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  • The Diary Of A CEO with Steven Bartlett
    The Diary Of A CEO with Steven Bartlett

    1

    The Diary Of A CEO with Steven Bartlett

    DOAC

  • Friends That Invest
    Friends That Invest

    2

    Friends That Invest

    Friends That Invest

  • She's So Lucky
    She's So Lucky

    3

    She's So Lucky

    She's So Lucky

  • Thoughts on the Market
    Thoughts on the Market

    4

    Thoughts on the Market

    Morgan Stanley

  • The Ramsey Show
    The Ramsey Show

    5

    The Ramsey Show

    Ramsey Network

  • The GrowOrtho Podcast
    The GrowOrtho Podcast

    6

    The GrowOrtho Podcast

    HIP Creative

  • Aspire with Emma Grede
    Aspire with Emma Grede

    7

    Aspire with Emma Grede

    Emma Grede | Audacy

  • Rick Rubin: What Jay-Z Did in 30 Minutes Left Me Speechless!

    3 days ago

    Rick Rubin: What Jay-Z Did in 30 Minutes Left Me Speechless!

    Discover the spiritual and psychological creative process that legendary producer Rick Rubin uses to help the world's biggest artists transcend and achieve greatness. Rick Rubin is the co-founder of Def Jam Recordings, and the author of the philosophical bestseller The Creative Act: A Way of Being. Having collaborated with icons like Jay-Z, Johnny Cash, Adele, Tom Petty, and Kanye West, Rubin does not rely on commercial metrics or audience testing to guide his workflow. He shares practical strategies for dismantling the prisons of identity, harnessing the power of "indefensible" ideas, and cultivating a state of pure creative freedom. In this episode, he explains: ■ The "Indefensible" Act: Why the greatest artistic breakthroughs defy logic and market research. ■ The Vacuum Strategy: How walking away from obligations that no longer serve you creates an energetic void, allowing the universe to present massive unexpected opportunities. ■ The Audience Trap: Why focusing on commercial incentives and audience expectations completely undermines the creative process. ■ Deconstructing the Greats: The psychological traits that separate good musicians from generational icons. ■ The Trauma of Success: Rubin opens up about his crippling depressive episode at age 33 after a corporate restructuring at Def Jam. Chapters 00:00:00 Intro 00:02:38 Rick Rubin’s "Indefensible" Rule 00:05:24 How a Meme Became Rick Rubin's "The Way of Code" 00:10:34 Why Risk Beats "More of the Same" 00:16:43 How Jay-Z's 99 Problems Was Made 00:20:47 Transcendental Meditation & Finding What You Love 00:29:00 Is Creativity Innate? 00:33:51 Stop Comparing Yourself 00:35:47 The "Lazy Workaholic" & Avoiding Deadlines 00:38:23 The 4 Phases of Creativity 00:41:04 Should You Quit Your Job to Chase Your Dream? 00:48:15 How Rick Rubin Knows an Artist Will Be Great 00:54:15 Feeling Boxed In? The “Reset Button" for Your Life 00:57:50 Ads 00:59:47 Your Identity Is the Trap: How to Start Over 01:07:39 My Depressive Episode at 33 and What It Taught Me 01:17:11 How to Be More Original 01:27:52 Is AI Dangerous? 01:29:24 Can AI Be Creative? 01:35:09 What Makes a Great Artist in the AI Era? 01:40:27 Studio Miracles 01:46:45 When the World Rejects Your Work 01:54:24 The Ace of Spades Story: Why Jay-Z Walked Away From Cristal 02:01:00 Ads 02:02:24 What If Your Art Isn't Good? 02:07:03 What Made Jay-Z Different: Inside His Writing Process 02:17:35 What Makes Kanye Brilliant + Were Great Artists Born Great? 02:22:51 The Artists Who Changed Rick Rubin 02:31:50 Why Rick Rubin Made the Jay-Z Documentary 02:42:18 Who Would You Thank? Follow Rick Rubin: Instagram - https://link.thediaryofaceo.com/2PaPSZI X - https://link.thediaryofaceo.com/88EVXdF YouTube - https://link.thediaryofaceo.com/HGY2CrI The Way of Code - https://link.thediaryofaceo.com/CTcdN7D Tetragrammaton - https://link.thediaryofaceo.com/vdp2of The Diary Of A CEO: ◼ Join DOAC circle here - https://doaccircle.com/ ◼ Buy The Diary Of A CEO book here - https://link.thediaryofaceo.com/BWjLTZK ◼ Shop The Diary Of A CEO collection: https://thediary.com/collections/shop ◼ Get email updates - https://link.thediaryofaceo.com/5IB1H6E ◼ Follow Steven - https://link.thediaryofaceo.com/AGU9QP4 Sponsors: Ketone - https://ketone.com/STEVEN for 30% off your subscription order Fiverr - https://fiverr.com/diary and get 10% off your first order when you use code DIARY

