The Loan Officer Podcast

Dustin Owen

This show makes the boring FUN! Imagine if Joe Rogan and Dave Ramsey had a baby. That’s this show! These guys teach the sh*t they don’t teach in school. Their goal is to simplify topics that range from personal finance, purchasing real estate & obtaining home loans to being a successful mortgage originator, running a business and finding success as a sales professional. The mission is simple; to invite you into the room where it happens. They strive to teach you how to create opportunities even when it can be a struggle to get your foot in the door. While there is a lot of content geared specifically towards mortgage professionals, the majority of the episodes will resonate will all audience members. (Not just mortgage lenders!) D.O. (Dustin Owen) is the creator & host. He is a 20+ year veteran of the mortgage industry, a real estate investor, business coach and angel investor. J.C. (John Coleman) is the co-host / producer of the show. J.C. has 15+ years’ experience as an Emmy Award-Winning Content Creator & Marketer.

  1. 13H AGO

    From Single Mom to $40 Million in Production: Strategies Behind Kayla Tarabay's Growth | Ep. 612

    In this episode of The Loan Officer Podcast, host Dustin Owen sits down with Kayla Tarabay, a top-performing mortgage loan originator based in Massachusetts, for an in-depth and inspiring conversation. Kayla opens up about her remarkable journey, detailing how she navigated the challenges of becoming a single mom at just 22 years old and ultimately built a thriving mortgage business from the ground up. Over the course of three years, Kayla has impressively grown her funded loan volume from $12 million to an anticipated $40 million, demonstrating both her dedication and her expertise in the industry. Throughout the episode, Kayla discusses the early obstacles she faced, including balancing motherhood with her professional ambitions and overcoming self-doubt. She emphasizes the critical role that mentorship has played in her success, sharing how guidance from experienced professionals helped her develop the skills and confidence needed to excel. Kayla also delves into her strategic use of social media to connect with clients, build her personal brand, and generate new business opportunities. In addition to her business achievements, Kayla is passionate about empowering other women in the mortgage industry. She talks about organizing and participating in women-focused events that foster networking, education, and support among female professionals. Kayla’s story is a testament to resilience, the power of a positive mindset, and the importance of smart business strategies. Her journey serves as an inspiration to both new and seasoned loan officers, highlighting what’s possible with determination and the right support system. Kayla Tarabay stands out as a leading figure in the next generation of mortgage professionals, making this episode a must-listen for anyone interested in personal growth and industry success.   TLOP's Originator Coaching: https://tloponline.com/mlo-coaching-programs/

    41 min
  2. 3D AGO

    Is the Mortgage Industry Really Broken? | Ep. 611

    In this episode of the Loan Officer Podcast, host Dustin Owen is joined by Karina Mojica and Marketing Mike for an in-depth exploration of whether the mortgage industry is truly “broken.” Together, they dive into the complexities facing the industry today, beginning with a discussion of several high-profile lawsuits targeting some of the nation’s largest mortgage and real estate companies. The trio examines how these legal battles are reshaping industry practices and raising questions about compliance and accountability. The conversation then shifts to the evolving landscape of loan officer compensation, highlighting how traditional commission structures are being challenged and, in some cases, replaced by new models. Dustin, Karina, and Mike debate the pros and cons of these changes, especially in light of the controversial trend of putting realtors and builders directly on payroll—a move that has sparked heated debate about conflicts of interest and the long-term impact on consumer trust. Throughout the episode, the hosts shed light on the inconsistent enforcement of industry rules and regulations, pointing out how this lack of uniformity creates confusion and opens the door to unethical behavior. They also address the prevalence of aggressive recruitment tactics, which can undermine professionalism and further erode public confidence in the mortgage sector. Recognizing the urgent need for ethical reform, Dustin emphasizes the importance of staying informed about ongoing changes and encourages industry professionals to take an active role in advocating for positive transformation. He stresses that with significant regulatory and market shifts on the horizon, now is the time for mortgage professionals to prepare, adapt, and lead by example. Ultimately, this episode serves as both a wake-up call and a call to action for everyone involved in the mortgage industry. By shining a spotlight on the challenges and opportunities ahead, Dustin, Karina, and Marketing Mike aim to inspire listeners to engage thoughtfully, uphold the highest ethical standards, and work collectively toward a stronger, more transparent future for the industry.   Loan officer looking for a new place to call home? 👉 https://specials.lower.com/tlop   TLOP's Originator Coaching: https://tloponline.com/mlo-coaching-programs/

