Optimal Finance Daily - Financial Independence and Money Advice

Optimal Living Daily
Optimal Living Daily
  • 4.5 (1.2K)
  • Investing
  • Updated Daily

Optimal Finance Daily is the #1 narrated podcast for the FIRE movement (Financial Independence, Retire Early). We curate and read the internet's most influential blogs on stock market investing, passive income, debt repayment, and 401k strategies, transforming complex wisdom into actionable daily episodes. Hosted by Diania Merriam (founder of the EconoMe conference), this show is designed for growth-minded professionals seeking wealth management tips and money mindfulness. From budgeting and frugal living to index fund investing and tax strategies, Diania provides the tools to secure your financial freedom. Join thousands of listeners becoming "OLD friends" as we navigate retirement planning, savvy money management, and the path to a debt-free life. Your journey to an optimal life begins here.

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  1. 10h ago

    How to Live in the Land of Enough: Money by Courtney Carver of Be More With Less on Intentional Spending

    Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you our 200-page digital workbook immediately. It's packed with the best takeaways from the show, formatted for easy reading and implementation at home. Get your free PDF workbook here: https://oldpodcast.eo.page/join Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com Episode 3696: Courtney Carver invites you into what she calls the Land of Enough, starting with money. She explains that permanent change depends on actually defining how much is enough for you, and asks whether you would be happier working less and making less. From there she lays out three honest uses for money - spending on what you truly care about, saving for retirement once the debt is gone, and giving away what is left - as a way of managing money that reflects how you actually want to live. Read along with the original article(s) here: https://bemorewithless.com/how-to-live-in-the-land-of-enoughmoney/ Quotes to ponder: "There are three important things you can do with your money. You can save it, spend it or give it away." "Vote with your dollars and buy things that you need and care about. Do not buy to feel." "Let the way you manage your money be a reflection of who you are and how you want to live your life." Optimal Finance Daily is a daily personal finance podcast where we narrate the best articles on financial independence, investing, saving money, and money management, read to you by a professional narrator so you can grow your wealth a little more every day. Learn more about your ad choices. Visit megaphone.fm/adchoices

    How to Live in the Land of Enough: Money by Courtney Carver of Be More With Less on Intentional Spending

  2. 10h ago ·  Bonus

    You Might Also Like: The Oprah Podcast

    Introducing The Lindsay Clancy Case, Understanding Postpartum Psychosis from The Oprah Podcast. Follow the show: The Oprah Podcast The Lindsay Clancy case has captured the nation’s attention, causing heated debate in the national conversation. On January 24, 2023 Lindsay Clancy strangled her three children in her basement and then attempted suicide by jumping from a second-story window in her house. The resulting injuries left her paralyzed from the waist down. After 21 days of testimony from more than 80 witnesses, the jury was not able to reach a unanimous decision. Lindsay Clancy’s defense team has argued that she is not guilty by reason of insanity as she was experiencing postpartum psychosis, while the prosecution argued she committed premeditated first degree murder. Oprah is in Massachusetts for a wide-ranging conversation about the case with an audience including an exclusive interview with Meg Hamp, a nurse who worked alongside Lindsay for 7 years and testified at her trial - plus medical experts, legal scholars and women who have personally experienced postpartum psychosis. Their stories give us a rare, first-hand insight into what it is to experience this challenging mental health issue. Oprah will also talk with social critics who will share their opinions and she will hear speculation on many sides of the case. Oprah has hosted conversations on postpartum depression and psychosis for 40 years with the intention of providing a platform for a mature discussion. This podcast episode contains discussions of murder, suicide, and mental illness that may be upsetting to some listeners. Listener discretion is advised. Follow Oprah Winfrey on Social: https://www.instagram.com/oprahpodcast/ https://www.facebook.com/oprahwinfrey/ Listen to the full podcast:  https://open.spotify.com/show/0tEVrfNp92a7lbjDe6GMLI DISCLAIMER: Please note, this is an independent podcast episode not affiliated with, endorsed by, or produced in conjunction with the host podcast feed or any of its media entities. The views and opinions expressed in this episode are solely those of the creators and guests. For any concerns, please reach out to team@podroll.fm.

