Let's Talk Housing

ReportsOnHousing
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Let’s Talk Housing is your go-to Q&A-style podcast for all things real estate and economics. Hosted by Brennen Thomas, with insights from chief economist Steven Thomas, we break down the market in plain language for realtors, investors, buyers, sellers, and anyone curious about housing.

  1. JAN 7

    Let's Talk Housing Episode 65: 2025 Wrapped

    2026 Housing Market Outlook Buyer Market Mortgage Rates Steven Thomas Reports On Housing Is the housing market finally shifting in 2026? In this episode of Let’s Talk Housing, Brennen Thomas and Steven Thomas of Reports On Housing break down inventory growth, buyer demand, mortgage rates, and what 2025 taught us about market normalization. Using national data and real-world insights, they explain why the market feels sluggish now and what could change if rates move closer to 6%. This is a must-watch for buyers, sellers, and real estate professionals preparing for 2026. Got questions? Drop them in the comments or email us at brennen@reportsonhousing.com for a chance to have them featured in a future episode! Time Stamps: 0:00-Intro 1:27-Housing Supply and Demand Overview 3:28-When the Housing Market Heats Up 4:32-Recent Economic Data Overview 5:37-Jobs Report and Labor Market Outlook 8:04-How Jobs Data Impacts the Fed 11:28-2025 Housing Market Normalization 12:53-Locked-In Mortgage Myth Explained 15:38-Inventory Growth vs Buyer Demand 18:02-Is 2026 a Buyer’s Market 19:14-Why 6% Mortgage Rates Matter 22:46-Supply and Demand Pendulum Explained 24:44-Pending Home Sales Surge Explained 26:27-Final Thoughts and Subscribe

    27 min

  2. 12/22/2025

    Let's Talk Housing Episode 64: Housing Headlines & Reality

    Housing Headlines vs Reality: No Crash in 2026 Real Estate Forecast Explained Housing headlines are everywhere, but most miss the real story. In this episode of Let's Talk Housing, Steven Thomas of Reports On Housing breaks down why click-driven crash narratives do not align with the data and what is actually happening with supply, demand, mortgage rates, and home prices. We explain Expected Market Time, why the housing market is slowing, not crashing, and what needs to happen for a true crash. This episode also covers the 2026 real estate forecast, mortgage rates, and which markets may improve next year. Got questions? Drop them in the comments or email us at brennen@reportsonhousing.com for a chance to have them featured in a future episode! Time Stamps: 00:00-Welcome to Let's Talk Housing 00:14-Housing Headlines vs Reality Explained 01:49-Expected Market Time vs Days on Market 04:10-December Supply and Demand Slowdown 05:35-Economic Data, Mortgage Rates, and the Fed 09:04-Why Housing Crash Headlines Are Misleading 14:43-Fear of a 2026 Housing Crash Explained 17:07-What Causes a Real Housing Market Crash 21:40-2026 US Housing Market Forecast 23:56-Mortgage Bankers Association Price Outlook 28:45-Google Testing Home Listing Search 30:36-Final Thoughts and Where to Learn More

    31 min

  3. 12/10/2025

    Let's Talk Housing Episode 63: Housing Crash Hysteria

    Dive into the latest housing market trends and economic updates in this episode! We’ll break down housing crash hysteria, delistings rising, concerns for 2026, how the struggling states will perform next year, and much more.Got questions? Drop them in the comments or email us at brennen@reportsonhousing.com for a chance to have them featured in a future episode!Time Stamps: 00:00-Introduction 03:23-Real Estate Update 07:23-Economic & Federal Reserve Update 14:47-Housing Crash Calls 23:55-Delistings Are Rising At The "Fastest Pace" 30:57-Concerns For 2026 & How Struggling Areas Will Perform 36:00-Conclusion

    37 min

  4. 11/26/2025

    Let's Talk Housing Episode 62: Signs of Weakness Returning?

