Passport To Wealth®

Whether you're a U.S. expat, a digital nomad, or someone with ties to the US looking to explore opportunities abroad, join us on Passport to Wealth®. Here we dive into the nuances of cross-border living as a US citizen living abroad. We'll be delving into essential topics such as managing your money while living abroad, staying compliant with US tax regulations, and uncovering stories of fellow expats who have forged the path to financial freedom while living abroad.  So, grab your passport and join us on this journey!

  1. 6d ago

    How to Register to Vote From Abroad

    Every American living abroad has the right to vote in federal elections, yet every cycle, a meaningful number of ballots never make it home, not from apathy, but from a form that arrived late, a lost ballot, or simply not knowing a backup option existed. Ada Shen from votefromabroad.org, who has spent over two decades helping Americans overseas register, request, and return a ballot, joins the podcast for a fully nonpartisan, procedural walkthrough of how voting from abroad actually works. ────────────────────────────────────────── CHAPTER TIMESTAMPS ────────────────────────────────────────── 00:00 - Yes, Americans abroad can vote, and here's what's actually on the ballot 01:32 - The one form that registers you, requests your ballot, and updates your info 04:43 - Why "last resided" isn't a choice, it's a rule 09:27 - Getting your ballot by email, and the deadlines that matter this cycle 15:07 - The backup ballot almost nobody knows they can use 25:14 - Clearing up the biggest misconception: voting and taxes are separate ────────────────────────────────────────── ABOUT THE GUEST ────────────────────────────────────────── Ada Shen has spent over two decades helping Americans overseas navigate voter registration and absentee voting through VoteFromAbroad.org, guiding voters through registration, ballot requests, and the specific rules that apply to citizens living outside the United States. ────────────────────────────────────────── ABOUT YOUR HOST ────────────────────────────────────────── Arielle Tucker, CFP® & IRS Enrolled Agent with Connected Financial Planning, is a cross-border financial planner based in Switzerland helping Americans living abroad navigate U.S. taxes, international investments, and cross-border financial planning. ────────────────────────────────────────── LOVE THIS EPISODE? ────────────────────────────────────────── Follow the show and leave a rating on Apple Podcasts or Spotify, it's the single biggest thing you can do to help other cross-border families find this show. ────────────────────────────────────────── ABOUT PASSPORT TO WEALTH® ────────────────────────────────────────── Passport To Wealth® is the platform for current and aspiring US expats. We connect globally mobile Americans with vetted, licensed cross-border financial advisors, tax professionals, and relocation experts who understand the financial and legal complexities of life abroad. ────────────────────────────────────────── LINKS & RESOURCES ────────────────────────────────────────── Website: https://www.passporttowealth.com Instagram: https://www.instagram.com/passporttowealthofficial LinkedIn: https://www.linkedin.com/company/passport-to-wealth Visit VoteFromAbroad.org: https://www.votefromabroad.org ────────────────────────────────────────── This episode is for educational purposes only and does not constitute tax, legal, or financial advice. Individual circumstances vary. Consult a qualified cross-border financial professional before making any financial or tax decisions. ────────────────────────────────────────── Mentioned in this episode: Order "The Expat Money Playbook" Passport to Wealth is a proud member of the SwissCast Network Discover more podcasts for English-speaking Switzerland SwissCast Network Click here to subscribe to our newsletter Order "The Expat Money Playbook" Find your cross-border expert on the Passport To Wealth® directory

