The Money Mom Podcast

Rachel Coons

Welcome to The Money Mom Podcast, the ultimate guide for moms who want to take control of their finances, crush debt, and create a life of financial freedom and abundance. Hosted by Rachel Coons, a budgeting expert and mom of three, this podcast is your go-to resource for practical tips, mindset shifts, and empowering strategies to help you manage your money with confidence. Whether you’re navigating grocery budgets, tackling debt, or dreaming of building wealth for your family, each episode offers bite-sized, actionable advice to make money management simple, stress-free, and even enjoyable. With relatable stories, expert insights, and a dose of mom-to-mom encouragement, you'll learn how to transform your finances—one small step at a time. Tune in every week to discover how to save more, spend smarter, and feel empowered to create the financial life you deserve. Because when moms thrive financially, families flourish.

  1. 5d ago

    121: The Shamanic Death I'm Currently Living Through

    I tried to record a completely different episode four times this week. And every single time, nothing came out. So I stopped fighting it and let myself talk about what's actually happening right now. This one is raw. This is the messy middle. And I'm sharing it anyway. In this episode, I'm opening up about the shamanic death I'm currently going through, what it actually means, why I believe we all go through them, and what mine looks like right now in real time inside my business and my life. We cover: What a shamanic death actually is and why you've probably been through one without having a name for itHow the seasons of nature mirror the seasons of our own lives, including the winters we don't chooseThe shamanic death I went through in early 2024 and what it forced me to completely let go ofWhat happened on September 3rd that turned off 95% of my business revenue overnightWhy I'm questioning everything about the Money Mom Club and where my energy actually wants to goWhat it looks and feels like to sit in the unknown without forcing an answerWhy this is happening for me and not to me, and how I'm choosing to hold onto that even when it's hardI'm not sharing this because I have it figured out. I'm sharing it because I think you'll see yourself in it. Because we all have seasons where things have to fall away before something new can grow. And if you're in your own winter right now, this episode is for you. 🎧 Press play. Let's sit in this one together. One More Thing... I am so excited to share that I will be speaking at the More For Moms Conference, and my talk is all about your relationship with money. This is a free event, and if you want the all access pass, you can get $10 off with my code RACHELCOONS. Grab your spot here: https://www.aboutprogress.com/a/2148318954/zA79vEFy I would love to see you there! xoxo, Rachel --- Join me for my free training to learn the 5-step RESET Framework: Register HERE CONNECT WITH RACHEL Instagram | Facebook | YouTube | Website

  2. Sep 22

    120: How to Feel Confident With Money (Even When Everything Falls Apart)

    I'm going to be honest with you. This week has been one of the hardest weeks I've had in my business in a long time. Something completely out of my control happened, and it knocked me off my feet. And I'm still here. Still confident. Still showing up. In this episode, I'm sharing what happened, how I'm working through it, and the exact mindset shift that has kept me grounded even when everything feels uncertain. Plus we're diving into something that came up on my very first Inner Circle coaching call this week, because every single woman in that room said the same thing. They just want to feel confident with their money. So that's what we're talking about today. We cover: Why confidence is one of the trickiest goals to chase and what most people get wrong about itThe mismatch between what confidence looks like on the outside and what it actually feels like on the insideWhy your past money experiences are quietly projecting themselves onto your futureHow confidence is actually a choice you make before the results show upWhat it looks like to take aligned actions as the person you want to become, starting right nowWhy hard seasons are not evidence that you're failing, and what they're actually forThis episode starts with a breath, because honestly, we all needed one this week. If you've ever felt like confidence is something that happens after you get your money together, this episode is going to completely reframe that for you. 🎧 Press play and breathe this one in. One More Thing... I am so excited to share that I will be speaking at the More For Moms Conference, and my talk is all about your relationship with money. This is a free event, and if you want the all access pass, you can get $10 off with my code RACHELCOONS. Grab your spot here: https://www.aboutprogress.com/a/2148318954/zA79vEFy I would love to see you there! xoxo, Rachel --- Join me for my free training to learn the 5-step RESET Framework: Register HERE CONNECT WITH RACHEL Instagram | Facebook | YouTube | Website

