Everyone's Talkin' Money

Shari Rash | Financial Advisor for Women & Founder of GWA Wealth

New York Times Top 4 Money Podcast | 25+ million downloads Everyone’s Talkin’ Money is the go-to personal finance podcast for high-earning women who want to build wealth, feel confident making financial decisions, and stop second-guessing themselves every time they open their bank app. Hosted by Shari Rash, founder of GWA Wealth and a financial planner with nearly two decades of experience, this show goes beyond budgeting, saving, and investing to focus on the real reason smart, successful women still feel stressed about money: the psychology, habits, and invisible rules driving their financial lives. Because you can make six figures, max out your retirement, and still lie awake at 3 a.m. wondering if you’re doing it right. This is not a “stop buying lattes” podcast. This is not finance bro advice. And this is definitely not about shame. Each week, Shari breaks down how to: build wealth without burnout or deprivation make confident decisions about spending, investing, and major life moves align your money with your values and lifestyle navigate money as a single woman undo the “I should be further along” pressure create financial security and emotional peace You’ll hear solo episodes and interviews that blend behavioral finance, real-life strategy, and honest conversations about what it actually takes to feel powerful — not just look successful — with your money. If you’re ready to stop performing financial success and start living it, hit follow. Your money. Your life. On your terms

  1. 14m ago

    Sinking Funds, Money Shame and Single-Woman Safety Nets - Listener Q&A Part 2!

    In this listener Q&A episode, Shari Rash answers three real-life money questions from women trying to make smarter financial decisions without overthinking, guilt, or one-size-fits-all advice. First, how do you plan for holidays, birthdays, travel, school events, weddings, and family obligations without feeling like you are budgeting every bit of joy out of your life? Then, what if you grew up in a family where money was never discussed — and now you feel embarrassed asking basic financial questions as an adult? And finally, if you are single, own your home, and rely on one income, is a three-to-six-month emergency fund really enough? Or does it make sense to keep a larger cash cushion? Shari breaks down how to use sinking funds for predictable-but-irregular expenses, why not knowing something about money is not a personal failure, and how single women can think about emergency funds, homeownership, liquidity, and investing with more nuance. Because real financial planning is not about following generic rules perfectly. It is about knowing how those rules apply to your actual life. If you’re ready for personalized, judgment-free financial guidance, learn more about working with Shari. Shari Rash is the founder of GWA Wealth, a virtual advisory firm helping women make confident, values-aligned decisions with their money. Visit GWA Wealth to explore your next step. Talkin’ Points → where your money gets smarter. Real talk, practical tips, zero guilt straight to your inbox. Sign up here.  Be sure to like and follow the show on your favorite podcast app! Keep the conversation going on Instagram @everyonestalkinmoney Shari Rash is a financial planner and Investment Adviser Representative of GWA Wealth, a Registered Investment Adviser. The information provided in this podcast is for educational and informational purposes only and should not be construed as personalized investment, tax, or legal advice. Listening to this podcast does not create an advisory relationship with Shari Rash or GWA Wealth. All investments involve risk, including the potential loss of principal. Any references to specific investments, strategies, or securities are for illustrative purposes only and are not recommendations. You should consult your own financial advisor, tax professional, or attorney regarding your individual situation before making any financial decisions. Learn more about your ad choices. Visit megaphone.fm/adchoices

    Sinking Funds, Money Shame and Single-Woman Safety Nets - Listener Q&A Part 2!
  2. Aug 18

    Make It Make Cents: Listener Q&A on What to Do With a Raise, Extra Cash, and Spending Guilt

    In this listener Q&A episode, Shari Rash answers real money questions from women who are doing a lot right but still want more clarity around what to do next. Should a raise be saved, invested, or enjoyed? How much cash is too much cash once your emergency fund is covered? What if you are saving every month but still feel guilty spending on travel? And if you are single and managing everything on your own, should you keep a larger cash cushion than someone in a two-income household? Shari breaks down how to think through these decisions without shame, overthinking, or relying on one-size-fits-all rules. Because money should not just sit there, disappear, or make you feel guilty for using it. Money should be a tool that helps you live life on your terms. If you’re ready for personalized, judgment-free financial guidance, learn more about working with Shari. Shari Rash is the founder of GWA Wealth, a virtual advisory firm helping women make confident, values-aligned decisions with their money. Visit GWA Wealth to explore your next step. Talkin’ Points → where your money gets smarter. Real talk, practical tips, zero guilt straight to your inbox. Sign up here.  Be sure to like and follow the show on your favorite podcast app! Keep the conversation going on Instagram @everyonestalkinmoney Shari Rash is a financial planner and Investment Adviser Representative of GWA Wealth, a Registered Investment Adviser. The information provided in this podcast is for educational and informational purposes only and should not be construed as personalized investment, tax, or legal advice. Listening to this podcast does not create an advisory relationship with Shari Rash or GWA Wealth. All investments involve risk, including the potential loss of principal. Any references to specific investments, strategies, or securities are for illustrative purposes only and are not recommendations. You should consult your own financial advisor, tax professional, or attorney regarding your individual situation before making any financial decisions. Learn more about your ad choices. Visit megaphone.fm/adchoices