    How to Register to Vote From Abroad
  2. Sep 22

    The Path From Work Visa to German Passport

    A YouTuber built a channel documenting American life in Germany, then leveraged it into an actual self-employment visa, and eventually German citizenship, without ever going through a traditional employer sponsor. Donnie Ashburn, a dual American-German citizen and content creator, joins the podcast to walk through his path from dependent visa to self-employment to citizenship, and what he'd tell anyone considering the same route. ────────────────────────────────────────── CHAPTER TIMESTAMPS ────────────────────────────────────────── 00:00 - Quitting two jobs, traveling nine months, and landing in Germany by chance 02:43 - COVID and the moment "backup plan" stopped being hypothetical 08:10 - What Germany's self-employment visa actually required, dollar for dollar 21:18 - Why becoming self-employed meant giving up his wife's EU Blue Card 23:11 - The real bureaucratic weight of running a business in two countries at once 27:35 - Why he pursued German citizenship as insurance, not just a milestone ────────────────────────────────────────── ABOUT THE GUEST ────────────────────────────────────────── Donnie Ashburn is a dual American-German citizen and content creator living in Germany's Pfalz region. He built a YouTube channel documenting life as an American in Germany, later turned that platform into a self-employment visa, and became a naturalized German citizen in 2025. He now helps other content creators navigate Germany's self-employment visa route. ────────────────────────────────────────── ABOUT YOUR HOST ────────────────────────────────────────── Arielle Tucker, CFP® & IRS Enrolled Agent with Connected Financial Planning, is a cross-border financial planner based in Switzerland helping Americans living abroad navigate U.S. taxes, international investments, and cross-border financial planning. ────────────────────────────────────────── LOVE THIS EPISODE? ────────────────────────────────────────── Follow the show and leave a rating on Apple Podcasts or Spotify, it's the single biggest thing you can do to help other cross-border families find this show. ────────────────────────────────────────── ABOUT PASSPORT TO WEALTH® ────────────────────────────────────────── Passport To Wealth® is the platform for current and aspiring US expats. We connect globally mobile Americans with vetted, licensed cross-border financial advisors, tax professionals, and relocation experts who understand the financial and legal complexities of life abroad. ────────────────────────────────────────── LINKS & RESOURCES ────────────────────────────────────────── Website: https://www.passporttowealth.com Instagram: https://www.instagram.com/passporttowealthofficial LinkedIn: https://www.linkedin.com/company/passport-to-wealth Subscribe to Donnie's YouTube channel: https://www.youtube.com/@PassportTwo ────────────────────────────────────────── This episode is for educational purposes only and does not constitute tax, legal, or financial advice. Individual circumstances vary. Consult a qualified cross-border financial professional before making any financial or tax decisions. ────────────────────────────────────────── Mentioned in this episode: Click here to subscribe to our newsletter Order "The Expat Money Playbook" Passport to Wealth is a proud member of the SwissCast Network Discover more podcasts for English-speaking Switzerland SwissCast Network Find your cross-border expert on the Passport To Wealth® directory Order "The Expat Money Playbook"

    The Path From Work Visa to German Passport
  3. Sep 15

    How to Prepare for Long-Distance Financial Caregiving

    A valid, properly signed power of attorney still isn't a guarantee a bank will honor it. Beth Pinsker found that out the hard way while managing her mother's care and finances from several states away, an experience she turned into "My Mother's Money: A Guide to Financial Caregiving." Beth, a CFP and award-winning journalist, joins the podcast to walk through what financial caregiving actually looks like day to day, why one family member usually ends up doing it whether or not they agreed to, and what changes when the people involved live in different countries. ────────────────────────────────────────── CHAPTER TIMESTAMPS ────────────────────────────────────────── 00:00 - The distance every caregiver feels, whether it's states or oceans away 01:26 - How a "temporary" trip turned into nine months of caregiving 06:22 - Big-picture money talks versus the daily bill-paying reality 09:19 - Why one person always ends up "the doer" in every family 11:59 - What changes when trustees and heirs live in different countries 21:14 - The power of attorney fight that took three appointments at the bank, and the one document every family needs before a crisis ────────────────────────────────────────── ABOUT THE GUEST ────────────────────────────────────────── Beth Pinsker is a CFP and award-winning journalist who has covered personal finance for outlets including MarketWatch and The Wall Street Journal. She managed her own mother's care and finances from several states away and wrote about the experience in "My Mother's Money: A Guide to Financial Caregiving." ────────────────────────────────────────── ABOUT YOUR HOST ────────────────────────────────────────── Arielle Tucker, CFP® & IRS Enrolled Agent with Connected Financial Planning, is a cross-border financial planner based in Switzerland helping Americans living abroad navigate U.S. taxes, international investments, and cross-border financial planning. ────────────────────────────────────────── LOVE THIS EPISODE? ────────────────────────────────────────── Follow the show and leave a rating on Apple Podcasts or Spotify, it's the single biggest thing you can do to help other cross-border families find this show. ────────────────────────────────────────── ABOUT PASSPORT TO WEALTH® ────────────────────────────────────────── Passport To Wealth® is the platform for current and aspiring US expats. We connect globally mobile Americans with vetted, licensed cross-border financial advisors, tax professionals, and relocation experts who understand the financial and legal complexities of life abroad. ────────────────────────────────────────── LINKS & RESOURCES ────────────────────────────────────────── Website: https://www.passporttowealth.com Instagram: https://www.instagram.com/passporttowealthofficial LinkedIn: https://www.linkedin.com/company/passport-to-wealth Order My Mother's Money: https://bethpinsker.com ────────────────────────────────────────── This episode is for educational purposes only and does not constitute tax, legal, or financial advice. Individual circumstances vary. Consult a qualified cross-border financial professional before making any financial or tax decisions. ────────────────────────────────────────── Mentioned in this episode: Find your cross-border expert on the Passport To Wealth® directory Passport to Wealth is a proud member of the SwissCast Network Discover more podcasts for English-speaking Switzerland SwissCast Network Order "The Expat Money Playbook" Order "The Expat Money Playbook" Click here to subscribe to our newsletter

