The Money Mom Podcast

Rachel Coons
  • 5.0 (27)
  • EDUCATION
  • UPDATED WEEKLY

Welcome to The Money Mom Podcast—the ultimate guide for moms who want to take control of their finances, crush debt, and create a life of financial freedom and abundance. Hosted by Rachel Coons, a budgeting expert and mom of three, this podcast is your go-to resource for practical tips, mindset shifts, and empowering strategies to help you manage your money with confidence. Whether you’re navigating grocery budgets, tackling debt, or dreaming of building wealth for your family, each episode offers bite-sized, actionable advice to make money management simple, stress-free, and even enjoyable. With relatable stories, expert insights, and a dose of mom-to-mom encouragement, you'll learn how to transform your finances—one small step at a time. Tune in every week to discover how to save more, spend smarter, and feel empowered to create the financial life you deserve. Because when moms thrive financially, families flourish.

  1. 1D AGO

    The Student Loan Strategy Nobody Wants to Talk About

    We have $350,000 in student loans...and we're not paying them off early.  When I posted about this on Instagram, the comments were a lot.  So I decided to break down exactly what our strategy is, why we made this decision, and the math behind it. This isn't about getting a handout. It's about being intentional with debt instead of reactive. In this video I cover: Why we chose an income-driven repayment plan over aggressive payoffHow the 20-year forgiveness program actually worksThe tax bill that comes with forgiveness (and how we're saving for it)Why compounding investments beat a 6% linear return on debt payoffWhat this means for YOU — whether you have student loans or any other kind of debtxoxo, Rachel Where to find me: Instagram: @heyrachelcoons Join me for my free training to learn the 5-step RESET Framework: Register HERE

    14 min

  2. APR 28

    106: 5 Ways to Create a New Money Future

    Most moms think creating a better financial future means budgeting harder or making more money… but what if that’s not actually the problem? In this episode, I’m walking you through the exact 5-step process that completely changed my relationship with money, and has helped thousands of moms move from stress and anxiety to feeling safe, confident, and in control. After years of living paycheck to paycheck (even once we were making six figures), I realized the real issue wasn’t the numbers… it was my identity, my beliefs, and my relationship with money. Inside this episode, you’ll learn how to: Let go of the past money stories that are keeping you stuckGet crystal clear on what your future with money actually looks and feels likeSet powerful intentions that align with who you want to becomeIdentify and rewire the subconscious beliefs sabotaging your progressTake aligned action that finally creates lasting changeThis isn’t about more discipline or willpower. It’s about becoming the version of you who naturally creates a peaceful, confident financial life. If you’ve ever felt like no matter how much you make, you still feel stressed about money… this episode is for you. 🎧 Ready to go deeper? I also share how you can join my free training where I walk you through my full reset framework and help you start rewiring your money beliefs right now. CLICK HERE for my FREE training xoxo, Rachel Where to find me: Instagram: @heyrachelcoons Join me for my free training to learn the 5-step RESET Framework: Register HERE

    13 min

  3. APR 14

    105: You Make Good Money… So Why Are You Still Stressed?

    You’d think making six figures would finally make you feel secure with money… but what if it doesn’t? In this episode, I’m breaking down why more income isn’t actually the solution to feeling stressed, anxious, or “bad” with money... and why so many women are still struggling, even at higher income levels. I’m sharing the “leaky bucket” analogy to help you see exactly where your money is slipping away (and why it keeps happening on autopilot). We’ll talk about the real reasons behind overspending, lifestyle creep, and emotional spending, and how your nervous system, beliefs, and identity are quietly running the show behind the scenes. Because the truth is: no amount of money will fix a broken relationship with it. If you’ve ever wondered why your numbers look fine… but it still doesn’t feel good, this episode will connect the dots and show you where to start. ✨ Inside this episode:  Why more money doesn’t equal more security  The 5 “holes” draining your finances (without you realizing it)  How your nervous system and identity shape your money habits  What actually needs to shift to feel calm, confident, and in control This is deeper than budgeting. This is about finally feeling safe with your money. xoxo, Rachel Where to find me: Instagram: @heyrachelcoons Join me for my free training to learn the 5-step RESET Framework: Register HERE

    9 min

  4. APR 7

    104: My GLP-1 Update: What No One Talks About

    Today’s episode is a personal update you’ve been asking for. A few months ago, I shared my experience starting a GLP-1—and since then, my DMs have been full of questions about what’s changed, what I’m still doing, and how I’m feeling now. In this episode, I’m giving you an honest, real-life update on my peptide journey, where I’m at today, why I chose to continue, and the biggest differences I’ve experienced over time. We talk about: Why I’m still microdosing tirzepatideThe unexpected benefits beyond weight lossThe additional peptides I’ve added (and why)What I’ve learned about energy, sleep, and muscle growthCommon side effects (like hair loss) and what might actually be causing themWhy this isn’t a “magic fix” and what still matters mostThis is not medical advice... just my personal experience and what’s been working for me. If you’ve been curious about GLP-1s, peptides, or just wanted a real update from my journey, this episode is for you. And if you still have questions, send me a message on Instagram. I’m always happy to share what I can. Check out my full GLP-1 story here: Episode 72 xoxo, Rachel Where to find me: Instagram: @heyrachelcoons Join me for my free training to learn the 5-step RESET Framework: Register HERE