    Dive into the latest housing market trends and economic updates in this episode! We’ll break down the government reopening, mortgage rates, NAR forecast, economic concerns, and much more.Got questions? Drop them in the comments or email us at brennen@reportsonhousing.com for a chance to have them featured in a future episode!Time Stamps:00:00-Introduction 03:56-Real Estate Update 06:39-Latest Economic Update (Post-Government Reopening) 11:48-How Low Will Mortgage Rates Go? Are We Stuck Above 5% Permanently? 17:01-NAR Forecasting Double-Digit Growth In 2026 19:12-Portable Mortgage Talks Have Returned… 24:31-Conclusion

    25 min

  5. 11/13/2025

    Let's Talk Housing Episode 61: AI's Impact In Real Estate

    Dive into the latest housing market trends and economic updates in this episode! We’ll break down concerns over investors, homebuying now vs. later, AI in real estate, the future of housing, 50-year mortgages, and much more.Got questions? Drop them in the comments or email us at brennen@reportsonhousing.com for a chance to have them featured in a future episode!Time Stamps: 00:00-Introduction 03:49-Real Estate Update, Economics Update, and Government Shutdown Update 09:49-Are Investors A Problem? 14:10-Purchasing Now Or In The Spring 18:51-First-time Home Buyers Metrics Worsening 20:28-AI In Real Estate 22:16-50-Year Mortgage… 25:03-Conclusion

    26 min

  6. 10/28/2025

    Let's Talk Housing Episode 60: Signs Of A Recovery For Real Estate

    Dive into the latest housing market trends and economic updates in this episode! We’ll break down the Government shutdown, some signs the market is healing, Guess That Market, and much more.Got questions? Drop them in the comments or email us at brennen@reportsonhousing.com for a chance to have them featured in a future episode!Time Stamps: 00:00-Introduction 02:12-Government Shutdown Update 03:11-What Does The Fed Do Without All The Data? 06:20-Real Estate Could Heal From Lower Rates 09:56-How The Real Estate Industry Is Healing 11:52-If Rates Continue To Fall, What Could Happen 13:52-Sellers Outnumbering Buyers 500,000… 16:57-What The 3 Signs Home Prices Can Plunge Are 19:03-Guess That Market 20:43-Guess That Market Answer & Explanation 26:00-Recession Calls Returned 30:03-Conclusion

    31 min

  7. 10/15/2025

    Let's Talk Housing Episode 59: The Market Under Pressure

    Dive into the latest housing market trends and economic updates in this episode! We’ll break down purchasing with friends, market dynamics, private listings, investors, and much more.Got questions? Drop them in the comments or email us at brennen@reportsonhousing.com for a chance to have them featured in a future episode!Time Stamps: 00:00-Introduction 02:24-Real Estate Market Update 05:48-Is The Government Shutdown Having Any Impacts? 07:15-Economic Update (If Anything…) 09:11-Purchasing With Friends Or Relatives 10:46-Are We Back In A Balanced Market? 13:52-Will Private Listings Rise With The Compass Acquisition 17:09-Can We Sustain With Our Mortgage Rates 19:37-Credit Scores Dropping Fast 22:51-Context Is Key 25:05-Investors Purchasing 1/3 Of All Properties In Q2 2025 27:46-Conclusion

    29 min

  8. 10/01/2025

    Let's Talk Housing Episode 58: Housing at a Crossroads

    Dive into the latest housing market trends and economic updates in this episode! We’ll break down recent topics on the Federal Reserve, Compass's recent acquisition, fertility rates in the US, mortgage rates, and much more.Got questions? Drop them in the comments or email us at brennen@reportsonhousing.com for a chance to have them featured in a future episode!Time Stamps: 00:00-Introduction 03:07-Real Estate Market Update 06:35-Federal Reserve Meeting 13:25-What Is The Importance Of Fed Independence 19:01-Fannie Mae's Mortgage Prediction 20:56-Downside Stickiness In Housing 24:48-Compass Recent Acquisition 26:59-Declining Fertility Rates' Impact On Housing 29:57-No Crash In The Commercial Market 31:08-Conclusion

    32 min
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5
out of 5
7 Ratings

About

Let’s Talk Housing is your go-to Q&A-style podcast for all things real estate and economics. Hosted by Brennen Thomas, with insights from chief economist Steven Thomas, we break down the market in plain language for realtors, investors, buyers, sellers, and anyone curious about housing.

Information

  • Creator
    ReportsOnHousing
  • Years Active
    2023 - 2026
  • Episodes
    65
  • Rating
    Clean
  • Copyright
    © ReportsOnHousing
  • Show Website
    Let's Talk Housing

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