    How to Prepare for Long-Distance Financial Caregiving
  4. Sep 8

    Better to Live than Die in France: Estate Planning for Americans

    France can tax an American's retirement income at zero. It can also be one of the least forgiving countries in the world to die in. Both are true, and most families only learn the second half after they've already moved. Vincent Berthier de Bortoli, a French tax attorney and STEP member whose clients are now almost entirely American, joins the podcast to explain how the US-France tax treaty actually works, why France has no legal concept of an "estate," and why a US trust can quietly turn a 0 percent tax situation into a 31.4 percent one. ────────────────────────────────────────── CHAPTER TIMESTAMPS ────────────────────────────────────────── 00:00 - Why Americans are moving to France right now 02:35 - Inside the US-France tax treaty: pensions, IRAs, and Roth accounts taxed at zero 07:31 - Why dying in France is never a good idea, tax-wise 10:22 - Inheriting from a US parent while living in France, and the six-year tax holiday 13:47 - The one-euro filing rule most Americans don't know about 17:56 - Why French tax authorities almost always come after a US trust ────────────────────────────────────────── ABOUT THE GUEST ────────────────────────────────────────── Vincent Berthier de Bortoli is a French tax attorney and STEP member based in the French Alps. He has practiced tax for nearly a decade, founded his own French tax practice in October 2023, and now advises a clientele that is roughly 90 percent American families relocating to France. He also is a member of the Passport To Wealth® community. ────────────────────────────────────────── ABOUT YOUR HOST ────────────────────────────────────────── Arielle Tucker, CFP® & IRS Enrolled Agent with Connected Financial Planning, is a cross-border financial planner based in Switzerland helping Americans living abroad navigate U.S. taxes, international investments, and cross-border financial planning. ────────────────────────────────────────── LOVE THIS EPISODE? ────────────────────────────────────────── Follow the show and leave a rating on Apple Podcasts or Spotify, it's the single biggest thing you can do to help other cross-border families find this show. ────────────────────────────────────────── ABOUT PASSPORT TO WEALTH® ────────────────────────────────────────── Passport To Wealth® is the platform for current and aspiring US expats. We connect globally mobile Americans with vetted, licensed cross-border financial advisors, tax professionals, and relocation experts who understand the financial and legal complexities of life abroad. ────────────────────────────────────────── LINKS & RESOURCES ────────────────────────────────────────── Website: https://www.passporttowealth.com Instagram: https://www.instagram.com/passporttowealthofficial LinkedIn: https://www.linkedin.com/company/passport-to-wealth VBDB Website: https://www.vbdbtax.com/en/international-tax-attorney Vincent's LinkedIn: https://www.linkedin.com/in/vincentbdb ────────────────────────────────────────── This episode is for educational purposes only and does not constitute tax, legal, or financial advice. Individual circumstances vary. Consult a qualified cross-border financial professional before making any financial or tax decisions. ────────────────────────────────────────── Mentioned in this episode: Order "The Expat Money Playbook" Click here to subscribe to our newsletter Order "The Expat Money Playbook" Passport to Wealth is a proud member of the SwissCast Network Discover more podcasts for English-speaking Switzerland SwissCast Network Find your cross-border expert on the Passport To Wealth® directory