  3. Sep 15

    119: Why Abundance Has Nothing to Do With Money (And How to Actually Get There)

    Abundance. Everyone wants it. But most of us have it completely backwards. We think abundance means having more money. So we chase the number, stress about the gap, and wonder why we still feel like there's never enough even when things are going okay. In this episode, I'm breaking down what abundance actually is, why scarcity and money are not the same thing, and the one simple shift that can start moving you out of scarcity thinking today. We cover: Why detaching abundance from money is the first real step toward an abundance mindsetWhere you can find genuine abundance in your life right now, even if your bank account doesn't reflect it yetWhy nature is one of the most powerful tools for shifting out of scarcityHow gratitude actually works as an abundance practice and why it has to feel real to workWhat came out of the Money Rewire Experience and why the women in that room said they felt hope for the first timeThe have, do, be model most people are living by and why it keeps them stuckPlus I'm sharing a product I genuinely love that has completely changed how present I am with my family after 3pm. Not sponsored, just obsessed. If you've been trying to think your way into abundance and it keeps not working, this episode is going to show you a completely different way in. 🎧 Press play and let's start there. One More Thing... I am so excited to share that I will be speaking at the More For Moms Conference, and my talk is all about your relationship with money. This is a free event, and if you want the all access pass, you can get $10 off with my code RACHELCOONS. Grab your spot here: https://www.aboutprogress.com/a/2148318954/zA79vEFy I would love to see you there! xoxo, Rachel --- Join me for my free training to learn the 5-step RESET Framework: Register HERE CONNECT WITH RACHEL Instagram | Facebook | YouTube | Website

  4. Sep 2

    118: You Don't Need More Money Control. You Need This Instead.

    I'm recording this fresh off two days of the Money Rewire Experience, and I am full. Full of gratitude, full of clarity, and honestly just so moved by what I've already watched happen in women's lives in just 48 hours. In this episode, I'm sharing the two biggest shifts that came out of those days together, because I think they're going to completely change the way you think about your money. We cover: Why your relationship with money affects every single interaction, decision, and relationship in your lifeHow the energy you bring to money directly affects how money shows up for youWhy control is not actually the end goal with your finances (and what happens when you stay stuck there)The difference between scarcity-based control and what we're actually working towardWhy trust is the real destination, and what your life looks and feels like when you finally get thereWhat it actually means to live in abundance (and why it has nothing to do with how much is in your bank account)If you've ever felt like you just need to get better at controlling your money, this episode is going to reframe everything for you. Because white-knuckling your finances is not the goal. Peace is. Confidence is. Trust is. And that's exactly where we're going. 🎧 Press play and let's get you there. xoxo, Rachel --- Join me for my free training to learn the 5-step RESET Framework: Register HERE CONNECT WITH RACHEL Instagram | Facebook | YouTube | Website

  5. Aug 11

    117: Money and Marriage: What Nobody Talks About Behind Closed Doors

    Money is the number one reason couples divorce. 50%. That stat hits different when you're the one lying awake at night wondering how to even bring it up with your spouse. In this episode, I'm talking about something that came straight from my gut this week. No outline, no script. Just an honest conversation about what's really happening in marriages when money gets hard, and what you can actually do about it. We cover: Why feeling alone in your money struggle is one of the most common (and heartbreaking) parts of marriageThe quote that stopped me in my tracks and completely changed how I handle expectations in my relationshipWhy trying to change your partner is the wrong question to ask entirelyThe three things Brad and I do that I believe have kept money from becoming a wedge in our marriageWhy financial secrecy is a slow leak in even the strongest relationshipsHow healing your own relationship with money changes everything around you, including your spouseThis one is raw, real, and from the heart. If money has ever made you feel like you and your partner are speaking two completely different languages, this episode is going to help. And if you're ready to do the deeper work, join me for The Money Rewire Experience starting August 27th. Join here: https://www.heyrachelcoons.com/themoneyrewire 🎧 Press play. This conversation is long overdue. xoxo, Rachel --- Join me for my free training to learn the 5-step RESET Framework: Register HERE CONNECT WITH RACHEL Instagram | Facebook | YouTube | Website

  6. Aug 4

    116: I'm Back. And Everything Is Different Now.