    Make It Make Cents: Listener Q&A on What to Do With a Raise, Extra Cash, and Spending Guilt
  3. Aug 11

    The Money Scripts Women Inherit — And How to Rewrite Them

    A lot of the way we handle money did not start with us. It started with what we saw, heard, absorbed, and were taught to believe about saving, spending, investing, asking for help, wanting more, and talking about money. In this episode, Shari breaks down the money scripts many women inherit — and how those old beliefs can quietly shape financial decisions for years. You’ll hear how messages like “good women don’t talk about money,” “security means keeping cash,” “spending on myself is selfish,” “I should be able to figure this out alone,” and “wanting more makes me greedy” can affect the way you manage money today. This episode is not about blaming your past. It is about noticing which beliefs are still serving you — and which ones need to be rewritten. Because money should not be managed by scripts you never chose. Money should be a tool that helps you live life on your terms. If you’re ready for personalized, judgment-free financial guidance, learn more about working with Shari. Shari Rash is the founder of GWA Wealth, a virtual advisory firm helping women make confident, values-aligned decisions with their money. Visit GWA Wealth to explore your next step. Talkin’ Points → where your money gets smarter. Real talk, practical tips, zero guilt straight to your inbox. Sign up here.  Be sure to like and follow the show on your favorite podcast app! Keep the conversation going on Instagram @everyonestalkinmoney Learn more about your ad choices. Visit megaphone.fm/adchoices

    The Money Scripts Women Inherit — And How to Rewrite Them
  4. Aug 4

    The Money Advice That Doesn’t Work for Women Who Are Doing Well on Paper

    Most money advice is not necessarily wrong. It is just incomplete. “Spend less than you make.” “Save more.” “Avoid debt.” “Max everything out.” “Invest aggressively.” “You should know this by now.” Those rules may sound responsible, but they do not always answer the real questions women are asking when they are already doing well on paper. In this episode, Shari Rash, founder of GWA Wealth, breaks down why generic money advice often falls short for women with income, savings, investments, taxes, goals, family responsibilities, and real-life complexity. You’ll learn: why making good money and having a plan for your money are not the same thing how common financial rules can keep you stuck and what to ask instead when basic advice no longer fits your life. Because women do not need watered-down money advice. They need advice that actually accounts for the lives they are living. Money should not be managed by generic rules that were never built for your life. Money should be a tool that helps you live life on your terms. Shari Rash is a financial planner and Investment Adviser Representative of GWA Wealth, a Registered Investment Adviser. The information provided in this podcast is for educational and informational purposes only and should not be construed as personalized investment, tax, or legal advice. Listening to this podcast does not create an advisory relationship with Shari Rash or GWA Wealth. All investments involve risk, including the potential loss of principal. Any references to specific investments, strategies, or securities are for illustrative purposes only and are not recommendations. You should consult your own financial advisor, tax professional, or attorney regarding your individual situation before making any financial decisions. Learn more about your ad choices. Visit megaphone.fm/adchoices

    The Money Advice That Doesn’t Work for Women Who Are Doing Well on Paper
  5. Jul 28

    Know Exactly What to Do With Your Next Extra Dollar

    “I’ll save what’s left over” sounds responsible — but it usually does not work. Because most of the time, nothing is left over. Money without a plan gets absorbed into convenience, lifestyle creep, random spending, extra cash sitting in checking, or vague “I work hard, it’s fine” decisions. In this episode, Shari Rash, founder of GWA Wealth, breaks down how to decide what to do with your next extra dollar before it disappears. This is not about being rigid or budgeting every penny. It is about giving your money direction. Shari walks through a simple framework to help you decide whether extra money should protect your stability, fund something coming up, capture an opportunity, grow for the future, or support the life you actually want. You’ll learn how to think through cash reserves, investing, taxes, short-term goals, long-term wealth, lifestyle spending, and flexibility — so your next dollar has a clear job. Because every dollar does not need the same job. But every dollar does need a job. Money should not just come in and disappear. Money should be a tool that helps you live life on your terms. Talkin’ Points → where your money gets smarter. Real talk, practical tips, zero guilt straight to your inbox. Sign up here.  Be sure to like and follow the show on your favorite podcast app! Keep the conversation going on Instagram @everyonestalkinmoney Shari Rash is a financial planner and Investment Adviser Representative of GWA Wealth, a Registered Investment Adviser. The information provided in this podcast is for educational and informational purposes only and should not be construed as personalized investment, tax, or legal advice. Listening to this podcast does not create an advisory relationship with Shari Rash or GWA Wealth. All investments involve risk, including the potential loss of principal. Any references to specific investments, strategies, or securities are for illustrative purposes only and are not recommendations. You should consult your own financial advisor, tax professional, or attorney regarding your individual situation before making any financial decisions. Learn more about your ad choices. Visit megaphone.fm/adchoices