    Better to Live than Die in France: Estate Planning for Americans
  5. Sep 1

    Can You Use a 529 Plan for a University Abroad

    Can a 529 plan actually pay for university outside the United States? Some foreign schools qualify for tax-free withdrawals. Most do not, and most families do not find out which is true for them until they are already trying to spend the money. Kaitlin Krozel, CPA and founder of Krozel Capital, joins the podcast to walk through how 529 plans work for American families abroad, what qualifies as an eligible foreign university, the new K-12 withdrawal rule, and the wealth tax risk a 529 can create once a family moves to certain countries. ────────────────────────────────────────── CHAPTER TIMESTAMPS ────────────────────────────────────────── 00:00 - Can a 529 actually pay for university abroad? 02:11 - What a 529 plan is, and why state choice affects your deduction 09:50 - How living abroad changes 529 strategy in real time 14:42 - The new $20,000-a-year rule for K-12 international school tuition 18:09 - How to check if a foreign university actually qualifies 24:25 - The wealth tax risk most families do not see coming ────────────────────────────────────────── ABOUT THE GUEST ────────────────────────────────────────── Kaitlin Krozel, CPA, is the founder of Krozel Capital, where she works with American families living abroad on cross-border tax and college planning. Kaitlin has spent years helping expat parents figure out how 529 plans hold up once a family leaves the United States, and she is raising her own two children across multiple countries. ────────────────────────────────────────── ABOUT YOUR HOST ────────────────────────────────────────── Arielle Tucker, CFP® & IRS Enrolled Agent with Connected Financial Planning, is a cross-border financial planner based in Switzerland helping Americans living abroad navigate U.S. taxes, international investments, and cross-border financial planning. ────────────────────────────────────────── LOVE THIS EPISODE? ────────────────────────────────────────── Follow the show and leave a rating on Apple Podcasts or Spotify, it's the single biggest thing you can do to help other cross-border families find this show. ────────────────────────────────────────── ABOUT PASSPORT TO WEALTH® ────────────────────────────────────────── Passport To Wealth® is the platform for current and aspiring US expats. We connect globally mobile Americans with vetted, licensed cross-border financial advisors, tax professionals, and relocation experts who understand the financial and legal complexities of life abroad. LINKS & RESOURCES MENTIONED Website: https://www.passporttowealth.com Instagram: https://www.instagram.com/passporttowealthofficial LinkedIn: https://www.linkedin.com/company/passport-to-wealth Check Student Aid Eligibility: https://www.studentaid.gov List of Eligible Foreign Universities: https://www.savingforcollege.com Find Krozel Capital: https://www.krozelcapital.com ────────────────────────────────────────── This episode is for educational purposes only and does not constitute tax, legal, or financial advice. Individual circumstances vary. Consult a qualified cross-border financial professional before making any financial or tax decisions. Mentioned in this episode: Passport to Wealth is a proud member of the SwissCast Network Discover more podcasts for English-speaking Switzerland SwissCast Network Order "The Expat Money Playbook" Find your cross-border expert on the Passport To Wealth® directory Order "The Expat Money Playbook" Click here to subscribe to our newsletter