    I took six weeks off. No podcast episodes. No YouTube videos. No announcements. I just... stopped. And honestly? It was one of the best decisions I've made for my business and my life. In this episode, I'm coming back raw, unscripted, and more myself than I've felt in a long time. I'm sharing why I stepped away, what I realized during that time, and how I'm showing up differently going forward. For the podcast, for my clients, and for myself. We talk about: Why I hit a wall after two years of consistent content and what that visceral "no" feeling was trying to tell meWhat three days without cell service in the mountains reminded me about presence, nervous system, and what actually mattersThe lesson I keep coming back to in 2026 about knowledge versus actually changing from the inside outWhat happened inside my 12-week rewiring program and why 8 out of 8 women said it changed their lifeWhy I'm done with the 60-minute training model and what I'm doing differently this fallWhat The Money Rewire Experience is and why I believe it's the most powerful thing I've ever createdThis episode is also just me being honest with you. About burnout. About losing my essence inside frameworks that weren't mine. About choosing to show up on my own terms, in my own time, in a way that actually feels like me. If you've ever felt like you're doing all the right things but something still feels off, this one is going to land. Welcome back. I'm glad you're here. 🎧 Listen now and come join me for The Money Rewire Experience.  xoxo,  Rachel xoxo, Rachel --- Join me for my free training to learn the 5-step RESET Framework: Register HERE CONNECT WITH RACHEL Instagram | Facebook | YouTube | Website

  7. Jun 23

    114: Why 80% of Budgets Fail Within 3 Months (And What Actually Works Instead)

    If you've tried budgeting and it never seems to stick, I want you to hear this: you are not the problem. That's not just something nice to say. That's behavioral economics. The actual science of how humans make financial decisions tells us that the way most people budget was never going to work in the first place. In this episode, I'm breaking down exactly why willpower is one of the worst tools you can use to manage your money, and what to build instead so your finances actually run without you having to white-knuckle it every single month. We cover: Why 80% of people quit their budget within three months (and why it has nothing to do with discipline)The real reason a bad day can derail three months of financial progressHow decision fatigue is quietly working against every money goal you've setWhy shame makes overspending worse, not betterThe RESET Method and the five ingredients you need for a money system that actually sticksWhat finally changed my financial life after years of trying harder and getting nowhereBecause the goal was never to be more disciplined. The goal is to build a system that works even when you're tired, busy, or just having a hard week. You don't need more willpower. You need a better system. 🎧 Press play and let's build one together xoxo, Rachel --- Join me for my free training to learn the 5-step RESET Framework: Register HERE CONNECT WITH RACHEL Instagram | Facebook | YouTube | Website

4.9
out of 5
28 Ratings

About

Welcome to The Money Mom Podcast, the ultimate guide for moms who want to take control of their finances, crush debt, and create a life of financial freedom and abundance. Hosted by Rachel Coons, a budgeting expert and mom of three, this podcast is your go-to resource for practical tips, mindset shifts, and empowering strategies to help you manage your money with confidence. Whether you’re navigating grocery budgets, tackling debt, or dreaming of building wealth for your family, each episode offers bite-sized, actionable advice to make money management simple, stress-free, and even enjoyable. With relatable stories, expert insights, and a dose of mom-to-mom encouragement, you'll learn how to transform your finances—one small step at a time. Tune in every week to discover how to save more, spend smarter, and feel empowered to create the financial life you deserve. Because when moms thrive financially, families flourish.

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