    Know Exactly What to Do With Your Next Extra Dollar
  6. Jul 21

    How to Actually Feel Good About Your Money by the End of Summer

    You can be doing fine with money and still not feel good about it. Maybe nothing is falling apart. You’re earning, saving, paying your bills, and making responsible decisions. But there is still one money question that keeps following you around. What should I do with this cash? Should I be investing more? Am I on track? Do I need tax planning? Should I finally call a financial planner? In this episode, Shari Rash, founder of GWA Wealth, talks about how to feel better about your money by the end of summer — not by fixing everything, but by closing one open loop. You’ll learn how to identify the financial question that keeps nagging at you, separate facts from feelings, stop using research as procrastination, and choose one next step that creates real momentum. Because feeling good about money does not mean every number is perfect. It means your money is no longer one giant question mark. Money should not just accumulate, disappear, or sit there because you are unsure what to do next. Money should be a tool that helps you live life on your terms. Talkin’ Points → where your money gets smarter. Real talk, practical tips, zero guilt straight to your inbox. Sign up here.  Be sure to like and follow the show on your favorite podcast app! Keep the conversation going on Instagram @everyonestalkinmoney Shari Rash is a financial planner and Investment Adviser Representative of GWA Wealth, a Registered Investment Adviser. The information provided in this podcast is for educational and informational purposes only and should not be construed as personalized investment, tax, or legal advice. Listening to this podcast does not create an advisory relationship with Shari Rash or GWA Wealth. All investments involve risk, including the potential loss of principal. Any references to specific investments, strategies, or securities are for illustrative purposes only and are not recommendations. You should consult your own financial advisor, tax professional, or attorney regarding your individual situation before making any financial decisions. Learn more about your ad choices. Visit megaphone.fm/adchoices

    How to Actually Feel Good About Your Money by the End of Summer
  7. Jul 14

    Mid-Year Money Check-In Part 2: The Year-End Decisions to Make Now

    The year is not over — but it is moving. In part one of the Mid-Year Money Check-In, Shari looked at cash flow, cash reserves, savings, investing, retirement accounts, and whether your money is actually doing what you want it to do. Now in part two, we are looking ahead. Because a lot of financial stress does not come from true surprises. It comes from predictable things that did not have a plan. Taxes. Holiday spending. Travel. Family obligations. Home projects. Insurance premiums. Lifestyle creep. Charitable giving. Year-end decisions. The things you keep saying you will deal with later. In this episode, Shari walks through the second half of your mid-year strategy check-in so you can stop letting predictable expenses, vague goals, and delayed decisions sneak up on you. This is not about budgeting because you are broke. This is about lifestyle planning because your life costs money — and your money deserves direction. You’ll learn: Why tax planning should not wait until next spring What to review before year-end if your income, bonus, business revenue, or investments changed How to plan for upcoming expenses before they become stressful Why predictable expenses feel chaotic when you keep pretending they are surprises How lifestyle creep shows up when your defaults quietly get more expensive Why being able to afford something does not automatically mean it is the best use of your money How to revisit your January goals without shame Why a goal that no longer fits your life is not a moral obligation How to choose one to three financial priorities for the rest of the year The goal is not to fix everything in one sitting. The goal is to create visibility, make one or two stronger decisions, and stop letting the lack of a decision become the decision. Money should not just accumulate, disappear, or sit there because you are unsure what to do next. Money should be a tool that helps you live life on your terms. If you’re ready for personalized, judgment-free financial guidance, learn more about working with Shari. Shari Rash is the founder of GWA Wealth, a virtual advisory firm helping women make confident, values-aligned decisions with their money. Visit GWA Wealth to explore your next step. Talkin’ Points → where your money gets smarter. Real talk, practical tips, zero guilt straight to your inbox. Sign up here.  Be sure to like and follow the show on your favorite podcast app! Keep the conversation going on Instagram @everyonestalkinmoney Shari Rash is a financial planner and Investment Adviser Representative of GWA Wealth, a Registered Investment Adviser. The information provided in this podcast is for educational and informational purposes only and should not be construed as personalized investment, tax, or legal advice. Listening to this podcast does not create an advisory relationship with Shari Rash or GWA Wealth. All investments involve risk, including the potential loss of principal. Any references to specific investments, strategies, or securities are for illustrative purposes only and are not recommendations. You should consult your own financial advisor, tax professional, or attorney regarding your individual situation before making any financial decisions. Learn more about your ad choices. Visit megaphone.fm/adchoices

