Loans Elevated

The Lassig Team at CrossCountry Mortgage
  • 5.0 (2)
  • INVESTING
  • UPDATED WEEKLY

The Loans Elevated Podcast delivers clear, strategic conversations on mortgages, real estate, and homeownership.Hosted by Broch Lassig alongside TJ Heidenreich and Ryan King of The Lassig Team, a top 1% nationally ranked mortgage team, the show explores how housing decisions impact your financial future.Each episode breaks down real-world mortgage strategy, market dynamics, and the role homeownership plays in building wealth, managing debt, and creating long-term optionality.Whether you’re a homeowner, first-time buyer, or real estate professional, Loans Elevated helps you think differently about real estate and use it as a tool, not just a transaction.

  1. 2D AGO

    Episode 167: Selling Your Home Might Be the Smartest Financial Move Right Now

    Send us a text Mortgage rates are falling, and refinances are booming. But for many homeowners, refinancing isn’t the best solution. In this episode, we break down a powerful but often ignored strategy: selling and rebuying to reset your financial life. Using real-world math, we explain how homeowners are: Paying thousands each month in unnecessary consumer debtSitting on trapped equity, they don’t know how to accessMaking emotional decisions instead of strategic onesWe also discuss why: Mortgage debt is fundamentally different from credit card debtHomeownership creates leverage that renters may never haveFirst-time buyers waiting on the sidelines may be falling behindThis conversation isn’t about timing the market — it’s about understanding how housing can be used as a financial tool. If you’re feeling stuck, stressed, or unsure of your next move, this episode gives you clarity. 🎙 Loans Elevated Podcast Clear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype. Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage. 🔗 Resources & links: https://lassigteam.com 📲 Follow us on Instagram & Facebook: @loanselevated Hosts: Broch Lassig - Branch Manager | NMLS 340314 TJ Heidenreich - Sales Manager | NMLS 1802412 Ryan King - Loan Officer | NMLS 1870771 Branch NMLS 2048956 Equal Housing Opportunity. All loans subject to underwriting approval. Certain restrictions may apply. CrossCountry Mortgage, LLC | NMLS 3029 www.nmlsconsumeraccess.org This podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.

    28 min

  2. JAN 15

    Episode 166: Mortgage Rates, Trump & Housing Affordability | Separating Headlines from Reality

    Send us a text Mortgage rates don’t move because of politics—they move because of markets, incentives, and supply & demand. In this episode of the Loans Elevated Podcast, we break down recent headlines surrounding Trump, mortgage-backed securities, and housing affordability, and explain what actually matters beneath the noise. You’ll learn: How mortgage-backed securities influence ratesWhy a $200B MBS purchase is meaningfulThe difference between real demand vs money printingWhy banning institutional buyers won’t fix affordabilityThis episode is about thinking clearly, staying objective, and making decisions based on math—not fear. 🎙 Loans Elevated Podcast Clear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype. Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage. 🔗 Resources & links: https://lassigteam.com 📲 Follow us on Instagram & Facebook: @loanselevated Hosts: Broch Lassig - Branch Manager | NMLS 340314 TJ Heidenreich - Sales Manager | NMLS 1802412 Ryan King - Loan Officer | NMLS 1870771 Branch NMLS 2048956 Equal Housing Opportunity. All loans subject to underwriting approval. Certain restrictions may apply. CrossCountry Mortgage, LLC | NMLS 3029 www.nmlsconsumeraccess.org This podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.

    43 min

  3. JAN 8

    Episode 165: Mortgage Rates in 2026 | What Actually Matters (and What Doesn’t)

    Send us a text Where are mortgage rates headed in 2026? Instead of guessing exact numbers, this episode focuses on what actually drives rates and how buyers and homeowners can win regardless of volatility. We break down inflation, job data, AI-driven economic shifts, housing demand, and the real wild cards shaping the market this year. More importantly, we explain why strategy, structure, and execution matter far more than timing the perfect rate. If you’re waiting for certainty, this episode is for you. Key themes: Why rate predictions are usually wrongWhy lower rates haven’t unlocked buyers yetHow fear and uncertainty stall housing marketsThe smartest way to refinance in a falling-rate environmentWhy readiness beats waiting in 2026🎙 Loans Elevated Podcast Clear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype. Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage. 🔗 Resources & links: https://lassigteam.com 📲 Follow us on Instagram & Facebook: @loanselevated Hosts: Broch Lassig - Branch Manager | NMLS 340314 TJ Heidenreich - Sales Manager | NMLS 1802412 Ryan King - Loan Officer | NMLS 1870771 Branch NMLS 2048956 Equal Housing Opportunity. All loans subject to underwriting approval. Certain restrictions may apply. CrossCountry Mortgage, LLC | NMLS 3029 www.nmlsconsumeraccess.org This podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.

