MILMO Show Lacey Langford

People talk about Backdoor IRAs and getting one done, but do you know what they are, who they’re best for, and how to get it done the right way?
In this episode, Brian O’Neill shares the fundamentals of Backdoor Roth IRAs, including how they work, who is eligible, and the steps to set one up. Brian also covers the upsides and potential drawbacks of this approach, and how it fits into a broader retirement savings plan.
Brian is a Certified Financial Planner, a Military Qualified Financial Professional and an Enrolled Agent. He’s the founder of Winged Wealth Management and Financial Planning LLC, a fee-only fiduciary Registered Investment Advisor firm focusing on the military aviator community.
Brian served 23 years in the Air Force, commanding at the squadron and group levels, and flying both the F-16 and F-35. He launched his firm in 2021 and is an expert in focusing on a small niche to grow a practice rapidly.
The show notes can be found here: https://milmo.co/podcast/basics-of-backdoor-roth-IRAs/

Financial education and knowledge are important parts of financial success and reaching goals. Often, though, people aren’t taught or raised in an environment to learn about money in a way that builds confidence and helps you avoid financial mistakes.
In this episode, Andi Wrenn shares insights on the importance of financial literacy, how to assess your own level of knowledge, and actionable steps you can take to take ownership of improving your financial know how. 
Andi is an Accredited Financial Counselor® and a Military Qualified Financial Professional® with a passion for helping people make sound financial decisions for more than two decades. She has a bachelor's degree in math and education, a master’s in counseling, and is a mediation professional for North Carolina.
The show notes can be found here: https://milmo.co/podcast/owning-your-financial-literacy

It’s no secret that frequent moves impede the earning ability of many military spouses. This often leads spouses to the world of entrepreneurship, but often, people aren’t prepared for the challenges that come with being a business owner—yours truly included. 
In this episode, military spouse Laura Early shares her journey of starting a business, her agency's support to the military spouse entrepreneur community, the lessons she's learned building a successful business, and her advice for other military spouses looking to start their own businesses. 
Laura is the Chief Experience Officer and Founder of WISE Advise + Assist Team, a virtual assisting agency powered by military and veteran spouses. In her role at WISE, Laura helps business owners develop strategic and cultural priorities to grow their businesses and increase profit. Laura combines her background in project management and behavioral health to ensure all services, products, and initiatives are mission-driven and reinforce organizational culture. Laura is a proud Army spouse who currently resides in North Carolina.
The show notes can be found here: https://milmo.co/podcast/entrepreneurship-and-lessons-learned

Spending less than you make and saving money is part of building wealth. It’s wealth for your future self. Building wealth takes commitment and sacrifice to have a good quality of life in the future. But will you be around to see it or have the physical capability to enjoy it?
In this episode, David Frost will discuss the importance of maintaining muscular strength as we age, explaining why he considers it the "cornerstone of a healthy physical bank account." He'll share practical tips for achieving and sustaining peak physical fitness and the concept of "down aging"—looking and feeling years younger than your chronological age.
The show notes can be found here: https://milmo.co/podcast/your-bodys-wealth/

Being a small business often means you wear many different hats, including bookkeeper. Whether you're a numbers person or not, proper bookkeeping is crucial for making informed business decisions, filing taxes accurately, and, if you need it, securing financing down the road.
In this episode, Alise Jackson breaks down the importance of good bookkeeping, best practices, and common mistakes to avoid. From organizing your receipts to choosing the right bookkeeper, we discuss everything you need to know to get your business finances in shape.
The show notes can be found here: https://milmo.co/podcast/bookkeeping-for-small-business-owners

We've had a record-warm winter this year, and now that it's spring, things are really starting to bloom—including our beloved money trees. But while the lack of frigid temperatures has been nice, these dryer conditions may come at a price—an early harvest.
In this episode, I’ll discuss how a warmer winter could impact money tree yields and the ramifications for the economy and our budgets, as well as what we can all do to help the situation.
The show notes can be found here: https://milmo.co/podcast/early-harvest-for-money