlook 20:12 Why Housing Prices Should Stay Stable 21:05 Conclusion

    22 min

  5. MAR 4

    Let's Talk Housing Episode 69: Is Housing Stabilizing?

    Is AI fear slowing the housing market in 2026? In this episode of Let’s Talk Housing, Steven Thomas of Reports On Housing breaks down mortgage rates near 6 percent, subdued demand, and why headlines comparing today to 2008 are misleading. Learn how supply, inventory, and homeowner equity differ drastically from the Great Recession and why prices remain sticky despite lower sales. Get proper context on mortgage spreads, the Federal Reserve, and what could unlock more demand this spring. Got questions? Drop them in the comments or email us at brennen@reportsonhousing.com for a chance to have them featured in a future episode! Time Stamps: 00:00-Introduction 02:25-Supply and Demand Update 2026 05:00-Mortgage Rates Hit 5.99% 06:40-Why Rates Fell in 2026 07:40-Geopolitical Impact on Rates 10:17-Should Buyers Be Worried? 11:40-AI Fear Impacting Demand 15:48-2008 Crash Headlines Debunked 20:00-Why Prices Are Not Plunging 22:43-Has Housing Recalibrated? 26:52-What Happens If Rates Fall 27:56-Capital Gains Tax Discussion 30:44-Conclusion

    32 min

  6. FEB 18

    Let's Talk Housing Episode 68: Housing: Warning Signs

    Is the housing market entering a new crisis, or are the headlines exaggerating the data? In this February 2026 episode of Let’s Talk Housing, Brennen Thomas and Steven Thomas of Reports On Housing break down rising demand, falling mortgage rates near 6 percent, underwater mortgages, and new construction incentives. They explain why certain markets like Texas and Florida are softer while much of the country remains stable with strong equity. Get the proper context behind negative equity, builder buy-downs, and what to expect heading into the spring housing market.Got questions? Drop them in the comments or email us at brennen@reportsonhousing.com for a chance to have them featured in a future episode!Time Stamps:00:00-Introduction02:31-Winter Market Thaw Explained03:19-Year Over Year Demand Rising04:30-Hottest Spring Market Ahead05:00-Mortgage Rates Drop to 6%06:44-Inflation and CPI Update08:32-Could Rates Fall Into the Fives09:06-January Sales Tank Headline10:47-Expected Market Time Explained11:35-Housing Market Flywheel Effect13:23-One Million Underwater Homeowners13:52-Negative Equity Explained16:55-Texas and Florida Weakness17:55-2026 Labor Market Outlook20:28-Federal Reserve Trend Analysis21:47-Dr Horton 3.99 Percent Buydown22:34-New Construction Inventory Surge24:15-Builder Strategy Explained25:35-Conclusion

    27 min

  7. FEB 5

    Let's Talk Housing Episode 67: The Housing Narrative

    Brennen Thomas and Steven Thomas break down the 2026 U.S. housing market trends and provide insights for buyers and investors. From winter market activity to mortgage rates, inventory changes, and the Federal Reserve’s impact, this video explains the real story behind current headlines. Learn why purchasing a home today can still be a strong long-term investment and how market timing affects your buying power. Stay informed with expert analysis you won’t see anywhere else. Time Stamps: 00:00-Introduction 01:01-Personal Updates 01:25-Winter Market Trends 03:00-Best Time To List Homes 04:28-Interest Rates and Buying Power 06:18-Home Inventory Trends 07:07-Federal Reserve Insights 10:56-Kevin Warsh and Fed Leadership 12:09-Government Shutdown and Data Delays 13:53-Housing Crash Narrative Explained 15:42-Buying Vs Renting 18:08-Historical Home Values 20:51-San Diego Market Context 22:01-Hunkering Down Trend Update 24:47-Conclusion

    25 min

  8. JAN 21

    Let's Talk Housing Episode 66: The Next Phase Of Housing

    In this episode of Let’s Talk Housing, Brennen Thomas and Steven Thomas break down the early winter housing market shift and why demand is about to change. They explain what’s happening with mortgage rates, inflation, and job data, and how affordability is impacting buyers. The conversation also tackles starter homes and the truth behind institutional investors. Data-driven insights from Reports On Housing help cut through the noise. Got questions? Drop them in the comments or email us at brennen@reportsonhousing.com for a chance to have them featured in a future episode! Time Stamps: 00:00-Intro 01:25-Supply & Demand Overview 03:05-Market Slowdown And Winter Kickoff 06:00-Winter Market Trends And Timing 07:07-Jobs Data, Unemployment, & CPI 09:27-Inflation & Fed perspective 11:25-Mortgage Rate Trends & Spreads 16:25-Interest Rate Analysis & Outlook 18:41-Potential For Mortgage Rates In The Fives 20:29-Starter Homes & Affordability 24:56-Institutional Investors & Housing Policy 30:27-Conclusion

    31 min
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5
out of 5
7 Ratings

About

Let’s Talk Housing is your go-to Q&A-style podcast for all things real estate and economics. Hosted by Brennen Thomas, with insights from chief economist Steven Thomas, we break down the market in plain language for realtors, investors, buyers, sellers, and anyone curious about housing.

Information

  • Creator
    ReportsOnHousing
  • Years Active
    2023 - 2026
  • Episodes
    73
  • Rating
    Clean
  • Copyright
    © ReportsOnHousing
  • Show Website
    Let's Talk Housing

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