    26 min

  4. 12/18/2025

    Episode 164: Non-Disclosure States & Property Taxes | What Utah Homeowners Don’t Realize

    Send us a text Property taxes can quietly cost Utah homeowners thousands of dollars over time, and most people don’t even realize they can challenge them. In this episode of the Loans Elevated Podcast, we break down how property taxes actually work in Utah, what it means to live in a non-disclosure state, and how homeowners can dispute over-assessed values to reduce their monthly payments. We cover: • What a non-disclosure state really means • When and how to challenge your property tax assessment • Common mistakes counties make when valuing homes • New construction tax surprises • Veteran, senior, disability, and hardship tax abatements • How escrow shortages happen and how refinancing can help This episode is packed with actionable insights that could save you hundreds (or even thousands) per year. Resources: • Learn more: https://www.LoansElevated.com • Questions about your property taxes or escrow? Contact our team 🎙 Loans Elevated Podcast Clear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype. Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage. 🔗 Resources & links: https://lassigteam.com 📲 Follow us on Instagram & Facebook: @loanselevated Hosts: Broch Lassig - Branch Manager | NMLS 340314 TJ Heidenreich - Sales Manager | NMLS 1802412 Ryan King - Loan Officer | NMLS 1870771 Branch NMLS 2048956 Equal Housing Opportunity. All loans subject to underwriting approval. Certain restrictions may apply. CrossCountry Mortgage, LLC | NMLS 3029 www.nmlsconsumeraccess.org This podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.

    34 min

  5. 12/11/2025

    Episode 163: Portable Mortgages | Why They’ll Never Work in the U.S. Housing Market

    Send us a text Portable mortgages are back in the news — but can they actually work in the United States? In this episode, the Loans Elevated squad breaks down why this “solution” sounds appealing but falls apart once you understand the U.S. mortgage system, MBS, investor risk, and how modern housing finance works. We cover: What a portable mortgage is (and why borrowers love the idea)Why the U.S. financial system and MBS make portability nearly impossibleHow other countries use portable mortgages — and why they rely on balloon-style termsWhy assumable mortgages don’t fix the lock-in effectThe real affordability issue no one is talking aboutWhen a higher rate actually creates more household wealthWhy financial education matters more than new loan productsIf you want clarity—not clickbait—around affordability solutions, this episode will help reset expectations and show you what truly drives better financial outcomes. Have questions or want us to run your scenario? Visit loanselevated.com. 🎙 Loans Elevated Podcast Clear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype. Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage. 🔗 Resources & links: https://lassigteam.com 📲 Follow us on Instagram & Facebook: @loanselevated Hosts: Broch Lassig - Branch Manager | NMLS 340314 TJ Heidenreich - Sales Manager | NMLS 1802412 Ryan King - Loan Officer | NMLS 1870771 Branch NMLS 2048956 Equal Housing Opportunity. All loans subject to underwriting approval. Certain restrictions may apply. CrossCountry Mortgage, LLC | NMLS 3029 www.nmlsconsumeraccess.org This podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.

    20 min

  6. 12/04/2025

    Episode 162: Timeshares. The Emotional Trap, the Real Math & What It Means for Your Mortgage

    Send us a text This week we’re recording from Mexico and talking about the one topic nearly everyone has an opinion on: timeshares. Are they worth it? Are they ever a smart financial move? Do they actually save you money on vacations? And most importantly… How do they affect your mortgage and credit? In this candid episode, we share:  • Why timeshares prey on emotions  • The “exclusivity” lie  • The hidden financing trap (16%+ interest!)  • Why timeshare debt counts as a mortgage • And how most owners lose money on resale If you’ve ever been approached on vacation, this episode is your lifeline. 🎙 Loans Elevated Podcast Clear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype. Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage. 🔗 Resources & links: https://lassigteam.com 📲 Follow us on Instagram & Facebook: @loanselevated Hosts: Broch Lassig - Branch Manager | NMLS 340314 TJ Heidenreich - Sales Manager | NMLS 1802412 Ryan King - Loan Officer | NMLS 1870771 Branch NMLS 2048956 Equal Housing Opportunity. All loans subject to underwriting approval. Certain restrictions may apply. CrossCountry Mortgage, LLC | NMLS 3029 www.nmlsconsumeraccess.org This podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.