    58 min
  3. Mastering Small Talk: Essential Techniques for Building Genuine Connections in Business | Ep. 21

    6D AGO

    Mastering Small Talk: Essential Techniques for Building Genuine Connections in Business | Ep. 21

    In this episode, Dustin Owen, a seasoned veteran in the mortgage industry with years of hands-on experience, delves into the often-overlooked yet essential business skill of small talk. He thoughtfully examines how developing genuine curiosity about others and practicing active listening can transform small talk from awkward, superficial chit-chat into a powerful tool for building trust and cultivating meaningful relationships in both professional and personal settings.  Throughout the episode, Dustin shares a variety of practical tips and actionable strategies for starting conversations with confidence, keeping them flowing naturally, and discovering authentic common ground with clients, colleagues, and new acquaintances alike. He highlights the importance of being present in the moment, asking open-ended questions, and showing sincere interest in what others have to say. Dustin emphasizes that mastering the art of small talk not only boosts self-confidence but also leads to improved sales performance, stronger networking opportunities, and a significant competitive advantage by fostering real, lasting human connections in today’s fast-paced business environment. By the end of the episode, listeners will understand why small talk is far more than just idle conversation, it’s a vital skill that can open doors, build rapport, and drive long-term success in any industry.

    15 min
  4. MAR 19

    Juggling Mortgages and Family: Is Wade Betts the Super Dad of the Mortgage World? | Ep. 610

    In this engaging episode of "The Loan Officer Podcast," host Dustin Owen sits down for an in-depth interview with Wade Betz, a highly respected and top-performing mortgage loan originator based in Dallas, Texas. The conversation takes place live at Mortgage Con 2026 in Orlando, providing a dynamic backdrop for their discussion. Throughout the episode, Wade Betz shares valuable insights and lessons learned from his extensive career in the mortgage industry, emphasizing the critical role that mentorship, networking, and the cultivation of disciplined daily habits have played in his ongoing success. Wade delves into the challenges and rewards of balancing business growth with the demands of content creation and maintaining a fulfilling family life. He opens up about some of his past regrets, particularly around time management and the importance of being truly present with loved ones, offering a candid perspective that resonates with many professionals striving for work-life balance. The conversation is rich with practical strategies for achieving success in the mortgage business, including tips on building strong client relationships, leveraging technology, and staying adaptable in a constantly evolving market. Additionally, Wade and Dustin discuss the profound impact that influential books, such as *Atomic Habits*, have had on their personal and professional development. They explore how implementing small, consistent changes can lead to significant long-term results, both in business and in life. The episode is filled with inspiration and actionable advice, making it a must-listen for loan officers and industry professionals who are seeking not only to advance their careers but also to find greater fulfillment and purpose in their everyday lives. Introduction & Guest Overview (00:00:00) College Days & Meeting His Wife (00:01:06) Early Career & Entry into Mortgage (00:04:41) The Power of Networking & Mentorship (00:08:34) Lessons from a Mentor & Career Growth (00:12:13) Mortgage Volume Highs & Lows (00:14:05) Daily Activity Tracking & Greatness Tracker (00:16:13) Content Creation & Social Media Strategy (00:18:03) Support Systems & Internal Resources (00:22:06) Routine, Consistency, & Social Selling (00:23:43) Building a Personal Brand & Business Portability (00:25:25) Current Focus & Wheel of Life (00:27:00) Business Development & Realtor BDR Model (00:28:45) Leadership Style & Providing Value (00:31:00) Weekly Schedule & Time Management (00:31:52) Weekend Routines & Content Planning (00:35:11) Health Journey & Leading by Example (00:36:12) Future Goals & Team Development (00:38:19) Teaching Life Lessons to His Kids (00:39:46) Book Recommendation: Atomic Habits (00:42:01) Contact Information & Closing Remarks (00:43:28)   TLOP's Originator Coaching: https://tloponline.com/mlo-coaching-programs/