  • Auto1: EU-sed Car Marketplace

    15 May

    Auto1: EU-sed Car Marketplace

    Today, we are breaking down Auto1, and this is an interesting episode because we are tackling a business that most US listeners will not be familiar with, even though it resembles names they already know well. Our guest is Harrison Moot, co-founder and CIO of Sandstone, who walks us through Europe's largest vertically integrated online marketplace for used cars. Auto1 is often shorthanded as the Carvana of Europe, and the comparison directionally fits, but the differences are what make the company worth understanding on its own terms. The core of the conversation is how Harrison frames the company. He argues that Auto1 is best understood as a pan-European clearing house for used vehicles rather than a dealer with a website, and that the model only works because the company built its consumer sourcing engine and its wholesale dealer liquidity for nearly a decade before ever launching the consumer retail business. Owning the sourcing, logistics, refurbishment, and financing stack across thirty fragmented national markets gives Auto1 a pricing and routing advantage that local dealers and asset-light classifieds cannot replicate. Please enjoy this Breakdown of Auto1. For the full show notes, transcript, and links to the best content to learn more, check out the episode page⁠⁠⁠⁠⁠⁠⁠ here.⁠⁠⁠⁠⁠⁠⁠ ----- Become a Colossus member to get our quarterly print magazine and private audio experience, including exclusive profiles and early access to select episodes. Subscribe at ⁠colossus.com/subscribe⁠. ----- This episode is brought to you by⁠⁠⁠⁠ ⁠Portrait Analytics⁠⁠⁠⁠⁠ - your centralized resource for AI-powered idea generation, thesis monitoring, and personalized report building. Built by buy-side investors, for investment professionals. We work in the background, helping surface stock ideas and thesis signposts to help you monetize every insight. In short, we help you understand the story behind the stock chart, and get to "go, or no-go" 10x faster than before. Sign-up for a free trial today at ⁠⁠⁠⁠⁠portraitresearch.com⁠⁠⁠⁠⁠ ----- Stay up to date on all our podcasts by signing up to Colossus Weekly, our quick dive every Sunday highlighting the top business and investing concepts from our podcasts and the best of what we read that week. Sign up here. ----- Editing and post-production work for this episode was provided by The Podcast Consultant (⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://thepodcastconsultant.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠). Timestamps (00:00:00) Welcome to Business Breakdowns (00:03:35) Auto1 Business Overview  (00:07:06) European Market & C2B Model  (00:12:31) Founding Story & Sequencing  (00:16:39) Why Cazoo Failed  (00:16:42) Cazoo vs. Auto1 Approach  (00:18:29) How a Transaction Works  (00:22:11) Dealer Buying Patterns  (00:25:49) Retail vs. Wholesale  (00:26:18) Consumer Financing & ABS  (00:27:57) ABS Lowers Funding Costs  (00:28:16) Unit Economics by Segment  (00:32:37) Network Effects & Data Moat  (00:37:35) Path to Margin Expansion  (00:42:23) Balance Sheet & Working Capital  (00:44:40) Four Growth Levers  (00:48:27) Dealers: Customers Not Competitors  (00:53:17) Four Key Business Risks  (00:54:12) Inventory Risk & Mitigants  (00:58:32) Valuation Framework & Multiples  (01:03:14) Vertical Integration & Capital Cycles