    16 min

  7. 11/25/2025

    Episode 161: Is the Housing Market Actually in Trouble? The Metrics That Really Matter

    Send us a text Are rising foreclosure and bankruptcy headlines signaling a housing crash?  In this episode of the Loans Elevated Podcast, we break down the actual data — not the fear-based headlines — to reveal what’s really happening in the housing market across Utah and nationwide. We cover:  • How today’s delinquencies compare to pre-COVID normals  • Why foreclosure inventory is FAR below historical averages  • The real story behind rising bankruptcy filings  • How negative equity remains near historic lows (2% vs. 26% in 2009)  • Why vacancy rates matter — and what they tell us today  • The unemployment “trigger point” that could shift the market  • What would actually need to happen for a housing collapse Spoiler: Many of the metrics would need to double or triple before we hit legitimate red-flag territory. We also discuss:  • Why consumer debt — not mortgage debt — is straining households  • How homeowners can use equity strategically during uncertain times  • Why liquidity and planning matter more than ever  • The danger of making decisions from headlines instead of data If you’re a homeowner, buyer, investor, or real estate professional, this is your deep dive into the truth behind today’s housing market. 🎧 Tune in to stay informed, not influenced. 🎙 Loans Elevated Podcast Clear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype. Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage. 🔗 Resources & links: https://lassigteam.com 📲 Follow us on Instagram & Facebook: @loanselevated Hosts: Broch Lassig - Branch Manager | NMLS 340314 TJ Heidenreich - Sales Manager | NMLS 1802412 Ryan King - Loan Officer | NMLS 1870771 Branch NMLS 2048956 Equal Housing Opportunity. All loans subject to underwriting approval. Certain restrictions may apply. CrossCountry Mortgage, LLC | NMLS 3029 www.nmlsconsumeraccess.org This podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.

    21 min

  8. 11/20/2025

    Episode 160: 50-Year Mortgages... Will They Save Housing? (The Truth No One’s Saying)

    Send us a text Everyone’s talking about Trump’s floated idea of 50-year (and even 100-year) mortgages, but do longer loan terms actually solve the affordability problem? In this episode, we break down the math, the psychology, and the reality behind why housing feels unaffordable… and what’s truly driving the crisis. Inside the episode:  • The emotional vs mathematical side of affordability  • Hidden ownership costs skyrocketing beyond rates & prices  • Why stretching to a 50-year mortgage barely changes your payment  • How to get into a home strategically  • The #1 reason most buyers still feel stuck  • Tactical strategies: subsidy accounts, co-investing, house hacking & more If you want real strategies (not headlines) to make homeownership work in 2025, this episode is for you. 👉 Get the Holistic Mortgage Planning eBook: hmpbook.com 👉 Follow Loans Elevated on YouTube & Instagram for weekly market updates 🎙 Loans Elevated Podcast Clear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype. Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage. 🔗 Resources & links: https://lassigteam.com 📲 Follow us on Instagram & Facebook: @loanselevated Hosts: Broch Lassig - Branch Manager | NMLS 340314 TJ Heidenreich - Sales Manager | NMLS 1802412 Ryan King - Loan Officer | NMLS 1870771 Branch NMLS 2048956 Equal Housing Opportunity. All loans subject to underwriting approval. Certain restrictions may apply. CrossCountry Mortgage, LLC | NMLS 3029 www.nmlsconsumeraccess.org This podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.

    40 min
See All (169)

Ratings & Reviews

5
out of 5
2 Ratings

About

The Loans Elevated Podcast delivers clear, strategic conversations on mortgages, real estate, and homeownership.Hosted by Broch Lassig alongside TJ Heidenreich and Ryan King of The Lassig Team, a top 1% nationally ranked mortgage team, the show explores how housing decisions impact your financial future.Each episode breaks down real-world mortgage strategy, market dynamics, and the role homeownership plays in building wealth, managing debt, and creating long-term optionality.Whether you’re a homeowner, first-time buyer, or real estate professional, Loans Elevated helps you think differently about real estate and use it as a tool, not just a transaction.

Information

  • Creator
    The Lassig Team at CrossCountry Mortgage
  • Years Active
    2023 - 2026
  • Episodes
    169
  • Rating
    Clean
  • Copyright
    © 2026 Loans Elevated
  • Show Website
    Loans Elevated