    45 min
  5. MAR 16

    The Greatest Impact of Geopolitical Events on Mortgage Rates You Need to Know! | Ep. 609

    In this episode of the Loan Officer Podcast, host Dustin Owen is joined by producer Karina Mojica and TLOP crew member Michael Siciliano (also known as Rocky Mikey Vinnie, Marketing Mike). Together, they dive into the recent U.S. and Israeli military strikes on Iran, exploring the far-reaching consequences these events have on the mortgage industry. The team breaks down how ongoing geopolitical instability in the oil-rich Gulf region can drive fluctuations in oil prices, which in turn impact inflation rates and ultimately influence mortgage rates across the country. Throughout the discussion, Dustin, Karina, and Michael provide listeners with a comprehensive analysis of the economic ripple effects stemming from international conflict, offering valuable historical context to help make sense of current events. They examine previous instances where global tensions have affected financial markets and draw parallels to today’s environment, giving both homebuyers and loan officers practical advice on how to navigate uncertainty. Emphasizing the importance of focusing on personal financial readiness, the hosts encourage listeners not to be swayed by short-term market volatility, but instead to concentrate on factors within their control. The episode also underscores the critical need for industry professionals to stay informed, adaptable, and proactive in the face of rapidly changing global events. Whether you’re a seasoned mortgage professional or a first-time homebuyer, this episode provides timely insights and actionable strategies to help you make informed decisions in an unpredictable market.   Loan officer looking for a new place to call home? 👉 https://specials.lower.com/tlop

    37 min
  6. The Best Business Lessons for Loan Officers in a Challenging Market | Ep. 20

    MAR 13

    The Best Business Lessons for Loan Officers in a Challenging Market | Ep. 20

    In this insightful episode of The DO Show, host Dustin Owen delivers four essential business lessons specifically tailored for loan officers who are navigating the challenges of today’s tough and ever-changing mortgage market. Drawing from his extensive experience in the industry, Dustin breaks down the importance of learning from previous market cycles, emphasizing how understanding historical trends can help originators anticipate changes and make more informed decisions. He also highlights the value of focusing on real, meaningful progress rather than falling into the trap of constant comparison with others, reminding listeners that personal growth and business development are unique journeys. Dustin goes on to discuss the necessity of leaving business situations or partnerships that are no longer aligned with your goals or values, encouraging loan officers to prioritize environments that foster growth and positivity. He stresses the power of practicing intentionality in daily actions and long-term planning, urging originators to set clear goals and make deliberate choices that move their businesses forward. Additionally, Dustin encourages listeners to think bigger by leveraging the support of others, whether through seeking mentorship, building strong teams, or delegating tasks that free up time for higher-level activities. Throughout the episode, he offers practical advice and actionable mindset shifts designed to help mortgage professionals build sustainable, resilient businesses that can withstand market fluctuations. The episode wraps up with Dustin extending a warm invitation to join the TOPS Originator Coaching community, where listeners can access further support, resources, and opportunities for professional growth. Whether you’re a seasoned originator or just starting out, this episode provides valuable insights and encouragement to help you thrive in the mortgage industry.