    Can You Use a 529 Plan for a University Abroad
  6. Aug 25

    Cross-Border Financial Planning for Americans in Singapore

    Americans living in Singapore sit inside one of the most favorable tax environments for Roth conversions anywhere in the world. No capital gains tax, no dividend tax, and the conversion itself isn't taxed locally. Most are not using it, and most of their advisors do not even know it is available. Anne-Marie Regal founder of Avrio Wealth, built one of the first dual-licensed MAS and SEC fiduciary practices for US-connected families in Singapore. She shares what that planning opportunity looks like in practice, what the CPF gets wrong for Americans, and the financial mistakes she unwinds with new clients every week. ────────────────────────────────────────── CHAPTER TIMESTAMPS ────────────────────────────────────────── 00:52 — How Ann Marie built a fiduciary practice for Americans in Singapore 06:21 — MAS financial advisor license vs capital markets license 10:32 — Why a US-based advisor eventually stops working from abroad 16:48 — The Roth conversion window Americans in Singapore are not using 22:00 — CPF: excellent for Singaporeans, problematic for US taxpayers 28:06 — The most common financial mistakes US expats make in Singapore ────────────────────────────────────────── ABOUT THE GUEST ────────────────────────────────────────── Anne-Marie Regal, CFP®, is the founder of Avrio Wealth, a fiduciary financial planning firm with offices in Singapore and New York City. Avrio is dual-licensed with the Monetary Authority of Singapore and the SEC, and focuses exclusively on US-connected globally mobile families. Ann Marie has been based in Singapore since 2007 and built one of the first fee-only cross-border planning practices for Americans in Asia. ────────────────────────────────────────── ABOUT YOUR HOST ────────────────────────────────────────── Arielle Tucker, CFP® & IRS Enrolled Agent with Connected Financial Planning, is a cross-border financial planner based in Switzerland helping Americans living abroad navigate U.S. taxes, international investments, and cross-border financial planning. ────────────────────────────────────────── LOVE THIS EPISODE? ────────────────────────────────────────── Follow the show and leave a rating on Apple Podcasts or Spotify, it's the single biggest thing you can do to help other cross-border families find this show. ────────────────────────────────────────── ABOUT PASSPORT TO WEALTH® ────────────────────────────────────────── Passport To Wealth® is the platform for current and aspiring US expats. We connect globally mobile Americans with vetted, licensed cross-border financial advisors, tax professionals, and relocation experts who understand the financial and legal complexities of life abroad. STAY CONNECTED Website: https://www.passporttowealth.com/ Instagram: https://www.instagram.com/passporttowealthofficial/ LinkedIn: https://www.linkedin.com/company/passport-to-wealth/ ────────────────────────────────────────── This episode is for educational purposes only and does not constitute tax, legal, or financial advice. Individual circumstances vary. Consult a qualified cross-border financial professional before making any financial or tax decisions.

    Cross-Border Financial Planning for Americans in Singapore
  7. Aug 18

    Raising Kids Across Three Countries as an Expat Parent

    Her mother-in-law's advice was that crying helps babies develop their lungs. The advice from home was the opposite. Sasha Romary was raising her first child in Paris, caught between two cultures that agreed on almost nothing. In this episode, Sasha shares what it was like becoming a mother in France, then Singapore, then Germany, and what pushed her to become a sleep and parenting coach: the isolation of getting contradictory advice in two languages, the shame of a crying baby in a quiet Parisian café, and the much harder fight to get a child who didn't fit the local school system the support he needed. She and Arielle also get into how a child's age changes what kind of school will actually work abroad, and why "home," for a family that moves often, ends up being less about the address and more about the traditions a family carries with them. ────────────────────────────────────────── CHAPTER TIMESTAMPS ────────────────────────────────────────── 00:00 – Becoming a Parent in Three Different Countries: One Expat Mom's Story 01:15 – Becoming a First-Time Mom in Paris, Far from Family 05:56 – French Parental Leave for Business Owners: What to Expect 08:15 – Navigating Conflicting Parenting Advice Across Two Cultures 16:03 – Advocating for a Child Who Doesn't Fit the Local School System 19:32 – Why Your Child's Age Changes What School Works Best Abroad 24:41 – Why "Home" Abroad Has Less to Do with Location Than You'd Think ────────────────────────────────────────── ABOUT THE GUEST ────────────────────────────────────────── Sasha Romary is a parenting and sleep coach who became a first-time mother in Paris and went on to raise her two sons in Singapore and Germany before returning to France. She now supports other expat parents navigating parenthood across cultures. ────────────────────────────────────────── ABOUT YOUR HOST ────────────────────────────────────────── Arielle Tucker, CFP® & IRS Enrolled Agent, is a cross-border financial planner based in Switzerland helping Americans living abroad navigate U.S. taxes, international investments, and cross-border financial planning. ────────────────────────────────────────── LOVE THIS EPISODE? ────────────────────────────────────────── Follow the show and leave a rating on Apple Podcasts or Spotify, it's the single biggest thing you can do to help other cross-border families find this show. ────────────────────────────────────────── ABOUT PASSPORT TO WEALTH™ ────────────────────────────────────────── Passport To Wealth™ is the platform for current and aspiring US expats. We connect globally mobile Americans with vetted, licensed cross-border financial advisors, tax professionals, and relocation experts who understand the financial and legal complexities of life abroad. STAY CONNECTED Follow Sasha on Instagram: https://www.instagram.com/sasharomaryparenting/ Book a Free 30-min Parenting Call: https://www.sasharomary.com/parent-coaching Website: https://www.passporttowealth.com/ Instagram: https://www.instagram.com/passporttowealthofficial/ LinkedIn: https://www.linkedin.com/company/passport-to-wealth/ ────────────────────────────────────────── This episode is for educational purposes only and does not constitute tax, legal, or financial advice. Individual circumstances vary. Consult a qualified cross-border financial professional before making any financial or tax decisions. Mentioned in this episode: Click here to subscribe to our newsletter Find your cross-border expert on the Passport To Wealth® directory Passport to Wealth is a proud member of the SwissCast Network Discover more podcasts for English-speaking Switzerland SwissCast Network Order "The Expat Money Playbook" Order "The Expat Money Playbook"