  • How to Start Investing in 2026: Steal My Rich Girl Era Playbook

    5 Jan

    How to Start Investing in 2026: Steal My Rich Girl Era Playbook

    This week, Sim shares the three simple strategies she is using to make 2026 her wealthiest year yet, starting with building a growth mindset that stops comparison and turns money into a tool for freedom and options. She explains the friendship circle investing method, showing how to build a beginner friendly portfolio using a local index fund, an international or emerging markets fund, and a stabilising bond fund based on your age and risk tolerance. Sim also reveals her burn book of investments to avoid, including guaranteed high return schemes, FOMO stocks, and penny stocks, so you can grow your wealth without falling for hype or scams. Watch on YouTube | Somnipods 3 More from Friends That Invest: Stock Market Tea build financial confidence in under 5 minutes a week. Join 140,000+ investors in training Instagram | TikTok | X | Facebook Hosted on Acast. See acast.com/privacy for more information.

  • The Great AI Debate: Is Artificial Intelligence an Extinction Threat? Debating the True Risks of Advanced Models

    17 Sept

    The Great AI Debate: Is Artificial Intelligence an Extinction Threat? Debating the True Risks of Advanced Models

    Ed Zitron, Roman Yampolskiy, Nate Soares and Andrew McAfee discuss the risk of AI. This debate brings together four distinct voices at the forefront of the artificial intelligence revolution: Ed Zitron - A prominent tech critic and CEO of EZPR Andrew McAfee - Principal research scientist at MIT and Cofounder and Codirector of the MIT Initiative on the Digital Economy  Nate Soares - President of the Machine Intelligence Research Institute and author of *If Anyone Builds It, Everyone Dies* Roman Yampolskiy - Computer scientist pioneer in the field of AI safety, cybersecurity and digital forensics In this debate, they explain: ■ The Sandbox Breakout: How a recent swarm of AI agents bypassed security restrictions, cheated on their evaluations, and actively attempted to delete their own log files to hide their tracks from human overseers. ■ Recursive Self-Improvement: The structural mechanics behind the "fast takeoff" theory, detailing how an AI capable of automated research could exponentially upgrade its own intelligence and architectures in a matter of days. ■ The Illusion of Control: Why attempting to contain an artificial superintelligence is comparable to placing a digital Einstein in a jail cell with an internet connection. ■ The Alignment Trap: How the process of training AI to predict human text inherently forces it to become smarter than the humans providing the data. ■ Present Harms vs. Future Extinction: The ideological divide over whether we must immediately halt AI research to prevent a rogue superintelligence, or increasingly regulate the massive compute expenditures of tech monopolies to address economic and security threats. Chapters 00:00:00 Intro 00:02:22 How Likely Is AI to Cause Human Extinction? 00:04:08 How Could AI Actually Cause Human Extinction? 00:09:46 Why AI Safety Became an Urgent Priority 00:11:15 Roman’s Case for Taking AI Risk Seriously 00:15:04 Can Humans Control an AI Smarter Than Us? 00:26:13 How Do You Control Something Smarter Than You? 00:29:19 Will AI Intelligence Keep Accelerating? 00:41:40 What Are the Real Risks of Superintelligence? 00:50:04 When Does AI Become an Existential Crisis? 01:00:15 How Much Job Disruption Could AI Really Cause? 01:14:57 Why AI Companies Believe They Can Control Superintelligence 01:20:30 Should We Give Up AI Ownership to Protect Cybersecurity? 01:36:32 What Happens If AI Companies Stay on This Path? 01:43:50 What Are AI Logs and Why Do They Matter? 01:52:45 Could a Non-Coder Build a Jail for an AI Einstein? 02:00:33 How Does the Future of AI Make You Feel? 02:06:42 How Soon Could We Reach Superintelligence? 02:19:51 Who Should Be Held Accountable for AI-Related Cybercrime? Follow Ed Zitron: Linktree - https://link.thediaryofaceo.com/4XH1I3o Better Offline - https://link.thediaryofaceo.com/D46entx X - https://link.thediaryofaceo.com/5Lv4gas AI Is Already In Dangerous Hands - https://link.thediaryofaceo.com/HFEKLgG Where’s Your Ed At Newsletter - https://link.thediaryofaceo.com/PKEJr1 You can get $10 off your first year of Where's Your Ed At Premium, here - https://link.thediaryofaceo.com/BE4VQcS Follow Andrew McAfee: Website - https://link.thediaryofaceo.com/xKxOg7 X - https://link.thediaryofaceo.com/Bf2vyMQ Linkedin - https://link.thediaryofaceo.com/Ek3IQqI Substack - https://link.thediaryofaceo.com/EBbsts8 Follow Nate Soares: If Anyone Builds it, Everyone Dies - https://link.thediaryofaceo.com/4zIyY9u X - https://link.thediaryofaceo.com/8gDoVCU Linkedin - https://link.thediaryofaceo.com/9Q3PAc YouTube - https://link.thediaryofaceo.com/AwerSzm Follow Roman Yampolskiy: Who is Roman Yampolskiy? - https://link.thediaryofaceo.com/8ikum9s Research Papers - https://link.thediaryofaceo.com/G2BbVXx Roman Forum Podcast - https://link.thediaryofaceo.com/7zvifcd Books: https://link.thediaryofaceo.com/5Bn72tw Social Media:  X - https://link.thediaryofaceo.com/65G3fhN Facebook - https://link.thediaryofaceo.com/HRMWccu Linkedin -  https://link.thediaryofaceo.com/FM85mii The Diary Of A CEO: ◼ Join DOAC circle here - https://doaccircle.com/ ◼ Buy The Diary Of A CEO book here - https://link.thediaryofaceo.com/BWjLTZK ◼ Shop The Diary Of A CEO collection: https://thediary.com/collections/shop ◼ Get email updates - https://link.thediaryofaceo.com/5IB1H6E Sponsors: Pipedrive - https://pipedrive.com/CEO Wayfair - Visit http://Wayfair.com to start your home refresh

