Financially Intentional

Naseema McElroy
  • 4.9 (120)
  • SELF-IMPROVEMENT
  • UPDATED SEMIWEEKLY

Welcome to the FInancially Intentional Podcast with Naseema McElroy! This is a weekly podcast covering all things personal finance for those ready to build wealth but who may not know where to start. We believe that you have all the tools to improve your finances because you and your family deserve it. Our hope is that by listening to this podcast, your circle of influence is enhanced. Let us be the folks you choose to surround yourself with.

  1. How to Afford Everything Without Feeling Deprived - Episode 162

    10H AGO

    How to Afford Everything Without Feeling Deprived - Episode 162

    Send us a text In today's episode, I sit down with Dr. Darla Bishop from Finances to talk about how families can build a better relationship with money and raise kids who are money smart. We share simple ways to teach kids money skills in real life, like what to do when they want something at the store, how small jobs and a piggy bank can help, and how to talk about money without stress or shame. We also discuss why credit and money habits can affect your future and even your health, and how you can start making small changes today. About our guest: Dr. Darla is known the”FinanSis” founder of Finansis LLC. She founded the company in order to use her innate gifts (humor, intelligence, and tough love) to help families and communities improve their relationship with money and set their children up to be financially responsible for life. Dr. Darla is all too aware of the correlation between low credit scores and short lifespan, her mission is to change that narrative. https://howtoaffordeverything.com/product/madelines-money-adventure/ Promo code NASEEMA gets a 10% off and free shipping on all orders! Support the show --- Grab your spot in my free Financial CPR class and learn the simple steps I used to go from paycheck to paycheck to my first million. Please join me here, and follow me on social media, Instagram, and Facebook. Need help getting started on your path to financial freedom? Start Here Join the Financially Intentional Community Oh and please subscribe and leave a review on whatever app you're using to stream this podcast. Get my book Smart Money

    37 min
  2. Discover the Power of Small Side Hustles - Episode 161 (Classic Episodes)

    JAN 22

    Discover the Power of Small Side Hustles - Episode 161 (Classic Episodes)

    Send us a text In this classic episode, I talk with Michelle about what workers can do when the rules at work feel unfair, like confusing job contracts, “no compete” rules, and changes that can affect pay and overtime. We break down what these ideas mean in simple words, how to protect yourself, and what to watch for before you sign anything. We also talk about practical ways to earn more money, like picking up side work, asking for raises, and learning skills that make you more valuable. About our guest: Michelle Jackson is the founder of Creators Getting Paid a resource designed to help mission driven online brand builders find, strategize and grow at least one recurring income stream no matter how small. Check Michelle's website here - https://creatorsgettingpaid.com Creators Getting Paid Resource: https://michelleismoneyhungry.substack.com/ Support the show --- Grab your spot in my free Financial CPR class and learn the simple steps I used to go from paycheck to paycheck to my first million. Please join me here, and follow me on social media, Instagram, and Facebook. Need help getting started on your path to financial freedom? Start Here Join the Financially Intentional Community Oh and please subscribe and leave a review on whatever app you're using to stream this podcast. Get my book Smart Money

    44 min
  3. MyBudgetCoach and Zero Based Budgeting - Episode 160 (Classic Episode)

    JAN 15

    MyBudgetCoach and Zero Based Budgeting - Episode 160 (Classic Episode)

    Send us a text In today's classic episode, I sit down with Zach Whelchel to talk about why budgeting can feel so hard and how to make it way simpler. Zach shares how a zero based budget works, why giving every dollar a job can lower your stress, and how to build a plan that still includes fun, goals, and real life surprises. We also talk about what it’s like to get help from a budget coach, how accountability can keep you on track, and small steps you can take today if you’re tired of feeling behind on money. About our guest: Zach is a software developer, entrepreneur, husband, and father to two young boys. Zach has always been different when it comes to money. In elementary school his friends built their own economic system in the backyard called Nutopia. In college he made over $1,000 recycling beer cups at a music festival to fund his study abroad. As an entrepreneur his passion is to help others be intentional with their finances so they can build a life that aligns with their values. Recently, he founded MyBudgetCoach to help the world fall in love with budgeting. Start your budget over at MyBudgetCoach here. Support the show --- Grab your spot in my free Financial CPR class and learn the simple steps I used to go from paycheck to paycheck to my first million. Please join me here, and follow me on social media, Instagram, and Facebook. Need help getting started on your path to financial freedom? Start Here Join the Financially Intentional Community Oh and please subscribe and leave a review on whatever app you're using to stream this podcast. Get my book Smart Money