    You Might Also Like: The Oprah Podcast

  3. 1d ago

    What It Feels Like to No Longer Worry About Money by Joshua Fields Millburn of The Minimalists on Money Mindset

    Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you our 200-page digital workbook immediately. It's packed with the best takeaways from the show, formatted for easy reading and implementation at home. Get your free PDF workbook here: https://oldpodcast.eo.page/join Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com Episode 3695: Joshua Fields Millburn traces his path from a broke childhood to a fast-track corporate career, and the moment he looked up and saw that the executives he wanted to become were miserable. He explains that money never granted them security, and that back home it was not the lack of money that made his family poor but repeated poor decisions. Earning far less today as an indie author, he finds he no longer worries about money at all, because the decisions behind it finally got better. Read along with the original article(s) here: https://www.theminimalists.com/worry/ Quotes to ponder: "You see, money didn't grant these men happiness; money didn't bring them a sense of security." "But the truth is that, back on Warren Street, it wasn't the lack of money that made us poor. No, Mom and I were poor because of poor decisions. Repeated poor decisions." "Once I let go of the worry, I had nothing to worry about." Optimal Finance Daily is a daily personal finance podcast where we narrate the best articles on financial independence, investing, saving money, and money management, read to you by a professional narrator so you can grow your wealth a little more every day. Learn more about your ad choices. Visit megaphone.fm/adchoices

    What It Feels Like to No Longer Worry About Money by Joshua Fields Millburn of The Minimalists on Money Mindset

  4. 2d ago

    Maybe Investing Isn't Worth The Risk by Dave of Accidental Fire on Stock Market Investing

    Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you our 200-page digital workbook immediately. It's packed with the best takeaways from the show, formatted for easy reading and implementation at home. Get your free PDF workbook here: https://oldpodcast.eo.page/join Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com Episode 3694: Dave of Accidental Fire uses a hard mountain bike crash to make a point about investing: the activities that pay the most also carry the risk of going down. He argues that the market's occasional big crashes are simply part of the game, and that pulling your money out after one is the equivalent of quitting the sport that got you fit. Over a long enough horizon, he says, the roughly 7 percent average return is what carries you to financial independence, and the risk that comes with it is the price of admission. Read along with the original article(s) here: https://accidentalfire.com/2023/08/29/is-investing-worth-risk/ Quotes to ponder: "But in the end, I know the risk is worth it." "And when the stock market is the thing that gets you to financial independence and time freedom, you can't pull your money out and quit it after a crash." "In both examples the risk is worth the reward, trust me." Optimal Finance Daily is a daily personal finance podcast where we narrate the best articles on financial independence, investing, saving money, and money management, read to you by a professional narrator so you can grow your wealth a little more every day. Learn more about your ad choices. Visit megaphone.fm/adchoices

    Maybe Investing Isn't Worth The Risk by Dave of Accidental Fire on Stock Market Investing

  5. 3d ago

    How I Stopped Excessive Gifting by Tim Sullivan with Get Rich Slowly on Intentional Spending

    Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you our 200-page digital workbook immediately. It's packed with the best takeaways from the show, formatted for easy reading and implementation at home. Get your free PDF workbook here: https://oldpodcast.eo.page/join Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com Episode 3693: Tim Sullivan explains how a habit that felt generous, never showing up empty handed and always picking up the check, quietly stalled his savings. He traces it back to an old idea about being the provider, then describes the spending freeze that pushed him to find other ways to show he cared. Tracking every dollar and giving gifts their own budget line turned a mindless reflex into intentional spending. Read along with the original article(s) here: https://www.getrichslowly.org/how-i-stopped-excessive-gifting/ Quotes to ponder: "The want of purchasing gifts found its way into my budget as a need." "It's much harder to point your finger at a problem that seems virtuous." "It stopped being a mindless act and more a conscious decision, which in turn provided me with more joy in the activity." Optimal Finance Daily is a daily personal finance podcast where we narrate the best articles on financial independence, investing, saving money, and money management, read to you by a professional narrator so you can grow your wealth a little more every day. Learn more about your ad choices. Visit megaphone.fm/adchoices

    How I Stopped Excessive Gifting by Tim Sullivan with Get Rich Slowly on Intentional Spending