  • Small Gains, Big Losses: The Hidden Risk in Steady Income

    17 hr ago

    Small Gains, Big Losses: The Hidden Risk in Steady Income

    In this episode, we explore why the income we earn isn't the same as the return. We show how option income strategies work, what their historical returns have been, what drives the return, and what reasonable return expectations are. We show why option income strategies have a positive expected return while sports betting has a negative expected return. Finally, we look at other areas where we confuse income with the total return. Sponsors Money for the Rest of Us Retirement Investing Cohort Delete Me – Use code David20 to get 20% off Our Premium Products Asset Camp Money for the Rest of Us Plus Show Notes Episode slide deck Variance Risk Premia by Peter Carr and Liuren Wu—NYU Cross section of option returns and idiosyncratic stock volatility by Jie Cao and Bing Han—The Journal of Financial Economics The Price of Correlation Risk: Evidence from Equity Options by Joost Driessen, Pascal J. Maenhout, Grigory Vilkov—SSRN Cross-section of option returns and volatility by Amit Goyal and Alessio Saretto—The Journal of Financial Economics The Art of Put Selling: A 10 Year Study by John Marshall, Krag Gregory, Katherine Fogertey—Goldman Sachs Low Stress Bets Related Episodes 557: Don’t Fall in the Dividend Trap 549: Why Catastrophe Bonds Are Yielding 12%, and Should You Invest? 544: Sports Betting Is Not Investing Article: Tail Events and Tail Risk See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

  • The Essentials: Asking Purposeful Questions

    24/03/2025

    The Essentials: Asking Purposeful Questions

    Purposeful questions do more than clarify details—they reveal how you think and demonstrate leadership potential. Amy Gallo talks with a program manager looking to strengthen her executive presence and question-asking skills. Harvard Business School professor Alison Wood Brooks joins them to offer research-backed guidance on eliciting useful responses, building credibility through questions, and adapting to different conversational settings.

  • Shall We Repeal the Laws of Economics – Part III

    1 day ago

    Shall We Repeal the Laws of Economics – Part III

    In his latest memo, Howard Marks discusses recent attempts to rein in long-dated government bond yields.  He affirms that the only sustainable solution is responding to the underlying factors pushing interest rates up, even if politically uncomfortable.  Any other method simply represents an attempt to override the laws of economics – and that never works.