    36 min
  4. Health Is the Missing Piece in Your Wealth Plan - Episode 159

    JAN 8

    Health Is the Missing Piece in Your Wealth Plan - Episode 159

    Send us a text In today's episode, I talk with Dr. Aleksandra Gajer about why so many of us feel tired, stressed, and “off,” even when we’re trying to do all the right things. We break down what’s really happening with hormones, metabolism, and aging in a simple way, including why perimenopause can sneak up on you and why your doctor might not always connect the dots. We also share practical tips you can use right away, like how to build better meals, get enough protein, sleep better, manage stress, and support your body without extreme diets or complicated routines. About our guest: Dr. Aleksandra Gajer is a board-certified physician and visionary leader on a mission to revolutionize medicine by optimizing human physiology to achieve true health and well-being. A graduate of the University of Maryland School of Medicine with Alpha Omega Alpha honors, she founded The Gajer Practice to transform how we approach health—combining cutting-edge science with deeply personalized care that's missing in today's healthcare system. The Gajer Practice Support the show --- Grab your spot in my free Financial CPR class and learn the simple steps I used to go from paycheck to paycheck to my first million. Please join me here, and follow me on social media, Instagram, and Facebook. Need help getting started on your path to financial freedom? Start Here Join the Financially Intentional Community Oh and please subscribe and leave a review on whatever app you're using to stream this podcast. Get my book Smart Money

    52 min
  5. Financial Spring Cleaning - Episode 158 (Classic Episode)

    JAN 1

    Financial Spring Cleaning - Episode 158 (Classic Episode)

    Send us a text In this classic episode, I’m walking you through a simple “just in case” money checklist that most of us avoid until it’s too late—and it’s perfect for a little financial spring cleaning right after the New Year. We talk about wills and trusts, updating your beneficiaries on things like life insurance and retirement accounts, and why you should keep a clear list of your bills, bank accounts, and key documents so your family isn’t stuck guessing. We also touch on planning for kids and college savings, plus a few real-life lessons that can save you stress and money Updates and clarifications: The 529 must generally be open at least 15 years. Lifetime cap is $35,000, but it’s not necessarily “one time”—it’s limited by the annual Roth IRA contribution limit. The rollover goes to the beneficiary’s Roth IRA529 distributions for student loan repayment are limited to $10,000 lifetime per individualFeedback on "not the best time to sell right now" was made in 2023. Avoid making sell decisions based on short-term headlines and stick to your long-term plan.About our expert: Acquania is a financial coach, freelance writer, and independent life insurance producer with LifeTyme Financial Group, LLC. She is committed to helping people find financial freedom and build wealth. As a financial coach, she equips her clients with "outside the box" finance tips, debt payment plans, retirement planning, and more. With her advice clients are able to meet and exceed their financial and personal goals. Through her finance blog and podcast, The Purpose of Money, she shows women how to invest and save more so they can live a more fulfilling and prosperous life. Acquania's passion for personal finance and investing began when she was in high school and her father gave her a copy of Rich Dad, Poor Dad by Robert Kiyosaki. At 16 years old, Acquania opened a Roth Individual Retirement Account and has been seeking financial independence and early retirement (FIRE) ever since. The Purpose of Money More of Acquania Escarne Support the show --- Grab your spot in my free Financial CPR class and learn the simple steps I used to go from paycheck to paycheck to my first million. Please join me here, and follow me on social media, Instagram, and Facebook. Need help getting started on your path to financial freedom? Start Here Join the Financially Intentional Community Oh and please subscribe and leave a review on whatever app you're using to stream this podcast. Get my book Smart Money

    38 min
  6. Using Life Insurance to Buy Real Estate - Episode 157 (Classic Episode)

    12/25/2025

    Using Life Insurance to Buy Real Estate - Episode 157 (Classic Episode)

    Send us a text Did you know that it was possible to tap into your permanent life insurance policy to buy real estate? Our Life Insurance Expert Acquania Escarne breaks down how she has been able to leverage her life insurance policies to purchase rental properties, syndications and even hotels! She shares how you can too and for far less money than you think. About our expert: Acquania is a financial coach, freelance writer, and independent life insurance producer with LifeTyme Financial Group, LLC. She is committed to helping people find financial freedom and build wealth. As a financial coach, she equips her clients with "outside the box" finance tips, debt payment plans, retirement planning, and more. With her advice clients are able to meet and exceed their financial and personal goals. Through her finance blog and podcast, The Purpose of Money, she shows women how to invest and save more so they can live a more fulfilling and prosperous life. Acquania's passion for personal finance and investing began when she was in high school and her father gave her a copy of Rich Dad, Poor Dad by Robert Kiyosaki. At 16 years old, Acquania opened a Roth Individual Retirement Account and has been seeking financial independence and early retirement (FIRE) ever since. The Purpose of Money More of Acquania Escarne Support the show --- Grab your spot in my free Financial CPR class and learn the simple steps I used to go from paycheck to paycheck to my first million. Please join me here, and follow me on social media, Instagram, and Facebook. Need help getting started on your path to financial freedom? Start Here Join the Financially Intentional Community Oh and please subscribe and leave a review on whatever app you're using to stream this podcast. Get my book Smart Money