    11 min

  5. MAR 31

    103: Your Subconscious Is Controlling Your Money… Here’s How W/Megan Blacksmith

    If you’ve ever felt like you’re making money… but it just disappears, this episode is going to click. In this conversation with NLP trainer Megan, we break down:  Why money comes in and goes right back out  The subconscious patterns running your financial decisions  How your beliefs about money were formed (and how to shift them)  A powerful “money = water” metaphor that will completely change how you think about budgeting This episode will help you stop blaming yourself and start understanding what’s actually going on beneath the surface. Because when you create safety with money… everything starts to change. If you loved this episode, register for my free masterclass happening soon: www.heyrachelcoons.com/moneyreset Catch Megan's "Metaphor to Millions" training HERE xoxo, Rachel Where to find me: Instagram: @heyrachelcoons Join me for my free training to learn the 5-step RESET Framework: Register HERE

    37 min

  6. MAR 24

    102: Why You Still Feel Broke (Even If You Have Money)

    Have you ever looked at your bank account and thought… “Why do I still feel broke?” The bills are paid. Your income might even be decent. But somehow, money still feels stressful, tight, and like it’s constantly slipping through your fingers. In this episode of the Money Mom Podcast, I’m breaking down why you can have money and still feel broke—and what’s actually going on beneath the surface. Because here’s the truth most financial advice won’t tell you:  👉 It’s not just about how much money you make.  👉 It’s about how safe you feel with the money you already have. Inside this episode, we’re diving into: Why making more money doesn’t fix financial stressThe hidden reason your money keeps “disappearing”How emotional spending is quietly keeping you stuckThe difference between reactive vs. intentional spendingHow to stop feeling broke—even before your income changesIf you’ve ever found yourself: Overspending on Amazon, Target, or takeoutWondering where your money went at the end of the monthFeeling guilty, stressed, or anxious about moneyOr stuck in a cycle of “I just need to make more money…”This episode will completely shift how you see your finances. Because the goal isn’t just more money…  It’s creating a calm, confident, and intentional relationship with money. And that starts today. If this episode resonated with you, make sure to subscribe and share it with a friend who needs to hear this. And if you’re ready to feel more in control of your money (without restriction or overwhelm), register for my free LIVE training next week! 💛 JOIN US HERE Keywords: budgeting for moms, why do I feel broke, emotional spending, money mindset, financial stress, grocery budgeting, intentional spending, stop overspending, personal finance for moms, money habits, scarcity vs abundance xoxo, Rachel Where to find me: Instagram: @heyrachelcoons Join me for my free training to learn the 5-step RESET Framework: Register HERE

    9 min

  7. MAR 17

    101: What Real Money Coaching Sounds Like: Budgeting, Curveballs, and Money Mindset

    In today’s episode, I’m doing something a little different. I’m sitting down with Jenna for a real, unfiltered coaching conversation about the money struggles so many women face but don’t always talk about out loud. We talk about how to budget without feeling restricted, what to do when unexpected expenses hit, and why money stress is often about so much more than the numbers. This conversation gets into the real emotions behind spending, debt payoff, fear, freedom, family, and learning how to trust yourself with money. If you’ve ever felt like you know what to do with your money but still struggle to actually feel calm and confident doing it, this episode is for you. Jenna's podcast: How One Mom Paid off $42,000 of Debt in Just 12 Months! xoxo, Rachel Where to find me: Instagram: @heyrachelcoons Join me for my free training to learn the 5-step RESET Framework: Register HERE

    36 min

  8. MAR 10

    100: It Started with Groceries… And It Became So Much More

    🎉 Episode 100 of The Money Mom Podcast! 🎉 Today’s episode is extra special because we’re celebrating our 100th episode with a real-life Money Mom Club member story—one that so many moms are going to see themselves in. I’m joined by Stephanie Griffin, a mom of two (including a teen boy + a college kid!) who moved from the East Coast to California and found herself overwhelmed by the cost of living, inflation, and the never-ending “feed everyone all day” cycle—especially after COVID hit. In this conversation, Stephanie shares: How she went from burned out + stressed about food/groceries to feeling organized and confident againThe mindset shift from “I never have enough” (even when the pantry is full) to a calmer, more abundant relationship with moneyWhy grocery delivery (yes, even if it costs money!) became a time-freedom game changerHow Shop the Shelf challenges helped her actually use what she already had and waste less (“cash in the trash” 😅)The ripple effect this had on her family—more teamwork, less stress, and better money conversationsAnd how her language with her kids changed from “we can’t afford that” to “we’re choosing to spend differently right now” (😭 so good)If you’ve been wondering if change is possible for you—especially if you’re already “good with budgeting” but still feel that underlying money stress—this episode is your reminder: you don’t have to overhaul everything overnight. You just need a starting point… and a simple system that actually works in real mom life. 💛 Want to ask a question or connect? DM me on Instagram or email me—I’m cheering you on. xoxo, Rachel Where to find me: Instagram: @heyrachelcoons Join me for my free training to learn the 5-step RESET Framework: Register HERE

    30 min
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Trailer

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About

Welcome to The Money Mom Podcast—the ultimate guide for moms who want to take control of their finances, crush debt, and create a life of financial freedom and abundance. Hosted by Rachel Coons, a budgeting expert and mom of three, this podcast is your go-to resource for practical tips, mindset shifts, and empowering strategies to help you manage your money with confidence. Whether you’re navigating grocery budgets, tackling debt, or dreaming of building wealth for your family, each episode offers bite-sized, actionable advice to make money management simple, stress-free, and even enjoyable. With relatable stories, expert insights, and a dose of mom-to-mom encouragement, you'll learn how to transform your finances—one small step at a time. Tune in every week to discover how to save more, spend smarter, and feel empowered to create the financial life you deserve. Because when moms thrive financially, families flourish.

Information

  • Creator
    Rachel Coons
  • Years Active
    2024 - 2026
  • Episodes
    109
  • Rating
    Clean
  • Copyright
    © 2026 The Money Mom Podcast
  • Show Website
    The Money Mom Podcast

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