  • Stop Making Excuses and Start Making Progress

    23 hr ago

    Stop Making Excuses and Start Making Progress

    📈 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ❓ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ George Kamel and Jade Warshaw answer your questions and discuss: “Should we spend $200,000 on a pool?” “I filed Chapter 13 bankruptcy, how do I pay my bills after they deduct the debt payments?” “Our advisor wants to manage all our assets and just give us a monthly payout. Is this safe?” “I never want to own a home again, can I still build wealth?” “Can I surrender my late husband's property back to the bank instead of paying it off?” Next Steps: 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET 📩 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Email Dave On-Air With Your Questions on Debt and Finance⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 💻 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠New to the show and want to learn more? Check out our 7 Baby Steps!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 💵 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 🗓️ Set and actually reach your goals with the NEW 2027 Ramsey Goal Planner! Hurry—they sell out every year! 🧮 ⁠⁠⁠⁠Need help with your taxes? See who we trust.⁠⁠⁠ ❤️‍🩹 ⁠⁠⁠⁠⁠⁠⁠⁠⁠Get trusted insurance coverage that fits your budget⁠⁠⁠⁠⁠⁠⁠⁠⁠ 🚢 ⁠⁠⁠⁠⁠⁠⁠⁠⁠Cruise With Dave Ramsey and 2,500 Ramsey People⁠⁠⁠⁠⁠⁠⁠⁠⁠ ❓ Questions to Ask Your Financial Advisor Connect With Our Sponsors: Go to⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Angel Studios⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to discover entertainment you can feel good about. Get 10% off your first month of⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠BetterHel⁠p⁠⁠⁠⁠⁠⁠⁠⁠⁠ Go to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Boost Mobile⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to switch today! Don’t try to figure out Medicare alone - you deserve peace of mind, not confusion. Go to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Chapter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to connect with an advisor today! If you want your car to keep going and going, trust ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Christian Brothers Automotive⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off New members can receive a 50% credit toward their first month of membership. Go to⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and use promo code RAMSEY. Get started today with ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Churchill Mortgage⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Equal Housing Lender • NMLS ID 1591 • ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠NMLSConsumerAccess.org⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Churchill Certified Homebuyer program is available for qualifying borrowers and select loan types only. Ramsey Audience offer of up to a $500 credit applied at closing toward fees incurred for appraisals for a limited time and may be discontinued without notice.  Get 20% off when you join ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠DeleteMe⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Go to⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ FAIRWINDS Credit Union⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Guardian Litigation Group⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Save up to 50% on health insurance. Talk to a ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Health Trust Financial⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ advisor today. Visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Helix Sleep⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ for special offers! Use code RAMSEY to save 20% at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Mama Bear Legal Forms⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Visit⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ NetSuite⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ today to learn more. Sign up for your $1.00/month trial at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Shopify⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Make navigating healthcare easier with a patient advocate. Go to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Solace Health⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to see if you qualify. Get started at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠World Watch⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ OR use promo code RAMSEY for a 30-day free trial. Get started with ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YRefy⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ or call 844-2-RAMSEY Visit⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Zander Insurance⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ or call 1-800-356-4282 for your free instant quote today!  Try ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ZipRecruiter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ for free today. Explore more from Ramsey Network: 💸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 🧠 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 🍸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 💡 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 💰 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠George Kamel⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 🪑 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 📈 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠EntreLeadership⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Ramsey Solutions Privacy Policy⁠⁠⁠⁠⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

  • 5 Ways I Tackle Wanting Nicer Things (Lifestyle Creep)

    2 days ago

    5 Ways I Tackle Wanting Nicer Things (Lifestyle Creep)

    This week, Sim breaks down how to avoid lifestyle creep as your income grows and the people around you start spending more. She shares five practical strategies for managing pay rises and bonuses, avoiding the comparison trap, curating your social media, and defining what your own “rich life” actually looks like. If you want to enjoy earning more without letting bigger houses, nicer cars, luxury purchases, or social pressure derail your financial goals, this episode will help you spend according to what you genuinely value. Watch on YouTube | Somnipods 3 More from Friends That Invest: Stock Market Tea build financial confidence in under 5 minutes a week. Join 140,000+ investors in training Instagram | TikTok | X | Facebook Hosted on Acast. See acast.com/privacy for more information.

  • Stop Living in Financial Chaos

    2 days ago

    Stop Living in Financial Chaos

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