    Mid-Year Money Check-In Part 2: The Year-End Decisions to Make Now
  8. Jul 7

    Mid-Year Money Check-In: Is Your Money Actually Doing What You Want?

    July is the perfect time to ask one important question: is your money actually doing what you want it to do? This is not about starting over, beating yourself up, or assuming the first half of the year was a financial disaster. It may have been just fine. You may be earning, saving, paying your bills, and doing a lot right. But sometimes “fine” is exactly where money gets stuck. In part one of this two-part mid-year money check-in, Shari Rash, founder of GWA Wealth, walks through how to review your cash flow, savings, and investments with more strategy and less shame. This episode is for the woman who has money coming in, is responsible with it, but still has the same questions sitting there six months later: What should I do with this cash? Should I be investing more? Am I saving too much? Am I on track? Why do I still feel like I do not have a clear plan? Shari explains why doing nothing is still a decision, why positive cash flow does not automatically mean your money has direction, and how to tell whether your cash is creating flexibility or sitting in limbo. You’ll learn: Why a mid-year check-in is about strategy, not shame How to ask what has changed — and what has not changed — since January Why making good money and having a plan for your money are not the same thing How to review where your monthly surplus is actually going Why cash needs a clear job How to tell the difference between useful cash and idle cash Why waiting for perfect confidence before investing can cost you time and money What to check in your retirement accounts, IRAs, brokerage accounts, and old 401(k)s Why your future does not need perfection — it needs participation This is part one of a two-part series. Start here by reviewing your cash, savings, and investments. Then come back next week for part two of the mid-year check-in. Money should not just accumulate, disappear, or sit there because you are unsure what to do next. Money should be a tool that helps you live life on your terms. If you’re ready for personalized, judgment-free financial guidance, learn more about working with Shari. Shari Rash is the founder of GWA Wealth, a virtual advisory firm helping women make confident, values-aligned decisions with their money. Visit GWA Wealth to explore your next step. Talkin’ Points → where your money gets smarter. Real talk, practical tips, zero guilt straight to your inbox. Sign up here.  Be sure to like and follow the show on your favorite podcast app! Keep the conversation going on Instagram @everyonestalkinmoney Shari Rash is a financial planner and Investment Adviser Representative of GWA Wealth, a Registered Investment Adviser. The information provided in this podcast is for educational and informational purposes only and should not be construed as personalized investment, tax, or legal advice. Listening to this podcast does not create an advisory relationship with Shari Rash or GWA Wealth. All investments involve risk, including the potential loss of principal. Any references to specific investments, strategies, or securities are for illustrative purposes only and are not recommendations. You should consult your own financial advisor, tax professional, or attorney regarding your individual situation before making any financial decisions. Learn more about your ad choices. Visit megaphone.fm/adchoices

    Mid-Year Money Check-In: Is Your Money Actually Doing What You Want?

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About

New York Times Top 4 Money Podcast | 25+ million downloads Everyone’s Talkin’ Money is the go-to personal finance podcast for high-earning women who want to build wealth, feel confident making financial decisions, and stop second-guessing themselves every time they open their bank app. Hosted by Shari Rash, founder of GWA Wealth and a financial planner with nearly two decades of experience, this show goes beyond budgeting, saving, and investing to focus on the real reason smart, successful women still feel stressed about money: the psychology, habits, and invisible rules driving their financial lives. Because you can make six figures, max out your retirement, and still lie awake at 3 a.m. wondering if you’re doing it right. This is not a “stop buying lattes” podcast. This is not finance bro advice. And this is definitely not about shame. Each week, Shari breaks down how to: build wealth without burnout or deprivation make confident decisions about spending, investing, and major life moves align your money with your values and lifestyle navigate money as a single woman undo the “I should be further along” pressure create financial security and emotional peace You’ll hear solo episodes and interviews that blend behavioral finance, real-life strategy, and honest conversations about what it actually takes to feel powerful — not just look successful — with your money. If you’re ready to stop performing financial success and start living it, hit follow. Your money. Your life. On your terms

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