  6. 4d ago

    5 Investments That Made Me a Millionaire by Chris Reining on Building Wealth

    Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you our 200-page digital workbook immediately. It's packed with the best takeaways from the show, formatted for easy reading and implementation at home. Get your free PDF workbook here: https://oldpodcast.eo.page/join Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com Episode 3692: Chris Reining explains that building wealth starts with living below your means and investing the difference, but that the highest-return investments he made were in himself and cost almost nothing. He walks through five of them: finding a career mentor, joining a mastermind, stacking complementary talents, removing routine decisions with systems, and committing to lifelong learning. His argument is that becoming more valuable is what makes the money side work. Read along with the original article(s) here: https://chrisreining.com/5-investments/ Quotes to ponder: "Living below your means so you can save, and then investing those savings." "You see, it's not only about investing in things like stocks or real estate, it's about investing in yourself." "This way you're spending what you have left after investing, instead of investing what you have left after spending." Optimal Finance Daily is a daily personal finance podcast where we narrate the best articles on financial independence, investing, saving money, and money management, read to you by a professional narrator so you can grow your wealth a little more every day. Learn more about your ad choices. Visit megaphone.fm/adchoices

    5 Investments That Made Me a Millionaire by Chris Reining on Building Wealth

  7. 5d ago

    What Will You Do When You're Retired? by Darrow Kirkpatrick of Can I Retire Yet on Retirement Planning

    Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you our 200-page digital workbook immediately. It's packed with the best takeaways from the show, formatted for easy reading and implementation at home. Get your free PDF workbook here: https://oldpodcast.eo.page/join Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com Episode 3691: Darrow Kirkpatrick explains that a satisfying retirement is not an endless vacation but a re-mixing of the same ingredients that filled your working life. He walks through the six elements he believes matter most: fun, staying busy, creativity, productivity, service, and freedom. He also warns that the real risk is not boredom but overcommitment, and that protecting a sense of space is part of retirement planning. Read along with the original article(s) here: https://www.caniretireyet.com/what-will-you-do-when-retired/ Quotes to ponder: "A satisfying retirement, I've found, is ultimately a new mixture or a re-purposing of the same ingredients that were in your working life." "In truth, most people will need more out of retirement than pure leisure." "The main point may be to have goals, and make progress towards them." Optimal Finance Daily is a daily personal finance podcast where we narrate the best articles on financial independence, investing, saving money, and money management, read to you by a professional narrator so you can grow your wealth a little more every day. Learn more about your ad choices. Visit megaphone.fm/adchoices

    What Will You Do When You're Retired? by Darrow Kirkpatrick of Can I Retire Yet on Retirement Planning

  8. 5d ago

    Patient and Decisive by Tynan on Intentional Living

    Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you our 200-page digital workbook immediately. It's packed with the best takeaways from the show, formatted for easy reading and implementation at home. Get your free PDF workbook here: https://oldpodcast.eo.page/join Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com Episode 3690: Tynan explains that the quality of your life is downstream of the quality of your decision making, and that the best pattern is to be patient but decisive. He argues that both halves have to come from the same place, a clear set of standards, so you can comfortably say no while you wait and then move fast when something meets them. Using his own marriage and home purchase as examples, he shows how waiting for a perfect option usually costs more than taking a very good one quickly. Read along with the original article(s) here: https://tynan.com/patient/ Quotes to ponder: "Both patience and decisiveness should be sourced from the same place: standards." "Patience is an investment that only pays off if a good decision is actually made in the end." "Decisiveness often looks like luck from the outside." Optimal Finance Daily is a daily personal finance podcast where we narrate the best articles on financial independence, investing, saving money, and money management, read to you by a professional narrator so you can grow your wealth a little more every day. Learn more about your ad choices. Visit megaphone.fm/adchoices

    Patient and Decisive by Tynan on Intentional Living
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About

Optimal Finance Daily is the #1 narrated podcast for the FIRE movement (Financial Independence, Retire Early). We curate and read the internet's most influential blogs on stock market investing, passive income, debt repayment, and 401k strategies, transforming complex wisdom into actionable daily episodes. Hosted by Diania Merriam (founder of the EconoMe conference), this show is designed for growth-minded professionals seeking wealth management tips and money mindfulness. From budgeting and frugal living to index fund investing and tax strategies, Diania provides the tools to secure your financial freedom. Join thousands of listeners becoming "OLD friends" as we navigate retirement planning, savvy money management, and the path to a debt-free life. Your journey to an optimal life begins here.

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