    47 min
  7. Stop Letting Tax Pros Confuse You And Take Back Control - Episode 156

    12/18/2025

    Stop Letting Tax Pros Confuse You And Take Back Control - Episode 156

    Send us a text In today's episode, I’m joined by tax expert Hannah Cole from Sunlight Tax to make self employed taxes feel way less scary and way more doable, so you can stop missing write offs and stop overpaying. We walk through simple end of year moves like tax credits that are expiring soon, plus how an HSA can be a powerful savings tool and how SEP IRA vs solo 401k rules work as your business grows (including why an S corp change can affect your setup). Then we get into one of my favorite topics, how a Roth IRA for your kid can work when they have real earned income, and what “reasonable pay” really means so you stay on the right side of the IRS About our guest: Hannah Cole is a tax expert who specializes in working with self-employed people, especially creative and mission-driven ones. A long-time working artist herself, she’s helped tens of thousands of self-employed people skill up with accessible tax and money education, through her Money Bootcamp program, tax workshops from Florida to Alaska, and on the Sunlight Tax podcast. Her forthcoming book, Taxes for Humans: Simplify Your Taxes and Change the World When You’re Self-Employed, is the most funny and empowering tax guide you’ll ever read. Hannah is the founder of Sunlight Tax. Sunlight Tax Support the show --- Grab your spot in my free Financial CPR class and learn the simple steps I used to go from paycheck to paycheck to my first million. Please join me here, and follow me on social media, Instagram, and Facebook. Need help getting started on your path to financial freedom? Start Here Join the Financially Intentional Community Oh and please subscribe and leave a review on whatever app you're using to stream this podcast. Get my book Smart Money

    1 hr
  8. Long Term Care Planning - Part 2 - Episode 155 (Classic Episode)

    12/11/2025

    Long Term Care Planning - Part 2 - Episode 155 (Classic Episode)

    Send us a text Our Expert CFP Dr. Jay and I revisit the long term care planning conversation and what I discovered from my conversation with my parents. To say that I feel underprepared is an understatement. Dr. Jay provides resources and things to consider when taking on the responsibility of caring for aging loved ones. Have you created a plan for when you eventually need assistance with everyday activities and are unable to care for yourself for a long period of time? Do you know what you would do if the sole responsibility of long-term care for a loved one falls on you? Resource Mentioned: Aging Life Care About our guest: Jay Zigmont, PhD, MBA, CFP® is the Founder and CEO of Childfree Wealth®, a life and financial planning firm dedicated to helping Childfree and Permanently Childless people. Childfree Wealth is the first firm dedicated to serving Childfree people. Dr. Jay is a CERTIFIED FINANCIAL PLANNER™, Childfree Wealth Specialist, and author of the book “Portraits of Childfree Wealth” and the upcoming book “The Childfree Guide to Life and Money.” Dr Jay is the co-host of the Childfree Wealth podcast. His Ph.D. is in Adult Learning from the University of Connecticut. He has been featured in Fortune, Forbes, MarketWatch, Wall Street Journal, New York Times, Business Insider, CNBC, and many other publications. In 2023, he was named a “Rising Star” by Financial Planning. Childfree Wealth Website The Childfree Guide to Life and Money: Make Your Finances Simple So Your Life Without Kids Can Be Amazing by Dr. Jay Zigmont Support the show --- Grab your spot in my free Financial CPR class and learn the simple steps I used to go from paycheck to paycheck to my first million. Please join me here, and follow me on social media, Instagram, and Facebook. Need help getting started on your path to financial freedom? Start Here Join the Financially Intentional Community Oh and please subscribe and leave a review on whatever app you're using to stream this podcast. Get my book Smart Money

    50 min
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4.9
out of 5
120 Ratings

About

Welcome to the FInancially Intentional Podcast with Naseema McElroy! This is a weekly podcast covering all things personal finance for those ready to build wealth but who may not know where to start. We believe that you have all the tools to improve your finances because you and your family deserve it. Our hope is that by listening to this podcast, your circle of influence is enhanced. Let us be the folks you choose to surround yourself with.

Information

  • Creator
    Naseema McElroy
  • Years Active
    2019 - 2026
  • Episodes
    380
  • Rating
    Explicit
  • Copyright
    © 2026 Financially Intentional
  • Show Website
    Financially Intentional

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