    21 min
  7. MAR 12

    The Power of Social Media: Insights from The Mortgage Dads to Grow Your Mortgage Business | Ep. 608

    n this episode of the Loan Officer Podcast, host Dustin Owen sits down for an in-depth conversation with Travis Newton and James Swift, widely recognized as "The Mortgage Dads" on Instagram. With an impressive following of 10,000 engaged fans and a remarkable output of over 1,000 videos produced each year, Travis and James open up about their journey to becoming influential voices in the mortgage industry. They discuss how embracing authenticity and maintaining a consistent content strategy have been key factors in their ability to generate more than half of their impressive $54 million mortgage volume directly from social media platforms. Throughout the episode, the discussion delves into their personal and professional evolution, offering listeners practical advice for overcoming the common hurdles of self-doubt and hesitation when it comes to video marketing. Travis and James share actionable tips for getting comfortable on camera, finding your unique voice, and creating content that resonates with your audience. The conversation also explores the value of building strong local relationships, both online and offline, and how these connections can translate into tangible business growth. Additionally, the episode highlights the critical role that discipline, a positive mindset, and genuine engagement play in achieving long-term success in the mortgage business. Travis and James emphasize the importance of showing up consistently, staying true to your values, and fostering authentic interactions with clients and followers alike. Whether you’re a seasoned loan officer or just starting out, this episode is packed with insights and inspiration for leveraging social media to grow your mortgage business and make a meaningful impact in your community. TLOP's Originator Coaching: https://tloponline.com/mlo-coaching-programs/

    51 min
  8. MAR 9

    From Loan Setbacks to Closing Success: Running the Race of Your Career | Ep. 607

    In this episode of The Loan Officer Podcast, host Dustin Owen welcomes Nick Mundorf, an account executive with eLend hailing from Cedar Rapids, Iowa. Nick is in Orlando for his daughter’s volleyball tournament, and he takes the opportunity to join Dustin in the studio for a candid and uplifting conversation. Nick opens up about his inspiring personal journey, detailing how he has overcome the challenges of living with diabetes and how he has made fitness a central part of his life. His motivation stems from the memory of loved ones he has lost, as well as those who continue to battle health issues, fueling his determination to stay healthy and strong. During the episode, Dustin and Nick delve into the significance of their matching “FTWC” (“For Those Who Can’t”) bracelets, sharing the powerful message behind the motto and how it serves as a daily reminder to persevere—not just for themselves, but in honor of those who are unable to do so. They explore the importance of resilience, the value of pushing through adversity, and the lessons learned from overcoming setbacks, both in personal life and in the competitive world of business. Their discussion highlights practical strategies for staying motivated, setting goals, and maintaining a positive mindset even when faced with obstacles. Producer Karina Mojica joins the conversation, bringing her unique perspective and adding both insightful commentary and humor throughout the episode. Her contributions help to create a dynamic and engaging atmosphere, making the discussion relatable and enjoyable for listeners. Together, the trio offers valuable advice, heartfelt stories, and plenty of laughs, making this episode a must-listen for anyone seeking inspiration and practical tips for overcoming life’s challenges.   Loan officer looking for a new place to call home? 👉 https://specials.lower.com/tlop    TLOP's Originator Coaching: https://tloponline.com/mlo-coaching-programs/

    57 min
4.8
out of 5
209 Ratings

About

This show makes the boring FUN! Imagine if Joe Rogan and Dave Ramsey had a baby. That’s this show! These guys teach the sh*t they don’t teach in school. Their goal is to simplify topics that range from personal finance, purchasing real estate & obtaining home loans to being a successful mortgage originator, running a business and finding success as a sales professional. The mission is simple; to invite you into the room where it happens. They strive to teach you how to create opportunities even when it can be a struggle to get your foot in the door. While there is a lot of content geared specifically towards mortgage professionals, the majority of the episodes will resonate will all audience members. (Not just mortgage lenders!) D.O. (Dustin Owen) is the creator & host. He is a 20+ year veteran of the mortgage industry, a real estate investor, business coach and angel investor. J.C. (John Coleman) is the co-host / producer of the show. J.C. has 15+ years’ experience as an Emmy Award-Winning Content Creator & Marketer.

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