    Raising Kids Across Three Countries as an Expat Parent
  8. Aug 11

    Understanding Your Why Before an International Move

    He'd spent years as a certified financial planner telling clients that the numbers matter. Then he moved his own family to Portugal, and found out the numbers were never really the hard part. In this episode, Mark Moberg shares what happened when his wife's company relocated the family to Lisbon: the six rough months his kids went through, the guilt of leaving an aging parent behind, and the concept from his book, The Life Arbitrage, that he now believes matters more than any spreadsheet, giving yourself permission to actually go through with the move. ────────────────────────────────────────── CHAPTER TIMESTAMPS ────────────────────────────────────────── 00:00 – Moving Abroad for a Spouse's Job: What Families Need to Know First 03:22 – Why Most Families Move Abroad Before Running the Numbers 05:42 – Giving Yourself Permission to Relocate Your Family Abroad 09:44 – How Family Reactions Impact Estate Planning and Gifting Before You Move 12:52 – When Family and Friends Disagree About Your Move Abroad (and Why That's Normal) 22:41 – How Your Identity Changes When You Move Abroad ────────────────────────────────────────── ABOUT THE GUEST ────────────────────────────────────────── Mark Moberg is a certified financial planner who moved his own family from Tampa, Florida to Lisbon, Portugal for his wife's job. He now works with Americans planning their own moves and is the author of The Life Arbitrage: Permission to Have Dessert. ────────────────────────────────────────── ABOUT YOUR HOST ────────────────────────────────────────── Arielle Tucker, CFP® & IRS Enrolled Agent with Connected Financial Planning, is a cross-border financial planner based in Switzerland helping Americans living abroad navigate U.S. taxes, international investments, and cross-border financial planning. ────────────────────────────────────────── LOVE THIS EPISODE? ────────────────────────────────────────── Follow the show and leave a rating on Apple Podcasts or Spotify, it's the single biggest thing you can do to help other cross-border families find this show. ────────────────────────────────────────── ABOUT PASSPORT TO WEALTH® ────────────────────────────────────────── Passport To Wealth® is the platform for current and aspiring US expats looking for trusted, fiduciary support. We connect globally mobile Americans with expert, licensed cross-border financial advisors, tax professionals, and relocation experts who understand the financial and legal complexities of life abroad. STAY CONNECTED Order Mark's Book: https://www.thelifearbitrage.com Website: https://www.passporttowealth.com Instagram: https://www.instagram.com/passporttowealthofficial LinkedIn: https://www.linkedin.com/company/passport-to-wealth ────────────────────────────────────────── This episode is for educational purposes only and does not constitute tax, legal, or financial advice. Individual circumstances vary. Consult a qualified cross-border financial professional before making any financial or tax decisions. Mentioned in this episode: Order "The Expat Money Playbook" Find your cross-border expert on the Passport To Wealth® directory Passport to Wealth is a proud member of the SwissCast Network Discover more podcasts for English-speaking Switzerland SwissCast Network Order "The Expat Money Playbook" Click here to subscribe to our newsletter

    Understanding Your Why Before an International Move

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Whether you're a U.S. expat, a digital nomad, or someone with ties to the US looking to explore opportunities abroad, join us on Passport to Wealth®. Here we dive into the nuances of cross-border living as a US citizen living abroad. We'll be delving into essential topics such as managing your money while living abroad, staying compliant with US tax regulations, and uncovering stories of fellow expats who have forged the path to financial freedom while living abroad.  So, grab your passport and join us on this journey!

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